lupo limited
lupo limited Company Information
Company Number
05166720
Next Accounts
Sep 2025
Industry
Renting and operating of Housing Association real estate
Shareholders
malthurst (uk) ltd
Group Structure
View All
Contact
Registered Address
10 bricket road, st albans, hertfordshire, AL1 3JX
Website
https://www.mrhgb.co.uklupo limited Estimated Valuation
Pomanda estimates the enterprise value of LUPO LIMITED at £37m based on a Turnover of £10.7m and 3.45x industry multiple (adjusted for size and gross margin).
lupo limited Estimated Valuation
Pomanda estimates the enterprise value of LUPO LIMITED at £66.3m based on an EBITDA of £10.7m and a 6.21x industry multiple (adjusted for size and gross margin).
lupo limited Estimated Valuation
Pomanda estimates the enterprise value of LUPO LIMITED at £267.8m based on Net Assets of £148.8m and 1.8x industry multiple (adjusted for liquidity).
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Lupo Limited Overview
Lupo Limited is a live company located in hertfordshire, AL1 3JX with a Companies House number of 05166720. It operates in the renting and operating of housing association real estate sector, SIC Code 68201. Founded in June 2004, it's largest shareholder is malthurst (uk) ltd with a 100% stake. Lupo Limited is a mature, mid sized company, Pomanda has estimated its turnover at £10.7m with declining growth in recent years.
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Lupo Limited Health Check
Pomanda's financial health check has awarded Lupo Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs
4 Strong
1 Regular
3 Weak
Size
annual sales of £10.7m, make it larger than the average company (£1.3m)
£10.7m - Lupo Limited
£1.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -7%, show it is growing at a slower rate (3.4%)
-7% - Lupo Limited
3.4% - Industry AVG
Production
with a gross margin of 22.9%, this company has a higher cost of product (64.5%)
22.9% - Lupo Limited
64.5% - Industry AVG
Profitability
an operating margin of 56.5% make it more profitable than the average company (17.9%)
56.5% - Lupo Limited
17.9% - Industry AVG
Employees
with 18 employees, this is above the industry average (5)
- Lupo Limited
5 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Lupo Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £594.3k, this is more efficient (£197.7k)
- Lupo Limited
£197.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Lupo Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Lupo Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Lupo Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (17 weeks)
0 weeks - Lupo Limited
17 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 64.7%, this is a similar level of debt than the average (71.5%)
64.7% - Lupo Limited
71.5% - Industry AVG
LUPO LIMITED financials
Lupo Limited's latest turnover from December 2023 is £10.7 million and the company has net assets of £148.8 million. According to their latest financial statements, we estimate that Lupo Limited has 18 employees and maintains cash reserves of £1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Oct 2017 | Oct 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Oct 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 10,697,000 | 13,029,000 | 13,274,000 | 13,372,000 | 13,488,000 | 18,929,000 | 15,414,000 | 15,273,000 | 13,021,000 | 13,057,000 | 12,698,000 | 6,858,000 | 6,900,000 | 6,793,000 | 6,813,250 |
| Other Income Or Grants | 0 | ||||||||||||||
| Cost Of Sales | 0 | ||||||||||||||
| Gross Profit | 6,813,250 | ||||||||||||||
| Admin Expenses | 858,549 | ||||||||||||||
