fnz (uk) ltd
fnz (uk) ltd Company Information
Company Number
05435760
Next Accounts
Sep 2025
Shareholders
kiwi uk holdco 2 ltd
Group Structure
View All
Industry
Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
Registered Address
10th floor 135 bishopsgate, london, EC2M 3TP
Website
https://www.fnz.comfnz (uk) ltd Estimated Valuation
Pomanda estimates the enterprise value of FNZ (UK) LTD at £752.4m based on a Turnover of £308m and 2.44x industry multiple (adjusted for size and gross margin).
fnz (uk) ltd Estimated Valuation
Pomanda estimates the enterprise value of FNZ (UK) LTD at £229.7m based on an EBITDA of £22.5m and a 10.21x industry multiple (adjusted for size and gross margin).
fnz (uk) ltd Estimated Valuation
Pomanda estimates the enterprise value of FNZ (UK) LTD at £428.5m based on Net Assets of £328.4m and 1.31x industry multiple (adjusted for liquidity).
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Fnz (uk) Ltd Overview
Fnz (uk) Ltd is a live company located in london, EC2M 3TP with a Companies House number of 05435760. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in April 2005, it's largest shareholder is kiwi uk holdco 2 ltd with a 100% stake. Fnz (uk) Ltd is a mature, mega sized company, Pomanda has estimated its turnover at £308m with high growth in recent years.
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Fnz (uk) Ltd Health Check
Pomanda's financial health check has awarded Fnz (Uk) Ltd a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs
6 Strong
3 Regular
2 Weak
Size
annual sales of £308m, make it larger than the average company (£18.9m)
£308m - Fnz (uk) Ltd
£18.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 20%, show it is growing at a faster rate (10.5%)
20% - Fnz (uk) Ltd
10.5% - Industry AVG
Production
with a gross margin of 36.3%, this company has a comparable cost of product (36.3%)
36.3% - Fnz (uk) Ltd
36.3% - Industry AVG
Profitability
an operating margin of 2.5% make it less profitable than the average company (4.5%)
2.5% - Fnz (uk) Ltd
4.5% - Industry AVG
Employees
with 1708 employees, this is above the industry average (104)
1708 - Fnz (uk) Ltd
104 - Industry AVG
Pay Structure
on an average salary of £63.5k, the company has a higher pay structure (£44.7k)
£63.5k - Fnz (uk) Ltd
£44.7k - Industry AVG
Efficiency
resulting in sales per employee of £180.3k, this is equally as efficient (£191k)
£180.3k - Fnz (uk) Ltd
£191k - Industry AVG
Debtor Days
it gets paid by customers after 19 days, this is earlier than average (45 days)
19 days - Fnz (uk) Ltd
45 days - Industry AVG
Creditor Days
its suppliers are paid after 42 days, this is close to average (44 days)
42 days - Fnz (uk) Ltd
44 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Fnz (uk) Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 23 weeks, this is more cash available to meet short term requirements (14 weeks)
23 weeks - Fnz (uk) Ltd
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 41%, this is a lower level of debt than the average (69.6%)
41% - Fnz (uk) Ltd
69.6% - Industry AVG
FNZ (UK) LTD financials
