big issue invest limited
big issue invest limited Company Information
Company Number
04764982
Next Accounts
51 days late
Shareholders
big issue group limited
Group Structure
View All
Industry
Fund management activities
+1Registered Address
113-115 fonthill road, london, N4 3HH
Website
www.bigissueinvest-csv.combig issue invest limited Estimated Valuation
Pomanda estimates the enterprise value of BIG ISSUE INVEST LIMITED at £1.8m based on a Turnover of £1.3m and 1.36x industry multiple (adjusted for size and gross margin).
big issue invest limited Estimated Valuation
Pomanda estimates the enterprise value of BIG ISSUE INVEST LIMITED at £0 based on an EBITDA of £-365.9k and a 4.92x industry multiple (adjusted for size and gross margin).
big issue invest limited Estimated Valuation
Pomanda estimates the enterprise value of BIG ISSUE INVEST LIMITED at £897.9k based on Net Assets of £612.1k and 1.47x industry multiple (adjusted for liquidity).
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Big Issue Invest Limited Overview
Big Issue Invest Limited is a live company located in london, N4 3HH with a Companies House number of 04764982. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in May 2003, it's largest shareholder is big issue group limited with a 100% stake. Big Issue Invest Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.3m with declining growth in recent years.
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Big Issue Invest Limited Health Check
Pomanda's financial health check has awarded Big Issue Invest Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 5 areas for improvement. Company Health Check FAQs
5 Strong
0 Regular
5 Weak
Size
annual sales of £1.3m, make it smaller than the average company (£2.7m)
£1.3m - Big Issue Invest Limited
£2.7m - Industry AVG
Growth
3 year (CAGR) sales growth of -24%, show it is growing at a slower rate (5.1%)
-24% - Big Issue Invest Limited
5.1% - Industry AVG
Production
with a gross margin of 100%, this company has a lower cost of product (80.7%)
100% - Big Issue Invest Limited
80.7% - Industry AVG
Profitability
an operating margin of -28.4% make it less profitable than the average company (16.1%)
-28.4% - Big Issue Invest Limited
16.1% - Industry AVG
Employees
with 28 employees, this is above the industry average (7)
28 - Big Issue Invest Limited
7 - Industry AVG
Pay Structure
on an average salary of £48k, the company has a lower pay structure (£109.9k)
£48k - Big Issue Invest Limited
£109.9k - Industry AVG
Efficiency
resulting in sales per employee of £46.4k, this is less efficient (£363.5k)
£46.4k - Big Issue Invest Limited
£363.5k - Industry AVG
Debtor Days
it gets paid by customers after 0 days, this is earlier than average (143 days)
0 days - Big Issue Invest Limited
143 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Big Issue Invest Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Big Issue Invest Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 211 weeks, this is more cash available to meet short term requirements (32 weeks)
211 weeks - Big Issue Invest Limited
32 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 95.9%, this is a higher level of debt than the average (65.6%)
95.9% - Big Issue Invest Limited
65.6% - Industry AVG
BIG ISSUE INVEST LIMITED financials
Big Issue Invest Limited's latest turnover from March 2023 is £1.3 million and the company has net assets of £612.1 thousand. According to their latest financial statements, Big Issue Invest Limited has 28 employees and maintains cash reserves of £3.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,297,864 | 2,193,030 | 2,984,769 | 2,844,849 | 2,518,615 | 1,836,697 | 1,161,105 | 1,587,363 | 932,147 | 733,397 | 671,769 | 430,090 | 227,562 | |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Cost Of Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Gross Profit | 1,297,864 | 2,193,030 | 2,984,769 | 2,844,849 | 2,518,615 | 1,836,697 | 1,161,105 | 1,587,363 | ||||||