| Operating Profit | 6,040,000 | 6,227,000 | 7,120,000 | 5,250,000 | 6,210,000 | 13,190,000 | 75,257,000 | 67,463,000 | 35,932,000 | 11,849,000 | 10,137,000 | 5,591,000 | 6,016,000 | 5,952,000 | 5,954,701 |
| Interest Payable | 19,541,000 | 28,321,000 | 17,161,000 | 17,896,000 | 8,962,000 | 4,002,000 | 1,070,000 | 9,927,000 | 10,044,000 | 10,403,000 | 10,513,000 | 6,092,000 | 6,223,000 | 6,164,000 | 6,245,266 |
| Interest Receivable | 0 | 0 | 4,000 | 5,000 | 0 | 0 | 18,000 | 108,000 | 301,000 | 124,000 | 119,000 | 57,000 | 57,000 | 57,000 | 60,096 |
| Pre-Tax Profit | -1,870,000 | -22,094,000 | -9,730,000 | -12,641,000 | -2,752,000 | 9,188,000 | 79,036,000 | 52,657,000 | 24,924,000 | 956,000 | -257,000 | 10,821,000 | -150,000 | -155,000 | 414,299 |
| Tax | 3,087,000 | 2,651,000 | -11,400,000 | -3,111,000 | 6,522,000 | -145,000 | -16,283,000 | -8,460,000 | -4,228,000 | -1,469,000 | -519,000 | 10,000 | -21,000 | -156,000 | -23,333 |
| Profit After Tax | 1,217,000 | -19,443,000 | -21,130,000 | -15,752,000 | 3,770,000 | 9,043,000 | 62,753,000 | 44,197,000 | 20,696,000 | -513,000 | -776,000 | 10,831,000 | -171,000 | -311,000 | 390,966 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | 1,217,000 | -19,443,000 | -21,130,000 | -15,752,000 | 3,770,000 | 9,043,000 | 62,753,000 | 44,197,000 | 20,696,000 | -513,000 | -776,000 | 10,831,000 | -171,000 | -311,000 | 390,966 |
| Employee Costs | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Number Of Employees | 3 | ||||||||||||||
| EBITDA* | 10,674,000 | 11,755,000 | 13,255,000 | 13,394,000 | 12,974,000 | 18,933,000 | 78,269,000 | 70,116,000 | 37,111,000 | 12,570,000 | 10,763,000 | 6,796,000 | 6,845,000 | 6,781,000 | 6,797,173 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Oct 2017 | Oct 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Oct 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 272,087,000 | 333,817,000 | 342,295,000 | 348,430,000 | 356,599,000 | 375,160,000 | 26,126,000 | 22,002,000 | 18,156,000 | 200,462,000 | 197,609,000 | 185,368,000 | 114,988,000 | 113,244,000 | 114,072,280 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 50,000 | 352,374,000 | 285,268,000 | 220,261,000 | 50,000 | 50,000 | 50,000 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 272,087,000 | 333,817,000 | 342,295,000 | 348,430,000 | 356,599,000 | 375,210,000 | 378,500,000 | 307,270,000 | 238,417,000 | 200,512,000 | 197,659,000 | 185,418,000 | 114,988,000 | 113,244,000 | 114,072,280 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 13,000 | 0 | 15,000 | 2,000 | 12,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 149,070,000 | 69,656,000 | 54,949,000 | 45,976,000 | 37,535,000 | 726,000 | 0 | 0 | 5,537,000 | 22,138,000 | 32,923,000 | 41,618,000 | 39,804,000 | 40,287,000 | 41,246,297 |
| Misc Debtors | 0 | 0 | 0 | 0 | 2,000 | 5,000 | 183,000 | 522,000 | 3,594,000 | 383,000 | 1,532,000 | 176,000 | 93,000 | 0 | 0 |
| Cash | 1,000 | 16,000 | 2,000 | 5,009,000 | 9,000 | 42,000 | 3,018,000 | 3,517,000 | 395,000 | 7,938,000 | 2,929,000 | 595,000 | 112,000 | 0 | 7,772 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 149,071,000 | 69,672,000 | 54,951,000 | 50,985,000 | 37,559,000 | 773,000 | 3,216,000 | 4,041,000 | 9,538,000 | 30,459,000 | 37,384,000 | 42,389,000 | 40,009,000 | 40,287,000 | 41,254,069 |
| total assets | 421,158,000 | 403,489,000 | 397,246,000 | 399,415,000 | 394,158,000 | 375,983,000 | 381,716,000 | 311,311,000 | 247,955,000 | 230,971,000 | 235,043,000 | 227,807,000 | 154,997,000 | 153,531,000 | 155,326,349 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 95,274,000 | 2,805,000 | 2,408,000 | 2,208,000 | 2,009,000 | 798,000 | 717,000 | 662,219 |
