quod financial limited
quod financial limited Company Information
Company Number
05957359
Next Accounts
Sep 2025
Industry
Other personal service activities n.e.c.
Shareholders
quod financial sa
Group Structure
View All
Contact
Registered Address
55 baker street, london, W1U 7EU
Website
www.quodfinancial.comquod financial limited Estimated Valuation
Pomanda estimates the enterprise value of QUOD FINANCIAL LIMITED at £918.6k based on a Turnover of £1.4m and 0.67x industry multiple (adjusted for size and gross margin).
quod financial limited Estimated Valuation
Pomanda estimates the enterprise value of QUOD FINANCIAL LIMITED at £0 based on an EBITDA of £-284.7k and a 4.38x industry multiple (adjusted for size and gross margin).
quod financial limited Estimated Valuation
Pomanda estimates the enterprise value of QUOD FINANCIAL LIMITED at £0 based on Net Assets of £-189.9k and 2.08x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Quod Financial Limited Overview
Quod Financial Limited is a live company located in london, W1U 7EU with a Companies House number of 05957359. It operates in the other service activities n.e.c. sector, SIC Code 96090. Founded in October 2006, it's largest shareholder is quod financial sa with a 100% stake. Quod Financial Limited is a established, small sized company, Pomanda has estimated its turnover at £1.4m with declining growth in recent years.
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Quod Financial Limited Health Check
Pomanda's financial health check has awarded Quod Financial Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £1.4m, make it larger than the average company (£1.1m)
- Quod Financial Limited
£1.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -21%, show it is growing at a slower rate (7.8%)
- Quod Financial Limited
7.8% - Industry AVG
Production
with a gross margin of 42.3%, this company has a comparable cost of product (42.3%)
- Quod Financial Limited
42.3% - Industry AVG
Profitability
an operating margin of -27.8% make it less profitable than the average company (6.5%)
- Quod Financial Limited
6.5% - Industry AVG
Employees
with 20 employees, this is above the industry average (15)
20 - Quod Financial Limited
15 - Industry AVG
Pay Structure
on an average salary of £33.6k, the company has an equivalent pay structure (£33.6k)
- Quod Financial Limited
£33.6k - Industry AVG
Efficiency
resulting in sales per employee of £68.4k, this is less efficient (£100.9k)
- Quod Financial Limited
£100.9k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Quod Financial Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 30 days, this is quicker than average (41 days)
- Quod Financial Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Quod Financial Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 6 weeks, this is less cash available to meet short term requirements (40 weeks)
6 weeks - Quod Financial Limited
40 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 118%, this is a higher level of debt than the average (46.6%)
118% - Quod Financial Limited
46.6% - Industry AVG
QUOD FINANCIAL LIMITED financials
Quod Financial Limited's latest turnover from December 2023 is estimated at £1.4 million and the company has net assets of -£189.9 thousand. According to their latest financial statements, Quod Financial Limited has 20 employees and maintains cash reserves of £166.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,219,223 | 1,114,397 | 857,809 | 531,101 | 642,052 | 596,935 | 800,000 | ||||||||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Cost Of Sales | 685,470 | 630,034 | 607,650 | 379,115 | 315,896 | 152,110 | 259,748 | ||||||||
| Gross Profit | 533,753 | 484,363 | 250,159 | 151,986 | 326,156 | 444,825 | 540,252 | ||||||||
| Admin Expenses | 529,051 | 803,868 | |||||||||||||
| Operating Profit | -84,226 | -263,616 | |||||||||||||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Pre-Tax Profit | -41,251 | 20,300 | -81,952 | -168,963 | -245,835 | -84,226 | -263,616 | ||||||||
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Profit After Tax | -41,251 | 20,300 | -81,952 | -168,963 | -245,835 | -84,226 | -263,616 | ||||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Retained Profit | -41,251 | 20,300 | -81,952 | -168,963 | -245,835 | -84,226 | -263,616 | ||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 20 | 19 | 17 | 14 | 14 | 12 | 11 | 11 | 9 | ||||||
| EBITDA* | -69,345 | -254,077 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 91,972 | 121,107 | 99,373 | 78,936 | 47,175 | 21,716 | 22,150 | 34,599 | 13,450 | 22,508 | 7,851 | 4,224 | 24,216 | 47,378 | 12,821 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 51,388 | 51,388 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 143,360 | 172,495 | 99,373 | 78,936 | 47,175 | 21,716 | 22,150 | 34,599 | 13,450 | 22,508 | 7,851 | 4,224 | 24,216 | 47,378 | 12,821 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 1,841 | 392,931 | 495,084 | 136,904 | 565,856 | 527,057 | 50,033 | 0 | 156,015 | 419,532 | 311,480 | 65,007 | 73,413 | 275,450 |
| Group Debtors | 553,160 | 744,841 | 198,522 | 416,031 | 144,999 | 132,532 | 0 | 10,934 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 194,965 | 124,648 | 382,597 | 413,376 | 296,808 | 308,609 | 252,888 | 37,057 | 62,109 | 57,771 | 68,273 | 67,674 | 86,696 | 34,757 | 0 |
