civvals financial services limited Company Information
Company Number
05452506
Website
www.civvals.co.ukRegistered Address
50 seymour street, london, W1H 7JG
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Telephone
02072583461
Next Accounts Due
February 2025
Group Structure
View All
Shareholders
tazeen kazi 68%
phillip terry fisher 20%
View Allcivvals financial services limited Estimated Valuation
Pomanda estimates the enterprise value of CIVVALS FINANCIAL SERVICES LIMITED at £347k based on a Turnover of £343.4k and 1.01x industry multiple (adjusted for size and gross margin).
civvals financial services limited Estimated Valuation
Pomanda estimates the enterprise value of CIVVALS FINANCIAL SERVICES LIMITED at £4k based on an EBITDA of £904 and a 4.41x industry multiple (adjusted for size and gross margin).
civvals financial services limited Estimated Valuation
Pomanda estimates the enterprise value of CIVVALS FINANCIAL SERVICES LIMITED at £95.1k based on Net Assets of £38.7k and 2.46x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Civvals Financial Services Limited Overview
Civvals Financial Services Limited is a live company located in london, W1H 7JG with a Companies House number of 05452506. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in May 2005, it's largest shareholder is tazeen kazi with a 68% stake. Civvals Financial Services Limited is a established, micro sized company, Pomanda has estimated its turnover at £343.4k with declining growth in recent years.
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Civvals Financial Services Limited Health Check
Pomanda's financial health check has awarded Civvals Financial Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
4 Regular
4 Weak
Size
annual sales of £343.4k, make it smaller than the average company (£3m)
- Civvals Financial Services Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of -3%, show it is growing at a slower rate (5%)
- Civvals Financial Services Limited
5% - Industry AVG
Production
with a gross margin of 84.7%, this company has a comparable cost of product (84.7%)
- Civvals Financial Services Limited
84.7% - Industry AVG
Profitability
an operating margin of 0.2% make it less profitable than the average company (9.8%)
- Civvals Financial Services Limited
9.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (13)
2 - Civvals Financial Services Limited
13 - Industry AVG
Pay Structure
on an average salary of £72.6k, the company has an equivalent pay structure (£72.6k)
- Civvals Financial Services Limited
£72.6k - Industry AVG
Efficiency
resulting in sales per employee of £171.7k, this is equally as efficient (£184.7k)
- Civvals Financial Services Limited
£184.7k - Industry AVG
Debtor Days
it gets paid by customers after 30 days, this is near the average (33 days)
- Civvals Financial Services Limited
33 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Civvals Financial Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Civvals Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 54 weeks, this is more cash available to meet short term requirements (40 weeks)
54 weeks - Civvals Financial Services Limited
40 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 29.7%, this is a lower level of debt than the average (43.4%)
29.7% - Civvals Financial Services Limited
43.4% - Industry AVG
CIVVALS FINANCIAL SERVICES LIMITED financials
Civvals Financial Services Limited's latest turnover from May 2023 is estimated at £343.4 thousand and the company has net assets of £38.7 thousand. According to their latest financial statements, Civvals Financial Services Limited has 2 employees and maintains cash reserves of £17.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||||
Other Income Or Grants | ||||||||||||||
Cost Of Sales | ||||||||||||||
Gross Profit | ||||||||||||||
Admin Expenses | ||||||||||||||
Operating Profit | ||||||||||||||
Interest Payable | ||||||||||||||
Interest Receivable | ||||||||||||||
Pre-Tax Profit | ||||||||||||||
Tax | ||||||||||||||
Profit After Tax | ||||||||||||||
Dividends Paid | ||||||||||||||
Retained Profit | ||||||||||||||
Employee Costs | ||||||||||||||
Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 3 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 874 | 1,108 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 874 | 1,108 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 28,838 | 21,700 | 30,825 | 49,598 | 34,810 | 50,818 | 40,601 | 31,438 | 37,110 | 28,599 | 79,276 | 85,398 | 60,460 | 65,438 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 8,285 | 5,279 | 10,014 | 6,847 | 7,641 | 5,182 | 5,075 | 5,047 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 17,056 | 19,591 | 65,452 | 61,970 | 51,142 | 76,344 | 102,839 | 100,817 | 128,012 | 113,224 | 70,003 | 35,118 | 70,638 | 46,128 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 54,179 | 46,570 | 106,291 | 118,415 | 93,593 | 132,344 | 148,515 | 137,302 | 165,122 | 141,823 | 149,279 | 120,516 | 131,098 | 111,566 |