| Trade Creditors | 0 | 16,000 | 0 | 2,000 | 0 | 0 | 0 | 18,000 | 0 | 1,000 | 1,000 | 28,000 | 20,000 | 0 | 0 |
| Group/Directors Accounts | 234,013,000 | 214,475,000 | 186,154,000 | 178,591,000 | 160,695,000 | 140,098,000 | 153,705,000 | 32,900,000 | 50,000 | 6,680,000 | 8,885,000 | 0 | 63,000 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 34,921,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 17,000 | 0 | 0 | 0 | 0 | 245,000 | 3,382,000 | 715,000 | 57,000 | 1,682,000 | 1,473,000 | 1,850,000 | 121,000 | 417,000 | 1,247,366 |
| total current liabilities | 234,030,000 | 214,491,000 | 186,154,000 | 178,593,000 | 160,695,000 | 140,343,000 | 157,087,000 | 163,828,000 | 2,912,000 | 10,771,000 | 12,567,000 | 3,887,000 | 1,002,000 | 1,134,000 | 1,909,585 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 150,434,000 | 127,808,000 | 130,201,000 | 132,400,000 | 82,328,000 | 83,132,000 | 83,840,359 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 38,326,000 | 41,413,000 | 44,064,000 | 32,664,000 | 29,553,000 | 36,225,000 | 34,257,000 | 19,864,000 | 11,187,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 38,326,000 | 41,413,000 | 44,064,000 | 32,664,000 | 29,553,000 | 36,225,000 | 34,257,000 | 19,864,000 | 161,621,000 | 127,808,000 | 130,201,000 | 132,400,000 | 82,328,000 | 83,132,000 | 83,840,359 |
| total liabilities | 272,356,000 | 255,904,000 | 230,218,000 | 211,257,000 | 190,248,000 | 176,568,000 | 191,344,000 | 183,692,000 | 164,533,000 | 138,579,000 | 142,768,000 | 136,287,000 | 83,330,000 | 84,266,000 | 85,749,944 |
| net assets | 148,802,000 | 147,585,000 | 167,028,000 | 188,158,000 | 203,910,000 | 199,415,000 | 190,372,000 | 127,619,000 | 83,422,000 | 92,392,000 | 92,275,000 | 91,520,000 | 71,667,000 | 69,265,000 | 69,576,405 |
| total shareholders funds | 148,802,000 | 147,585,000 | 167,028,000 | 188,158,000 | 203,910,000 | 199,415,000 | 190,372,000 | 127,619,000 | 83,422,000 | 92,392,000 | 92,275,000 | 91,520,000 | 71,667,000 | 69,265,000 | 69,576,405 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Oct 2017 | Oct 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Oct 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 6,040,000 | 6,227,000 | 7,120,000 | 5,250,000 | 6,210,000 | 13,190,000 | 75,257,000 | 67,463,000 | 35,932,000 | 11,849,000 | 10,137,000 | 5,591,000 | 6,016,000 | 5,952,000 | 5,954,701 |
| Depreciation | 4,634,000 | 5,528,000 | 6,135,000 | 8,144,000 | 6,764,000 | 5,743,000 | 3,012,000 | 2,653,000 | 1,179,000 | 721,000 | 626,000 | 1,205,000 | 829,000 | 829,000 | 842,472 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Tax | 3,087,000 | 2,651,000 | -11,400,000 | -3,111,000 | 6,522,000 | -145,000 | -16,283,000 | -8,460,000 | -4,228,000 | -1,469,000 | -519,000 | 10,000 | -21,000 | -156,000 | -23,333 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 79,414,000 | 14,707,000 | 8,973,000 | 8,426,000 | 36,819,000 | 533,000 | -326,000 | -8,619,000 | -13,378,000 | -11,934,000 | -7,339,000 | 1,897,000 | -390,000 | -959,297 | 41,246,297 |
| Creditors | -16,000 | 16,000 | -2,000 | 2,000 | 0 | 0 | -18,000 | 18,000 | -1,000 | 0 | -27,000 | 8,000 | 20,000 | 0 | 0 |
| Accruals and Deferred Income | 17,000 | 0 | 0 | 0 | -245,000 | -3,137,000 | 2,667,000 | 658,000 | -1,625,000 | 209,000 | -377,000 | 1,729,000 | -296,000 | -830,366 | 1,247,366 |
| Deferred Taxes & Provisions | -3,087,000 | -2,651,000 | 11,400,000 | 3,111,000 | -6,672,000 | 1,968,000 | 14,393,000 | 8,677,000 | 11,187,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -68,739,000 | -2,936,000 | 4,280,000 | 4,970,000 | -24,240,000 | 17,086,000 | 79,354,000 | 79,628,000 | 55,822,000 | 23,244,000 | 17,179,000 | 6,646,000 | 6,938,000 | -33,225,091 | |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | -50,000 | -352,324,000 | 67,106,000 | 65,007,000 | 220,211,000 | 0 | 0 | 50,000 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | -95,274,000 | 92,469,000 | 397,000 | 200,000 | 199,000 | 1,211,000 | 81,000 | 54,781 | 662,219 |
