british & continental finance co. limited Company Information
Company Number
05398905
Next Accounts
Oct 2025
Shareholders
william david crooks
samuel maurice crooks
View AllGroup Structure
View All
Industry
Other professional, scientific and technical activities (not including environmental consultancy or quantity surveying) n.e.c.
Registered Address
hanover court, 5 queen street, lichfield, staffordshire, WS13 6QD
Website
-british & continental finance co. limited Estimated Valuation
Pomanda estimates the enterprise value of BRITISH & CONTINENTAL FINANCE CO. LIMITED at £641.2k based on a Turnover of £1m and 0.62x industry multiple (adjusted for size and gross margin).
british & continental finance co. limited Estimated Valuation
Pomanda estimates the enterprise value of BRITISH & CONTINENTAL FINANCE CO. LIMITED at £39k based on an EBITDA of £8.6k and a 4.56x industry multiple (adjusted for size and gross margin).
british & continental finance co. limited Estimated Valuation
Pomanda estimates the enterprise value of BRITISH & CONTINENTAL FINANCE CO. LIMITED at £201.7k based on Net Assets of £91.8k and 2.2x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
British & Continental Finance Co. Limited Overview
British & Continental Finance Co. Limited is a live company located in staffordshire, WS13 6QD with a Companies House number of 05398905. It operates in the other professional, scientific and technical activities n.e.c. sector, SIC Code 74909. Founded in March 2005, it's largest shareholder is william david crooks with a 80% stake. British & Continental Finance Co. Limited is a mature, small sized company, Pomanda has estimated its turnover at £1m with rapid growth in recent years.
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British & Continental Finance Co. Limited Health Check
Pomanda's financial health check has awarded British & Continental Finance Co. Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 6 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
6 Weak
Size
annual sales of £1m, make it smaller than the average company (£1.8m)
- British & Continental Finance Co. Limited
£1.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 62%, show it is growing at a faster rate (7.8%)
- British & Continental Finance Co. Limited
7.8% - Industry AVG
Production
with a gross margin of 46.8%, this company has a comparable cost of product (46.8%)
- British & Continental Finance Co. Limited
46.8% - Industry AVG
Profitability
an operating margin of 0.8% make it less profitable than the average company (5.8%)
- British & Continental Finance Co. Limited
5.8% - Industry AVG
Employees
with 3 employees, this is below the industry average (17)
3 - British & Continental Finance Co. Limited
17 - Industry AVG
Pay Structure
on an average salary of £49.3k, the company has an equivalent pay structure (£49.3k)
- British & Continental Finance Co. Limited
£49.3k - Industry AVG
Efficiency
resulting in sales per employee of £345.5k, this is more efficient (£115.2k)
- British & Continental Finance Co. Limited
£115.2k - Industry AVG
Debtor Days
it gets paid by customers after 12 days, this is earlier than average (55 days)
- British & Continental Finance Co. Limited
55 days - Industry AVG
Creditor Days
its suppliers are paid after 332 days, this is slower than average (31 days)
- British & Continental Finance Co. Limited
31 days - Industry AVG
Stock Days
it holds stock equivalent to 430 days, this is more than average (27 days)
- British & Continental Finance Co. Limited
27 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (27 weeks)
0 weeks - British & Continental Finance Co. Limited
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 91%, this is a higher level of debt than the average (52.6%)
91% - British & Continental Finance Co. Limited
52.6% - Industry AVG
BRITISH & CONTINENTAL FINANCE CO. LIMITED financials
British & Continental Finance Co. Limited's latest turnover from January 2024 is estimated at £1 million and the company has net assets of £91.8 thousand. According to their latest financial statements, British & Continental Finance Co. Limited has 3 employees and maintains cash reserves of £12.9 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 3 | 2 | 3 | 1 | 1 | 4 | 4 | ||||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock & work in progress | 650,000 | 600,000 | 400,000 | 200,000 | 588,291 | 588,740 | 631,668 | 595,873 | 581,950 | 487,509 | 421,308 | 368,206 | 368,203 | 367,663 | 367,423 |
Trade Debtors | 35,646 | 159,043 | 114,378 | 17,196 | 0 | 0 | 0 | 0 | 2,100 | 100 | 100 | 100 | 100 | 100 | 100 |
