payplan solutions limited
payplan solutions limited Company Information
Company Number
06161815
Next Accounts
Sep 2025
Shareholders
totemic (2014) holdings ltd
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
kempton house kempton way, dysart road, grantham, NG31 7LE
Website
www.payplan.compayplan solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PAYPLAN SOLUTIONS LIMITED at £105 based on a Turnover of £118 and 0.9x industry multiple (adjusted for size and gross margin).
payplan solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PAYPLAN SOLUTIONS LIMITED at £0 based on an EBITDA of £-707 and a 4.35x industry multiple (adjusted for size and gross margin).
payplan solutions limited Estimated Valuation
Pomanda estimates the enterprise value of PAYPLAN SOLUTIONS LIMITED at £1.3k based on Net Assets of £546 and 2.45x industry multiple (adjusted for liquidity).
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Payplan Solutions Limited Overview
Payplan Solutions Limited is a live company located in grantham, NG31 7LE with a Companies House number of 06161815. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in March 2007, it's largest shareholder is totemic (2014) holdings ltd with a 100% stake. Payplan Solutions Limited is a established, micro sized company, Pomanda has estimated its turnover at £118 with declining growth in recent years.
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Payplan Solutions Limited Health Check
Pomanda's financial health check has awarded Payplan Solutions Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 6 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
6 Weak
Size
annual sales of £118, make it smaller than the average company (£4.1m)
£118 - Payplan Solutions Limited
£4.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -77%, show it is growing at a slower rate (9%)
-77% - Payplan Solutions Limited
9% - Industry AVG
Production
with a gross margin of 70.1%, this company has a comparable cost of product (70.1%)
70.1% - Payplan Solutions Limited
70.1% - Industry AVG
Profitability
an operating margin of -599.1% make it less profitable than the average company (8.9%)
-599.1% - Payplan Solutions Limited
8.9% - Industry AVG
Employees
with 1 employees, this is below the industry average (9)
- Payplan Solutions Limited
9 - Industry AVG
Pay Structure
on an average salary of £73.8k, the company has an equivalent pay structure (£73.8k)
- Payplan Solutions Limited
£73.8k - Industry AVG
Efficiency
resulting in sales per employee of £118, this is less efficient (£187.7k)
- Payplan Solutions Limited
£187.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Payplan Solutions Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Payplan Solutions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Payplan Solutions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 5 weeks, this is less cash available to meet short term requirements (28 weeks)
5 weeks - Payplan Solutions Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 55.6%, this is a lower level of debt than the average (73.6%)
55.6% - Payplan Solutions Limited
73.6% - Industry AVG
PAYPLAN SOLUTIONS LIMITED financials
Payplan Solutions Limited's latest turnover from December 2023 is £118 and the company has net assets of £546. According to their latest financial statements, we estimate that Payplan Solutions Limited has 1 employee and maintains cash reserves of £67 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 118 | 0 | 8,087 | 9,662 | 28,602 | 45,769 | 59,072 | 9,820 | 53,528 | 175,386 | 350,753 | 1,017,720 | |||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
| Cost Of Sales | 191 | 248 | 1,858 | 4,500 | 4,012 | 453 | 1,184 | 2,917 | 44,933 | 191,107 | |||||
| Gross Profit | 7,896 | 9,414 | 26,744 | 41,269 | 55,060 | 9,367 | 52,344 | 172,469 | 305,820 | 826,613 | |||||
| Admin Expenses | 10,552 | 410 | 7,328 | 7,821 | 14,826 | 10,095 | 8,940 | 10,047 | 8,882 | 9,840 | |||||
| Operating Profit | -707 | -820 | -2,656 | 9,004 | 19,416 | 33,448 | 40,234 | -728 | 43,404 | 162,422 | 296,938 | 816,773 | |||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 866 | 6,794 | 199 | 3,373 | 1,157 | 16,486 | 34,415 | |||
| Interest Receivable | 1 | 0 | 0 | 0 | 1 | 0 | 6 | 27,498 | 95,875 | 167,080 | 30,423 | 57,463 | |||
| Pre-Tax Profit | -706 | -820 | -2,656 | 9,004 | 19,417 | 32,582 | 33,446 | 26,571 | 135,906 | 328,345 | 310,875 | 839,821 | |||
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -11,762 | -2 | -58,810 | -72,268 | -205,733 | |||
| Profit After Tax | -706 | -820 | -2,656 | 9,004 | 19,417 | 32,582 | 33,446 | 14,809 | 135,904 | 269,535 | 238,607 | 634,088 | |||
| Dividends Paid | 0 | 0 | 718,517 | 0 | 100 | 0 | 0 | 500,000 | 3,334,000 | 0 | 0 | 0 | |||
| Retained Profit | -706 | -820 | -721,173 | 9,004 | 19,317 | 32,582 | 33,446 | -485,191 | -3,198,096 | 269,535 | 238,607 | 634,088 | |||
| Employee Costs | 0 | 0 | 0 | 0 | 0 | ||||||||||
| Number Of Employees | |||||||||||||||
| EBITDA* | -707 | -820 | -2,656 | 9,004 | 19,416 | 33,448 | 40,234 | -728 | 43,404 | 162,422 | 296,938 | 911,683 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 | 4 | 94,914 | 321,704 | 724,290 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 465,000 | 1,177,500 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 | 4 | 559,914 | 1,499,204 | 724,290 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,500 | 3,855,410 | 3,005,956 | 3,562,248 |
