m&f smiles ltd
m&f smiles ltd Company Information
Company Number
05964722
Next Accounts
Aug 2025
Shareholders
fiona cahill
michael cahill
View AllGroup Structure
View All
Industry
Dental practice activities
Registered Address
3 the studios, 320 chorley old road, bolton, lancashire, BL1 4JU
m&f smiles ltd Estimated Valuation
Pomanda estimates the enterprise value of M&F SMILES LTD at £117.6k based on a Turnover of £178.1k and 0.66x industry multiple (adjusted for size and gross margin).
m&f smiles ltd Estimated Valuation
Pomanda estimates the enterprise value of M&F SMILES LTD at £0 based on an EBITDA of £-565 and a 3.88x industry multiple (adjusted for size and gross margin).
m&f smiles ltd Estimated Valuation
Pomanda estimates the enterprise value of M&F SMILES LTD at £579 based on Net Assets of £191 and 3.03x industry multiple (adjusted for liquidity).
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M&f Smiles Ltd Overview
M&f Smiles Ltd is a live company located in bolton, BL1 4JU with a Companies House number of 05964722. It operates in the dental practice activities sector, SIC Code 86230. Founded in October 2006, it's largest shareholder is fiona cahill with a 45% stake. M&f Smiles Ltd is a established, micro sized company, Pomanda has estimated its turnover at £178.1k with healthy growth in recent years.
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M&f Smiles Ltd Health Check
Pomanda's financial health check has awarded M&F Smiles Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
4 Weak
Size
annual sales of £178.1k, make it smaller than the average company (£942.5k)
- M&f Smiles Ltd
£942.5k - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a faster rate (3.3%)
- M&f Smiles Ltd
3.3% - Industry AVG
Production
with a gross margin of 48.5%, this company has a comparable cost of product (48.5%)
- M&f Smiles Ltd
48.5% - Industry AVG
Profitability
an operating margin of -0.3% make it less profitable than the average company (7.2%)
- M&f Smiles Ltd
7.2% - Industry AVG
Employees
with 2 employees, this is below the industry average (11)
2 - M&f Smiles Ltd
11 - Industry AVG
Pay Structure
on an average salary of £20.7k, the company has an equivalent pay structure (£20.7k)
- M&f Smiles Ltd
£20.7k - Industry AVG
Efficiency
resulting in sales per employee of £89k, this is equally as efficient (£89k)
- M&f Smiles Ltd
£89k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- M&f Smiles Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- M&f Smiles Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- M&f Smiles Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 35 weeks, this is more cash available to meet short term requirements (2 weeks)
35 weeks - M&f Smiles Ltd
2 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98.7%, this is a higher level of debt than the average (56%)
98.7% - M&f Smiles Ltd
56% - Industry AVG
M&F SMILES LTD financials
M&F Smiles Ltd's latest turnover from November 2023 is estimated at £178.1 thousand and the company has net assets of £191. According to their latest financial statements, M&F Smiles Ltd has 2 employees and maintains cash reserves of £10.4 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 36 | 459 | 882 | 1,305 | 1,728 | 0 | 0 | 0 | 102,013 | 108,241 | 122,528 | 138,051 | 146,547 | 129,426 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 180,000 | 195,000 | 210,000 | 225,000 | 240,000 | 255,000 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 30,000 | 30,000 | 182,031 | 152,862 | 158,400 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 36 | 459 | 30,882 | 31,305 | 183,759 | 152,862 | 158,400 | 0 | 282,013 | 303,241 | 332,528 | 363,051 | 386,547 | 384,426 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 264,000 | 3,856 | 5,425 | 14,611 | 5,575 | 0 | 1,649 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 4,835 | 22,930 | 0 | 0 | 0 | 0 | 29,169 | 52,800 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 10,377 | 6,357 | 38,177 | 13,605 | 750 | 17,747 | 12,359 | 16,602 | 187,273 | 5,298 | 9,260 | 19,098 | 7,191 | 19,320 | 6,770 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 594 | 1,141 |
| total current assets | 15,212 | 29,287 | 38,177 | 13,605 | 750 | 17,747 | 41,528 | 69,402 | 451,273 | 9,154 | 14,685 | 33,709 | 12,766 | 19,914 | 9,560 |
| total assets | 15,212 | 29,323 | 38,636 | 44,487 | 32,055 | 201,506 | 194,390 | 227,802 | 451,273 | 291,167 | 317,926 | 366,237 | 375,817 | 406,461 | 393,986 |
