gemini wealth management ltd

3

gemini wealth management ltd Company Information

Share GEMINI WEALTH MANAGEMENT LTD
Live 
EstablishedSmallDeclining

Company Number

05919877

Registered Address

gemini house 71 park road, sutton coldfield, west midlands, B73 6BT

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Telephone

01213542700

Next Accounts Due

September 2024

Group Structure

View All

Directors

Peter Berwick17 Years

Gary Metcalf16 Years

View All

Shareholders

gemini wealth group limited 100%

gemini wealth management ltd Estimated Valuation

£4.6m

Pomanda estimates the enterprise value of GEMINI WEALTH MANAGEMENT LTD at £4.6m based on a Turnover of £3.6m and 1.27x industry multiple (adjusted for size and gross margin).

gemini wealth management ltd Estimated Valuation

£1.5m

Pomanda estimates the enterprise value of GEMINI WEALTH MANAGEMENT LTD at £1.5m based on an EBITDA of £292.7k and a 5.25x industry multiple (adjusted for size and gross margin).

gemini wealth management ltd Estimated Valuation

£2m

Pomanda estimates the enterprise value of GEMINI WEALTH MANAGEMENT LTD at £2m based on Net Assets of £1.1m and 1.91x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Gemini Wealth Management Ltd Overview

Gemini Wealth Management Ltd is a live company located in west midlands, B73 6BT with a Companies House number of 05919877. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 2006, it's largest shareholder is gemini wealth group limited with a 100% stake. Gemini Wealth Management Ltd is a established, small sized company, Pomanda has estimated its turnover at £3.6m with declining growth in recent years.

View Sample
View Sample
View Sample

Upgrade for unlimited company reports & a free credit check

Gemini Wealth Management Ltd Health Check

Pomanda's financial health check has awarded Gemini Wealth Management Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3out of 5
positive_score

3 Strong

positive_score

2 Regular

positive_score

5 Weak

size

Size

annual sales of £3.6m, make it smaller than the average company (£4.6m)

£3.6m - Gemini Wealth Management Ltd

£4.6m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -14%, show it is growing at a slower rate (3.2%)

-14% - Gemini Wealth Management Ltd

3.2% - Industry AVG

production

Production

with a gross margin of 52.3%, this company has a comparable cost of product (61.4%)

52.3% - Gemini Wealth Management Ltd

61.4% - Industry AVG

profitability

Profitability

an operating margin of 7.9% make it less profitable than the average company (10.8%)

7.9% - Gemini Wealth Management Ltd

10.8% - Industry AVG

employees

Employees

with 25 employees, this is above the industry average (15)

25 - Gemini Wealth Management Ltd

15 - Industry AVG

paystructure

Pay Structure

on an average salary of £46.1k, the company has a lower pay structure (£79.3k)

£46.1k - Gemini Wealth Management Ltd

£79.3k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £145.7k, this is less efficient (£226.9k)

£145.7k - Gemini Wealth Management Ltd

£226.9k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Gemini Wealth Management Ltd

- - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 8 days, this is quicker than average (37 days)

8 days - Gemini Wealth Management Ltd

37 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Gemini Wealth Management Ltd

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 39 weeks, this is average cash available to meet short term requirements (39 weeks)

39 weeks - Gemini Wealth Management Ltd

39 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 18.5%, this is a lower level of debt than the average (58.9%)

