clear risk management limited
clear risk management limited Company Information
Company Number
04812139
Next Accounts
Jul 2025
Shareholders
proaktive risk group ltd
Group Structure
View All
Industry
Management consultancy activities (other than financial management)
Registered Address
1 great tower street, london, EC3R 5AA
Website
www.proaktive.co.ukclear risk management limited Estimated Valuation
Pomanda estimates the enterprise value of CLEAR RISK MANAGEMENT LIMITED at £896.1k based on a Turnover of £1.4m and 0.63x industry multiple (adjusted for size and gross margin).
clear risk management limited Estimated Valuation
Pomanda estimates the enterprise value of CLEAR RISK MANAGEMENT LIMITED at £113.7k based on an EBITDA of £20.8k and a 5.47x industry multiple (adjusted for size and gross margin).
clear risk management limited Estimated Valuation
Pomanda estimates the enterprise value of CLEAR RISK MANAGEMENT LIMITED at £605.8k based on Net Assets of £232.1k and 2.61x industry multiple (adjusted for liquidity).
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Clear Risk Management Limited Overview
Clear Risk Management Limited is a live company located in london, EC3R 5AA with a Companies House number of 04812139. It operates in the management consultancy activities other than financial management sector, SIC Code 70229. Founded in June 2003, it's largest shareholder is proaktive risk group ltd with a 100% stake. Clear Risk Management Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.4m with healthy growth in recent years.
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Clear Risk Management Limited Health Check
Pomanda's financial health check has awarded Clear Risk Management Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs
6 Strong
3 Regular
2 Weak
Size
annual sales of £1.4m, make it larger than the average company (£410.2k)
£1.4m - Clear Risk Management Limited
£410.2k - Industry AVG
Growth
3 year (CAGR) sales growth of 10%, show it is growing at a faster rate (7.4%)
- Clear Risk Management Limited
7.4% - Industry AVG
Production
with a gross margin of 94.4%, this company has a lower cost of product (60.5%)
94.4% - Clear Risk Management Limited
60.5% - Industry AVG
Profitability
an operating margin of 0.1% make it less profitable than the average company (8%)
0.1% - Clear Risk Management Limited
8% - Industry AVG
Employees
with 13 employees, this is above the industry average (5)
13 - Clear Risk Management Limited
5 - Industry AVG
Pay Structure
on an average salary of £48.6k, the company has an equivalent pay structure (£48.6k)
- Clear Risk Management Limited
£48.6k - Industry AVG
Efficiency
resulting in sales per employee of £108.7k, this is equally as efficient (£120.4k)
£108.7k - Clear Risk Management Limited
£120.4k - Industry AVG
Debtor Days
it gets paid by customers after 79 days, this is near the average (66 days)
79 days - Clear Risk Management Limited
66 days - Industry AVG
Creditor Days
its suppliers are paid after 98 days, this is slower than average (27 days)
98 days - Clear Risk Management Limited
27 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Clear Risk Management Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 32 weeks, this is more cash available to meet short term requirements (27 weeks)
32 weeks - Clear Risk Management Limited
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 65.5%, this is a higher level of debt than the average (54.7%)
65.5% - Clear Risk Management Limited
54.7% - Industry AVG
CLEAR RISK MANAGEMENT LIMITED financials
Clear Risk Management Limited's latest turnover from October 2023 is £1.4 million and the company has net assets of £232.1 thousand. According to their latest financial statements, Clear Risk Management Limited has 13 employees and maintains cash reserves of £268.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2023 | Oct 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,412,625 | 1,139,138 | 1,099,429 | ||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 79,714 | 52,543 | 43,957 | ||||||||||||
