the mortgage corner (cheshire) ltd
the mortgage corner (cheshire) ltd Company Information
Company Number
04912909
Next Accounts
Sep 2025
Shareholders
craig andrews
julie andrews
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
20 high street, congleton, cheshire, CW12 1BD
Website
www.themortgagecorner.co.ukthe mortgage corner (cheshire) ltd Estimated Valuation
Pomanda estimates the enterprise value of THE MORTGAGE CORNER (CHESHIRE) LTD at £263.9k based on a Turnover of £341.6k and 0.77x industry multiple (adjusted for size and gross margin).
the mortgage corner (cheshire) ltd Estimated Valuation
Pomanda estimates the enterprise value of THE MORTGAGE CORNER (CHESHIRE) LTD at £0 based on an EBITDA of £0 and a 2.67x industry multiple (adjusted for size and gross margin).
the mortgage corner (cheshire) ltd Estimated Valuation
Pomanda estimates the enterprise value of THE MORTGAGE CORNER (CHESHIRE) LTD at £88.1k based on Net Assets of £67.5k and 1.31x industry multiple (adjusted for liquidity).
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The Mortgage Corner (cheshire) Ltd Overview
The Mortgage Corner (cheshire) Ltd is a live company located in cheshire, CW12 1BD with a Companies House number of 04912909. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2003, it's largest shareholder is craig andrews with a 51% stake. The Mortgage Corner (cheshire) Ltd is a mature, micro sized company, Pomanda has estimated its turnover at £341.6k with declining growth in recent years.
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The Mortgage Corner (cheshire) Ltd Health Check
Pomanda's financial health check has awarded The Mortgage Corner (Cheshire) Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
1 Regular
6 Weak
Size
annual sales of £341.6k, make it smaller than the average company (£5.6m)
- The Mortgage Corner (cheshire) Ltd
£5.6m - Industry AVG
Growth
3 year (CAGR) sales growth of -11%, show it is growing at a slower rate (5%)
- The Mortgage Corner (cheshire) Ltd
5% - Industry AVG
Production
with a gross margin of 13.6%, this company has a higher cost of product (54.1%)
- The Mortgage Corner (cheshire) Ltd
54.1% - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- The Mortgage Corner (cheshire) Ltd
- - Industry AVG
Employees
with 4 employees, this is below the industry average (14)
4 - The Mortgage Corner (cheshire) Ltd
14 - Industry AVG
Pay Structure
on an average salary of £82.7k, the company has an equivalent pay structure (£82.7k)
- The Mortgage Corner (cheshire) Ltd
£82.7k - Industry AVG
Efficiency
resulting in sales per employee of £85.4k, this is less efficient (£223.3k)
- The Mortgage Corner (cheshire) Ltd
£223.3k - Industry AVG
Debtor Days
it gets paid by customers after 90 days, this is later than average (33 days)
- The Mortgage Corner (cheshire) Ltd
33 days - Industry AVG
Creditor Days
its suppliers are paid after 79 days, this is slower than average (46 days)
- The Mortgage Corner (cheshire) Ltd
46 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- The Mortgage Corner (cheshire) Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - The Mortgage Corner (cheshire) Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 48.8%, this is a lower level of debt than the average (71.4%)
48.8% - The Mortgage Corner (cheshire) Ltd
71.4% - Industry AVG
THE MORTGAGE CORNER (CHESHIRE) LTD financials
The Mortgage Corner (Cheshire) Ltd's latest turnover from December 2023 is estimated at £341.6 thousand and the company has net assets of £67.5 thousand. According to their latest financial statements, The Mortgage Corner (Cheshire) Ltd has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 4 | 6 | 6 | 5 | |||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 46,782 | 47,016 | 48,240 | 49,600 | 49,600 | 48,492 | 48,492 | 12,510 | 11,103 | 9,676 | 10,751 | 9,751 | 9,157 | 9,969 | 9,969 |
| Intangible Assets | 36,000 | 36,000 | 36,000 | 36,000 | 36,000 | 36,000 | 36,000 | 36,000 | |||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 46,782 | 47,016 | 48,240 | 49,600 | 49,600 | 48,492 | 48,492 | 48,510 | 47,103 | 45,676 | 46,751 | 45,751 | 45,157 | 45,969 | 45,969 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 85,020 | 79,636 | 155,058 | 161,192 | 104,316 | 105,593 | 97,207 | 1,497 | 6,216 | 187 | 10,433 | 94 | 88,464 | ||
