rpg financial limited Company Information
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
lancaster house, ackhurst business park, chorley, PR7 1NY
Website
www.rpgfinancial.co.ukrpg financial limited Estimated Valuation
Pomanda estimates the enterprise value of RPG FINANCIAL LIMITED at £305.2k based on a Turnover of £372.5k and 0.82x industry multiple (adjusted for size and gross margin).
rpg financial limited Estimated Valuation
Pomanda estimates the enterprise value of RPG FINANCIAL LIMITED at £64.4k based on an EBITDA of £22.8k and a 2.83x industry multiple (adjusted for size and gross margin).
rpg financial limited Estimated Valuation
Pomanda estimates the enterprise value of RPG FINANCIAL LIMITED at £913.2k based on Net Assets of £681k and 1.34x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Rpg Financial Limited Overview
Rpg Financial Limited is a live company located in chorley, PR7 1NY with a Companies House number of 05245973. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2004, it's largest shareholder is pfm group limited with a 100% stake. Rpg Financial Limited is a mature, micro sized company, Pomanda has estimated its turnover at £372.5k with low growth in recent years.
Upgrade for unlimited company reports & a free credit check
Rpg Financial Limited Health Check
Pomanda's financial health check has awarded Rpg Financial Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 8 areas for improvement. Company Health Check FAQs


2 Strong

1 Regular

8 Weak

Size
annual sales of £372.5k, make it smaller than the average company (£5.5m)
- Rpg Financial Limited
£5.5m - Industry AVG

Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (4.9%)
- Rpg Financial Limited
4.9% - Industry AVG

Production
with a gross margin of 13.7%, this company has a higher cost of product (54%)
- Rpg Financial Limited
54% - Industry AVG

Profitability
an operating margin of 3.5% make it less profitable than the average company (9.1%)
- Rpg Financial Limited
9.1% - Industry AVG

Employees
with 2 employees, this is below the industry average (14)
2 - Rpg Financial Limited
14 - Industry AVG

Pay Structure
on an average salary of £82.9k, the company has an equivalent pay structure (£82.9k)
- Rpg Financial Limited
£82.9k - Industry AVG

Efficiency
resulting in sales per employee of £186.2k, this is less efficient (£224.5k)
- Rpg Financial Limited
£224.5k - Industry AVG

Debtor Days
it gets paid by customers after 174 days, this is later than average (33 days)
- Rpg Financial Limited
33 days - Industry AVG

Creditor Days
its suppliers are paid after 0 days, this is quicker than average (46 days)
- Rpg Financial Limited
46 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- Rpg Financial Limited
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 41 weeks, this is more cash available to meet short term requirements (29 weeks)
41 weeks - Rpg Financial Limited
29 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 26.3%, this is a lower level of debt than the average (70.8%)
26.3% - Rpg Financial Limited
70.8% - Industry AVG
RPG FINANCIAL LIMITED financials

