Pomanda estimates the enterprise value of B PATEL & SONS FINANCE LIMITED at £724.8k based on a Turnover of £228.6k and 3.17x industry multiple (adjusted for size and gross margin).
b patel & sons finance limitedEstimated Valuation
£1m
Pomanda estimates the enterprise value of B PATEL & SONS FINANCE LIMITED at £1m based on an EBITDA of £166.6k and a 6.17x industry multiple (adjusted for size and gross margin).
b patel & sons finance limitedEstimated Valuation
£2.7m
Pomanda estimates the enterprise value of B PATEL & SONS FINANCE LIMITED at £2.7m based on Net Assets of £1.6m and 1.68x industry multiple (adjusted for liquidity).
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B Patel & Sons Finance LimitedOverview
B Patel & Sons Finance Limited is a live company located in london, SW18 1ED with a Companies House number of 06603194. It operates in the other letting and operating of own or leased real estate sector, SIC Code 68209. Founded in May 2008, it's largest shareholder is
rushen patel
with a 35% stake. B Patel & Sons Finance Limited is a established,
micro sized company, Pomanda has estimated its turnover at
£228.6k with
declining
growth in recent years.
Pomanda's financial health check has awarded B Patel & Sons Finance Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
2 Strong
3 Regular
5 Weak
Size
annual sales of £228.6k, make it smaller than the average company (£822.5k)
£228.6k - B Patel & Sons Finance Limited
£822.5k - Industry AVG
Growth
3 year (CAGR) sales growth of -19%, show it is growing at a slower rate (2.7%)
-19% - B Patel & Sons Finance Limited
2.7% - Industry AVG
Production
with a gross margin of 73%, this company has a comparable cost of product (73%)
73% - B Patel & Sons Finance Limited
73% - Industry AVG
Profitability
an operating margin of 72.8% make it more profitable than the average company (27.1%)
72.8% - B Patel & Sons Finance Limited
27.1% - Industry AVG
Employees
with 3 employees, this is below the industry average (4)
3 - B Patel & Sons Finance Limited
4 - Industry AVG
Pay Structure
on an average salary of £31.2k, the company has an equivalent pay structure (£31.2k)
£31.2k - B Patel & Sons Finance Limited
£31.2k - Industry AVG
Efficiency
resulting in sales per employee of £76.2k, this is less efficient (£178.5k)
£76.2k - B Patel & Sons Finance Limited
£178.5k - Industry AVG
Debtor Days
it gets paid by customers after 8 days, this is earlier than average (32 days)
8 days - B Patel & Sons Finance Limited
32 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - B Patel & Sons Finance Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - B Patel & Sons Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 1 weeks, this is less cash available to meet short term requirements (13 weeks)
1 weeks - B Patel & Sons Finance Limited
13 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 64%, this is a similar level of debt than the average (67.9%)
64% - B Patel & Sons Finance Limited
67.9% - Industry AVG
B PATEL & SONS FINANCE LIMITED financials
EXPORT
B Patel & Sons Finance Limited's latest turnover from August 2023 is estimated at £228.6 thousand and the company has net assets of £1.6 million. According to their latest financial statements, B Patel & Sons Finance Limited has 3 employees and maintains cash reserves of £42.5 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Aug 2023
Aug 2022
Aug 2021
Aug 2020
Aug 2019
Aug 2018
Aug 2017
Aug 2016
Aug 2015
Aug 2014
Aug 2013
Aug 2012
Aug 2011
Aug 2010
Aug 2009
Turnover
228,646
205,503
409,931
430,691
265,751
422,796
377,911
976,668
9,295,470
3,936,282
493,402
151,912
74,518
305,757
Other Income Or Grants
Cost Of Sales
61,854
56,842
120,119
120,644
79,916
113,449
98,603
264,054
3,085,112
1,412,187
167,848
50,366
24,809
98,086
Gross Profit
166,792
148,660
289,812
310,047