| Admin Expenses | 1,665,980 | 2,017,748 | 2,707,652 | 2,326,800 | 1,882,913 | 1,599,991 | 1,137,243 | 2,108,180 | ||||||
| Operating Profit | -368,116 | 175,282 | 277,117 | 518,049 | 635,702 | 236,706 | 23,862 | -520,817 | -406,144 | 703,610 | -76,838 | -54,953 | -251,065 | |
| Interest Payable | 93,222 | 154,757 | 113,226 | 275,010 | 339,137 | 276,908 | 197,872 | 127,433 | 127,404 | 96,575 | 24,722 | 0 | 0 | 0 |
| Interest Receivable | 10,800 | 0 | 0 | 7,060 | 4,306 | 633 | 1,217 | 1,657 | 3,422 | 2,638 | 9,252 | 10,604 | 11,662 | |
| Pre-Tax Profit | -450,538 | 20,525 | 9,167 | 183,218 | 359,427 | 40,051 | -101,914 | -435,995 | -499,297 | 681,526 | -67,586 | -44,349 | -239,403 | |
| Tax | -22,309 | -16,822 | -36,924 | 68,681 | -52,050 | 102,545 | -9,959 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit After Tax | -472,847 | 3,703 | -27,757 | 251,899 | 307,377 | 142,596 | -111,873 | -435,995 | -499,297 | 681,526 | -67,586 | -44,349 | -239,403 | |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Retained Profit | -472,847 | 3,703 | -27,757 | 251,899 | 307,377 | 142,596 | -111,873 | -435,995 | -499,297 | 681,526 | -67,586 | -44,349 | -239,403 | |
| Employee Costs | 1,342,901 | 1,343,396 | 1,418,937 | 1,349,629 | 1,241,005 | 1,235,388 | 1,071,333 | 1,050,244 | 912,363 | 753,181 | 537,055 | 363,547 | 289,854 | 197,809 |
| Number Of Employees | 28 | 22 | 22 | 21 | 20 | 19 | 18 | 19 | 17 | 14 | 10 | |||
| EBITDA* | -365,929 | 175,282 | 282,675 | 528,184 | 643,726 | 246,747 | 33,396 | -514,637 | -401,505 | 706,558 | -74,226 | -52,397 | -248,557 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 362 | 1,622 | 4,591 | 10,516 | 13,398 | 21,398 | 23,358 | 15,282 | 27,164 | 13,890 | 2,563 | 3,872 | 5,142 | 7,698 |
| Intangible Assets | 0 | 927 | 3,865 | 3,865 | 3,865 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 11,189,553 | 17,023,797 | 15,846,999 | 16,986,169 | 14,649,572 | 13,881,207 | 9,751,671 | 7,989,966 | 4,742,870 | 2,411,787 | 2,502,919 | 2,169,565 | 1,561,940 | 2,170,193 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 11,189,915 | 17,026,346 | 15,855,455 | 17,000,550 | 14,666,835 | 13,902,605 | 9,775,029 | 8,005,248 | 4,770,034 | 2,425,677 | 2,505,482 | 2,173,437 | 1,567,082 | 2,177,891 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 672,546 | 769,668 | 0 |
| Trade Debtors | 1,377 | 61,378 | 343,765 | 1,794 | 145,051 | 10,633 | 50,134 | 20,269 | 33,268 | 62,148 | 0 | 14,759 | 1,448 | 55,808 |
| Group Debtors | 155,923 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 132,536 | 185,511 | 213,958 | 523,783 | 248,635 | 6,398 |
| Misc Debtors | 102,687 | 125,072 | 0 | 679,756 | 705,098 | 697,675 | 494,760 | 189,386 | 57,136 | 153,734 | 38,208 | 69,640 | 13,134 | 13,004 |
| Cash | 3,316,878 | 5,924,356 | 3,859,489 | 2,814,308 | 5,343,565 | 3,530,558 | 2,954,465 | 2,149,169 | 2,067,313 | 315,968 | 1,357,886 | 768,040 | 1,650,982 | 1,650,680 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 728,257 | 542,073 | 0 | 0 | 407,307 |
| total current assets | 3,576,865 | 6,110,806 | 4,203,254 | 3,495,858 | 6,193,714 | 4,238,866 | 3,499,359 | 2,358,824 | 2,290,253 | 1,445,618 | 2,152,125 | 2,048,768 | 2,683,867 | 2,133,197 |
| total assets | 14,766,780 | 23,137,152 | 20,058,709 | 20,496,408 | 20,860,549 | 18,141,471 | 13,274,388 | 10,364,072 | 7,060,287 | 3,871,295 | 4,657,607 | 4,222,205 | 4,250,949 | 4,311,088 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 369,827 | 0 | 0 | 0 | 0 |
| Bank loan | 465,700 | 0 | 0 | 0 | 1,708,771 | 667,400 | 970,201 | 665,162 | 425,069 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 19,400 | 38,401 | 35,129 | 91,721 | 93,972 | 61,927 | 39,345 | 33,605 | 63,761 | 18,179 | 0 | 46,057 | 7,215 | 23,005 |