| Gross Profit | 1,332,911 | 1,086,595 | 1,055,472 | ||||||||||||
| Admin Expenses | 1,332,153 | 949,159 | 968,100 | ||||||||||||
| Operating Profit | 758 | 137,436 | 87,372 | ||||||||||||
| Interest Payable | 422 | ||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | 336 | 137,436 | 87,372 | ||||||||||||
| Tax | 10,190 | -25,952 | -17,745 | ||||||||||||
| Profit After Tax | 10,526 | 111,484 | 69,627 | ||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | 10,526 | 111,484 | 69,627 | ||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 13 | 13 | 12 | 10 | 10 | 9 | 8 | 7 | 9 | ||||||
| EBITDA* | 20,805 | 149,384 | 97,350 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2023 | Oct 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 75,137 | 56,957 | 53,216 | 40,705 | 42,036 | 46,298 | 11,030 | 20,565 | 18,406 | 31,150 | 15,716 | 20,687 | 78,412 | 139,072 | 167,810 |
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 75,137 | 56,957 | 53,216 | 40,705 | 42,036 | 46,298 | 11,030 | 20,565 | 18,406 | 31,150 | 15,716 | 20,687 | 78,412 | 139,072 | 167,810 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 306,418 | 306,013 | 204,029 | 244,093 | 183,622 | 203,501 | 125,108 | 150,690 | 136,321 | 249,286 | 139,568 | 143,605 | 131,867 | 84,609 | 73,752 |
| Group Debtors | 111,464 | 28,854 | 20,534 | 24,896 | |||||||||||
| Misc Debtors | 23,165 | 32,865 | 3,838 | 1,593 | 3,848 | 1,215 | 203 | 6,024 | 6,336 | ||||||
| Cash | 268,717 | 96,910 | 173,139 | 277,000 | 256,433 | 179,613 | 59,044 | 23,851 | 19,026 | 5,711 | 30,036 | 27,666 | 7,057 | 1,590 | 37,131 |
| misc current assets | |||||||||||||||
| total current assets | 598,300 | 547,252 | 381,006 | 522,686 | 443,903 | 384,329 | 213,209 | 201,099 | 186,579 | 254,997 | 169,604 | 171,271 | 138,924 | 86,199 | 110,883 |
| total assets | 673,437 | 604,209 | 434,222 | 563,391 | 485,939 | 430,627 | 224,239 | 221,664 | 204,985 | 286,147 | 185,320 | 191,958 | 217,336 | 225,271 | 278,693 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 21,491 | 14,854 | 16,804 | 13,043 | 23,173 | 12,109 | 21,401 | 12,739 | 6,797 | 338,628 | 281,630 | 258,133 | 114,291 | 103,671 | 104,803 |
| Group/Directors Accounts | 175,000 | 130,763 | 155,027 | 75,000 | 75,000 | 43,000 | |||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 403,325 | 352,315 | 285,808 | 274,526 | 255,244 | 215,615 | 190,356 | 204,605 | 171,653 | ||||||
| total current liabilities | 424,816 | 367,169 | 302,612 | 462,569 | 409,180 | 382,751 | 286,757 | 292,344 | 221,450 | 338,628 | 281,630 | 258,133 | 114,291 | 103,671 | 104,803 |
| loans | 365,372 | 369,293 | 405,000 | 605,000 | 530,000 | ||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 7,434 | 3,657 | 13,106 | 57,045 | 120,000 | 200,000 | 185,000 | 235,000 | 452,000 | 605,000 | |||||
| provisions | 9,073 | 11,795 | 8,400 | 3,300 | 2,000 | 2,000 | |||||||||
| total long term liabilities | 16,507 | 15,452 | 21,506 | 60,345 | 122,000 | 202,000 | 185,000 | 235,000 | 365,372 | 369,293 | 405,000 | 452,000 | 605,000 | 605,000 | 530,000 |
| total liabilities | 441,323 | 382,621 | 324,118 | 522,914 | 531,180 | 584,751 | 471,757 | 527,344 | 586,822 | 707,921 | 686,630 | 710,133 | 719,291 | 708,671 | 634,803 |
| net assets | 232,114 | 221,588 | 110,104 | 40,477 | -45,241 | -154,124 | -247,518 | -305,680 | -381,837 | -421,774 | -501,310 | -518,175 | -501,955 | -483,400 | -356,110 |
| total shareholders funds | 232,114 | 221,588 | 110,104 | 40,477 | -45,241 | -154,124 | -247,518 | -305,680 | -381,837 | -421,774 | -501,310 | -518,175 | -501,955 | -483,400 | -356,110 |
| Oct 2023 | Oct 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 758 | 137,436 | 87,372 | ||||||||||||
| Depreciation | 20,047 | 11,948 | 9,978 | 6,691 | 6,253 | 11,893 | 11,030 | 12,158 | 14,122 | 10,125 | 7,477 | 57,725 | 65,067 | 59,046 | 60,583 |
| Amortisation | |||||||||||||||
