pearl group holdings (no. 2) limited
pearl group holdings (no. 2) limited Company Information
Company Number
05282342
Website
www.pearl.co.ukRegistered Address
1 wythall green way, wythall, birmingham, B47 6WG
Industry
Activities of financial services holding companies
Telephone
-
Next Accounts Due
September 2024
Group Structure
View All
Shareholders
phoenix life holdings ltd 100%
pearl group holdings (no. 2) limited Estimated Valuation
Pomanda estimates the enterprise value of PEARL GROUP HOLDINGS (NO. 2) LIMITED at £406.7m based on a Turnover of £164m and 2.48x industry multiple (adjusted for size and gross margin).
pearl group holdings (no. 2) limited Estimated Valuation
Pomanda estimates the enterprise value of PEARL GROUP HOLDINGS (NO. 2) LIMITED at £0 based on an EBITDA of £-42.6m and a 8.66x industry multiple (adjusted for size and gross margin).
pearl group holdings (no. 2) limited Estimated Valuation
Pomanda estimates the enterprise value of PEARL GROUP HOLDINGS (NO. 2) LIMITED at £1.7b based on Net Assets of £1.1b and 1.58x industry multiple (adjusted for liquidity).
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Pearl Group Holdings (no. 2) Limited AI Business Plan
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Pearl Group Holdings (no. 2) Limited Overview
Pearl Group Holdings (no. 2) Limited is a live company located in birmingham, B47 6WG with a Companies House number of 05282342. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in November 2004, it's largest shareholder is phoenix life holdings ltd with a 100% stake. Pearl Group Holdings (no. 2) Limited is a mature, mega sized company, Pomanda has estimated its turnover at £164m with rapid growth in recent years.
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Pearl Group Holdings (no. 2) Limited Health Check
Pomanda's financial health check has awarded Pearl Group Holdings (No. 2) Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 1 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
1 Weak
Size
annual sales of £164m, make it larger than the average company (£10.4m)
£164m - Pearl Group Holdings (no. 2) Limited
£10.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 77%, show it is growing at a faster rate (8.3%)
77% - Pearl Group Holdings (no. 2) Limited
8.3% - Industry AVG
Production
with a gross margin of 77.6%, this company has a comparable cost of product (77.6%)
77.6% - Pearl Group Holdings (no. 2) Limited
77.6% - Industry AVG
Profitability
an operating margin of -26% make it less profitable than the average company (11%)
-26% - Pearl Group Holdings (no. 2) Limited
11% - Industry AVG
Employees
with 776 employees, this is above the industry average (63)
- Pearl Group Holdings (no. 2) Limited
63 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Pearl Group Holdings (no. 2) Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £211.3k, this is equally as efficient (£211.5k)
- Pearl Group Holdings (no. 2) Limited
£211.5k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Pearl Group Holdings (no. 2) Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Pearl Group Holdings (no. 2) Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Pearl Group Holdings (no. 2) Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Pearl Group Holdings (no. 2) Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 46.8%, this is a lower level of debt than the average (58%)
46.8% - Pearl Group Holdings (no. 2) Limited
58% - Industry AVG
pearl group holdings (no. 2) limited Credit Report and Business Information
Pearl Group Holdings (no. 2) Limited Competitor Analysis
Perform a competitor analysis for pearl group holdings (no. 2) limited by selecting its closest rivals and benchmarking them against 12 key performance metrics.
pearl group holdings (no. 2) limited Ownership
PEARL GROUP HOLDINGS (NO. 2) LIMITED group structure
Pearl Group Holdings (No. 2) Limited has 11 subsidiary companies.
