peter harding practice limited Company Information
Company Number
04737387
Website
www.peterhardingwm.co.ukRegistered Address
tucks house, foyle hill, shaftesbury, dorset, SP7 0AG
Industry
Life insurance
Telephone
01747855554
Next Accounts Due
December 2024
Group Structure
View All
Shareholders
peter richard harding 75%
susannah beverley harding 25%
peter harding practice limited Estimated Valuation
Pomanda estimates the enterprise value of PETER HARDING PRACTICE LIMITED at £943.5k based on a Turnover of £1.5m and 0.62x industry multiple (adjusted for size and gross margin).
peter harding practice limited Estimated Valuation
Pomanda estimates the enterprise value of PETER HARDING PRACTICE LIMITED at £15.5m based on an EBITDA of £1.8m and a 8.54x industry multiple (adjusted for size and gross margin).
peter harding practice limited Estimated Valuation
Pomanda estimates the enterprise value of PETER HARDING PRACTICE LIMITED at £20.5m based on Net Assets of £12.3m and 1.67x industry multiple (adjusted for liquidity).
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Peter Harding Practice Limited Overview
Peter Harding Practice Limited is a live company located in shaftesbury, SP7 0AG with a Companies House number of 04737387. It operates in the life insurance sector, SIC Code 65110. Founded in April 2003, it's largest shareholder is peter richard harding with a 75% stake. Peter Harding Practice Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.5m with healthy growth in recent years.
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Peter Harding Practice Limited Health Check
Pomanda's financial health check has awarded Peter Harding Practice Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 1 areas for improvement. Company Health Check FAQs
7 Strong
2 Regular
1 Weak
Size
annual sales of £1.5m, make it larger than the average company (£1.2m)
- Peter Harding Practice Limited
£1.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 14%, show it is growing at a faster rate (6.6%)
- Peter Harding Practice Limited
6.6% - Industry AVG
Production
with a gross margin of 90%, this company has a comparable cost of product (90%)
- Peter Harding Practice Limited
90% - Industry AVG
Profitability
an operating margin of 94.3% make it more profitable than the average company (12.6%)
- Peter Harding Practice Limited
12.6% - Industry AVG
Employees
with 42 employees, this is above the industry average (20)
42 - Peter Harding Practice Limited
20 - Industry AVG
Pay Structure
on an average salary of £55.9k, the company has an equivalent pay structure (£55.9k)
- Peter Harding Practice Limited
£55.9k - Industry AVG
Efficiency
resulting in sales per employee of £36.4k, this is less efficient (£121.4k)
- Peter Harding Practice Limited
£121.4k - Industry AVG
Debtor Days
it gets paid by customers after 156 days, this is earlier than average (247 days)
- Peter Harding Practice Limited
247 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Peter Harding Practice Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Peter Harding Practice Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 50 weeks, this is more cash available to meet short term requirements (10 weeks)
50 weeks - Peter Harding Practice Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 25.9%, this is a lower level of debt than the average (93.3%)
25.9% - Peter Harding Practice Limited
93.3% - Industry AVG
PETER HARDING PRACTICE LIMITED financials
Peter Harding Practice Limited's latest turnover from March 2023 is estimated at £1.5 million and the company has net assets of £12.3 million. According to their latest financial statements, Peter Harding Practice Limited has 42 employees and maintains cash reserves of £1.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||||
