porticus insurance consultants limited
porticus insurance consultants limited Company Information
Company Number
04597982
Next Accounts
Dec 2025
Shareholders
clear group (holdings) ltd
Group Structure
View All
Industry
Non-life insurance
Registered Address
1 great tower street, london, EC3R 5AA
Website
www.porticusinsurance.comporticus insurance consultants limited Estimated Valuation
Pomanda estimates the enterprise value of PORTICUS INSURANCE CONSULTANTS LIMITED at £242.7k based on a Turnover of £419.8k and 0.58x industry multiple (adjusted for size and gross margin).
porticus insurance consultants limited Estimated Valuation
Pomanda estimates the enterprise value of PORTICUS INSURANCE CONSULTANTS LIMITED at £859.3k based on an EBITDA of £135k and a 6.37x industry multiple (adjusted for size and gross margin).
porticus insurance consultants limited Estimated Valuation
Pomanda estimates the enterprise value of PORTICUS INSURANCE CONSULTANTS LIMITED at £137.6k based on Net Assets of £84k and 1.64x industry multiple (adjusted for liquidity).
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Porticus Insurance Consultants Limited Overview
Porticus Insurance Consultants Limited is a live company located in london, EC3R 5AA with a Companies House number of 04597982. It operates in the non-life insurance sector, SIC Code 65120. Founded in November 2002, it's largest shareholder is clear group (holdings) ltd with a 100% stake. Porticus Insurance Consultants Limited is a mature, micro sized company, Pomanda has estimated its turnover at £419.8k with rapid growth in recent years.
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Porticus Insurance Consultants Limited Health Check
Pomanda's financial health check has awarded Porticus Insurance Consultants Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 2 areas for improvement. Company Health Check FAQs
5 Strong
3 Regular
2 Weak
Size
annual sales of £419.8k, make it smaller than the average company (£2.2m)
£419.8k - Porticus Insurance Consultants Limited
£2.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 42%, show it is growing at a faster rate (10.2%)
- Porticus Insurance Consultants Limited
10.2% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Porticus Insurance Consultants Limited
100% - Industry AVG
Profitability
an operating margin of 26.8% make it more profitable than the average company (19.2%)
26.8% - Porticus Insurance Consultants Limited
19.2% - Industry AVG
Employees
with 3 employees, this is below the industry average (25)
3 - Porticus Insurance Consultants Limited
25 - Industry AVG
Pay Structure
on an average salary of £60.7k, the company has an equivalent pay structure (£60.7k)
- Porticus Insurance Consultants Limited
£60.7k - Industry AVG
Efficiency
resulting in sales per employee of £139.9k, this is equally as efficient (£144.3k)
£139.9k - Porticus Insurance Consultants Limited
£144.3k - Industry AVG
Debtor Days
it gets paid by customers after 26 days, this is earlier than average (199 days)
26 days - Porticus Insurance Consultants Limited
199 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Porticus Insurance Consultants Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Porticus Insurance Consultants Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 96 weeks, this is more cash available to meet short term requirements (19 weeks)
96 weeks - Porticus Insurance Consultants Limited
19 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 39.9%, this is a lower level of debt than the average (77.3%)
39.9% - Porticus Insurance Consultants Limited
77.3% - Industry AVG
PORTICUS INSURANCE CONSULTANTS LIMITED financials
Porticus Insurance Consultants Limited's latest turnover from March 2024 is £419.8 thousand and the company has net assets of £84 thousand. According to their latest financial statements, Porticus Insurance Consultants Limited has 3 employees and maintains cash reserves of £103.8 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 419,827 | 393,351 | 197,938 | 193,328 | 155,113 | ||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 8,666 | 8,423 | 173 | ||||||||||||
| Gross Profit | 419,827 | 393,351 | 189,272 | 184,905 | 154,940 | ||||||||||
| Admin Expenses | 307,233 | 163,550 | 90,640 | 73,821 | 81,844 | ||||||||||
| Operating Profit | 112,594 | 229,801 | 98,632 | 111,084 | 73,096 | ||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | 106 | 4 | 38 | 571 | 538 | ||||||||||
| Pre-Tax Profit | 112,700 | 229,805 | 98,670 | 111,655 | 73,106 | ||||||||||
| Tax | -37,139 | -32,942 | -19,816 | -22,025 | -15,297 | ||||||||||
| Profit After Tax | 75,561 | 196,863 | 78,854 | 89,630 | 57,809 | ||||||||||
| Dividends Paid | 83,500 | 59,595 | 54,465 | ||||||||||||
| Retained Profit | 75,561 | 196,863 | -4,646 | 30,035 | 3,344 | ||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||||
| EBITDA* | 134,980 | 229,902 | 98,632 | 111,084 | 73,210 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 686 | 55,990 | 101 | 3,412 | 603 | 500 | 310 | 529 | 646 | ||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 686 | 55,990 | 101 | 3,412 | 603 | 500 | 310 | 529 | 646 | ||||||