| Tax | 10,190 | -25,952 | -17,745 | ||||||||||||
| Stock | |||||||||||||||
| Debtors | -120,759 | 242,475 | -37,819 | 58,216 | -17,246 | 50,551 | -23,083 | 9,695 | -81,733 | 109,718 | -4,037 | 11,738 | 47,258 | 10,857 | 73,752 |
| Creditors | 6,637 | -1,950 | 3,761 | -10,130 | 11,064 | -9,292 | 8,662 | 5,942 | -331,831 | 56,998 | 23,497 | 143,842 | 10,620 | -1,132 | 104,803 |
| Accruals and Deferred Income | 51,010 | 66,507 | 11,282 | 19,282 | 39,629 | 25,259 | -14,249 | 32,952 | 171,653 | ||||||
| Deferred Taxes & Provisions | -2,722 | 3,395 | 5,100 | 1,300 | 2,000 | ||||||||||
| Cash flow from operations | 206,679 | -51,091 | 137,567 | ||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -175,000 | 44,237 | -24,264 | 80,027 | 32,000 | 43,000 | |||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | -365,372 | -3,921 | -35,707 | 405,000 | -605,000 | 75,000 | 530,000 | ||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | 3,777 | -9,449 | -43,939 | -62,955 | -80,000 | 15,000 | -50,000 | 235,000 | -452,000 | -153,000 | 605,000 | ||||
| share issue | |||||||||||||||
| interest | -422 | ||||||||||||||
| cash flow from financing | 3,355 | -9,449 | -218,939 | ||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 171,807 | -76,229 | -103,861 | 20,567 | 76,820 | 120,569 | 35,193 | 4,825 | 13,315 | -24,325 | 2,370 | 20,609 | 5,467 | -35,541 | 37,131 |
| overdraft | |||||||||||||||
| change in cash | 171,807 | -76,229 | -103,861 | 20,567 | 76,820 | 120,569 | 35,193 | 4,825 | 13,315 | -24,325 | 2,370 | 20,609 | 5,467 | -35,541 | 37,131 |
clear risk management limited Credit Report and Business Information
Clear Risk Management Limited Competitor Analysis
Perform a competitor analysis for clear risk management limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other small companies, companies in EC3R area or any other competitors across 12 key performance metrics.
clear risk management limited Ownership
CLEAR RISK MANAGEMENT LIMITED group structure
Clear Risk Management Limited has no subsidiary companies.
Ultimate parent company
2 parents
CLEAR RISK MANAGEMENT LIMITED
04812139
clear risk management limited directors
Clear Risk Management Limited currently has 5 directors. The longest serving directors include Mr Andrew Morley (Apr 2018) and Mr Ian Clayton (Oct 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Morley | United Kingdom | 54 years | Apr 2018 | - | Director |
| Mr Ian Clayton | England | 45 years | Oct 2020 | - | Director |
| Mr Timothy Money | England | 58 years | Nov 2022 | - | Director |
| Mr Philip Williams | England | 41 years | Nov 2022 | - | Director |
| Mr Michael Edgeley | England | 58 years | Nov 2022 | - | Director |
P&L
October 2023turnover
1.4m
+24%
operating profit
758
-99%
gross margin
94.4%
-1.08%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2023net assets
232.1k
+0.05%
total assets
673.4k
+0.11%
cash
268.7k
+1.77%
net assets
Total assets minus all liabilities
clear risk management limited company details
company number
04812139
Type
Private limited with Share Capital
industry
70229 - Management consultancy activities (other than financial management)
incorporation date
June 2003
age
22
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
October 2023
previous names
proaktive risk management limited (June 2024)
proaktive risk group limited (February 2004)
accountant
-
auditor
PKF LITTLEJOHN LLP
address
1 great tower street, london, EC3R 5AA
Bank
-
Legal Advisor
-
clear risk management limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 5 charges/mortgages relating to clear risk management limited. Currently there are 0 open charges and 5 have been satisfied in the past.
clear risk management limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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clear risk management limited Companies House Filings - See Documents
| date | description | view/download |
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