Ultimate parent company
2 parents
PEARL GROUP HOLDINGS (NO. 2) LIMITED
05282342
11 subsidiaries
pearl group holdings (no. 2) limited directors
Pearl Group Holdings (No. 2) Limited currently has 2 directors. The longest serving directors include Mr William Swift (Aug 2020) and Ms Katherine Jones (Nov 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr William Swift | United Kingdom | 44 years | Aug 2020 | - | Director |
| Ms Katherine Jones | United Kingdom | 42 years | Nov 2022 | - | Director |
PEARL GROUP HOLDINGS (NO. 2) LIMITED financials
Pearl Group Holdings (No. 2) Limited's latest turnover from December 2022 is £164 million and the company has net assets of £1.1 billion. According to their latest financial statements, we estimate that Pearl Group Holdings (No. 2) Limited has 776 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 164,000,000 | 13,500,000 | 389,100,000 | 29,700,000 | 263,600,000 | 96,800,000 | 22,400,000 | 128,400,000 | 0 | 332,600,000 | 434,200,000 | 128,600,000 | 233,200,000 | 203,500,000 |
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | -42,600,000 | -13,900,000 | 364,100,000 | |||||||||||
| Interest Payable | 34,900,000 | 20,000,000 | 24,700,000 | 29,300,000 | 24,300,000 | 29,900,000 | 36,300,000 | 42,600,000 | 48,100,000 | 39,500,000 | 53,200,000 | 50,400,000 | 48,100,000 | 83,100,000 |
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pre-Tax Profit | -77,500,000 | -33,900,000 | 339,400,000 | -18,700,000 | 192,000,000 | -190,800,000 | -218,300,000 | 47,500,000 | 61,000,000 | 260,600,000 | 308,800,000 | 130,700,000 | 291,800,000 | 113,800,000 |
| Tax | 15,300,000 | 7,300,000 | 6,700,000 | 11,200,000 | 11,600,000 | -1,800,000 | 2,800,000 | 25,900,000 | 16,600,000 | -3,800,000 | 13,700,000 | -10,700,000 | 10,700,000 | 30,000,000 |
| Profit After Tax | -62,200,000 | -26,600,000 | 346,100,000 | -7,500,000 | 203,600,000 | -192,600,000 | -215,500,000 | 73,400,000 | 77,600,000 | 256,800,000 | 322,500,000 | 120,000,000 | 302,500,000 | 143,800,000 |
| Dividends Paid | 150,000,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 399,800,000 | 60,400,000 | 165,600,000 | 0 | 0 | 0 |
| Retained Profit | -212,200,000 | -26,600,000 | 346,100,000 | -7,500,000 | 203,600,000 | -192,600,000 | -215,500,000 | 73,400,000 | -322,200,000 | 196,400,000 | 156,900,000 | 120,000,000 | 302,500,000 | 143,800,000 |
| Employee Costs | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Number Of Employees | ||||||||||||||
| EBITDA* | -42,600,000 | -13,900,000 | 364,100,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,008,700,000 | 2,408,200,000 | 3,619,600,000 | 2,475,800,000 | 2,536,800,000 | 2,392,700,000 | 2,517,200,000 | 2,629,600,000 | 2,859,900,000 | 2,690,500,000 | 2,659,900,000 | 3,232,300,000 | 2,879,300,000 | 2,907,500,000 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 1,915,300,000 | 2,065,600,000 | 2,065,600,000 | 1,823,600,000 | 1,828,600,000 | 1,602,200,000 | 1,849,100,000 | 2,040,200,000 | 2,070,800,000 | 2,631,700,000 | 2,574,900,000 | 2,502,000,000 | 2,362,400,000 | 2,478,800,000 |
| Debtors (Due After 1 year) | 46,700,000 | 171,300,000 | 777,000,000 | 326,100,000 | 434,700,000 | 434,700,000 | 410,800,000 | 444,100,000 | 679,900,000 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,962,000,000 | 2,236,900,000 | 2,842,600,000 | 2,149,700,000 | 2,536,800,000 | 2,392,700,000 | 2,517,200,000 | 2,629,600,000 | 2,859,900,000 | 2,690,500,000 | 2,659,900,000 | 3,232,300,000 | 2,879,300,000 | 2,907,500,000 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 6,600,000 | 4,700,000 | 0 | 434,700,000 | 27,800,000 | 24,900,000 | 27,700,000 | 21,800,000 | 14,300,000 | 12,400,000 | 53,300,000 | 500,000 | 0 | 0 |
