integrated financial solutions limited

Live EstablishedSmallHealthy

integrated financial solutions limited Company Information

Share INTEGRATED FINANCIAL SOLUTIONS LIMITED

Company Number

06747582

Shareholders

shaun chisholme

shaun miller

View All

Group Structure

View All

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

the hayloft 1-2 pickwick park, park lane, corsham, SN13 0HN

integrated financial solutions limited Estimated Valuation

£2.5m

Pomanda estimates the enterprise value of INTEGRATED FINANCIAL SOLUTIONS LIMITED at £2.5m based on a Turnover of £2m and 1.25x industry multiple (adjusted for size and gross margin).

integrated financial solutions limited Estimated Valuation

£0

Pomanda estimates the enterprise value of INTEGRATED FINANCIAL SOLUTIONS LIMITED at £0 based on an EBITDA of £-141.6k and a 4.3x industry multiple (adjusted for size and gross margin).

integrated financial solutions limited Estimated Valuation

£754.5k

Pomanda estimates the enterprise value of INTEGRATED FINANCIAL SOLUTIONS LIMITED at £754.5k based on Net Assets of £578.2k and 1.31x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Integrated Financial Solutions Limited Overview

Integrated Financial Solutions Limited is a live company located in corsham, SN13 0HN with a Companies House number of 06747582. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2008, it's largest shareholder is shaun chisholme with a 23.7% stake. Integrated Financial Solutions Limited is a established, small sized company, Pomanda has estimated its turnover at £2m with healthy growth in recent years.

View Sample
View Sample
View Sample

Upgrade for unlimited company reports & a free credit check

Integrated Financial Solutions Limited Health Check

Pomanda's financial health check has awarded Integrated Financial Solutions Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4out of 5
positive_score

4 Strong

positive_score

3 Regular

positive_score

3 Weak

size

Size

annual sales of £2m, make it smaller than the average company (£5.6m)

£2m - Integrated Financial Solutions Limited

£5.6m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (4.9%)

13% - Integrated Financial Solutions Limited

4.9% - Industry AVG

production

Production

with a gross margin of 54%, this company has a comparable cost of product (54%)

54% - Integrated Financial Solutions Limited

54% - Industry AVG

profitability

Profitability

an operating margin of -8.3% make it less profitable than the average company (9.1%)

-8.3% - Integrated Financial Solutions Limited

9.1% - Industry AVG

employees

Employees

with 16 employees, this is similar to the industry average (14)

16 - Integrated Financial Solutions Limited

14 - Industry AVG

paystructure

Pay Structure

on an average salary of £82.9k, the company has an equivalent pay structure (£82.9k)

£82.9k - Integrated Financial Solutions Limited

£82.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £124.7k, this is less efficient (£223.8k)

£124.7k - Integrated Financial Solutions Limited

£223.8k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 1 days, this is earlier than average (33 days)

1 days - Integrated Financial Solutions Limited

33 days - Industry AVG

creditordays

Creditor Days

There is insufficient data available for this Key Performance Indicator!

- - Integrated Financial Solutions Limited

- - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Integrated Financial Solutions Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 86 weeks, this is more cash available to meet short term requirements (29 weeks)

86 weeks - Integrated Financial Solutions Limited

29 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 34.6%, this is a lower level of debt than the average (71.4%)