185,834
309,346
279,307
712,615
6,210,358
2,524,096
325,555
101,546
49,709
207,671
Admin Expenses
270
-230,259
-54,097
-38,751
-111,507
-77,351
-49,975
470,965
5,651,159
2,333,148
67,251
-175,153
-321,883
-25,228
-49,439
Operating Profit
166,522
378,919
343,909
348,798
297,341
386,697
329,282
241,650
559,199
190,948
258,304
276,699
371,592
232,899
49,439
Interest Payable
216,434
164,959
138,452
153,506
177,113
184,965
189,873
109,381
7,958
135,363
270,725
270,725
270,725
135,363
Interest Receivable
2,051
357
19
22
69
72
33
20
35
48
217
357
333
176
Pre-Tax Profit
-47,861
214,317
205,475
195,314
120,296
201,804
139,442
132,289
551,276
55,633
-12,204
6,330
101,200
97,713
49,439
Tax
-40,720
-39,040
-37,110
-22,856
-38,343
-26,494
-26,458
-110,255
-11,683
-1,519
-26,312
-27,359
-13,843
Profit After Tax
-47,861
173,597
166,435
158,204
97,440
163,461
112,948
105,831
441,021
43,950
-12,204
4,811
74,888
70,353
35,596
Dividends Paid
Retained Profit
-47,861
173,597
166,435
158,204
97,440
163,461
112,948
105,831
441,021
43,950
-12,204
4,811
74,888
70,353
35,596
Employee Costs
93,584
90,394
81,783
81,776
82,997
79,771
76,161
103,418
1,457,384
623,477
95,091
24,111
23,476
72,167
Number Of Employees
3
3
3
3
3
3
3
4
56
25
4
1
1
3
EBITDA*
166,564
378,968
343,967
348,866
297,421
386,739
329,332
241,709
559,199
190,948
258,304
276,699
371,592
232,899
49,439
* Earnings Before Interest, Tax, Depreciation and Amortisation
Aug 2023
Aug 2022
Aug 2021
Aug 2020
Aug 2019
Aug 2018
Aug 2017
Aug 2016
Aug 2015
Aug 2014
Aug 2013
Aug 2012
Aug 2011
Aug 2010
Aug 2009
Tangible Assets
4,344,706
4,494,748
330
4,494,855
456
4,494,707
4,494,749
4,494,799
4,494,467
4,494,467
4,494,467
4,324,467
4,324,467
Intangible Assets
Investments & Other
4,494,467
4,494,467
4,324,467
4,324,467
Debtors (Due After 1 year)
Total Fixed Assets
4,344,706
4,494,748
4,494,797
4,494,855
4,494,923
4,494,707
4,494,749
4,494,799
4,494,467
4,494,467
4,494,467
4,324,467
4,324,467
4,324,467
4,324,467
Stock & work in progress
Trade Debtors
5,616
5,616
89,250
590,046
1,600
4,220
Group Debtors
20,000
Misc Debtors
4,920
20,581
45,581
1,920
Cash
42,521
35,601
5,202
32,271
11,514
6,763
12,389
13,975
1,709
12,478
6,648
79,962
62,702
70,471
misc current assets
total current assets
68,137
41,217
10,122
52,852
57,095
8,683
12,389
103,225
591,755
14,078
6,648
79,962
66,922
70,471
total assets
4,412,843
4,535,965
4,504,919
4,547,707
4,552,018
4,503,390
4,507,138
4,598,024
5,086,222
4,508,545
4,501,115
4,404,429
4,391,389
4,394,938
4,324,467
Bank overdraft
306,770
170,751
173,328
186,882
183,760
176,343
175,374
Bank loan
171,708
Trade Creditors
750
4,122,905
3,959,363
162,667
53,777
45,548
123,985
123,867
Group/Directors Accounts
1,014,272
610,362
9,515
other short term finances
hp & lease commitments
other current liabilities
94,499
97,921
651,030
517,817
514,478
481,158
483,788
555,233
total current liabilities
1,415,541
879,034
824,358
704,699
698,988
657,501
659,162
736,456
4,122,905
3,959,363
162,667
53,777
45,548
123,985
123,867
loans
1,378,324
1,991,864
1,921,052
2,258,159
2,404,198
2,483,495
2,645,226
3,083,617
244,872
4,165,000
4,165,000
4,165,000
4,165,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
269,915
263,684
287,991
301,781
308,920
50,533
331,688
4,165,000
provisions
30,408
28,636
26,760
24,766
22,646
19,858
16,536
13,605
9,397
total long term liabilities
1,408,732
2,020,500
2,217,727
2,546,609
2,714,835
2,805,134
2,970,682
3,097,222
304,802
331,688
4,165,000
4,165,000
4,165,000
4,165,000
4,165,000
total liabilities
2,824,273
2,899,534
3,042,085
3,251,308
3,413,823
3,462,635
3,629,844
3,833,678
4,427,707
4,291,051
4,327,667
4,218,777
4,210,548
4,288,985
4,288,867
net assets
1,588,570
1,636,431
1,462,834
1,296,399
1,138,195
1,040,755
877,294
764,346
658,515
217,494
173,448
185,652
180,841
105,953
35,600
