emoneydirect ltd
emoneydirect ltd Company Information
Company Number
06622346
Registered Address
g82 block 1 alderley park, congleton road nether alderley, macclesfield, cheshire, SK10 4TG
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01625750027
Next Accounts Due
March 2025
Group Structure
View All
Directors
Lee Birkett16 Years
Shareholders
emoneyhub ltd 100%
emoneydirect ltd Estimated Valuation
Pomanda estimates the enterprise value of EMONEYDIRECT LTD at £283.3k based on a Turnover of £205.8k and 1.38x industry multiple (adjusted for size and gross margin).
emoneydirect ltd Estimated Valuation
Pomanda estimates the enterprise value of EMONEYDIRECT LTD at £40.9k based on an EBITDA of £7.4k and a 5.53x industry multiple (adjusted for size and gross margin).
emoneydirect ltd Estimated Valuation
Pomanda estimates the enterprise value of EMONEYDIRECT LTD at £364.2k based on Net Assets of £181.5k and 2.01x industry multiple (adjusted for liquidity).
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Emoneydirect Ltd Overview
Emoneydirect Ltd is a live company located in macclesfield, SK10 4TG with a Companies House number of 06622346. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in June 2008, it's largest shareholder is emoneyhub ltd with a 100% stake. Emoneydirect Ltd is a established, micro sized company, Pomanda has estimated its turnover at £205.8k with unknown growth in recent years.
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Emoneydirect Ltd Health Check
Pomanda's financial health check has awarded Emoneydirect Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 4 areas for improvement. Company Health Check FAQs
1 Strong
3 Regular
4 Weak
Size
annual sales of £205.8k, make it smaller than the average company (£4.2m)
- Emoneydirect Ltd
£4.2m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Emoneydirect Ltd
- - Industry AVG
Production
with a gross margin of 60.9%, this company has a comparable cost of product (60.9%)
- Emoneydirect Ltd
60.9% - Industry AVG
Profitability
an operating margin of 3.6% make it less profitable than the average company (10.2%)
- Emoneydirect Ltd
10.2% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Emoneydirect Ltd
13 - Industry AVG
Pay Structure
on an average salary of £73.8k, the company has an equivalent pay structure (£73.8k)
- Emoneydirect Ltd
£73.8k - Industry AVG
Efficiency
resulting in sales per employee of £205.8k, this is equally as efficient (£205.8k)
- Emoneydirect Ltd
£205.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Emoneydirect Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Emoneydirect Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Emoneydirect Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 3 weeks, this is less cash available to meet short term requirements (38 weeks)
3 weeks - Emoneydirect Ltd
38 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 51.4%, this is a lower level of debt than the average (57.4%)
51.4% - Emoneydirect Ltd
57.4% - Industry AVG
EMONEYDIRECT LTD financials
Emoneydirect Ltd's latest turnover from June 2023 is estimated at £205.8 thousand and the company has net assets of £181.5 thousand. According to their latest financial statements, Emoneydirect Ltd has 1 employee and maintains cash reserves of £9.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2023 | Jun 2022 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 8,180 | 2,785 | |||||||||||
| Other Income Or Grants | |||||||||||||
| Cost Of Sales | |||||||||||||
| Gross Profit | |||||||||||||
| Admin Expenses | |||||||||||||
| Operating Profit | 55,826 | -973 | |||||||||||
| Interest Payable | 0 | 0 | |||||||||||
| Interest Receivable | 0 | 0 | |||||||||||
| Pre-Tax Profit | 55,826 | -973 | |||||||||||
| Tax | -10,607 | -4,098 | |||||||||||
| Profit After Tax | 45,219 | -5,071 | |||||||||||
| Dividends Paid | 0 | 0 | |||||||||||
| Retained Profit | 45,219 | -5,071 | |||||||||||
| Employee Costs | |||||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | ||||||||
| EBITDA* | 55,826 | -796 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2023 | Jun 2022 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 177 | 354 | 531 | 0 | 6,314 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 14,825 | 14,825 | 14,825 | 14,825 | 14,825 | 14,825 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 14,825 | 14,825 | 14,825 | 15,002 | 15,179 | 15,356 | 0 | 6,314 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 2,263 | 2,262 | 2,263 | 2,295 | 166,351 | 167,334 | 201,077 | 15,834 | 0 | 3,750 |
