equinox financial planning ltd
equinox financial planning ltd Company Information
Company Number
05984493
Registered Address
3 tudor court, opus avenue, nether poppleton, york, YO26 6RS
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01904661140
Next Accounts Due
September 2025
Group Structure
View All
Shareholders
andrew james richardson 33.3%
julie beryl wilson 33.3%
View Allequinox financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of EQUINOX FINANCIAL PLANNING LTD at £1.9m based on a Turnover of £1.3m and 1.4x industry multiple (adjusted for size and gross margin).
equinox financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of EQUINOX FINANCIAL PLANNING LTD at £0 based on an EBITDA of £-51.6k and a 5.62x industry multiple (adjusted for size and gross margin).
equinox financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of EQUINOX FINANCIAL PLANNING LTD at £357.4k based on Net Assets of £178.1k and 2.01x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Equinox Financial Planning Ltd Overview
Equinox Financial Planning Ltd is a live company located in york, YO26 6RS with a Companies House number of 05984493. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2006, it's largest shareholder is andrew james richardson with a 33.3% stake. Equinox Financial Planning Ltd is a established, small sized company, Pomanda has estimated its turnover at £1.3m with healthy growth in recent years.
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Equinox Financial Planning Ltd Health Check
Pomanda's financial health check has awarded Equinox Financial Planning Ltd a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £1.3m, make it smaller than the average company (£5.5m)
- Equinox Financial Planning Ltd
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 10%, show it is growing at a faster rate (4.9%)
- Equinox Financial Planning Ltd
4.9% - Industry AVG
Production
with a gross margin of 58.3%, this company has a comparable cost of product (58.3%)
- Equinox Financial Planning Ltd
58.3% - Industry AVG
Profitability
an operating margin of -4.2% make it less profitable than the average company (9.1%)
- Equinox Financial Planning Ltd
9.1% - Industry AVG
Employees
with 8 employees, this is below the industry average (16)
8 - Equinox Financial Planning Ltd
16 - Industry AVG
Pay Structure
on an average salary of £83.9k, the company has an equivalent pay structure (£83.9k)
- Equinox Financial Planning Ltd
£83.9k - Industry AVG
Efficiency
resulting in sales per employee of £166.9k, this is less efficient (£235.2k)
- Equinox Financial Planning Ltd
£235.2k - Industry AVG
Debtor Days
it gets paid by customers after 15 days, this is earlier than average (30 days)
- Equinox Financial Planning Ltd
30 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Equinox Financial Planning Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Equinox Financial Planning Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 195 weeks, this is more cash available to meet short term requirements (36 weeks)
195 weeks - Equinox Financial Planning Ltd
36 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 17.5%, this is a lower level of debt than the average (58.4%)
17.5% - Equinox Financial Planning Ltd
58.4% - Industry AVG
EQUINOX FINANCIAL PLANNING LTD financials
Equinox Financial Planning Ltd's latest turnover from December 2023 is estimated at £1.3 million and the company has net assets of £178.1 thousand. According to their latest financial statements, Equinox Financial Planning Ltd has 8 employees and maintains cash reserves of £141.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 8 | 10 | 6 | 7 | 6 | ||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 14,777 | 19,882 | 20,036 | 21,059 | 26,336 | 32,920 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 1,295,907 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 14,777 | 19,882 | 20,036 | 21,059 | 26,336 | 1,328,827 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 | 1,235,381 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 56,111 | 41,012 | 58,677 | 37,966 | 49,118 | 19,796 | 51,981 | 26,578 | 49,132 | 57,263 | 33,172 | 37,562 | 24,223 | 25,460 | 26,137 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 3,213 | 3,213 | 5 | 872 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 141,618 | 201,712 | 294,331 | 234,876 | 206,870 | 175,024 | 226,184 | 88,146 | 70,703 | 681 | 31,705 | 2,350 | 9,412 | 10,460 | 3,841 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 639 | 0 | 243 | 443 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 200,942 | 245,937 | 353,013 | 273,714 | 255,988 | 195,459 | 278,165 | 114,967 | 120,278 | 57,944 | 64,877 | 39,912 | 33,635 | 35,920 | 29,978 |