Rpg Financial Limited's latest turnover from December 2023 is estimated at £372.5 thousand and the company has net assets of £681 thousand. According to their latest financial statements, Rpg Financial Limited has 2 employees and maintains cash reserves of £183.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 2 | 10 | 8 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 71,817 | 81,626 | 96,347 | 3,809 | 7,279 | 0 | 0 | 0 | 707 | 1,420 | 2,133 | 0 | 0 | 0 | 18,964 |
Intangible Assets | 0 | 300,000 | 400,000 | 500,000 | 600,000 | 700,000 | 800,000 | 900,000 | 1,000,000 | 1,100,000 | 1,200,000 | 1,300,000 | 1,400,000 | 1,500,000 | 1,600,000 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 71,817 | 381,626 | 496,347 | 503,809 | 607,279 | 700,000 | 800,000 | 900,000 | 1,000,707 | 1,101,420 | 1,202,133 | 1,300,000 | 1,400,000 | 1,500,000 | 1,618,964 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 178,427 | 0 | 125,000 | 17,250 | 15,150 | 20,150 | 20,150 | 20,000 | 20,000 | 196,140 | 187,005 | 51,919 | 85,208 | 224,610 | 36,413 |
Group Debtors | 450,390 | 101,972 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 40,490 | 34,849 | 28,523 | 37,960 | 28,809 | 38,226 | 34,679 | 31,932 | 199,138 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 183,116 | 422,203 | 337,772 | 404,775 | 357,394 | 248,927 | 270,523 | 228,336 | 179,084 | 199,295 | 176,435 | 248,540 | 280,639 | 318,008 | 294,306 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 852,423 | 559,024 | 491,295 | 459,985 | 401,353 | 307,303 | 325,352 | 280,268 | 398,222 | 395,435 | 363,440 | 300,459 | 365,847 | 542,618 | 330,719 |
total assets | 924,240 | 940,650 | 987,642 | 963,794 | 1,008,632 | 1,007,303 | 1,125,352 | 1,180,268 | 1,398,929 | 1,496,855 | 1,565,573 | 1,600,459 | 1,765,847 | 2,042,618 | 1,949,683 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 22,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 166 | 1,947 | 5,539 | 26,975 | 25,175 | 40,175 | 40,175 | 50,000 | 50,000 | 278,377 | 213,774 | 366,562 | 313,325 | 321,525 | 319,735 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 136,585 | 7,771 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 227,707 | 195,380 | 193,643 | 121,040 | 120,287 | 97,347 | 104,854 | 90,733 | 192,536 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 227,873 | 197,327 | 221,682 | 148,015 | 145,462 | 137,522 | 145,029 | 140,733 | 242,536 | 278,377 | 350,359 | 374,333 | 313,325 | 321,525 | 319,735 |
loans | 0 | 0 | 127,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 68,712 | 76,846 | 0 | 0 | 0 | 0 | 0 | 0 | 100,000 | 228,000 | 378,000 | 716,000 | 1,116,000 | 1,116,000 |
provisions | 15,357 | 15,357 | 18,121 | 498 | 1,107 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,443 |
total long term liabilities | 15,357 | 84,069 | 222,467 | 498 | 1,107 | 0 | 0 | 0 | 0 | 100,000 | 228,000 | 378,000 | 716,000 | 1,116,000 | 1,117,443 |
total liabilities | 243,230 | 281,396 | 444,149 | 148,513 | 146,569 | 137,522 | 145,029 | 140,733 | 242,536 | 378,377 | 578,359 | 752,333 | 1,029,325 | 1,437,525 | 1,437,178 |
net assets | 681,010 | 659,254 | 543,493 | 815,281 | 862,063 | 869,781 | 980,323 | 1,039,535 | 1,156,393 | 1,118,478 | 987,214 | 848,126 | 736,522 | 605,093 | 512,505 |
total shareholders funds | 681,010 | 659,254 | 543,493 | 815,281 | 862,063 | 869,781 | 980,323 | 1,039,535 | 1,156,393 | 1,118,478 | 987,214 | 848,126 | 736,522 | 605,093 | 512,505 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 9,644 | 16,041 | 6,109 | 6,235 | 0 | 0 | 0 | 707 | 713 | 713 | 714 | 0 | 0 | 18,964 | 7,948 |
Amortisation | 0 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 |
Tax | |||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 532,486 | -16,702 | 98,313 | 11,251 | -14,417 | 3,547 | 2,897 | -167,206 | 22,998 | 9,135 | 135,086 | -33,289 | -139,402 | 188,197 | 36,413 |
Creditors | -1,781 | -3,592 | -21,436 | 1,800 | -15,000 | 0 | -9,825 | 0 | -228,377 | 64,603 | -152,788 | 53,237 | -8,200 | 1,790 | 319,735 |
Accruals and Deferred Income | 32,327 | 1,737 | 72,603 | 753 | 22,940 | -7,507 | 14,121 | -101,803 | 192,536 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 0 | -2,764 | 17,623 | -609 | 1,107 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,443 | 1,443 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | -22,500 | 22,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -136,585 | 128,814 | 7,771 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | -127,500 | 127,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | -68,712 | -8,134 | 76,846 | 0 | 0 | 0 | 0 | 0 | -100,000 | -128,000 | -150,000 | -338,000 | -400,000 | 0 | 1,116,000 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -239,087 | 84,431 | -67,003 | 47,381 | 108,467 | -21,596 | 42,187 | 49,252 | -20,211 | 22,860 | -72,105 | -32,099 | -37,369 | 23,702 | 294,306 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -239,087 | 84,431 | -67,003 | 47,381 | 108,467 | -21,596 | 42,187 | 49,252 | -20,211 | 22,860 | -72,105 | -32,099 | -37,369 | 23,702 | 294,306 |
rpg financial limited Credit Report and Business Information
Rpg Financial Limited Competitor Analysis

Perform a competitor analysis for rpg financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in PR7 area or any other competitors across 12 key performance metrics.
rpg financial limited Ownership
RPG FINANCIAL LIMITED group structure
Rpg Financial Limited has no subsidiary companies.
Ultimate parent company
SYMBOL BIDCO I LTD
#0129177
2 parents
RPG FINANCIAL LIMITED
05245973
rpg financial limited directors
Rpg Financial Limited currently has 1 director, Mr David Hesketh serving since Oct 2023.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr David Hesketh | Northern Ireland | 43 years | Oct 2023 | - | Director |
P&L
December 2023turnover
372.5k
-54%
operating profit
13.1k
0%
gross margin
13.7%
-13.08%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
681k
+0.03%
total assets
924.2k
-0.02%
cash
183.1k
-0.57%
net assets
Total assets minus all liabilities
rpg financial limited company details
company number
05245973
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
September 2004
age
21
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
-
address
lancaster house, ackhurst business park, chorley, PR7 1NY
Bank
HSBC BANK PLC
Legal Advisor
-
rpg financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to rpg financial limited. Currently there are 0 open charges and 1 have been satisfied in the past.
rpg financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for RPG FINANCIAL LIMITED. This can take several minutes, an email will notify you when this has completed.
rpg financial limited Companies House Filings - See Documents
date | description | view/download |
---|