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 30,714 | 18,726 | 13,306 | 32,741 | 5,837 | 19,351 | 5,278 | 16,972 | 10,217 | 23,769 | 17,503 | 17,527 | 21,067 | 4,263 | 2,938 |
| Group Debtors | |||||||||||||||
| Misc Debtors | 4,553 | 2,574 | 2,218 | 2,689 | 5,731 | 8,110 | 5,390 | 6,633 | |||||||
| Cash | 103,846 | 97,503 | 176,337 | 117,834 | 88,592 | 91,507 | 95,238 | 95,837 | 68,650 | 64,325 | 78,779 | 88,069 | 90,774 | 59,397 | 47,037 |
| misc current assets | |||||||||||||||
| total current assets | 139,113 | 116,229 | 189,643 | 150,575 | 97,003 | 113,076 | 103,205 | 118,540 | 86,977 | 88,094 | 96,282 | 110,986 | 118,474 | 63,660 | 49,975 |
| total assets | 139,799 | 172,219 | 189,744 | 153,987 | 97,003 | 113,679 | 103,205 | 119,040 | 86,977 | 88,404 | 96,282 | 110,986 | 118,474 | 64,189 | 50,621 |
| Bank overdraft | 56 | ||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 1 | 1 | 3,179 | 2 | 80,724 | 83,695 | 1,559 | 53,342 | 37,129 | ||||||
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 55,779 | 59,760 | 122,648 | 136,326 | 97,580 | 110,519 | 102,644 | 97,968 | 81,387 | 74,806 | 76,089 | ||||
| total current liabilities | 55,779 | 59,760 | 122,648 | 136,326 | 97,580 | 110,520 | 102,645 | 101,147 | 81,389 | 80,724 | 83,695 | 74,806 | 77,648 | 53,398 | 37,129 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | |||||||||||||||
| total liabilities | 55,779 | 59,760 | 122,648 | 136,326 | 97,580 | 110,520 | 102,645 | 101,147 | 81,389 | 80,724 | 83,695 | 74,806 | 77,648 | 53,398 | 37,129 |
| net assets | 84,020 | 112,459 | 67,096 | 17,661 | -577 | 3,159 | 560 | 17,893 | 5,588 | 7,680 | 12,587 | 36,180 | 40,826 | 10,791 | 13,492 |
| total shareholders funds | 84,020 | 112,459 | 67,096 | 17,661 | -577 | 3,159 | 560 | 17,893 | 5,588 | 7,680 | 12,587 | 36,180 | 40,826 | 10,791 | 13,492 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 112,594 | 229,801 | 98,632 | 111,084 | 73,096 | ||||||||||
| Depreciation | 22,386 | 101 | 1,185 | 1,706 | 603 | 526 | 500 | 500 | 310 | 309 | 117 | 114 | |||
| Amortisation | |||||||||||||||
| Tax | -37,139 | -32,942 | -19,816 | -22,025 | -15,297 | ||||||||||
| Stock | |||||||||||||||
| Debtors | 16,541 | 5,420 | -19,435 | 24,330 | -13,158 | 13,602 | -14,736 | 4,376 | -5,442 | 6,266 | -5,414 | -4,783 | 23,437 | 1,325 | 2,938 |
| Creditors | -1 | -3,178 | 3,177 | -80,722 | -2,971 | 83,695 | -1,559 | -51,783 | 16,213 | 37,129 | |||||
| Accruals and Deferred Income | -3,981 | -62,888 | -13,678 | 38,746 | -12,939 | 7,875 | 4,676 | 16,581 | 81,387 | -74,806 | -1,283 | 76,089 | |||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | 77,319 | 128,652 | 80,757 | 89,928 | 92,104 | ||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | 106 | 4 | 38 | 571 | 538 | ||||||||||
| cash flow from financing | -103,894 | -151,496 | 38 | 571 | 10,686 | ||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 6,343 | -78,834 | 58,503 | 29,242 | -2,915 | -3,731 | -599 | 27,187 | 4,325 | -14,454 | -9,290 | -2,705 | 31,377 | 12,360 | 47,037 |
| overdraft | -56 | 56 | |||||||||||||
| change in cash | 6,343 | -78,834 | 58,503 | 29,242 | -2,915 | -3,731 | -599 | 27,187 | 4,325 | -14,454 | -9,290 | -2,705 | 31,433 | 12,304 | 47,037 |
porticus insurance consultants limited Credit Report and Business Information
Porticus Insurance Consultants Limited Competitor Analysis
Perform a competitor analysis for porticus insurance consultants limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in EC3R area or any other competitors across 12 key performance metrics.
porticus insurance consultants limited Ownership
PORTICUS INSURANCE CONSULTANTS LIMITED group structure
Porticus Insurance Consultants Limited has no subsidiary companies.
Ultimate parent company
PORTICUS INSURANCE CONSULTANTS LIMITED
04597982
porticus insurance consultants limited directors
Porticus Insurance Consultants Limited currently has 4 directors. The longest serving directors include Mr William Baker (Nov 2002) and Mr Philip Williams (May 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr William Baker | 62 years | Nov 2002 | - | Director | |
| Mr Philip Williams | England | 41 years | May 2024 | - | Director |
| Mr Timothy Money | England | 58 years | May 2024 | - | Director |
| Mr Michael Edgeley | England | 58 years | May 2024 | - | Director |
P&L
March 2024turnover
419.8k
+7%
operating profit
112.6k
-51%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
84k
-0.25%
total assets
139.8k
-0.19%
cash
103.8k
+0.07%
net assets
Total assets minus all liabilities
porticus insurance consultants limited company details
company number
04597982
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
November 2002
age
23
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
PKF LITTLEJOHN LLP
address
1 great tower street, london, EC3R 5AA
Bank
-
Legal Advisor
-
porticus insurance consultants limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to porticus insurance consultants limited.
porticus insurance consultants limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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porticus insurance consultants limited Companies House Filings - See Documents
| date | description | view/download |
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