Fnz (Uk) Ltd's latest turnover from December 2023 is £308 million and the company has net assets of £328.4 million. According to their latest financial statements, Fnz (Uk) Ltd has 1,708 employees and maintains cash reserves of £77 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 307,954,000 | 225,303,000 | 254,672,000 | 178,567,000 | 158,287,000 | 126,822,000 | 107,613,000 | 89,438,000 | 72,388,000 | 56,646,000 | 44,317,000 | 46,980,000 | 56,048,423 | 25,879,360 | 19,529,383 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | 19,870,000 | 31,208,000 | 13,825,000 | 22,279,000 | 29,520,000 | 11,713,000 | 6,105,000 | -8,110,000 | 5,504,000 | 20,781,493 | 3,958,939 | 1,418,555 | |||
| Interest Payable | 14,877,000 | 6,477,000 | 4,390,000 | 3,682,000 | 2,007,000 | 2,586,000 | 286,000 | 12,000 | 498,000 | 1,874,000 | 1,541,000 | 1,476,000 | 230,225 | 174,044 | 104,856 |
| Interest Receivable | 2,133,000 | 109,000 | 1,010,000 | 1,247,000 | 745,000 | 788,000 | 509,000 | 209,000 | 619,000 | 628,000 | 509,000 | 479,000 | 136,757 | 48,305 | 29,314 |
| Pre-Tax Profit | 3,870,000 | 629,000 | 55,808,000 | 17,435,000 | 29,946,000 | 12,027,000 | 22,502,000 | 29,717,000 | 11,834,000 | 4,859,000 | -9,142,000 | 4,507,000 | 20,688,025 | 3,833,201 | 1,343,013 |
| Tax | -3,870,000 | -629,000 | 2,186,000 | -1,256,000 | -2,156,000 | -929,000 | -1,797,000 | -924,000 | 666,000 | -3,236,000 | 4,837,000 | -670,000 | -4,102,999 | -1,242,212 | -905,553 |
| Profit After Tax | 57,994,000 | 16,179,000 | 27,790,000 | 11,098,000 | 20,705,000 | 28,793,000 | 12,500,000 | 1,623,000 | -4,305,000 | 3,837,000 | 16,585,026 | 2,590,989 | 437,460 | ||
| Dividends Paid | |||||||||||||||
| Retained Profit | 57,994,000 | 16,179,000 | 27,790,000 | 11,098,000 | 20,705,000 | 28,793,000 | 12,500,000 | 1,623,000 | -4,305,000 | 3,837,000 | 16,585,026 | 2,590,989 | 437,460 | ||
| Employee Costs | 108,402,000 | 91,857,000 | 75,128,000 | 59,050,000 | 59,895,000 | 55,435,000 | 43,041,000 | 35,764,000 | 33,524,000 | 25,917,000 | 23,968,000 | 18,947,000 | 14,462,764 | 10,502,777 | 6,328,055 |
| Number Of Employees | 1,708 | 1,575 | 1,272 | 954 | 942 | 913 | 743 | 739 | 622 | 362 | 339 | 324 | 232 | 177 | 134 |
| EBITDA* | 28,766,000 | 44,030,000 | 27,710,000 | 35,756,000 | 34,248,000 | 15,956,000 | 9,858,000 | -5,346,000 | 7,088,000 | 21,669,068 | 5,035,654 | 2,572,279 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 292,702,000 | 221,945,000 | 164,341,000 | 32,322,000 | 27,947,000 | 29,725,000 | 3,019,000 | 1,573,000 | 2,188,000 | 3,202,000 | 5,035,000 | 3,618,000 | 764,295 | 1,172,411 | 1,001,425 |
| Intangible Assets | 4,441,000 | 77,000 | 580,000 | 1,408,000 | 1,949,000 | 19,521,000 | 15,817,000 | 16,872,000 | 13,700,000 | 10,267,000 | 5,866,000 | 2,317,000 | 291,895 | 550,754 | 707,153 |
| Investments & Other | 118,820,000 | 103,000 | 634,000 | 1,314,000 | 2,100,000 | 150,000 | 1 | ||||||||
| Debtors (Due After 1 year) | 241,563,000 | 170,202,000 | 296,000 | 217,000 | 875,000 | ||||||||||
