M & M Financial Services Ltd

POWER SEARCH PRICING

SOLUTIONS

m & m financial services ltd Company Information

Company Number

04738342

Next Accounts

Jan 2026

Directors

Satish Matai

Shareholders

satish matai

Group Structure

View All

Industry

Other activities auxiliary to financial services, except insurance and pension funding

Registered Address

27 abercorn gardens, kenton, harrow, middlesex, HA3 0PB

Website

www.mandmgroup.co.uk

m & m financial services ltd Estimated Valuation

£1.6m

Pomanda estimates the enterprise value of M & M FINANCIAL SERVICES LTD at £1.6m based on Net Assets of £657.9k and 2.45x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

M & M Financial Services Ltd is a live company located in harrow, HA3 0PB with a Companies House number of 04738342. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in April 2003, it's largest shareholder is satish matai with a 100% stake. M & M Financial Services Ltd is a mature, small sized company, Pomanda has estimated its turnover at £1.6m with high growth in recent years.

View Sample

Upgrade for unlimited company reports & a free credit check

Pomanda's financial health check has awarded M & M Financial Services Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs

Health Rating3out of 5

3 Strong

1 Regular

6 Weak

Size

annual sales of £1.6m, make it smaller than the average company (£3.7m)

Growth

3 year (CAGR) sales growth of 24%, show it is growing at a faster rate (9.7%)

EXPORT

M & M Financial Services Ltd's latest turnover from April 2024 is estimated at £1.6 million and the company has net assets of £657.9 thousand. According to their latest financial statements, M & M Financial Services Ltd has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies House, Pomanda Estimates

	Apr 2024	Apr 2023	Apr 2022	Apr 2021	Apr 2020	Apr 2019	Apr 2018	Apr 2017	Apr 2016	Apr 2015	Apr 2014	Apr 2013	Apr 2012	Apr 2011	Apr 2010
Turnover	1,603,579	1,382,996	1,116,096	842,116	724,014	320,057	674,398	549,771	417,898	8,774	8,121	53,143	5,837	30,001	30,332
Other Income Or Grants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cost Of Sales	1,290,648	1,093,684	823,636	635,116	521,862	237,906	400,805	338,690	271,857	5,503	5,727	35,133	3,720	19,614	21,067
Gross Profit	312,931	289,312	292,460	207,000	202,152	82,151	273,593	211,081	146,041	3,271	2,394	18,011	2,117	10,387	9,264
Admin Expenses	222,916	123,981	121,806	136,791	141,110	42,505	192,271	189,656	145,832	-3,720	-23,303	-8,088	20,555	-5,475	-81,207
Operating Profit	90,015	165,331	170,654	70,209	61,042	39,646	81,322	21,425	209	6,991	25,697	26,099	-18,438	15,862	90,471
Interest Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest Receivable	0	0	0	0	0	0	0	0	291	604	468	284	273	326	181
Pre-Tax Profit	90,015	165,331	170,654	70,209	61,042	39,646	81,322	21,425	500	7,595	26,165	26,383	-18,165	16,188	90,653
Tax	-22,504	-41,333	-32,424	-13,340	-11,598	-7,533	-15,451	-4,071	-100	-1,519	-5,495	-6,068	0	-4,209	-25,383
Profit After Tax	67,511	123,998	138,230	56,869	49,444	32,113	65,871	17,354	400	6,076	20,670	20,315	-18,165	11,979	65,270
Dividends Paid	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Profit	67,511	123,998	138,230	56,869	49,444	32,113	65,871	17,354	400	6,076	20,670	20,315	-18,165	11,979	65,270
Employee Costs	216,589	204,065	256,000	234,744	293,598	177,526	166,570	105,896	124,280	55,876	57,842	51,816	50,931	50,722	47,604
Number Of Employees	3	3	4	4	5	3	3	2	2	1	1	1	1	1	1
EBITDA*	90,015	165,331	170,654	70,209	61,042	39,646	81,322	21,425	209	12,273	29,016	30,177	-14,083	21,146	93,672

* Earnings Before Interest, Tax, Depreciation and Amortisation

	Apr 2024	Apr 2023	Apr 2022	Apr 2021	Apr 2020	Apr 2019	Apr 2018	Apr 2017	Apr 2016	Apr 2015	Apr 2014	Apr 2013	Apr 2012	Apr 2011	Apr 2010
Tangible Assets	2,798	3,730	4,973	6,632	8,841	111,788	13,646	14,141	16,883	20,882	15,884	19,203	20,561	23,673	9,771
Intangible Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments & Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Debtors (Due After 1 year)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Fixed Assets	2,798	3,730	4,973	6,632	8,841	111,788	13,646	14,141	16,883	20,882	15,884	19,203	20,561	23,673	9,771
Stock & work in progress	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Debtors	700,266	640,908	529,836	378,098	290,789	123,878	220,382	145,709	99,433	1,047	675	10,675	725	6,282	6,402
Group Debtors	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Misc Debtors	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	0	0	0	0	0	0	0	0	0	116,441	125,001	62,112	51,397	57,755	72,520
misc current assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total current assets	700,266	640,908	529,836	378,098	290,789	123,878	220,382	145,709	99,433	117,488	125,676	72,787	52,122	64,037	78,922
total assets	703,064	644,638	534,809	384,730	299,630	235,666	234,028	159,850	116,316	138,370	141,560	91,990	72,683	87,710	88,693
Bank overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Bank loan	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Creditors	45,129	54,214	68,383	56,534	28,303	13,783	44,258	35,951	9,771	31,225	40,491	11,591	12,599	9,461	22,423
Group/Directors Accounts	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other short term finances	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other current liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total current liabilities	45,129	54,214	68,383	56,534	28,303	13,783	44,258	35,951	9,771	31,225	40,491	11,591	12,599	9,461	22,423
loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accruals and Deferred Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
provisions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total long term liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total liabilities	45,129	54,214	68,383	56,534	28,303	13,783	44,258	35,951	9,771	31,225	40,491	11,591	12,599	9,461	22,423
net assets	657,935	590,424	466,426	328,196	271,327	221,883	189,770	123,899	106,545	107,145	101,069	80,399	60,084	78,249	66,270
total shareholders funds	657,935	590,424	466,426	328,196	271,327	221,883	189,770	123,899	106,545	107,145	101,069	80,399	60,084	78,249	66,270