18.5% - Gemini Wealth Management Ltd

58.9% - Industry AVG

GEMINI WEALTH MANAGEMENT LTD financials

EXPORTms excel logo

Gemini Wealth Management Ltd's latest turnover from December 2022 is £3.6 million and the company has net assets of £1.1 million. According to their latest financial statements, Gemini Wealth Management Ltd has 25 employees and maintains cash reserves of £183.3 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover3,643,3716,146,8735,794,5625,729,0275,697,5899,839,0497,589,7673,693,3262,366,7661,273,685600,082408,388475,3010
Other Income Or Grants00000000000000
Cost Of Sales1,739,5992,336,2712,210,1642,060,3502,045,7853,559,3312,782,9501,305,141897,012490,780249,683178,178217,3420
Gross Profit1,903,7723,810,6023,584,3983,668,6773,651,8046,279,7184,806,8172,388,1861,469,754782,905350,399230,210257,9590
Admin Expenses1,615,3723,721,0003,644,4653,411,3583,617,9655,998,8124,608,3892,188,5021,298,786666,495406,938164,732255,087-491,227
Operating Profit288,40089,602-60,067257,31933,839280,906198,428199,684170,968116,410-56,53965,4782,872491,227
Interest Payable00000000000000
Interest Receivable1751,7386354,9032,40704971,9651,8461,7031,8981,9241,301448
Pre-Tax Profit288,57591,340-59,432262,22236,246280,906198,925201,649172,814118,113-54,64167,4034,172491,675
Tax-65,196-17,3550-49,822-6,887-53,372-39,785-40,330-36,291-27,1660-17,525-1,168-137,669
Profit After Tax223,37973,985-59,432212,40029,359227,534159,140161,319136,52390,947-54,64149,8783,004354,006
Dividends Paid230,0000000000000000
Retained Profit-6,62173,985-59,432212,40029,359227,534159,140161,319136,52390,947-54,64149,8783,004354,006
Employee Costs1,152,0751,916,1761,880,7981,847,0951,808,3603,331,1872,626,2091,275,481734,370438,162179,775119,667177,0160
Number Of Employees25252525254839201273230
EBITDA*292,74894,434-54,383264,00633,839280,906198,428202,741174,564120,641-51,56171,3349,762499,333

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets25,47327,38032,21237,89623,44612,07414,20517,32320,38023,97628,20733,18539,04145,932
Intangible Assets00000000000000
Investments & Other00000000000000
Debtors (Due After 1 year)00000000000000
Total Fixed Assets25,47327,38032,21237,89623,44612,07414,20517,32320,38023,97628,20733,18539,04145,932
Stock & work in progress00000000000000
Trade Debtors0754,900754,480780,247804,5841,375,7071,070,120530,984346,425193,45082,82053,19465,500129,933
Group Debtors371,0000000000000000
Misc Debtors477,690000000000000129,567
Cash183,324785,774604,623665,786641,73700397,927387,943350,610330,421428,651341,114179,139
misc current assets250,0000000000000000
total current assets1,282,0141,540,6741,359,1031,446,0331,446,3211,375,7071,070,120928,911734,368544,060413,241481,845406,614438,639
total assets1,307,4871,568,0541,391,3151,483,9291,469,7671,387,7811,084,325946,234754,748568,036441,448515,030445,655484,571
Bank overdraft00000000000000
Bank loan00000000000000
Trade Creditors 42,448173,39781,08067,000303,000260,071184,149163,170137,71061,01270,14672,35071,69871,882
Group/Directors Accounts00000000000000
other short term finances00000000000000
hp & lease commitments00000000000000
other current liabilities199,16310,451047,2629,5000041,83037,12363,63218,85735,59416,71558,451
total current liabilities241,611183,84881,080114,262312,500260,071184,149205,000174,833124,64489,003107,94488,413130,333
loans00000000000000
hp & lease commitments00000000000000
Accruals and Deferred Income00000000000000
other liabilities00000000000000
provisions00000000000000
total long term liabilities00000000000000
total liabilities241,611183,84881,080114,262312,500260,071184,149205,000174,833124,64489,003107,94488,413130,333
net assets1,065,8761,384,2061,310,2351,369,6671,157,2671,127,710900,176741,234579,915443,392352,445407,086357,242354,238
total shareholders funds1,065,8761,384,2061,310,2351,369,6671,157,2671,127,710900,176741,234579,915443,392352,445407,086357,242354,238
Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit288,40089,602-60,067257,31933,839280,906198,428199,684170,968116,410-56,53965,4782,872491,227
Depreciation4,3484,8325,6846,6870003,0573,5964,2314,9785,8566,8908,106
Amortisation00000000000000
Tax-65,196-17,3550-49,822-6,887-53,372-39,785-40,330-36,291-27,1660-17,525-1,168-137,669
Stock00000000000000
Debtors93,790420-25,767-24,337-571,123305,587539,136184,559152,975110,63029,626-12,306-194,000259,500
Creditors-130,94992,31714,080-236,00042,92975,92220,97925,46076,698-9,134-2,204652-18471,882
Accruals and Deferred Income188,71210,451-47,26237,7629,5000-41,8304,707-26,50944,775-16,73718,879-41,73658,451
Deferred Taxes & Provisions00000000000000
Cash flow from operations191,525179,427-61,79840,283650,504-2,131-401,3448,01935,48718,486-100,12885,646160,674232,497
Investing Activities
capital expenditure000-21,137-11,3722,1313,118000001-54,038
Change in Investments00000000000000
cash flow from investments000-21,137-11,3722,1313,118000001-54,038
Financing Activities
Bank loans00000000000000
Group/Directors Accounts00000000000000
Other Short Term Loans 00000000000000
Long term loans00000000000000
Hire Purchase and Lease Commitments00000000000000
other long term liabilities00000000000000
share issue-311,709-14001980-1980000-340232
interest1751,7386354,9032,40704971,9651,8461,7031,8981,9241,301448
cash flow from financing-311,5341,7246354,9032,60502991,9651,8461,7031,8981,8901,301680
cash and cash equivalents
cash-602,450181,151-61,16324,049641,7370-397,9279,98437,33320,189-98,23087,537161,975179,139
overdraft00000000000000
change in cash-602,450181,151-61,16324,049641,7370-397,9279,98437,33320,189-98,23087,537161,975179,139