| Total Fixed Assets | 297,143,000 | 222,022,000 | 164,921,000 | 33,513,000 | 29,021,000 | 49,246,000 | 18,836,000 | 18,445,000 | 15,888,000 | 13,469,000 | 10,901,000 | 5,935,000 | 1,056,190 | 1,723,165 | 1,708,578 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 16,231,000 | 15,541,000 | 111,755,000 | 15,790,000 | 12,149,000 | 14,988,000 | 66,233,000 | 49,876,000 | 24,838,000 | 20,155,000 | 7,772,000 | 21,116,000 | 5,362,008 | 7,805,556 | 6,620,906 |
| Group Debtors | 6,479,000 | 39,765,000 | 22,026,000 | 23,399,000 | 15,054,000 | 9,159,000 | 30,611,000 | 29,499,000 | 24,033,000 | 25,119,067 | 3,972,278 | 2,033,483 | |||
| Misc Debtors | 19,960,000 | 10,281,000 | 10,563,000 | 7,226,000 | 6,286,000 | 6,942,000 | 4,672,000 | 4,056,000 | 4,745,000 | 3,712,000 | 4,206,000 | 3,073,000 | 19,815,836 | 1,608,139 | 680,072 |
| Cash | 76,970,000 | 75,009,000 | 67,277,000 | 50,247,000 | 15,165,000 | 12,576,000 | 7,668,000 | 3,766,000 | 3,739,000 | 7,410,000 | 7,315,000 | 11,894,000 | 1,410,257 | ||
| misc current assets | 145,895,000 | 105,146,000 | 58,000 | 138,584,000 | 95,146,000 | 63,856,000 | 310,000 | ||||||||
| total current assets | 259,056,000 | 207,302,000 | 192,576,000 | 218,326,000 | 168,511,000 | 120,388,000 | 102,282,000 | 72,752,000 | 42,481,000 | 61,888,000 | 48,792,000 | 60,116,000 | 51,707,168 | 13,385,973 | 9,334,461 |
| total assets | 556,199,000 | 429,324,000 | 357,497,000 | 251,839,000 | 197,532,000 | 169,634,000 | 121,118,000 | 91,197,000 | 58,369,000 | 75,357,000 | 59,693,000 | 66,051,000 | 52,763,358 | 15,109,138 | 11,043,039 |
| Bank overdraft | 23,846,000 | 21,346,000 | 14,675,000 | 809,112 | 1,551,775 | ||||||||||
| Bank loan | 10,000,000 | ||||||||||||||
| Trade Creditors | 22,746,000 | 17,583,000 | 8,278,000 | 10,475,000 | 6,835,000 | 9,259,000 | 5,105,000 | 3,345,000 | 4,957,000 | 2,393,000 | 2,567,000 | 2,513,000 | 7,258,783 | 1,662,714 | 886,185 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | 10,674,000 | 14,376,000 | 14,325,000 | 41,000 | 674,000 | 199,000 | 244,000 | ||||||||
| hp & lease commitments | 11,599,000 | 9,271,000 | 9,539,000 | 6,838,000 | 4,534,000 | 4,865,000 | 851,000 | 695,000 | 922,000 | 944,000 | |||||
| other current liabilities | 125,618,000 | 104,998,000 | 47,042,000 | 22,437,000 | 13,535,000 | 16,009,000 | 14,253,000 | 9,541,000 | 14,195,000 | 45,552,000 | 6,396,000 | 9,990,000 | 5,266,936 | 3,659,699 | 3,618,455 |
| total current liabilities | 170,637,000 | 146,228,000 | 79,184,000 | 49,791,000 | 25,578,000 | 30,332,000 | 20,209,000 | 13,130,000 | 19,152,000 | 48,640,000 | 33,731,000 | 34,793,000 | 27,200,719 | 6,131,525 | 6,056,415 |
| loans | 84,752,000 | 99,346,000 | 94,116,000 | 59,806,000 | 53,164,000 | 57,180,000 | 2,878,000 | 1,736,000 | 3,718,000 | ||||||
| hp & lease commitments | 42,376,000 | 49,673,000 | 47,058,000 | 29,903,000 | 26,582,000 | 28,590,000 | 1,439,000 | 868,000 | 1,859,000 | ||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 6,255,000 | 3,764,000 | 3,668,000 | 2,508,000 | |||||||||||
| provisions | 17,090,000 | 3,200,000 | 626,000 | ||||||||||||
| total long term liabilities | 57,176,000 | 55,037,000 | 50,726,000 | 32,411,000 | 26,582,000 | 28,590,000 | 1,752,000 | 868,000 | 1,859,000 | ||||||
| total liabilities | 227,813,000 | 201,265,000 | 129,910,000 | 82,202,000 | 52,160,000 | 58,922,000 | 21,961,000 | 13,130,000 | 19,152,000 | 48,640,000 | 34,599,000 | 36,652,000 | 27,200,719 | 6,131,525 | 6,056,415 |