	Apr 2024	Apr 2023	Apr 2022	Apr 2021	Apr 2020	Apr 2019	Apr 2018	Apr 2017	Apr 2016	Apr 2015	Apr 2014	Apr 2013	Apr 2012	Apr 2011	Apr 2010
Operating Activities
Operating Profit	90,015	165,331	170,654	70,209	61,042	39,646	81,322	21,425	209	6,991	25,697	26,099	-18,438	15,862	90,471
Depreciation	0	0	0	0	0	0	0	0	0	5,282	3,319	4,078	4,355	5,284	3,201
Amortisation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Tax	-22,504	-41,333	-32,424	-13,340	-11,598	-7,533	-15,451	-4,071	-100	-1,519	-5,495	-6,068	0	-4,209	-25,383
Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Debtors	59,358	111,072	151,738	87,309	166,911	-96,504	74,673	46,276	98,386	372	-10,000	9,950	-5,557	-120	6,402
Creditors	-9,085	-14,169	11,849	28,231	14,520	-30,475	8,307	26,180	-21,454	-9,266	28,900	-1,008	3,138	-12,962	22,423
Accruals and Deferred Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Taxes & Provisions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash flow from operations	-932	-1,243	-1,659	-2,209	-102,947	98,142	-495	-2,742	-119,731	1,116	62,421	13,151	-5,388	4,095	84,310
Investing Activities
capital expenditure	932	1,243	1,659	2,209	102,947	-98,142	495	2,742	3,999	-10,280	0	-2,720	-1,243	-19,186	-12,972
Change in Investments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
cash flow from investments	932	1,243	1,659	2,209	102,947	-98,142	495	2,742	3,999	-10,280	0	-2,720	-1,243	-19,186	-12,972
Financing Activities
Bank loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Group/Directors Accounts	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Short Term Loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long term loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Hire Purchase and Lease Commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other long term liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
share issue	0	0	0	0	0	0	0	0	-1,000	0	0	0	0	0	1,000
interest	0	0	0	0	0	0	0	0	291	604	468	284	273	326	181
cash flow from financing	0	0	0	0	0	0	0	0	-709	604	468	284	273	326	1,181
cash and cash equivalents
cash	0	0	0	0	0	0	0	0	-116,441	-8,560	62,889	10,715	-6,358	-14,765	72,520
overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
change in cash	0	0	0	0	0	0	0	0	-116,441	-8,560	62,889	10,715	-6,358	-14,765	72,520

Very Low Risk70 - 100

Low Risk50 - 70

Moderate Risk30 - 50

High Risk20 - 30

Very High Risk0 - 20

Get a comprehensive credit check for m & m financial services ltd. Get real-time insights into m & m financial services ltd's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Perform a competitor analysis for m & m financial services ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in HA3 area or any other competitors across 12 key performance metrics.

M & M FINANCIAL SERVICES LTD group structure

M & M Financial Services Ltd has no subsidiary companies.

Ultimate parent company

M & M FINANCIAL SERVICES LTD

04738342

M & M FINANCIAL SERVICES LTD Shareholders

satish matai

100%

M & M Financial Services Ltd currently has 1 director, Mr Satish Matai serving since Apr 2003.

officer	country	age	start	end	role
Mr Satish Matai	United Kingdom	70 years	Apr 2003	-	Director

P&L

April 2024

turnover

1.6m

+16%

operating profit

90k

gross margin

19.6%

-6.71%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

April 2024

net assets

657.9k

+0.11%

total assets

703.1k

+0.09%

cash

net assets

Total assets minus all liabilities

Similar Companies

duke street private equity limited

nec commercial finance ltd

tempus capital partners limited

4.5

ferndale consultancy services limited

palairet associates limited

2.5

company number

04738342

Type

Private limited with Share Capital

industry

66190 - Other activities auxiliary to financial services, except insurance and pension funding

incorporation date

April 2003

ultimate parent company

None

previous names

N/A

address

27 abercorn gardens, kenton, harrow, middlesex, HA3 0PB

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to m & m financial services ltd.

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for M & M FINANCIAL SERVICES LTD. This can take several minutes, an email will notify you when this has completed.

m & m financial services ltd Company Information

m & m financial services ltd Estimated Valuation

m & m financial services ltd Estimated Valuation

m & m financial services ltd Estimated Valuation

M & M Financial Services Ltd Overview

M & M Financial Services Ltd Health Check

M & M FINANCIAL SERVICES LTD financials

m & m financial services ltd Credit Report and Business Information

M & M Financial Services Ltd Competitor Analysis

m & m financial services ltd Ownership

m & m financial services ltd directors

m & m financial services ltd company details

m & m financial services ltd Charges & Mortgages

m & m financial services ltd Capital Raised & Share Issues BETA

m & m financial services ltd Companies House Filings - See Documents