Group Debtors | 322,079 | 33,332 | 0 | 0 | 0 | 0 | 0 | 6,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 0 | 0 | 0 | 8,505 | 100 | 783 | 783 | 31,282 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 12,850 | 39,313 | 78,114 | 14,571 | 6,712 | 5,038 | 1,399 | 4,069 | 8,335 | 2,348 | 0 | 0 | 3 | 3 | 13 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 1,020,575 | 831,688 | 592,492 | 240,272 | 595,103 | 594,561 | 633,850 | 637,224 | 592,385 | 489,957 | 421,408 | 368,306 | 368,306 | 367,766 | 367,536 |
total assets | 1,020,575 | 831,688 | 592,492 | 240,272 | 595,103 | 594,561 | 633,850 | 637,224 | 592,385 | 489,957 | 421,408 | 368,306 | 368,306 | 367,766 | 367,536 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 502,364 | 632,524 | 412,056 | 72,690 | 0 | 0 | 0 | 1,440 | 591,952 | 489,524 | 420,975 | 367,873 | 367,873 | 367,333 | 367,103 |
Group/Directors Accounts | 387,310 | 70,000 | 50,000 | 0 | 15,608 | 15,066 | 13,066 | 9,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 39,072 | 44,785 | 59,419 | 151,421 | 579,062 | 579,062 | 620,351 | 626,351 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 928,746 | 747,309 | 521,475 | 224,111 | 594,670 | 594,128 | 633,417 | 636,791 | 591,952 | 489,524 | 420,975 | 367,873 | 367,873 | 367,333 | 367,103 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 928,746 | 747,309 | 521,475 | 224,111 | 594,670 | 594,128 | 633,417 | 636,791 | 591,952 | 489,524 | 420,975 | 367,873 | 367,873 | 367,333 | 367,103 |
net assets | 91,829 | 84,379 | 71,017 | 16,161 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 |
total shareholders funds | 91,829 | 84,379 | 71,017 | 16,161 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 | 433 |
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | |||||||||||||||
Stock | 50,000 | 200,000 | 200,000 | -388,291 | -449 | -42,928 | 35,795 | 13,923 | 94,441 | 66,201 | 53,102 | 3 | 540 | 240 | 367,423 |
Debtors | 165,350 | 77,997 | 88,677 | 25,601 | -683 | 0 | -36,499 | 35,182 | 2,000 | 0 | 0 | 0 | 0 | 0 | 100 |
Creditors | -130,160 | 220,468 | 339,366 | 72,690 | 0 | 0 | -1,440 | -590,512 | 102,428 | 68,549 | 53,102 | 0 | 540 | 230 | 367,103 |
Accruals and Deferred Income | -5,713 | -14,634 | -92,002 | -427,641 | 0 | -41,289 | -6,000 | 626,351 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 317,310 | 20,000 | 50,000 | -15,608 | 542 | 2,000 | 4,066 | 9,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -26,463 | -38,801 | 63,543 | 7,859 | 1,674 | 3,639 | -2,670 | -4,266 | 5,987 | 2,348 | 0 | -3 | 0 | -10 | 13 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -26,463 | -38,801 | 63,543 | 7,859 | 1,674 | 3,639 | -2,670 | -4,266 | 5,987 | 2,348 | 0 | -3 | 0 | -10 | 13 |
british & continental finance co. limited Credit Report and Business Information
British & Continental Finance Co. Limited Competitor Analysis
Perform a competitor analysis for british & continental finance co. limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other small companies, companies in WS13 area or any other competitors across 12 key performance metrics.
british & continental finance co. limited Ownership
BRITISH & CONTINENTAL FINANCE CO. LIMITED group structure
British & Continental Finance Co. Limited has no subsidiary companies.
Ultimate parent company
BRITISH & CONTINENTAL FINANCE CO. LIMITED
05398905
british & continental finance co. limited directors
British & Continental Finance Co. Limited currently has 3 directors. The longest serving directors include Mr William Crooks (Mar 2005) and Mr Samuel Crooks (Jun 2020).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr William Crooks | United Kingdom | 63 years | Mar 2005 | - | Director |
Mr Samuel Crooks | United Kingdom | 28 years | Jun 2020 | - | Director |
Mr Oliver Crooks | United Kingdom | 30 years | Jun 2020 | - | Director |
P&L
January 2024turnover
1m
-29%
operating profit
8.6k
0%
gross margin
46.9%
+5.19%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2024net assets
91.8k
+0.09%
total assets
1m
+0.23%
cash
12.9k
-0.67%
net assets
Total assets minus all liabilities
british & continental finance co. limited company details
company number
05398905
Type
Private limited with Share Capital
industry
74909 - Other professional, scientific and technical activities (not including environmental consultancy or quantity surveying) n.e.c.
incorporation date
March 2005
age
20
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
January 2024
previous names
N/A
accountant
TOMKINSON TEAL LIMITED
auditor
-
address
hanover court, 5 queen street, lichfield, staffordshire, WS13 6QD
Bank
-
Legal Advisor
-
british & continental finance co. limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to british & continental finance co. limited.
british & continental finance co. limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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british & continental finance co. limited Companies House Filings - See Documents
date | description | view/download |
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