| Bank overdraft | 0 | 0 | 0 | 0 | 498 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 104,270 | 82,464 | 112,127 | 111,564 | 103,790 | 147,708 | 196,887 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 15,021 | 28,970 | 38,411 | 28,612 | 15,717 | 40,425 | 42,820 | 7,697 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 15,021 | 28,970 | 38,411 | 28,612 | 16,215 | 40,426 | 42,820 | 7,697 | 104,270 | 82,464 | 112,127 | 111,564 | 103,790 | 147,708 | 196,887 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,932 | 39,083 | 0 | 2,538 | 1,684 | 4,448 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,932 | 39,083 | 0 | 2,538 | 1,684 | 4,448 | 0 |
| total liabilities | 15,021 | 28,970 | 38,411 | 28,612 | 16,215 | 40,426 | 42,820 | 7,697 | 111,202 | 121,547 | 112,127 | 114,102 | 105,474 | 152,156 | 196,887 |
| net assets | 191 | 353 | 225 | 15,875 | 15,840 | 161,080 | 151,570 | 220,105 | 340,071 | 169,620 | 205,799 | 252,135 | 270,343 | 254,305 | 197,099 |
| total shareholders funds | 191 | 353 | 225 | 15,875 | 15,840 | 161,080 | 151,570 | 220,105 | 340,071 | 169,620 | 205,799 | 252,135 | 270,343 | 254,305 | 197,099 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 36 | 423 | 423 | 423 | 423 | 388 | 0 | 0 | 0 | 18,003 | 19,101 | 21,622 | 24,362 | 19,890 | 22,350 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15,000 | 15,000 | 15,000 | 15,000 | 15,000 | 15,000 |
| Tax | |||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -18,095 | 22,930 | -30,000 | 0 | -152,031 | 0 | -29,169 | -52,800 | 260,144 | -1,569 | -9,186 | 9,036 | 5,575 | -1,649 | 1,649 |
| Creditors | 0 | 0 | 0 | 0 | -1 | 1 | 0 | -104,270 | 21,806 | -29,663 | 563 | 7,774 | -43,918 | -49,179 | 196,887 |
| Accruals and Deferred Income | -13,949 | -9,441 | 9,799 | 12,895 | -24,708 | -2,395 | 35,123 | 7,697 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6,932 | -32,151 | 39,083 | -2,538 | 854 | -2,764 | 4,448 | 0 |
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 4,020 | -31,820 | 24,572 | 12,855 | -16,997 | 5,388 | -4,243 | -170,671 | 181,975 | -3,962 | -9,838 | 11,907 | -12,129 | 12,550 | 6,770 |
| overdraft | 0 | 0 | 0 | -498 | 498 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 4,020 | -31,820 | 24,572 | 13,353 | -17,495 | 5,388 | -4,243 | -170,671 | 181,975 | -3,962 | -9,838 | 11,907 | -12,129 | 12,550 | 6,770 |
m&f smiles ltd Credit Report and Business Information
M&f Smiles Ltd Competitor Analysis
Perform a competitor analysis for m&f smiles ltd by selecting its closest rivals, whether from the HUMAN HEALTH AND SOCIAL WORK ACTIVITIES sector, other micro companies, companies in BL1 area or any other competitors across 12 key performance metrics.
m&f smiles ltd Ownership
M&F SMILES LTD group structure
M&F Smiles Ltd has no subsidiary companies.
Ultimate parent company
M&F SMILES LTD
05964722
m&f smiles ltd directors
M&F Smiles Ltd currently has 2 directors. The longest serving directors include Mr Michael Cahill (Oct 2006) and Mrs Fiona Cahill (Dec 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Cahill | 62 years | Oct 2006 | - | Director | |
| Mrs Fiona Cahill | England | 61 years | Dec 2016 | - | Director |
P&L
November 2023turnover
178.1k
+5%
operating profit
-601.3
0%
gross margin
48.6%
+1%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
191
-0.46%
total assets
15.2k
-0.48%
cash
10.4k
+0.63%
net assets
Total assets minus all liabilities
m&f smiles ltd company details
company number
05964722
Type
Private limited with Share Capital
industry
86230 - Dental practice activities
incorporation date
October 2006
age
19
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
November 2023
previous names
cahill dental care centre ltd (July 2015)
accountant
STAFFORD & CO
auditor
-
address
3 the studios, 320 chorley old road, bolton, lancashire, BL1 4JU
Bank
-
Legal Advisor
-
m&f smiles ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to m&f smiles ltd. Currently there are 1 open charges and 0 have been satisfied in the past.
m&f smiles ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for M&F SMILES LTD. This can take several minutes, an email will notify you when this has completed.
m&f smiles ltd Companies House Filings - See Documents
| date | description | view/download |
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