rpg financial limited

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rpg financial limited Company Information

Share RPG FINANCIAL LIMITED

Company Number

05245973

Directors

David Hesketh

Shareholders

pfm group limited

Group Structure

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Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

lancaster house, ackhurst business park, chorley, PR7 1NY

rpg financial limited Estimated Valuation

£305.2k

Pomanda estimates the enterprise value of RPG FINANCIAL LIMITED at £305.2k based on a Turnover of £372.5k and 0.82x industry multiple (adjusted for size and gross margin).

rpg financial limited Estimated Valuation

£64.4k

Pomanda estimates the enterprise value of RPG FINANCIAL LIMITED at £64.4k based on an EBITDA of £22.8k and a 2.83x industry multiple (adjusted for size and gross margin).

rpg financial limited Estimated Valuation

£913.2k

Pomanda estimates the enterprise value of RPG FINANCIAL LIMITED at £913.2k based on Net Assets of £681k and 1.34x industry multiple (adjusted for liquidity).

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Rpg Financial Limited Overview

Rpg Financial Limited is a live company located in chorley, PR7 1NY with a Companies House number of 05245973. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2004, it's largest shareholder is pfm group limited with a 100% stake. Rpg Financial Limited is a mature, micro sized company, Pomanda has estimated its turnover at £372.5k with low growth in recent years.

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Rpg Financial Limited Health Check

Pomanda's financial health check has awarded Rpg Financial Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 8 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating2.5out of 5
positive_score

2 Strong

positive_score

1 Regular

positive_score

8 Weak

size

Size

annual sales of £372.5k, make it smaller than the average company (£5.5m)

£372.5k - Rpg Financial Limited

£5.5m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (4.9%)

3% - Rpg Financial Limited

4.9% - Industry AVG

production

Production

with a gross margin of 13.7%, this company has a higher cost of product (54%)

13.7% - Rpg Financial Limited

54% - Industry AVG

profitability

Profitability

an operating margin of 3.5% make it less profitable than the average company (9.1%)

3.5% - Rpg Financial Limited

9.1% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (14)

2 - Rpg Financial Limited

14 - Industry AVG

paystructure

Pay Structure

on an average salary of £82.9k, the company has an equivalent pay structure (£82.9k)

£82.9k - Rpg Financial Limited

£82.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £186.2k, this is less efficient (£224.5k)

£186.2k - Rpg Financial Limited

£224.5k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 174 days, this is later than average (33 days)

174 days - Rpg Financial Limited

33 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 0 days, this is quicker than average (46 days)

0 days - Rpg Financial Limited

46 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Rpg Financial Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 41 weeks, this is more cash available to meet short term requirements (29 weeks)

41 weeks - Rpg Financial Limited

29 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 26.3%, this is a lower level of debt than the average (70.8%)

26.3% - Rpg Financial Limited

70.8% - Industry AVG

RPG FINANCIAL LIMITED financials

EXPORTms excel logo

Rpg Financial Limited's latest turnover from December 2023 is estimated at £372.5 thousand and the company has net assets of £681 thousand. According to their latest financial statements, Rpg Financial Limited has 2 employees and maintains cash reserves of £183.1 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover372,480808,861547,718341,411344,902355,810353,963346,259364,001531,942470,544213,690267,971585,0830
Other Income Or Grants000000000000000
Cost Of Sales321,646681,867458,995283,945287,099295,231286,728262,636251,921382,661342,594157,432202,340450,3500
Gross Profit50,834126,99388,72357,46657,80360,57967,23583,623112,080149,281127,95056,25965,631134,7330
Admin Expenses37,714-6,047356,752104,62967,795173,069127,694200,99065,632-15,937-51,621-89,265-110,4797,669-711,071
Operating Profit13,120133,040-268,029-47,163-9,992-112,490-60,459-117,36746,448165,218179,571145,524176,110127,064711,071
Interest Payable07,1254,688000000000000
Interest Receivable15,89013,3009283812,2741,9481,2475099469391,0621,3231,4971,531736
Pre-Tax Profit29,009139,215-271,788-46,782-7,718-110,542-59,212-116,85847,394166,157180,634146,847177,607128,594711,807
Tax-7,252-26,451000000-9,479-34,893-41,546-35,243-46,178-36,006-199,306
Profit After Tax21,757112,764-271,788-46,782-7,718-110,542-59,212-116,85837,915131,264139,088111,604131,42992,588512,501
Dividends Paid000000000000000
Retained Profit21,757112,764-271,788-46,782-7,718-110,542-59,212-116,85837,915131,264139,088111,604131,42992,588512,501
Employee Costs165,830790,700615,376519,863513,998505,556481,151462,558449,229123,333125,78960,02960,622118,8000
Number Of Employees2108777777221120
EBITDA*22,764249,081-161,92059,07290,008-12,49039,541-16,660147,161265,931280,285245,524276,110246,028819,019