| Misc Debtors | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 200,000 | 200,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7,600,000 | 18,600,000 | 22,500,000 | 36,600,000 | 12,800,000 |
| misc current assets | 43,000,000 | 459,200,000 | 125,800,000 | 42,000,000 | 8,500,000 | 15,400,000 | 16,400,000 | 63,100,000 | 28,900,000 | 456,500,000 | 409,200,000 | 14,300,000 | 91,800,000 | 44,600,000 |
| total current assets | 49,700,000 | 464,000,000 | 125,900,000 | 476,800,000 | 36,400,000 | 40,500,000 | 44,300,000 | 85,000,000 | 43,300,000 | 476,600,000 | 481,200,000 | 37,400,000 | 128,400,000 | 57,400,000 |
| total assets | 2,011,700,000 | 2,700,900,000 | 2,968,500,000 | 2,626,500,000 | 2,573,200,000 | 2,433,200,000 | 2,561,500,000 | 2,714,600,000 | 2,903,200,000 | 3,167,100,000 | 3,141,100,000 | 3,269,700,000 | 3,007,700,000 | 2,964,900,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 841,300,000 | 823,800,000 | 809,500,000 | 964,300,000 | 874,200,000 | 556,800,000 | 1,021,300,000 | 0 | 0 | 0 |
| other short term finances | 914,400,000 | 1,154,100,000 | 874,500,000 | 1,002,500,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 786,300,000 | 0 | 91,700,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 26,200,000 | 135,400,000 | 128,100,000 | 104,600,000 | 80,900,000 | 75,500,000 | 44,800,000 | 9,200,000 | 27,400,000 | 14,000,000 | 16,300,000 | 54,900,000 | 880,900,000 | 845,000,000 |
| total current liabilities | 940,600,000 | 1,289,500,000 | 1,002,600,000 | 1,107,100,000 | 922,200,000 | 899,300,000 | 854,300,000 | 973,500,000 | 901,600,000 | 570,800,000 | 1,037,600,000 | 841,200,000 | 880,900,000 | 936,700,000 |
| loans | 0 | 0 | 704,200,000 | 410,000,000 | 682,600,000 | 673,000,000 | 716,200,000 | 504,800,000 | 876,800,000 | 1,372,600,000 | 615,000,000 | 1,587,800,000 | 1,322,600,000 | 1,602,000,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,800,000 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 274,200,000 | 394,200,000 | 0 | 153,600,000 | 242,200,000 |
| total long term liabilities | 0 | 0 | 352,100,000 | 205,000,000 | 341,300,000 | 336,500,000 | 358,100,000 | 252,400,000 | 438,400,000 | 823,400,000 | 504,600,000 | 793,900,000 | 813,100,000 | 933,900,000 |
| total liabilities | 940,600,000 | 1,289,500,000 | 1,354,700,000 | 1,312,100,000 | 1,263,500,000 | 1,235,800,000 | 1,212,400,000 | 1,225,900,000 | 1,340,000,000 | 1,394,200,000 | 1,542,200,000 | 1,635,100,000 | 1,694,000,000 | 1,870,600,000 |
| net assets | 1,071,100,000 | 1,411,400,000 | 1,613,800,000 | 1,314,400,000 | 1,309,700,000 | 1,197,400,000 | 1,349,100,000 | 1,488,700,000 | 1,563,200,000 | 1,772,900,000 | 1,598,900,000 | 1,634,600,000 | 1,313,700,000 | 1,094,300,000 |
| total shareholders funds | 1,071,100,000 | 1,411,400,000 | 1,613,800,000 | 1,314,400,000 | 1,309,700,000 | 1,197,400,000 | 1,349,100,000 | 1,488,700,000 | 1,563,200,000 | 1,772,900,000 | 1,598,900,000 | 1,634,600,000 | 1,313,700,000 | 1,094,300,000 |