| Group/Directors Accounts | 30,817 | 0 | 581 | 140,409 | 263,926 | 600 | 1,783 | 142,871 | 130,884 | 43,091 | 1 | 1 | 1 | 1 |
| other short term finances | 0 | 24,472 | 28,472 | 37,813 | 153,198 | 328,139 | 215,986 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 300,741 | 1,504,275 | 1,663,035 | 826,879 | 1,573,675 | 780,770 | 224,447 | 180,436 | 985,860 | 139,149 | 137,433 | 0 | 0 | 0 |
| total current liabilities | 816,658 | 1,567,148 | 1,727,217 | 1,096,822 | 3,793,542 | 1,838,836 | 1,451,762 | 1,022,074 | 1,605,574 | 570,246 | 137,434 | 46,058 | 7,216 | 23,006 |
| loans | 11,364,800 | 11,187,668 | 10,359,795 | 10,736,229 | 8,378,622 | 7,629,106 | 6,301,329 | 5,226,358 | 2,882,085 | 1,442,673 | 2,162,500 | 2,500,000 | 2,500,000 | 2,500,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 6,673,610 | 4,403,492 | 4,061,076 | 3,810,525 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 1,973,250 | 1,822,829 | 1,686,011 | 2,851,872 | 3,094,094 | 2,907,200 | 993,600 | 0 | 0 | 279,151 | 352,942 | 0 | 0 | 0 |
| provisions | 0 | 182,700 | 182,700 | 182,700 | 188,300 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 13,338,050 | 19,866,807 | 16,631,998 | 17,831,877 | 15,471,541 | 10,536,306 | 7,294,929 | 5,226,358 | 2,882,085 | 1,721,824 | 2,515,442 | 2,500,000 | 2,500,000 | 2,500,000 |
| total liabilities | 14,154,708 | 21,433,955 | 18,359,215 | 18,928,699 | 19,265,083 | 12,375,142 | 8,746,691 | 6,248,432 | 4,487,659 | 2,292,070 | 2,652,876 | 2,546,058 | 2,507,216 | 2,523,006 |
| net assets | 612,072 | 1,703,197 | 1,699,494 | 1,567,709 | 1,595,466 | 5,766,329 | 4,527,697 | 4,115,640 | 2,572,628 | 1,579,225 | 2,004,731 | 1,676,147 | 1,743,733 | 1,788,082 |
| total shareholders funds | 612,072 | 1,703,197 | 1,699,494 | 1,567,709 | 1,595,466 | 5,766,329 | 4,527,697 | 4,115,640 | 2,572,628 | 1,579,225 | 2,004,731 | 1,676,147 | 1,743,733 | 1,788,082 |
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | -368,116 | 175,282 | 277,117 | 518,049 | 635,702 | 236,706 | 23,862 | -520,817 | -406,144 | 703,610 | -76,838 | -54,953 | -251,065 | |
| Depreciation | 1,260 | 0 | 5,558 | 8,000 | 8,024 | 10,041 | 9,534 | 6,180 | 4,639 | 2,948 | 2,612 | 2,556 | 2,508 | |
| Amortisation | 927 | 0 | 0 | 2,135 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Tax | -22,309 | -16,822 | -36,924 | 68,681 | -52,050 | 102,545 | -9,959 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -672,546 | -97,122 | 769,668 | 0 |
| Debtors | 73,537 | -157,315 | -337,785 | -168,599 | 141,841 | 163,414 | 335,239 | -13,285 | -178,453 | 149,227 | -356,016 | 344,965 | 188,007 | 75,210 |
| Creditors | -19,001 | 3,272 | -56,592 | -2,251 | 32,045 | 22,582 | 5,740 | -30,156 | 45,582 | 18,179 | -46,057 | 38,842 | -15,790 | 23,005 |
| Accruals and Deferred Income | -7,877,144 | 2,111,358 | 1,178,572 | -496,245 | 4,603,430 | 556,323 | 44,011 | -805,424 | 846,711 | 1,716 | 137,433 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | -182,700 | 0 | 0 | -5,600 | 188,300 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -8,540,620 | 2,430,405 | -89,746 | 5,278,799 | 1,007,167 | 63,804 | -798,858 | 556,109 | -530,837 | 1,826,496 | -283,227 | -1,025,862 | -300,762 | |
| Investing Activities | ||||||||||||||
| capital expenditure | 0 | 0 | 0 | 0 | -4,242,300 | -2,694,788 | -1,183,549 | |||||||
| Change in Investments | -5,834,244 | 1,176,798 | -1,139,170 | 2,336,597 | 768,365 | 4,129,536 | 1,761,705 | 3,247,096 | 2,331,083 | -91,132 | 333,354 | 607,625 | -608,253 | 2,170,193 |
| cash flow from investments | -1,176,798 | 1,139,170 | -2,336,597 | -768,365 | -8,371,836 | -5,941,884 | -3,514,632 | |||||||
| Financing Activities | ||||||||||||||
| Bank loans | 465,700 | 0 | 0 | -1,708,771 | 1,041,371 | -302,801 | 305,039 | 240,093 | 425,069 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 30,817 | -581 | -139,828 | -123,517 | 263,326 | -1,183 | -141,088 | 11,987 | 87,793 | 43,090 | 0 | 0 | 0 | 1 |