| net assets | 328,386,000 | 228,059,000 | 227,587,000 | 169,637,000 | 145,372,000 | 110,712,000 | 99,157,000 | 78,067,000 | 39,217,000 | 26,717,000 | 25,094,000 | 29,399,000 | 25,562,639 | 8,977,613 | 4,986,624 |
| total shareholders funds | 328,386,000 | 228,059,000 | 227,587,000 | 169,637,000 | 145,372,000 | 110,712,000 | 99,157,000 | 78,067,000 | 39,217,000 | 26,717,000 | 25,094,000 | 29,399,000 | 25,562,639 | 8,977,613 | 4,986,624 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 19,870,000 | 31,208,000 | 13,825,000 | 22,279,000 | 29,520,000 | 11,713,000 | 6,105,000 | -8,110,000 | 5,504,000 | 20,781,493 | 3,958,939 | 1,418,555 | |||
| Depreciation | 14,219,000 | 11,544,000 | 9,118,000 | 7,697,000 | 6,770,000 | 5,973,000 | 1,265,000 | 997,000 | 1,271,000 | 1,718,000 | 1,654,000 | 1,091,000 | 550,682 | 626,376 | 650,866 |
| Amortisation | 503,000 | 503,000 | 828,000 | 1,199,000 | 6,052,000 | 7,912,000 | 12,212,000 | 3,731,000 | 2,972,000 | 2,035,000 | 1,110,000 | 493,000 | 336,893 | 450,339 | 502,858 |
| Tax | -3,870,000 | -629,000 | 2,186,000 | -1,256,000 | -2,156,000 | -929,000 | -1,797,000 | -924,000 | 666,000 | -3,236,000 | 4,837,000 | -670,000 | -4,102,999 | -1,242,212 | -905,553 |
| Stock | |||||||||||||||
| Debtors | 81,730,000 | 73,410,000 | 92,902,000 | -29,363,000 | 15,119,000 | -50,348,000 | 25,318,000 | 30,244,000 | -15,736,000 | 13,001,000 | -6,745,000 | -2,074,911 | 36,910,938 | 4,051,512 | 9,334,461 |
| Creditors | 5,163,000 | 9,305,000 | -2,197,000 | 3,640,000 | -2,424,000 | 4,154,000 | 1,760,000 | -1,612,000 | 2,564,000 | -174,000 | 54,000 | -4,745,783 | 5,596,069 | 776,529 | 886,185 |
| Accruals and Deferred Income | 20,620,000 | 57,956,000 | 24,605,000 | 8,902,000 | -2,474,000 | 1,756,000 | 4,712,000 | -4,654,000 | -31,357,000 | 39,156,000 | -3,594,000 | 4,723,064 | 1,607,237 | 41,244 | 3,618,455 |
| Deferred Taxes & Provisions | 13,890,000 | 3,200,000 | -626,000 | 626,000 | |||||||||||
| Cash flow from operations | 69,415,000 | 21,857,000 | 82,413,000 | 15,739,000 | -3,186,000 | 3,565,000 | 32,603,000 | 2,696,000 | 8,470,192 | -12,141,563 | 559,703 | -3,163,095 | |||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | -118,820,000 | 118,820,000 | -103,000 | -531,000 | -680,000 | -786,000 | 1,950,000 | 149,999 | 1 | ||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | -10,000,000 | 10,000,000 | |||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | -3,702,000 | 51,000 | 14,284,000 | -633,000 | 475,000 | 199,000 | -244,000 | 244,000 | |||||||
| Long term loans | -14,594,000 | 5,230,000 | 34,310,000 | 6,642,000 | -4,016,000 | 54,302,000 | 2,878,000 | -1,736,000 | -1,982,000 | 3,718,000 | |||||
| Hire Purchase and Lease Commitments | -4,969,000 | 2,347,000 | 19,856,000 | 5,625,000 | -2,339,000 | 31,165,000 | 2,290,000 | -695,000 | -1,095,000 | -1,013,000 | 2,803,000 | ||||
| other long term liabilities | 2,491,000 | 96,000 | 1,160,000 | 2,508,000 | |||||||||||
| share issue | |||||||||||||||