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | -42,600,000 | -13,900,000 | 364,100,000 | |||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 15,300,000 | 7,300,000 | 6,700,000 | 11,200,000 | 11,600,000 | -1,800,000 | 2,800,000 | 25,900,000 | 16,600,000 | -3,800,000 | 13,700,000 | -10,700,000 | 10,700,000 | 30,000,000 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -122,700,000 | -601,000,000 | 16,200,000 | 298,300,000 | 2,800,000 | 21,100,000 | -27,300,000 | -228,300,000 | 681,800,000 | -40,900,000 | 52,800,000 | 600,000 | 0 | 0 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | -109,200,000 | 7,300,000 | 23,500,000 | 23,700,000 | 5,400,000 | 30,700,000 | 35,600,000 | -18,200,000 | 13,400,000 | -2,300,000 | -38,600,000 | -826,000,000 | 29,100,000 | 851,800,000 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -274,200,000 | -120,000,000 | 394,200,000 | -153,600,000 | -88,600,000 | 242,200,000 |
| Cash flow from operations | -13,800,000 | 601,700,000 | 378,100,000 | |||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | -150,300,000 | 0 | 242,000,000 | -5,000,000 | 226,400,000 | -246,900,000 | -191,100,000 | -30,600,000 | -560,900,000 | 56,800,000 | 72,900,000 | 139,600,000 | -116,400,000 | 2,478,800,000 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | -841,300,000 | 17,500,000 | 14,300,000 | -154,800,000 | 90,100,000 | 317,400,000 | -464,500,000 | 1,021,300,000 | 0 | 0 | 0 |
| Other Short Term Loans | -239,700,000 | 279,600,000 | -128,000,000 | 1,002,500,000 | 0 | 0 | 0 | 0 | 0 | 0 | -786,300,000 | 786,300,000 | -91,700,000 | 91,700,000 |
| Long term loans | 0 | -704,200,000 | 294,200,000 | -272,600,000 | 9,600,000 | -43,200,000 | 211,400,000 | -372,000,000 | -495,800,000 | 757,600,000 | -972,800,000 | 265,200,000 | -279,400,000 | 1,602,000,000 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | -34,900,000 | -20,000,000 | -24,700,000 | -29,300,000 | -24,300,000 | -29,900,000 | -36,300,000 | -42,600,000 | -48,100,000 | -39,500,000 | -53,200,000 | -50,400,000 | -48,100,000 | -83,100,000 |
| cash flow from financing | -402,700,000 | -620,400,000 | 94,800,000 | -128,500,000 | -88,500,000 | -17,900,000 | 96,200,000 | -472,400,000 | -114,000,000 | 231,200,000 | -983,600,000 | 1,202,000,000 | -502,300,000 | 2,561,100,000 |
| cash and cash equivalents | ||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7,600,000 | -11,000,000 | -3,900,000 | -14,100,000 | 23,800,000 | 12,800,000 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7,600,000 | -11,000,000 | -3,900,000 | -14,100,000 | 23,800,000 | 12,800,000 |
P&L
December 2022turnover
164m
+1115%
operating profit
-42.6m
+206%
gross margin
77.6%
-1.02%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
1.1b
-0.24%
total assets
2b
-0.26%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
pearl group holdings (no. 2) limited company details
company number
05282342
Type
Private limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
November 2004
age
20
accounts
Full Accounts
ultimate parent company
previous names
pearl group limited (September 2009)
life company investor group limited (April 2005)
incorporated
UK
address
1 wythall green way, wythall, birmingham, B47 6WG
last accounts submitted
December 2022
pearl group holdings (no. 2) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 14 charges/mortgages relating to pearl group holdings (no. 2) limited. Currently there are 0 open charges and 14 have been satisfied in the past.
pearl group holdings (no. 2) limited Companies House Filings - See Documents
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