total assets | 55,053 | 47,678 | 106,291 | 118,415 | 93,593 | 132,344 | 148,515 | 137,302 | 165,122 | 141,823 | 149,279 | 120,516 | 131,098 | 111,566 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,493 | 12,291 | 12,923 | 6,722 | 14,195 | 14,455 |
Group/Directors Accounts | 0 | 0 | 61,275 | 42,266 | 21,321 | 29,015 | 14,543 | 14,288 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 16,332 | 10,078 | 16,273 | 4,063 | 2,833 | 8,768 | 18,169 | 14,484 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 16,332 | 10,078 | 77,548 | 46,329 | 24,154 | 37,783 | 32,712 | 28,772 | 18,493 | 12,291 | 12,923 | 6,722 | 14,195 | 14,455 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 16,332 | 10,078 | 77,548 | 46,329 | 24,154 | 37,783 | 32,712 | 28,772 | 18,493 | 12,291 | 12,923 | 6,722 | 14,195 | 14,455 |
net assets | 38,721 | 37,600 | 28,743 | 72,086 | 69,439 | 94,561 | 115,803 | 108,530 | 146,629 | 129,532 | 136,356 | 113,794 | 116,903 | 97,111 |
total shareholders funds | 38,721 | 37,600 | 28,743 | 72,086 | 69,439 | 94,561 | 115,803 | 108,530 | 146,629 | 129,532 | 136,356 | 113,794 | 116,903 | 97,111 |
May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||
Operating Profit | ||||||||||||||
Depreciation | 234 | 58 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | ||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 10,144 | -13,860 | -15,606 | 13,994 | -13,549 | 10,324 | 9,191 | -625 | 8,511 | -50,677 | -6,122 | 24,938 | -4,978 | 65,438 |
Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -18,493 | 6,202 | -632 | 6,201 | -7,473 | -260 | 14,455 |
Accruals and Deferred Income | 6,254 | -6,195 | 12,210 | 1,230 | -5,935 | -9,401 | 3,685 | 14,484 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | ||||||||||||||
Investing Activities | ||||||||||||||
capital expenditure | ||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | ||||||||||||||
Financing Activities | ||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | -61,275 | 19,009 | 20,945 | -7,694 | 14,472 | 255 | 14,288 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | ||||||||||||||
interest | ||||||||||||||
cash flow from financing | ||||||||||||||
cash and cash equivalents | ||||||||||||||
cash | -2,535 | -45,861 | 3,482 | 10,828 | -25,202 | -26,495 | 2,022 | -27,195 | 14,788 | 43,221 | 34,885 | -35,520 | 24,510 | 46,128 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -2,535 | -45,861 | 3,482 | 10,828 | -25,202 | -26,495 | 2,022 | -27,195 | 14,788 | 43,221 | 34,885 | -35,520 | 24,510 | 46,128 |
civvals financial services limited Credit Report and Business Information
Civvals Financial Services Limited Competitor Analysis
Perform a competitor analysis for civvals financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in W1H area or any other competitors across 12 key performance metrics.
civvals financial services limited Ownership
CIVVALS FINANCIAL SERVICES LIMITED group structure
Civvals Financial Services Limited has no subsidiary companies.
Ultimate parent company
MEMAUDIT INTERNATIONAL SARL
#0136619
2 parents
CIVVALS FINANCIAL SERVICES LIMITED
05452506
civvals financial services limited directors
Civvals Financial Services Limited currently has 2 directors. The longest serving directors include Mr Mohammed Kazi (May 2005) and Mr Phillip Fisher (May 2005).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Mohammed Kazi | 59 years | May 2005 | - | Director | |
Mr Phillip Fisher | England | 60 years | May 2005 | - | Director |
P&L
May 2023turnover
343.4k
+25%
operating profit
670.1
0%
gross margin
84.7%
+1.55%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2023net assets
38.7k
+0.03%
total assets
55.1k
+0.15%
cash
17.1k
-0.13%
net assets
Total assets minus all liabilities
civvals financial services limited company details
company number
05452506
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
May 2005
age
19
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
May 2023
previous names
N/A
accountant
-
auditor
-
address
50 seymour street, london, W1H 7JG
Bank
-
Legal Advisor
-
civvals financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to civvals financial services limited.
civvals financial services limited Companies House Filings - See Documents
date | description | view/download |
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