Other Income Or Grants | ||||||||||||||
Cost Of Sales | ||||||||||||||
Gross Profit | ||||||||||||||
Admin Expenses | ||||||||||||||
Operating Profit | ||||||||||||||
Interest Payable | ||||||||||||||
Interest Receivable | ||||||||||||||
Pre-Tax Profit | ||||||||||||||
Tax | ||||||||||||||
Profit After Tax | ||||||||||||||
Dividends Paid | ||||||||||||||
Retained Profit | ||||||||||||||
Employee Costs | ||||||||||||||
Number Of Employees | 42 | 36 | 27 | 29 | 24 | 19 | 16 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 949,167 | 1,028,593 | 980,582 | 989,084 | 282,130 | 156,304 | 123,777 | 154,442 | 113,466 | 84,403 | 12,948 | 11,378 | 7,364 | 9,820 |
Intangible Assets | 5,409,604 | 4,603,632 | 68,302 | 147,363 | 197,055 | 246,747 | 296,439 | 346,131 | 395,823 | 445,515 | 627,207 | 688,899 | 750,591 | 869,000 |
Investments & Other | 650,000 | 650,000 | 650,000 | 650,000 | 650,000 | 650,000 | 650,000 | 506,512 | 506,512 | 0 | 120,000 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 7,008,771 | 6,282,225 | 1,698,884 | 1,786,447 | 1,129,185 | 1,053,051 | 1,070,216 | 1,007,085 | 1,015,801 | 529,918 | 760,155 | 700,277 | 757,955 | 878,820 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 654,271 | 554,273 | 512,698 | 411,379 | 501,710 | 397,754 | 457,901 | 322,149 | 546,559 | 553,096 | 651,065 | 811,308 | 1,265,909 | 561,101 |
Group Debtors | 0 | 93,692 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 3,339,707 | 2,205,000 | 1,672,131 | 447,696 | 229,564 | 1,046,267 | 628,967 | 201,266 | 299,783 | 0 | 0 | 0 | 0 | 0 |
Cash | 1,708,715 | 2,412,396 | 3,118,123 | 3,868,871 | 3,614,849 | 2,353,831 | 1,955,400 | 1,611,141 | 1,467,740 | 1,927,527 | 1,039,820 | 558,401 | 557,636 | 313,648 |
misc current assets | 3,891,450 | 3,899,051 | 3,585,262 | 2,308,664 | 2,832,649 | 2,640,216 | 2,482,410 | 1,465,267 | 1,385,752 | 964,638 | 551,374 | 0 | 0 | 0 |
total current assets | 9,594,143 | 9,164,412 | 8,888,214 | 7,036,610 | 7,178,772 | 6,438,068 | 5,524,678 | 3,599,823 | 3,699,834 | 3,445,261 | 2,242,259 | 1,369,709 | 1,823,545 | 874,749 |
total assets | 16,602,914 | 15,446,637 | 10,587,098 | 8,823,057 | 8,307,957 | 7,491,119 | 6,594,894 | 4,606,908 | 4,715,635 | 3,975,179 | 3,002,414 | 2,069,986 | 2,581,500 | 1,753,569 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 529,272 | 423,085 | 309,307 | 234,429 | 344,429 | 221,594 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,159 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 1,750,555 | 1,536,197 | 260,292 | 205,708 | 236,536 | 365,638 | 604,948 | 555,139 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 1,750,555 | 1,536,197 | 260,292 | 205,708 | 236,536 | 365,638 | 604,948 | 555,139 | 529,272 | 426,244 | 309,307 | 234,429 | 344,429 | 221,594 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 2,237,593 | 2,562,780 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 923,872 | 923,872 |
provisions | 308,894 | 279,766 | 290,788 | 175,115 | 222,277 | 216,031 | 216,031 | 19,211 | 12,921 | 11,378 | 2,945 | 2,076 | 1,049 | 1,483 |
total long term liabilities | 2,546,487 | 2,842,546 | 290,788 | 175,115 | 222,277 | 216,031 | 216,031 | 19,211 | 12,921 | 11,378 | 2,945 | 2,076 | 924,921 | 925,355 |
total liabilities | 4,297,042 | 4,378,743 | 551,080 | 380,823 | 458,813 | 581,669 | 820,979 | 574,350 | 542,193 | 437,622 | 312,252 | 236,505 | 1,269,350 | 1,146,949 |
net assets | 12,305,872 | 11,067,894 | 10,036,018 | 8,442,234 | 7,849,144 | 6,909,450 | 5,773,915 | 4,032,558 | 4,173,442 | 3,537,557 | 2,690,162 | 1,833,481 | 1,312,150 | 606,620 |
total shareholders funds | 12,305,872 | 11,067,894 | 10,036,018 | 8,442,234 | 7,849,144 | 6,909,450 | 5,773,915 | 4,032,558 | 4,173,442 | 3,537,557 | 2,690,162 | 1,833,481 | 1,312,150 | 606,620 |
Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||
Operating Profit | ||||||||||||||
Depreciation | 105,130 | 111,463 | 75,212 | 62,925 | 31,453 | 23,888 | 28,853 | 23,554 | 22,501 | 6,061 | 3,968 | 2,666 | 2,456 | 3,047 |
Amortisation | 269,190 | 167,008 | 49,692 | 49,692 | 49,692 | 49,692 | 49,692 | 49,692 | 49,692 | 61,692 | 202,424 | 61,692 | 61,692 | 70,814 |
Tax | ||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 1,141,013 | 668,136 | 1,325,754 | 127,801 | -712,747 | 357,153 | 563,453 | -322,927 | 293,246 | -97,969 | -160,243 | -454,601 | 704,808 | 561,101 |
Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -529,272 | 106,187 | 113,778 | 74,878 | -110,000 | 122,835 | 221,594 |
Accruals and Deferred Income | 214,358 | 1,275,905 | 54,584 | -30,828 | -129,102 | -239,310 | 49,809 | 555,139 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 29,128 | -11,022 | 115,673 | -47,162 | 6,246 | 0 | 196,820 | 6,290 | 1,543 | 8,433 | 869 | 1,027 | -434 | 1,483 |
Cash flow from operations | ||||||||||||||
Investing Activities | ||||||||||||||
capital expenditure | ||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 143,488 | 0 | 506,512 | -120,000 | 120,000 | 0 | 0 | 0 |
cash flow from investments | ||||||||||||||
Financing Activities | ||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3,159 | 3,159 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | -325,187 | 2,562,780 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -923,872 | 0 | 923,872 |
share issue | ||||||||||||||
interest | ||||||||||||||
cash flow from financing | ||||||||||||||
cash and cash equivalents | ||||||||||||||
cash | -703,681 | -705,727 | -750,748 | 254,022 | 1,261,018 | 398,431 | 344,259 | 143,401 | -459,787 | 887,707 | 481,419 | 765 | 243,988 | 313,648 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -703,681 | -705,727 | -750,748 | 254,022 | 1,261,018 | 398,431 | 344,259 | 143,401 | -459,787 | 887,707 | 481,419 | 765 | 243,988 | 313,648 |
peter harding practice limited Credit Report and Business Information
Peter Harding Practice Limited Competitor Analysis
Perform a competitor analysis for peter harding practice limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in SP7 area or any other competitors across 12 key performance metrics.
peter harding practice limited Ownership
PETER HARDING PRACTICE LIMITED group structure
Peter Harding Practice Limited has no subsidiary companies.
Ultimate parent company
PETER HARDING PRACTICE LIMITED
04737387
peter harding practice limited directors
Peter Harding Practice Limited currently has 2 directors. The longest serving directors include Mr Peter Harding (Apr 2003) and Ms Clair Smith (Dec 2021).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Peter Harding | England | 58 years | Apr 2003 | - | Director |
Ms Clair Smith | England | 46 years | Dec 2021 | - | Director |
P&L
March 2023turnover
1.5m
+21%
operating profit
1.4m
0%
gross margin
90.1%
-0.28%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
12.3m
+0.11%
total assets
16.6m
+0.07%
cash
1.7m
-0.29%
net assets
Total assets minus all liabilities
peter harding practice limited company details
company number
04737387
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
April 2003
age
21
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2023
previous names
N/A
accountant
MASTERSFULLER
auditor
-
address
tucks house, foyle hill, shaftesbury, dorset, SP7 0AG
Bank
-
Legal Advisor
-
peter harding practice limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to peter harding practice limited. Currently there are 0 open charges and 1 have been satisfied in the past.
peter harding practice limited Companies House Filings - See Documents
date | description | view/download |
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