| Other Short Term Loans | -24,472 | -4,000 | -9,341 | -115,385 | -174,941 | 112,153 | 215,986 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 177,132 | 827,873 | -376,434 | 2,357,607 | 749,516 | 1,327,777 | 1,074,971 | 2,344,273 | 1,439,412 | -719,827 | -337,500 | 0 | 0 | 2,500,000 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 150,421 | 136,818 | -1,165,861 | -242,222 | 186,894 | 1,913,600 | 993,600 | 0 | -279,151 | -73,791 | 352,942 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | -82,422 | -154,757 | -113,226 | -267,950 | -334,831 | -276,275 | -196,655 | -125,776 | -93,153 | -22,084 | 9,252 | 10,604 | 11,662 | |
| cash flow from financing | 98,898 | 805,353 | -100,238 | -2,691,427 | 3,704,526 | 2,521,314 | 4,125,462 | -769,890 | -359,584 | 9,252 | 10,604 | 4,539,148 | ||
| cash and cash equivalents | ||||||||||||||
| cash | -2,607,478 | 2,064,867 | 1,045,181 | -2,529,257 | 1,813,007 | 576,093 | 805,296 | 81,856 | 1,751,345 | -1,041,918 | 589,846 | -882,942 | 302 | 1,650,680 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -369,827 | 369,827 | 0 | 0 | 0 | 0 |
| change in cash | -2,607,478 | 2,064,867 | 1,045,181 | -2,529,257 | 1,813,007 | 576,093 | 805,296 | 81,856 | 2,121,172 | -1,411,745 | 589,846 | -882,942 | 302 | 1,650,680 |
big issue invest limited Credit Report and Business Information
Big Issue Invest Limited Competitor Analysis
Perform a competitor analysis for big issue invest limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in N 4 area or any other competitors across 12 key performance metrics.
big issue invest limited Ownership
BIG ISSUE INVEST LIMITED group structure
Big Issue Invest Limited has 5 subsidiary companies.
Ultimate parent company
1 parent
BIG ISSUE INVEST LIMITED
04764982
5 subsidiaries
big issue invest limited directors
Big Issue Invest Limited currently has 8 directors. The longest serving directors include Mr Sandeep Sachdeva (Jan 2016) and Mr Martin Allen (Apr 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Sandeep Sachdeva | England | 58 years | Jan 2016 | - | Director |
| Mr Martin Allen | England | 52 years | Apr 2020 | - | Director |
| Ms Sara Redford | England | 49 years | Apr 2020 | - | Director |
| Ms Shaheen Verjee | England | 45 years | Dec 2022 | - | Director |
| Mr Lawrence Gosling | United Kingdom | 60 years | Dec 2023 | - | Director |
| Mr Mark Porter | England | 58 years | Jan 2024 | - | Director |
| Mr Robert McDougall Gilligan | England | 59 years | Jan 2024 | - | Director |
| Mr Danyal Sattar | 59 years | Mar 2024 | - | Director |
P&L
March 2023turnover
1.3m
-41%
operating profit
-368.1k
-310%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
612.1k
-0.64%
total assets
14.8m
-0.36%
cash
3.3m
-0.44%
net assets
Total assets minus all liabilities
big issue invest limited company details
company number
04764982
Type
Private limited with Share Capital
industry
66300 - Fund management activities
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
May 2003
age
22
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2023
previous names
biginvest company limited (August 2008)
shelfco (no.2857) limited (September 2003)
accountant
-
auditor
BLICK ROTHENBERG AUDIT LLP
address
113-115 fonthill road, london, N4 3HH
Bank
-
Legal Advisor
-
big issue invest limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 24 charges/mortgages relating to big issue invest limited. Currently there are 21 open charges and 3 have been satisfied in the past.
big issue invest limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BIG ISSUE INVEST LIMITED. This can take several minutes, an email will notify you when this has completed.
big issue invest limited Companies House Filings - See Documents
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