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets71,81781,62696,3473,8097,2790007071,4202,13300018,964
Intangible Assets0300,000400,000500,000600,000700,000800,000900,0001,000,0001,100,0001,200,0001,300,0001,400,0001,500,0001,600,000
Investments & Other000000000000000
Debtors (Due After 1 year)000000000000000
Total Fixed Assets71,817381,626496,347503,809607,279700,000800,000900,0001,000,7071,101,4201,202,1331,300,0001,400,0001,500,0001,618,964
Stock & work in progress000000000000000
Trade Debtors178,4270125,00017,25015,15020,15020,15020,00020,000196,140187,00551,91985,208224,61036,413
Group Debtors450,390101,9720000000000000
Misc Debtors40,49034,84928,52337,96028,80938,22634,67931,932199,138000000
Cash183,116422,203337,772404,775357,394248,927270,523228,336179,084199,295176,435248,540280,639318,008294,306
misc current assets000000000000000
total current assets852,423559,024491,295459,985401,353307,303325,352280,268398,222395,435363,440300,459365,847542,618330,719
total assets924,240940,650987,642963,7941,008,6321,007,3031,125,3521,180,2681,398,9291,496,8551,565,5731,600,4591,765,8472,042,6181,949,683
Bank overdraft000000000000000
Bank loan0022,500000000000000
Trade Creditors 1661,9475,53926,97525,17540,17540,17550,00050,000278,377213,774366,562313,325321,525319,735
Group/Directors Accounts0000000000136,5857,771000
other short term finances000000000000000
hp & lease commitments000000000000000
other current liabilities227,707195,380193,643121,040120,28797,347104,85490,733192,536000000
total current liabilities227,873197,327221,682148,015145,462137,522145,029140,733242,536278,377350,359374,333313,325321,525319,735
loans00127,500000000000000
hp & lease commitments000000000000000
Accruals and Deferred Income000000000000000
other liabilities068,71276,846000000100,000228,000378,000716,0001,116,0001,116,000
provisions15,35715,35718,1214981,1070000000001,443
total long term liabilities15,35784,069222,4674981,1070000100,000228,000378,000716,0001,116,0001,117,443
total liabilities243,230281,396444,149148,513146,569137,522145,029140,733242,536378,377578,359752,3331,029,3251,437,5251,437,178
net assets681,010659,254543,493815,281862,063869,781980,3231,039,5351,156,3931,118,478987,214848,126736,522605,093512,505
total shareholders funds681,010659,254543,493815,281862,063869,781980,3231,039,5351,156,3931,118,478987,214848,126736,522605,093512,505
Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit13,120133,040-268,029-47,163-9,992-112,490-60,459-117,36746,448165,218179,571145,524176,110127,064711,071
Depreciation9,64416,0416,1096,2350007077137137140018,9647,948
Amortisation0100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000
Tax-7,252-26,451000000-9,479-34,893-41,546-35,243-46,178-36,006-199,306
Stock000000000000000
Debtors532,486-16,70298,31311,251-14,4173,5472,897-167,20622,9989,135135,086-33,289-139,402188,19736,413
Creditors-1,781-3,592-21,4361,800-15,0000-9,8250-228,37764,603-152,78853,237-8,2001,790319,735
Accruals and Deferred Income32,3271,73772,60375322,940-7,50714,121-101,803192,536000000
Deferred Taxes & Provisions0-2,76417,623-6091,10700000000-1,4431,443
Cash flow from operations-486,428234,713-191,44349,765113,472-23,54440,94048,74378,843286,506-49,135296,807361,13422,172904,478
Investing Activities
capital expenditure300,165-1,320-98,647-2,765-7,27900000-2,847000-1,726,912
Change in Investments000000000000000
cash flow from investments300,165-1,320-98,647-2,765-7,27900000-2,847000-1,726,912
Financing Activities
Bank loans0-22,50022,500000000000000
Group/Directors Accounts000000000-136,585128,8147,771000
Other Short Term Loans 000000000000000
Long term loans0-127,500127,500000000000000
Hire Purchase and Lease Commitments000000000000000
other long term liabilities-68,712-8,13476,84600000-100,000-128,000-150,000-338,000-400,00001,116,000
share issue-12,9970000000000004
interest15,8906,175-3,7603812,2741,9481,2475099469391,0621,3231,4971,531736
cash flow from financing-52,823-148,962223,0863812,2741,9481,247509-99,054-263,646-20,124-328,906-398,5031,5311,116,740
cash and cash equivalents
cash-239,08784,431-67,00347,381108,467-21,59642,18749,252-20,21122,860-72,105-32,099-37,36923,702294,306
overdraft000000000000000
change in cash-239,08784,431-67,00347,381108,467-21,59642,18749,252-20,21122,860-72,105-32,099-37,36923,702294,306

rpg financial limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Rpg Financial Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for rpg financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in PR7 area or any other competitors across 12 key performance metrics.

rpg financial limited Ownership

RPG FINANCIAL LIMITED group structure

Rpg Financial Limited has no subsidiary companies.

Ultimate parent company

SYMBOL BIDCO I LTD

#0129177

2 parents

RPG FINANCIAL LIMITED

05245973

RPG FINANCIAL LIMITED Shareholders

pfm group limited 100%

rpg financial limited directors

Rpg Financial Limited currently has 1 director, Mr David Hesketh serving since Oct 2023.

officercountryagestartendrole
Mr David HeskethNorthern Ireland43 years Oct 2023- Director

P&L

December 2023

turnover

372.5k

-54%

operating profit

13.1k

0%

gross margin

13.7%

-13.08%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

681k

+0.03%

total assets

924.2k

-0.02%

cash

183.1k

-0.57%

net assets

Total assets minus all liabilities

rpg financial limited company details

company number

05245973

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

September 2004

age

21

incorporated

UK

ultimate parent company

SYMBOL BIDCO I LTD

accounts

Audit Exemption Subsidiary

last accounts submitted

December 2023

previous names

N/A

accountant

-

auditor

-

address

lancaster house, ackhurst business park, chorley, PR7 1NY

Bank

HSBC BANK PLC

Legal Advisor

-

rpg financial limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 1 charges/mortgages relating to rpg financial limited. Currently there are 0 open charges and 1 have been satisfied in the past.

rpg financial limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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rpg financial limited Companies House Filings - See Documents

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