total shareholders funds
1,588,570
1,636,431
1,462,834
1,296,399
1,138,195
1,040,755
877,294
764,346
658,515
217,494
173,448
185,652
180,841
105,953
35,600
Aug 2023
Aug 2022
Aug 2021
Aug 2020
Aug 2019
Aug 2018
Aug 2017
Aug 2016
Aug 2015
Aug 2014
Aug 2013
Aug 2012
Aug 2011
Aug 2010
Aug 2009
Operating Activities
Operating Profit
166,522
378,919
343,909
348,798
297,341
386,697
329,282
241,650
559,199
190,948
258,304
276,699
371,592
232,899
49,439
Depreciation
42
49
58
68
80
42
50
59
Amortisation
Tax
-40,720
-39,040
-37,110
-22,856
-38,343
-26,494
-26,458
-110,255
-11,683
-1,519
-26,312
-27,359
-13,843
Stock
Debtors
20,000
696
-15,661
-25,000
43,661
1,920
-89,250
-500,796
588,446
1,600
-4,220
4,220
Creditors
-750
750
-4,122,905
163,542
3,796,696
108,890
8,229
-78,437
118
123,867
Accruals and Deferred Income
-3,422
-553,109
133,213
3,339
33,320
-2,630
-71,445
555,233
Deferred Taxes & Provisions
1,772
1,876
1,994
2,120
2,788
3,322
2,931
4,208
9,397
Cash flow from operations
144,914
-213,681
455,795
341,465
267,762
347,168
323,574
-2,847,417
33,437
3,974,361
367,194
287,629
262,623
205,658
159,463
Investing Activities
capital expenditure
150,000
-4,494,467
4,494,467
-4,494,467
4,494,171
-391
-170,000
-4,324,467
Change in Investments
-4,494,467
4,494,467
-4,494,467
4,494,467
-4,324,467
4,324,467
cash flow from investments
150,000
-296
-391
-170,000
-4,324,467
Financing Activities
Bank loans
-171,708
171,708
Group/Directors Accounts
403,910
610,362
-9,515
9,515
Other Short Term Loans
Long term loans
-613,540
70,812
-337,107
-146,039
-79,297
-161,731
-438,391
2,838,745
244,872
-4,165,000
4,165,000
Hire Purchase and Lease Commitments
other long term liabilities
-269,915
6,231
-24,307
-13,790
-7,139
308,920
-50,533
-281,155
331,688
-4,165,000
4,165,000
share issue
96
4
interest
-214,383
-164,602
-138,433
-153,484
-177,044
-184,893
-189,840
-109,361
-7,923
-135,315
-270,508
-270,368
-270,392
-135,187
cash flow from financing
-424,013
246,657
-469,309
-323,830
-270,131
-353,763
-500,534
2,860,074
-44,206
-3,968,531
-270,508
-270,368
-270,392
-135,187
4,165,004
cash and cash equivalents
cash
6,920
30,399
-27,069
20,757
4,751
-5,626
-1,586
12,266
-10,769
5,830
-73,314
17,260
-7,769
70,471
overdraft
136,019
-2,577
-13,554
3,122
7,417
969
175,374
change in cash
-129,099
32,976
-13,515
17,635
-2,666
-6,595
-176,960
12,266
-10,769
5,830
-73,314
17,260
-7,769
70,471
b patel & sons finance limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for b patel & sons finance limited. Get real-time insights into b patel & sons finance limited's credit score, group structure and payment trends.
B Patel & Sons Finance Limited Competitor Analysis
Perform a competitor analysis for b patel & sons finance limited by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other micro companies, companies in SW18 area or any other competitors across 12 key performance metrics.
b patel & sons finance limited Ownership
B PATEL & SONS FINANCE LIMITED group structure
B Patel & Sons Finance Limited has no subsidiary companies.
Ultimate parent company
B PATEL & SONS FINANCE LIMITED
06603194
B PATEL & SONS FINANCE LIMITED Shareholders
The largest shareholders in B Patel & Sons Finance Limited include Rushen Patel and Sachin Patel.
rushen patel
35%
sachin patel
35%
narmada patel
15%
bhikhubhai devrajbhai patel
15%
b patel & sons finance limited directors
B Patel & Sons Finance Limited currently has 2 directors.
The longest serving directors include
Mr Rushen Patel (Sep 2008) and
Mr Sachin Patel (Sep 2008).
b patel & sons finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to b patel & sons finance limited.
b patel & sons finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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b patel & sons finance limitedCompanies House Filings - See Documents