gemini wealth management ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for gemini wealth management ltd. Get real-time insights into gemini wealth management ltd's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Gemini Wealth Management Ltd Competitor Analysis

BETA
competitor_analysis_table_img

Perform a competitor analysis for gemini wealth management ltd by selecting its closest rivals and benchmarking them against 12 key performance metrics.

gemini wealth management ltd Ownership

GEMINI WEALTH MANAGEMENT LTD group structure

Gemini Wealth Management Ltd has no subsidiary companies.

Ultimate parent company

1 parent

GEMINI WEALTH MANAGEMENT LTD

05919877

GEMINI WEALTH MANAGEMENT LTD Shareholders

gemini wealth group limited 100%

gemini wealth management ltd directors

Gemini Wealth Management Ltd currently has 6 directors. The longest serving directors include Mr Peter Berwick (Sep 2006) and Mr Gary Metcalf (Jun 2007).

officercountryagestartendrole
Mr Peter BerwickUnited Kingdom55 years Sep 2006- Director
Mr Gary Metcalf65 years Jun 2007- Director
Mrs Amanda ReidUnited Kingdom48 years Jun 2007- Director
Mr Gary Metcalf65 years Jun 2007- Director
Mr Paul ReidUnited Kingdom53 years Apr 2022- Director
Mr Mark ThomasEngland52 years Jun 2023- Director

P&L

December 2022

turnover

3.6m

0%

operating profit

288.4k

0%

gross margin

52.3%

0%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2022

net assets

1.1m

-0.23%

total assets

1.3m

-0.17%

cash

183.3k

-0.77%

net assets

Total assets minus all liabilities

gemini wealth management ltd company details

company number

05919877

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

August 2006

age

18

accounts

Full Accounts

ultimate parent company

previous names

N/A

incorporated

UK

address

gemini house 71 park road, sutton coldfield, west midlands, B73 6BT

last accounts submitted

December 2022

gemini wealth management ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 2 charges/mortgages relating to gemini wealth management ltd. Currently there are 0 open charges and 2 have been satisfied in the past.

charges

gemini wealth management ltd Companies House Filings - See Documents

datedescriptionview/download