| Cash | 166,645 | 929,402 | 1,179,786 | 608,212 | 131,815 | 16,477 | 11,514 | 497,873 | 48,450 | 178,062 | 40,932 | 174,064 | 18,804 | 19,357 | 13,358 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 914,770 | 1,800,732 | 2,153,836 | 1,932,703 | 710,526 | 1,023,474 | 791,459 | 595,897 | 110,559 | 391,848 | 528,737 | 553,218 | 170,507 | 127,527 | 288,808 |
| total assets | 1,058,130 | 1,973,227 | 2,253,209 | 2,011,639 | 757,701 | 1,045,190 | 813,609 | 630,496 | 124,009 | 414,356 | 536,588 | 557,442 | 194,723 | 174,905 | 301,629 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 66,411 | 73,742 | 52,201 | 61,629 | 110,627 | 223,117 | 190,274 | 99,185 | 102,584 | 53,219 | 68,517 | 44,989 | 37,029 | 28,140 | 188,633 |
| Group/Directors Accounts | 3,060 | 3,060 | 0 | 0 | 0 | 0 | 0 | 847,036 | 839,644 | 986,444 | 974,206 | 903,160 | 736,163 | 495,500 | 340,866 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 1,178,604 | 1,734,093 | 1,793,002 | 1,633,079 | 475,084 | 648,312 | 492,903 | 626,919 | 71,530 | 223,191 | 362,663 | 396,139 | 39,414 | 23,313 | 59,952 |
| total current liabilities | 1,248,075 | 1,810,895 | 1,845,203 | 1,694,708 | 585,711 | 871,429 | 683,177 | 1,573,140 | 1,013,758 | 1,262,854 | 1,405,386 | 1,344,288 | 812,606 | 546,953 | 589,451 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 1,248,075 | 1,810,895 | 1,845,203 | 1,694,708 | 585,711 | 871,429 | 683,177 | 1,573,140 | 1,013,758 | 1,262,854 | 1,405,386 | 1,344,288 | 812,606 | 546,953 | 589,451 |
| net assets | -189,945 | 162,332 | 408,006 | 316,931 | 171,990 | 173,761 | 130,432 | -942,644 | -889,749 | -848,498 | -868,798 | -786,846 | -617,883 | -372,048 | -287,822 |
| total shareholders funds | -189,945 | 162,332 | 408,006 | 316,931 | 171,990 | 173,761 | 130,432 | -942,644 | -889,749 | -848,498 | -868,798 | -786,846 | -617,883 | -372,048 | -287,822 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -84,226 | -263,616 | |||||||||||||
| Depreciation | 96,383 | 116,410 | 94,531 | 53,551 | 53,551 | 19,765 | 27,507 | 23,098 | 16,435 | 15,014 | 12,074 | 28,440 | 26,275 | 14,881 | 9,539 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -123,205 | -51,332 | -350,441 | 745,780 | -428,286 | 227,052 | 681,921 | 35,915 | -151,677 | -274,019 | 108,651 | 227,451 | 43,533 | -167,280 | 275,450 |
| Creditors | -7,331 | 21,541 | -9,428 | -48,998 | -112,490 | 32,843 | 91,089 | -3,399 | 49,365 | -15,298 | 23,528 | 7,960 | 8,889 | -160,493 | 188,633 |
| Accruals and Deferred Income | -555,489 | -58,909 | 159,923 | 1,157,995 | -173,228 | 155,409 | -134,016 | 555,389 | -151,661 | -139,472 | -33,476 | 356,725 | 16,101 | -36,639 | 59,952 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -99,197 | -280,942 | |||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 3,060 | 0 | 0 | 0 | 0 | -847,036 | 7,392 | -146,800 | 12,238 | 71,046 | 166,997 | 240,663 | 154,634 | 340,866 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| cash flow from financing | -146,800 | 12,238 | 71,046 | 166,997 | 240,663 | 154,634 | 316,660 | ||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -762,757 | -250,384 | 571,574 | 476,397 | 115,338 | 4,963 | -486,359 | 449,423 | -129,612 | 137,130 | -133,132 | 155,260 | -553 | 5,999 | 13,358 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -762,757 | -250,384 | 571,574 | 476,397 | 115,338 | 4,963 | -486,359 | 449,423 | -129,612 | 137,130 | -133,132 | 155,260 | -553 | 5,999 | 13,358 |
quod financial limited Credit Report and Business Information
Quod Financial Limited Competitor Analysis
Perform a competitor analysis for quod financial limited by selecting its closest rivals, whether from the OTHER SERVICE ACTIVITIES sector, other small companies, companies in W1U area or any other competitors across 12 key performance metrics.
quod financial limited Ownership
QUOD FINANCIAL LIMITED group structure
Quod Financial Limited has no subsidiary companies.
Ultimate parent company
QUOD FINANCIAL SA
#0071640
1 parent
QUOD FINANCIAL LIMITED
05957359
quod financial limited directors
Quod Financial Limited currently has 2 directors. The longest serving directors include Mr Ali Pichvai (Oct 2006) and Mrs Tohfeh Pishvaei (Jul 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Ali Pichvai | 58 years | Oct 2006 | - | Director | |
| Mrs Tohfeh Pishvaei | United Kingdom | 59 years | Jul 2016 | - | Director |
P&L
December 2023turnover
1.4m
+78%
operating profit
-381k
0%
gross margin
42.4%
+1.35%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-189.9k
-2.17%
total assets
1.1m
-0.46%
cash
166.6k
-0.82%
net assets
Total assets minus all liabilities
quod financial limited company details
company number
05957359
Type
Private limited with Share Capital
industry
96090 - Other personal service activities n.e.c.
incorporation date
October 2006
age
18
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
N/A
accountant
ENSORS ACCOUNTANTS LLP
auditor
-
address
55 baker street, london, W1U 7EU
Bank
-
Legal Advisor
-
quod financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to quod financial limited. Currently there are 0 open charges and 1 have been satisfied in the past.
quod financial limited Companies House Filings - See Documents
| date | description | view/download |
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