| total assets | 215,719 | 265,819 | 373,049 | 294,773 | 282,324 | 1,524,286 | 1,513,546 | 1,350,348 | 1,355,659 | 1,293,325 | 1,300,258 | 1,275,293 | 1,269,016 | 1,271,301 | 1,265,359 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 125,383 | 125,383 | 108,000 | 108,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 441,750 | 338,254 | 251,447 | 168,503 | 140,206 | 137,539 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 625,594 | 612,191 | 638,414 | 0 | 0 | 0 | 381 | 381 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 37,656 | 39,669 | 88,696 | 78,588 | 84,067 | 43,476 | 56,168 | 30,051 | 41,897 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 37,656 | 39,669 | 88,696 | 78,588 | 84,067 | 168,859 | 807,145 | 750,242 | 788,311 | 441,750 | 338,254 | 251,447 | 168,884 | 140,587 | 137,539 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 83,234 | 204,139 | 303,206 | 0 | 0 | 213,983 | 270,331 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17,383 | 17,383 | 556,519 | 739,839 | 632,820 | 675,350 | 1,038,207 | 1,042,858 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 83,234 | 221,522 | 320,589 | 556,519 | 739,839 | 846,803 | 945,681 | 1,038,207 | 1,042,858 |
| total liabilities | 37,656 | 39,669 | 88,696 | 78,588 | 84,067 | 168,859 | 890,379 | 971,764 | 1,108,900 | 998,269 | 1,078,093 | 1,098,250 | 1,114,565 | 1,178,794 | 1,180,397 |
| net assets | 178,063 | 226,150 | 284,353 | 216,185 | 198,257 | 1,355,427 | 623,167 | 378,584 | 246,759 | 295,056 | 222,165 | 177,043 | 154,451 | 92,507 | 84,962 |
| total shareholders funds | 178,063 | 226,150 | 284,353 | 216,185 | 198,257 | 1,355,427 | 623,167 | 378,584 | 246,759 | 295,056 | 222,165 | 177,043 | 154,451 | 92,507 | 84,962 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 5,105 | 5,874 | 4,758 | 5,277 | 6,584 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | |||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 15,099 | -14,457 | 19,844 | -10,280 | 29,322 | -32,185 | 25,403 | -22,554 | -8,131 | 24,091 | -4,390 | 13,339 | -1,237 | -677 | 26,137 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -441,750 | 103,496 | 86,807 | 82,944 | 28,297 | 2,667 | 137,539 |
| Accruals and Deferred Income | -2,013 | -49,027 | 10,108 | -5,479 | 40,591 | -12,692 | 26,117 | -11,846 | 41,897 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | -1,295,907 | 60,526 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,235,381 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | -625,594 | 13,403 | -26,223 | 638,414 | 0 | 0 | -381 | 0 | 381 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | -83,234 | -120,905 | -99,067 | 303,206 | 0 | -213,983 | -56,348 | 270,331 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | -17,383 | 0 | -539,136 | -183,320 | 107,019 | -42,530 | -362,857 | -4,651 | 1,042,858 |
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -60,094 | -92,619 | 59,455 | 28,006 | 31,846 | -51,160 | 138,038 | 17,443 | 70,022 | -31,024 | 29,355 | -7,062 | -1,048 | 6,619 | 3,841 |
| overdraft | 0 | 0 | 0 | 0 | -125,383 | 0 | 17,383 | 0 | 108,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -60,094 | -92,619 | 59,455 | 28,006 | 157,229 | -51,160 | 120,655 | 17,443 | -37,978 | -31,024 | 29,355 | -7,062 | -1,048 | 6,619 | 3,841 |
equinox financial planning ltd Credit Report and Business Information
Equinox Financial Planning Ltd Competitor Analysis
Perform a competitor analysis for equinox financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in YO26 area or any other competitors across 12 key performance metrics.
equinox financial planning ltd Ownership
EQUINOX FINANCIAL PLANNING LTD group structure
Equinox Financial Planning Ltd has no subsidiary companies.
Ultimate parent company
EQUINOX FINANCIAL PLANNING LTD
05984493
equinox financial planning ltd directors
Equinox Financial Planning Ltd currently has 2 directors. The longest serving directors include Mr Philip Mutter (Nov 2006) and Mr Andrew Richardson (Nov 2006).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Philip Mutter | 50 years | Nov 2006 | - | Director | |
| Mr Andrew Richardson | United Kingdom | 61 years | Nov 2006 | - | Director |
P&L
December 2023turnover
1.3m
-8%
operating profit
-56.7k
0%
gross margin
58.4%
-5.49%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
178.1k
-0.21%
total assets
215.7k
-0.19%
cash
141.6k
-0.3%
net assets
Total assets minus all liabilities
equinox financial planning ltd company details
company number
05984493
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 2006
age
18
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
pen-life wealth management ltd. (March 2012)
pla2 ltd (August 2007)
accountant
-
auditor
-
address
3 tudor court, opus avenue, nether poppleton, york, YO26 6RS
Bank
-
Legal Advisor
-
equinox financial planning ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to equinox financial planning ltd.
equinox financial planning ltd Companies House Filings - See Documents
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