| Group Debtors | 0 | 0 | 13,168 | 25,705 | 5,519 | 35,433 | 36,087 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 363,718 | 270,111 | 199,835 | 152,928 | 156,763 | 81,575 | 85,673 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 9,642 | 9,695 | 16,799 | 0 | 0 | 37 | 149 | 1,097 | 19,788 | 9,970 | 235,928 | 900 | 145 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 56,464 | 0 | 0 |
| total current assets | 373,360 | 279,806 | 229,802 | 180,896 | 164,544 | 119,308 | 124,204 | 167,448 | 187,122 | 211,047 | 308,226 | 900 | 3,895 |
| total assets | 373,360 | 279,806 | 229,802 | 195,721 | 179,369 | 134,133 | 139,206 | 182,627 | 202,478 | 211,047 | 314,540 | 900 | 3,895 |
| Bank overdraft | 0 | 9,249 | 5,229 | 18 | 17 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 9,754 | 20,240 | 21,473 | 16,196 | 5,913 | 2,348 |
| Group/Directors Accounts | 162,669 | 62,261 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,500 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 345 |
| total current liabilities | 162,669 | 71,510 | 5,229 | 18 | 17 | 0 | 2 | 9,754 | 20,240 | 21,473 | 20,696 | 5,913 | 2,743 |
| loans | 29,229 | 29,917 | 44,772 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 29,229 | 29,917 | 44,772 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 191,898 | 101,427 | 50,001 | 18 | 17 | 0 | 2 | 9,754 | 20,240 | 21,473 | 20,696 | 5,913 | 2,743 |
| net assets | 181,462 | 178,379 | 179,801 | 195,703 | 179,352 | 134,133 | 139,204 | 172,873 | 182,238 | 189,574 | 293,844 | -5,013 | 1,152 |
| total shareholders funds | 181,462 | 178,379 | 179,801 | 195,703 | 179,352 | 134,133 | 139,204 | 172,873 | 182,238 | 189,574 | 293,844 | -5,013 | 1,152 |
| Jun 2023 | Jun 2022 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Operating Profit | 55,826 | -973 | |||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 177 | 177 | 177 | 0 | 6,314 | 2,105 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -10,607 | -4,098 | |||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 93,607 | 270,111 | 32,107 | 16,352 | 45,273 | -4,784 | -42,296 | -983 | -33,743 | 185,243 | 15,834 | -3,750 | 3,750 |
| Creditors | 0 | 0 | 0 | 0 | 0 | -2 | -9,752 | -10,486 | -1,233 | 5,277 | 10,283 | 3,565 | 2,348 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -345 | 345 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -54 | -112 | |||||||||||
| Investing Activities | |||||||||||||
| capital expenditure | |||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||
| Financing Activities | |||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 100,408 | 62,261 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4,500 | 4,500 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | -688 | 29,917 | 44,772 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||
| interest | 0 | 0 | |||||||||||
| cash flow from financing | 0 | 0 | |||||||||||
| cash and cash equivalents | |||||||||||||
| cash | -53 | 9,695 | 16,799 | 0 | -37 | -112 | -948 | -18,691 | 9,818 | -225,958 | 235,028 | 755 | 145 |
| overdraft | -9,249 | 9,249 | 5,211 | 1 | 17 | 0 | 0 | 0 | 0 | 0 | 0 | -50 | 50 |
| change in cash | 9,196 | 446 | 11,588 | -1 | -54 | -112 | -948 | -18,691 | 9,818 | -225,958 | 235,028 | 805 | 95 |
emoneydirect ltd Credit Report and Business Information
Emoneydirect Ltd Competitor Analysis
Perform a competitor analysis for emoneydirect ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SK10 area or any other competitors across 12 key performance metrics.
emoneydirect ltd Ownership
EMONEYDIRECT LTD group structure
Emoneydirect Ltd has no subsidiary companies.
emoneydirect ltd directors
Emoneydirect Ltd currently has 1 director, Mr Lee Birkett serving since Jul 2008.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Lee Birkett | England | 52 years | Jul 2008 | - | Director |
P&L
June 2023turnover
205.8k
-2%
operating profit
7.4k
0%
gross margin
60.9%
-3.79%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2023net assets
181.5k
+0.02%
total assets
373.4k
+0.33%
cash
9.6k
-0.01%
net assets
Total assets minus all liabilities
emoneydirect ltd company details
company number
06622346
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
June 2008
age
16
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
June 2023
previous names
independent debtline limited (October 2014)
william james wealth management ltd (January 2013)
accountant
THOMPSON WRIGHT LIMITED
auditor
-
address
g82 block 1 alderley park, congleton road nether alderley, macclesfield, cheshire, SK10 4TG
Bank
-
Legal Advisor
-
emoneydirect ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to emoneydirect ltd.
emoneydirect ltd Companies House Filings - See Documents
| date | description | view/download |
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