| Group Debtors | |||||||||||||||
| Misc Debtors | |||||||||||||||
| Cash | 133,101 | 102,523 | 95,681 | 93,744 | 63,572 | 19,481 | 29,332 | 25,864 | |||||||
| misc current assets | |||||||||||||||
| total current assets | 85,020 | 79,636 | 155,058 | 161,192 | 104,316 | 105,593 | 97,207 | 133,101 | 102,523 | 97,178 | 99,960 | 63,759 | 29,914 | 29,426 | 114,328 |
| total assets | 131,802 | 126,652 | 203,298 | 210,792 | 153,916 | 154,085 | 145,699 | 181,611 | 149,626 | 142,854 | 146,711 | 109,510 | 75,071 | 75,395 | 160,297 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 64,315 | 59,165 | 83,140 | 86,271 | 35,917 | 36,086 | 29,048 | 650 | 25,504 | 28,035 | 29,372 | 26,503 | 18,408 | 18,732 | 103,634 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 33,782 | ||||||||||||||
| total current liabilities | 64,315 | 59,165 | 83,140 | 86,271 | 35,917 | 36,086 | 29,048 | 34,432 | 25,504 | 28,035 | 29,372 | 26,503 | 18,408 | 18,732 | 103,634 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | |||||||||||||||
| total liabilities | 64,315 | 59,165 | 83,140 | 86,271 | 35,917 | 36,086 | 29,048 | 34,432 | 25,504 | 28,035 | 29,372 | 26,503 | 18,408 | 18,732 | 103,634 |
| net assets | 67,487 | 67,487 | 120,158 | 124,521 | 117,999 | 117,999 | 116,651 | 147,179 | 124,122 | 114,819 | 117,339 | 83,007 | 56,663 | 56,663 | 56,663 |
| total shareholders funds | 67,487 | 67,487 | 120,158 | 124,521 | 117,999 | 117,999 | 116,651 | 147,179 | 124,122 | 114,819 | 117,339 | 83,007 | 56,663 | 56,663 | 56,663 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 1,233 | 1,075 | 1,194 | 1,017 | |||||||||||
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | 5,384 | -75,422 | -6,134 | 56,876 | -1,277 | 8,386 | 97,207 | -1,497 | -4,719 | 6,029 | -10,246 | 10,339 | -88,370 | 88,464 | |
| Creditors | 5,150 | -23,975 | -3,131 | 50,354 | -169 | 7,038 | 28,398 | -24,854 | -2,531 | -1,337 | 2,869 | 8,095 | -324 | -84,902 | 103,634 |
| Accruals and Deferred Income | -33,782 | 33,782 | |||||||||||||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -133,101 | 30,578 | 6,842 | 1,937 | 30,172 | 44,091 | -9,851 | 3,468 | 25,864 | ||||||
| overdraft | |||||||||||||||
| change in cash | -133,101 | 30,578 | 6,842 | 1,937 | 30,172 | 44,091 | -9,851 | 3,468 | 25,864 |
the mortgage corner (cheshire) ltd Credit Report and Business Information
The Mortgage Corner (cheshire) Ltd Competitor Analysis
Perform a competitor analysis for the mortgage corner (cheshire) ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in CW12 area or any other competitors across 12 key performance metrics.
the mortgage corner (cheshire) ltd Ownership
THE MORTGAGE CORNER (CHESHIRE) LTD group structure
The Mortgage Corner (Cheshire) Ltd has no subsidiary companies.
Ultimate parent company
THE MORTGAGE CORNER (CHESHIRE) LTD
04912909
the mortgage corner (cheshire) ltd directors
The Mortgage Corner (Cheshire) Ltd currently has 2 directors. The longest serving directors include Mr Craig Andrews (Sep 2003) and Ms Julie Andrews (Sep 2004).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Craig Andrews | 53 years | Sep 2003 | - | Director | |
| Ms Julie Andrews | 57 years | Sep 2004 | - | Director |
P&L
December 2023turnover
341.6k
-18%
operating profit
0
0%
gross margin
13.7%
-13.07%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
67.5k
0%
total assets
131.8k
+0.04%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
the mortgage corner (cheshire) ltd company details
company number
04912909
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
September 2003
age
22
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
-
address
20 high street, congleton, cheshire, CW12 1BD
Bank
BARCLAYS BANK PLC
Legal Advisor
-
the mortgage corner (cheshire) ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to the mortgage corner (cheshire) ltd.
the mortgage corner (cheshire) ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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the mortgage corner (cheshire) ltd Companies House Filings - See Documents
| date | description | view/download |
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