| Group/Directors Accounts | 19,538,000 | 28,321,000 | 7,563,000 | 17,896,000 | 20,597,000 | -13,607,000 | 120,805,000 | 32,850,000 | -6,630,000 | -2,205,000 | 8,885,000 | -63,000 | 63,000 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | -34,921,000 | 34,921,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -150,434,000 | 22,626,000 | -2,393,000 | -2,199,000 | 50,072,000 | -804,000 | -708,359 | 83,840,359 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | -19,541,000 | -28,321,000 | -17,157,000 | -17,891,000 | -8,962,000 | -4,002,000 | -1,052,000 | -9,819,000 | -9,743,000 | -10,279,000 | -10,394,000 | -6,035,000 | -6,166,000 | -6,107,000 | -6,185,170 |
| cash flow from financing | -3,000 | 0 | -9,594,000 | 5,000 | 12,360,000 | -17,609,000 | -10,442,000 | -13,000 | -23,016,000 | -14,047,000 | -1,978,000 | 54,207,000 | -4,253,000 | -6,760,983 | 147,502,847 |
| cash and cash equivalents | |||||||||||||||
| cash | -15,000 | 14,000 | -5,007,000 | 5,000,000 | -33,000 | -2,976,000 | -499,000 | 3,122,000 | -7,543,000 | 5,009,000 | 2,334,000 | 483,000 | 112,000 | -7,772 | 7,772 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -15,000 | 14,000 | -5,007,000 | 5,000,000 | -33,000 | -2,976,000 | -499,000 | 3,122,000 | -7,543,000 | 5,009,000 | 2,334,000 | 483,000 | 112,000 | -7,772 | 7,772 |
lupo limited Credit Report and Business Information
Lupo Limited Competitor Analysis
Perform a competitor analysis for lupo limited by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other mid companies, companies in AL1 area or any other competitors across 12 key performance metrics.
lupo limited Ownership
LUPO LIMITED group structure
Lupo Limited has 3 subsidiary companies.
Ultimate parent company
CD&R FIREFLY HOLDINGS SARL
#0099661
2 parents
LUPO LIMITED
05166720
3 subsidiaries
lupo limited directors
Lupo Limited currently has 4 directors. The longest serving directors include Mr Simon Lane (Nov 2018) and Mr William Bannister (Nov 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Simon Lane | United Kingdom | 61 years | Nov 2018 | - | Director |
| Mr William Bannister | United Kingdom | 57 years | Nov 2018 | - | Director |
| Mr Jeremy Clarke | England | 61 years | Nov 2018 | - | Director |
| Mr Thomas Biggart | United Kingdom | 58 years | Mar 2019 | - | Director |
P&L
December 2023turnover
10.7m
-18%
operating profit
6m
-3%
gross margin
22.9%
-6.87%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
148.8m
+0.01%
total assets
421.2m
+0.04%
cash
1k
-0.94%
net assets
Total assets minus all liabilities
lupo limited company details
company number
05166720
Type
Private limited with Share Capital
industry
68201 - Renting and operating of Housing Association real estate
incorporation date
June 2004
age
21
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
-
address
10 bricket road, st albans, hertfordshire, AL1 3JX
Bank
-
Legal Advisor
-
lupo limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 72 charges/mortgages relating to lupo limited. Currently there are 10 open charges and 62 have been satisfied in the past.
lupo limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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lupo limited Companies House Filings - See Documents
| date | description | view/download |
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