| Group Debtors | 1,163 | 6,769 | 2,069 | 718,517 | 710,626 | 689,079 | 657,105 | 628,902 | 1,110,938 | 4,360,270 | 4,446,493 | 3,758,169 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 119 | 0 | 0 | 0 | 653 | 0 | 12 | 909 | 469,108 | 0 | 0 | 0 |
| Cash | 67 | 842 | 729 | 5,383 | 6,761 | 8,038 | 6,511 | 1,433 | 4,607 | 22,824 | 21,471 | 247,851 | 138,075 | 322,443 | 123,962 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 1,230 | 7,611 | 2,798 | 724,019 | 717,387 | 697,117 | 663,616 | 630,988 | 1,115,545 | 4,383,106 | 4,468,873 | 4,477,628 | 3,993,485 | 3,328,399 | 3,686,210 |
| total assets | 1,230 | 7,611 | 2,798 | 724,019 | 717,387 | 697,117 | 663,616 | 630,988 | 1,115,545 | 4,383,110 | 4,468,877 | 4,477,632 | 4,553,399 | 4,827,603 | 4,410,500 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 712,500 | 475,000 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 29 | 885 | 1,383,446 | 975,529 | 1,079,695 |
| Group/Directors Accounts | 0 | 5,676 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 684 | 683 | 726 | 774 | 3,146 | 2,193 | 1,274 | 2,092 | 1,458 | 70,927 | 426,200 | 672,706 | 0 | 0 | 0 |
| total current liabilities | 684 | 6,359 | 726 | 774 | 3,146 | 2,193 | 1,274 | 2,092 | 1,458 | 70,927 | 426,229 | 673,591 | 1,383,446 | 1,688,029 | 1,554,695 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 712,500 | 1,425,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 712,500 | 1,425,000 |
| total liabilities | 684 | 6,359 | 726 | 774 | 3,146 | 2,193 | 1,274 | 2,092 | 1,458 | 70,927 | 426,229 | 673,591 | 1,383,446 | 2,400,529 | 2,979,695 |
| net assets | 546 | 1,252 | 2,072 | 723,245 | 714,241 | 694,924 | 662,342 | 628,896 | 1,114,087 | 4,312,183 | 4,042,648 | 3,804,041 | 3,169,953 | 2,427,074 | 1,430,805 |
| total shareholders funds | 546 | 1,252 | 2,072 | 723,245 | 714,241 | 694,924 | 662,342 | 628,896 | 1,114,087 | 4,312,183 | 4,042,648 | 3,804,041 | 3,169,953 | 2,427,074 | 1,430,805 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -707 | -820 | -2,656 | 9,004 | 19,416 | 33,448 | 40,234 | -728 | 43,404 | 162,422 | 296,938 | 816,773 | |||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 94,910 | 226,790 | 402,586 | 552,154 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -11,762 | -2 | -58,810 | -72,268 | -205,733 | |||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -5,606 | 4,700 | -716,567 | 8,010 | 21,547 | 31,974 | 27,550 | -481,383 | -3,249,344 | -87,120 | 217,625 | -90,633 | 136,954 | 621,208 | 3,562,248 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -29 | -856 | -1,382,561 | 407,917 | -104,166 | 1,079,695 |
| Accruals and Deferred Income | 1 | -43 | -48 | -2,372 | 953 | 919 | -818 | 634 | -69,469 | -355,273 | -246,506 | 672,706 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 4,900 | -5,563 | 713,863 | -1,378 | -1,178 | 2,393 | 11,866 | 469,527 | 3,223,277 | -164,570 | -240,317 | 86,728 | |||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -5,676 | 5,676 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -712,500 | -712,500 | 1,425,000 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | 1 | 0 | 0 | 0 | 1 | -866 | -6,788 | 27,299 | 92,502 | 165,923 | 13,937 | 23,048 | |||
| cash flow from financing | -5,675 | 5,676 | 0 | 0 | 1 | -866 | -6,788 | 27,299 | 92,502 | 165,923 | 13,937 | 23,048 | |||
| cash and cash equivalents | |||||||||||||||
| cash | -775 | 113 | -4,654 | -1,378 | -1,277 | 1,527 | 5,078 | -3,174 | -18,217 | 1,353 | -226,380 | 109,776 | -184,368 | 198,481 | 123,962 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -712,500 | 237,500 | 475,000 |
| change in cash | -775 | 113 | -4,654 | -1,378 | -1,277 | 1,527 | 5,078 | -3,174 | -18,217 | 1,353 | -226,380 | 109,776 | 528,132 | -39,019 | -351,038 |
payplan solutions limited Credit Report and Business Information
Payplan Solutions Limited Competitor Analysis
Perform a competitor analysis for payplan solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in NG31 area or any other competitors across 12 key performance metrics.
payplan solutions limited Ownership
PAYPLAN SOLUTIONS LIMITED group structure
Payplan Solutions Limited has no subsidiary companies.
Ultimate parent company
1 parent
PAYPLAN SOLUTIONS LIMITED
06161815
payplan solutions limited directors
Payplan Solutions Limited currently has 2 directors. The longest serving directors include Mrs Lianne Firth (Mar 2007) and Mr Gordon Rann (Mar 2007).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Lianne Firth | England | 58 years | Mar 2007 | - | Director |
| Mr Gordon Rann | England | 74 years | Mar 2007 | - | Director |
P&L
December 2023turnover
118
0%
operating profit
-707
-14%
gross margin
70.2%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
546
-0.56%
total assets
1.2k
-0.84%
cash
67
-0.92%
net assets
Total assets minus all liabilities
payplan solutions limited company details
company number
06161815
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
March 2007
age
18
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
paylink distribution limited (January 2008)
accountant
-
auditor
-
address
kempton house kempton way, dysart road, grantham, NG31 7LE
Bank
-
Legal Advisor
-
payplan solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to payplan solutions limited. Currently there are 0 open charges and 2 have been satisfied in the past.
payplan solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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payplan solutions limited Companies House Filings - See Documents
| date | description | view/download |
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