| interest | -12,744,000 | -6,368,000 | -3,380,000 | -2,435,000 | -1,262,000 | -1,798,000 | 223,000 | 197,000 | 121,000 | -1,246,000 | -1,032,000 | -997,000 | -93,468 | -125,739 | -75,542 |
| cash flow from financing | 66,809,000 | 1,828,000 | 56,186,000 | 29,793,000 | -272,000 | 84,325,000 | 5,532,000 | 10,498,000 | -574,000 | -4,077,000 | -4,027,000 | 5,523,361 | -93,468 | 1,274,261 | 4,473,622 |
| cash and cash equivalents | |||||||||||||||
| cash | 1,961,000 | 7,732,000 | 17,030,000 | 35,082,000 | 2,589,000 | 4,908,000 | 3,902,000 | 27,000 | -3,671,000 | 95,000 | -4,579,000 | 10,483,743 | 1,410,257 | ||
| overdraft | -23,846,000 | 2,500,000 | 6,671,000 | 13,865,888 | -742,663 | 1,551,775 | |||||||||
| change in cash | 1,961,000 | 7,732,000 | 17,030,000 | 35,082,000 | 2,589,000 | 4,908,000 | 3,902,000 | 27,000 | -3,671,000 | 23,941,000 | -7,079,000 | 3,812,743 | -12,455,631 | 742,663 | -1,551,775 |
fnz (uk) ltd Credit Report and Business Information
Fnz (uk) Ltd Competitor Analysis
Perform a competitor analysis for fnz (uk) ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in EC2M area or any other competitors across 12 key performance metrics.
fnz (uk) ltd Ownership
FNZ (UK) LTD group structure
Fnz (Uk) Ltd has 5 subsidiary companies.
Ultimate parent company
FALCON NEWCO LTD
#0062003
KIWI UK HOLDCO 2 LTD
#0072720
2 parents
FNZ (UK) LTD
05435760
5 subsidiaries
fnz (uk) ltd directors
Fnz (Uk) Ltd currently has 7 directors. The longest serving directors include Mr John Tomlins (Sep 2013) and Mrs Catherine Brown (Jan 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr John Tomlins | 76 years | Sep 2013 | - | Director | |
| Mrs Catherine Brown | United Kingdom | 59 years | Jan 2016 | - | Director |
| Ms Susan Harris | United Kingdom | 64 years | Mar 2019 | - | Director |
| Mr William Dobbin | 66 years | Mar 2020 | - | Director | |
| Mr Andrew Ring | United Kingdom | 41 years | Nov 2021 | - | Director |
| Mr Alastair Conway | United Kingdom | 60 years | Oct 2022 | - | Director |
| Mr Christopher Bell | England | 54 years | Jan 2024 | - | Director |
P&L
December 2023turnover
308m
+37%
operating profit
7.8m
0%
gross margin
36.4%
+0.82%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
328.4m
+0.44%
total assets
556.2m
+0.3%
cash
77m
+0.03%
net assets
Total assets minus all liabilities
fnz (uk) ltd company details
company number
05435760
Type
Private limited with Share Capital
industry
64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
incorporation date
April 2005
age
20
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
first nz wrap (uk) limited (June 2006)
alnery no. 2516 limited (June 2005)
accountant
-
auditor
PRICEWATERHOUSECOOPERS LLP
address
10th floor 135 bishopsgate, london, EC2M 3TP
Bank
-
Legal Advisor
-
fnz (uk) ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to fnz (uk) ltd. Currently there are 1 open charges and 5 have been satisfied in the past.
fnz (uk) ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for FNZ (UK) LTD. This can take several minutes, an email will notify you when this has completed.
fnz (uk) ltd Companies House Filings - See Documents
| date | description | view/download |
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