Pomanda estimates the enterprise value of ACCORD FINANCIAL MANAGEMENT LIMITED at £401.7k based on a Turnover of £709.9k and 0.57x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of ACCORD FINANCIAL MANAGEMENT LIMITED at £1.7m based on an EBITDA of £328.5k and a 5.14x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of ACCORD FINANCIAL MANAGEMENT LIMITED at £3.3m based on Net Assets of £1.9m and 1.76x industry multiple (adjusted for liquidity).
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Accord Financial Management LimitedOverview
Accord Financial Management Limited is a live company located in chorley, PR7 1NY with a Companies House number of 05195534. It operates in the pension funding sector, SIC Code 65300. Founded in August 2004, it's largest shareholder is
pfm group limited
with a 100% stake. Accord Financial Management Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£709.9k with
healthy
growth in recent years.
Pomanda's financial health check has awarded Accord Financial Management Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 2 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
4 Strong
3 Regular
2 Weak
Size
annual sales of £709.9k, make it smaller than the average company (£2.1m)
£709.9k - Accord Financial Management Limited
£2.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 14%, show it is growing at a faster rate (6.5%)
14% - Accord Financial Management Limited
6.5% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Accord Financial Management Limited
100% - Industry AVG
Profitability
an operating margin of 37.2% make it more profitable than the average company (11.4%)
37.2% - Accord Financial Management Limited
11.4% - Industry AVG
Employees
with 6 employees, this is below the industry average (12)
6 - Accord Financial Management Limited
12 - Industry AVG
Pay Structure
on an average salary of £59.4k, the company has an equivalent pay structure (£59.4k)
£59.4k - Accord Financial Management Limited
£59.4k - Industry AVG
Efficiency
resulting in sales per employee of £118.3k, this is equally as efficient (£118.3k)
£118.3k - Accord Financial Management Limited
£118.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Accord Financial Management Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Accord Financial Management Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Accord Financial Management Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 1470 weeks, this is more cash available to meet short term requirements (55 weeks)
1470 weeks - Accord Financial Management Limited
55 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 6.3%, this is a lower level of debt than the average (38.5%)
6.3% - Accord Financial Management Limited
38.5% - Industry AVG
ACCORD FINANCIAL MANAGEMENT LIMITED financials
EXPORT
Accord Financial Management Limited's latest turnover from August 2023 is estimated at £709.9 thousand and the company has net assets of £1.9 million. According to their latest financial statements, Accord Financial Management Limited has 6 employees and maintains cash reserves of £1.7 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Aug 2023
Aug 2022
Aug 2021
Aug 2020
Aug 2019
Aug 2018
Aug 2017
Aug 2016
Aug 2015
Aug 2014
Aug 2013
Aug 2012
Aug 2011
Aug 2010
Aug 2009
Turnover
709,933
684,843
469,810
476,841
480,718
340,329
349,960
896,323
11,433
27,688
7,055
7,521
646
8,177
Other Income Or Grants
Cost Of Sales
405
3,543
20,956
550
1,849
278
74
16
594
Gross Profit
709,933
684,843
469,810
476,435
480,718
340,329
346,417
875,367
10,883
25,840
6,777
7,447
630
7,583
Admin Expenses
446,144
216,341
231,691
307,915
284,070
404,608
134,052
775,734
-91,760
-121,298
-93,678
-54,866
-82,034
11,425
-178,099
Operating Profit
263,789
468,502
238,119
168,520
196,648
-64,279
212,365
99,633
102,643
147,138
100,455
62,313
82,664
-3,842
178,099
Interest Payable
Interest Receivable
89,706
26,238
1,187
1,012
6,391
5,303
1,334
1,202
2,526
2,163
1,741
1,400
1,062
846
425
Pre-Tax Profit
353,495
494,740
239,306
169,532
203,040
-58,976
213,699
100,835
105,169
149,301
102,196
63,713
83,726
-2,996
178,524
Tax
-88,374
-94,001
-45,468
-32,211
-38,578
-40,603
-20,167
-21,034
-31,353
-23,505
-15,291
-21,769
-49,987
Profit After Tax
265,121
400,739
193,838
137,321
164,462
-58,976
173,096
80,668
84,135
117,948
78,691
48,422
61,957
-2,996
128,537
Dividends Paid
Retained Profit
265,121
400,739
193,838
137,321
164,462
-58,976
173,096
80,668
84,135
117,948
78,691
48,422
61,957
-2,996
128,537
Employee Costs
356,274
338,730
229,416
206,524
201,000
180,763
179,727
239,231
49,415
41,981
38,696
40,041
38,331
40,816
Number Of Employees
6
6
4
4
4
4
4
4
1
1
1
1
1
1
EBITDA*
328,548
473,487
242,251
172,624
199,510
-61,344
214,028
102,082
104,525
148,644
108,464
70,998
92,510
158
182,107
* Earnings Before Interest, Tax, Depreciation and Amortisation
Aug 2023
Aug 2022
Aug 2021
Aug 2020
Aug 2019
Aug 2018
Aug 2017
Aug 2016
Aug 2015
Aug 2014
Aug 2013
Aug 2012
Aug 2011
Aug 2010
Aug 2009
Tangible Assets
265,057
7,407
7,695
5,726
4,301
5,242
1,499
2,744
2,692
2,619
1,085
8,855
15,960
14,536
4,853
Intangible Assets
Investments & Other
37,090
37,090
39,590
39,590
51,740
80,090
80,090
43,000
2,500
2,500
2,500
2,500
Debtors (Due After 1 year)
Total Fixed Assets
265,057
7,407
44,785
42,816
43,891
44,832
53,239
82,834
82,782
45,619
3,585
11,355
18,460
17,036
4,853
Stock & work in progress
Trade Debtors
203,421
1,345
4,947
1,209
1,101
76
1,215
1,360
Group Debtors
Misc Debtors
30,034
67,478
32,517
28,836
26,752
19,602
205,100
Cash
1,704,521
1,712,832
1,285,797
1,089,046
934,311
770,058
643,947
423,269
538,189
472,250
392,909
303,618
256,320
168,304
169,983
misc current assets
total current assets
1,734,555
1,780,310
1,318,314
1,117,882
961,063
789,660
849,047
626,690
539,534
477,197
394,118
304,719
256,396
169,519
171,343
total assets
1,999,612
1,787,717
1,363,099
1,160,698
1,004,954
834,492
902,286
709,524
622,316
522,816
397,703
316,074
274,856
186,555
176,196
Bank overdraft
Bank loan
Trade Creditors
25,050
27,029
468
771
112,032
105,492
89,943
82,962
78,630
84,502
60,884
47,529
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
60,255
178,338
129,354
119,186
127,595
121,113
131,698
total current liabilities
60,255
178,338
154,404
146,215
128,063
121,884
131,698
112,032
105,492
89,943
82,962
78,630
84,502
60,884
47,529
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
66,264
1,407
1,462
1,088
817
996
184
1,394
2,726
total long term liabilities
66,264
1,407
1,462
1,088
817
996
184
1,394
2,726
total liabilities
126,519
179,745
155,866
147,303
128,880
122,880
131,698
112,032
105,492
90,127
82,962
80,024
87,228
60,884
47,529
net assets
1,873,093
1,607,972
1,207,233
1,013,395
876,074
711,612
770,588
597,492
516,824
432,689
314,741
236,050
187,628
125,671
128,667
total shareholders funds
1,873,093
1,607,972
1,207,233
1,013,395
876,074
711,612
770,588
597,492
516,824
432,689
314,741
236,050
187,628
125,671
128,667
Aug 2023
Aug 2022
Aug 2021
Aug 2020
Aug 2019
Aug 2018
Aug 2017
Aug 2016
Aug 2015
Aug 2014
Aug 2013
Aug 2012
Aug 2011
Aug 2010
Aug 2009
Operating Activities
Operating Profit
263,789
468,502
238,119
168,520
196,648
-64,279
212,365
99,633
102,643
147,138
100,455
62,313
82,664
-3,842
178,099
Depreciation
64,759
4,985
4,132
4,104
2,862
2,935
1,663
2,449
1,882
1,506
8,009
8,685
9,846
4,000
4,008
Amortisation
Tax
-88,374
-94,001
-45,468
-32,211
-38,578
-40,603
-20,167
-21,034
-31,353
-23,505
-15,291
-21,769
-49,987
Stock
Debtors
-37,444
34,961
3,681
2,084
7,150
-185,498
1,679
202,076
-3,602
3,738
108
1,025
-1,139
-145
1,360
Creditors
-25,050
-1,979
26,561
-303
771
-112,032
6,540
15,549
6,981
4,332
-5,872
23,618
13,355
47,529
Accruals and Deferred Income
-118,083
48,984
10,168
-8,409
6,482
-10,585
131,698
Deferred Taxes & Provisions
64,857
-55
374
271
-179
996
-184
184
-1,394
-1,332
2,726
Cash flow from operations
224,392
368,404
201,665
156,752
159,782
115,336
191,412
-113,621
102,458
120,718
87,789
47,478
98,224
13,658
178,289
Investing Activities
capital expenditure
-322,409
-4,697
-6,101
-5,529
-1,921
-6,678
-418
-2,501
-1,955
-3,040
-239
-1,580
-11,270
-13,683
-8,861
Change in Investments
-37,090
-2,500
-12,150
-28,350
37,090
40,500
2,500
cash flow from investments
-322,409
32,393
-6,101
-3,029
-1,921
5,472
27,932
-2,501
-39,045
-43,540
-239
-1,580
-11,270
-16,183
-8,861
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
130
interest
89,706
26,238
1,187
1,012
6,391
5,303
1,334
1,202
2,526
2,163
1,741
1,400
1,062
846
425
cash flow from financing
89,706
26,238
1,187
1,012
6,391
5,303
1,334
1,202
2,526
2,163
1,741
1,400
1,062
846
555
cash and cash equivalents
cash
-8,311
427,035
196,751
154,735
164,253
126,111
220,678
-114,920
65,939
79,341
89,291
47,298
88,016
-1,679
169,983
overdraft
change in cash
-8,311
427,035
196,751
154,735
164,253
126,111
220,678
-114,920
65,939
79,341
89,291
47,298
88,016
-1,679
169,983
accord financial management limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for accord financial management limited. Get real-time insights into accord financial management limited's credit score, group structure and payment trends.
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accord financial management limited Ownership
ACCORD FINANCIAL MANAGEMENT LIMITED group structure
Accord Financial Management Limited has no subsidiary companies.
The sole shareholder of Accord Financial Management Limited is Pfm Group Limited.
pfm group limited
100%
accord financial management limited directors
Accord Financial Management Limited currently has 3 directors.
The longest serving directors include
Mr Ian Wilkinson (Oct 2023) and
Mr David Hesketh (Oct 2023).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to accord financial management limited.
accord financial management limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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accord financial management limitedCompanies House Filings - See Documents