34.6% - Integrated Financial Solutions Limited

71.4% - Industry AVG

INTEGRATED FINANCIAL SOLUTIONS LIMITED financials

EXPORTms excel logo

Integrated Financial Solutions Limited's latest turnover from December 2023 is estimated at £2 million and the company has net assets of £578.2 thousand. According to their latest financial statements, Integrated Financial Solutions Limited has 16 employees and maintains cash reserves of £473.6 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover1,995,9081,871,8781,475,8641,394,6181,293,2481,382,2382,427,006948,770173,398350,983633,76864,26631,06627,915
Other Income Or Grants
Cost Of Sales918,997823,700618,224600,416546,034584,0271,014,595366,87360,879133,054248,74326,79013,55712,826
Gross Profit1,076,9111,048,179857,640794,202747,215798,2101,412,411581,897112,519217,929385,02437,47617,50915,089
Admin Expenses1,243,0131,065,809481,671823,713693,890803,9851,376,185394,926215,266185,720220,40745,04114,680-7,888-42,935
Operating Profit-166,102-17,630375,969-29,51153,325-5,77536,226186,971-102,74732,209164,617-7,5652,82922,97742,935
Interest Payable3,2813,7212,9431,525
Interest Receivable26,53619,9501,0812822,0272,0271,5667191,184994600359405362151
Pre-Tax Profit-142,847-1,400374,107-30,75455,352-3,74837,793187,690-101,56333,203165,217-7,2063,23423,33943,086
Tax-71,080-10,517-7,181-37,538-6,973-38,000-841-6,535-12,064
Profit After Tax-142,847-1,400303,027-30,75444,835-3,74830,612150,152-101,56326,230127,217-7,2062,39316,80431,022
Dividends Paid
Retained Profit-142,847-1,400303,027-30,75444,835-3,74830,612150,152-101,56326,230127,217-7,2062,39316,80431,022
Employee Costs1,325,8111,189,424926,190895,202811,237795,505825,240661,45464,143123,489251,76360,02960,62259,352
Number Of Employees1615121211111210124111
EBITDA*-141,63311,306401,083-6,12874,14014,60454,721202,960-87,94246,756170,098-2,5408,76128,31647,813

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets34,65936,14429,56129,13323,51026,48227,3798,9727,93610,2053,7102,3053,2353,1093,059
Intangible Assets84,36094,671104,982115,293125,604135,915146,226156,537166,848177,15956,25060,00063,75067,50071,250
Investments & Other100100100100100100100100
Debtors (Due After 1 year)
Total Fixed Assets119,119130,915134,643144,526149,214162,497173,705165,609174,784187,36459,96062,30566,98570,60974,309
Stock & work in progress
Trade Debtors5,79210,8217,6202,3206,52227,4096,9336,21636,80589,9657,4832,005935263
Group Debtors259,900259,900259,900259,900259,900259,900259,900
Misc Debtors25,74146,4608,6348,44429,71522,3904,8203,34638,480
Cash473,592537,304602,722262,465300,696239,854300,654325,794249,556223,905173,67466,17877,33184,58560,295
misc current assets
total current assets765,025854,485878,876533,129596,833549,553565,374336,073255,772299,190263,63973,66179,33685,52060,558
total assets884,144985,4001,013,519677,655746,047712,050739,079501,682430,556486,554323,599135,966146,321156,129134,867
Bank overdraft10,00010,00010,0006,667
Bank loan
Trade Creditors 1,538202,251156,68676,18117,85321,00223,20318,745
Group/Directors Accounts62,119144,276170,326180,30723
other short term finances
hp & lease commitments
other current liabilities273,130221,093241,307140,599147,148131,840144,501121,664
total current liabilities283,130231,093251,307209,385291,424302,166324,808123,225202,251156,68676,18117,85321,00223,20318,745
loans14,16724,16734,16743,333
hp & lease commitments
Accruals and Deferred Income
other liabilities75,00075,00075,00085,00085,000
provisions8,6659,1115,6165,5354,4674,5635,202
total long term liabilities22,83233,27839,78348,8684,4674,5635,20275,00075,00075,00085,00085,000
total liabilities305,962264,371291,090258,253295,891306,729330,010123,225202,251156,686151,18192,85396,002108,203103,745
net assets578,182721,029722,429419,402450,156405,321409,069378,457228,305329,868172,41843,11350,31947,92631,122
total shareholders funds578,182721,029722,429419,402450,156405,321409,069378,457228,305329,868172,41843,11350,31947,92631,122
Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit-166,102-17,630375,969-29,51153,325-5,77536,226186,971-102,74732,209164,617-7,5652,82922,97742,935
Depreciation14,15818,62514,80313,07210,50410,0688,1845,6784,4944,2361,7311,2752,1821,5891,128
Amortisation10,31110,31110,31110,31110,31110,31110,31110,31110,31110,3113,7503,7503,7503,7503,750
Tax-71,080-10,517-7,181-37,538-6,973-38,000-841-6,535-12,064
Stock
Debtors-25,74841,0275,490-25,473-13,56244,979254,4414,063-69,069-14,68082,4825,4781,070672263
Creditors-1,538-200,71345,56580,50558,328-3,149-2,2014,45818,745
Accruals and Deferred Income52,037-20,214100,708-6,54915,308-12,66122,837121,664
Deferred Taxes & Provisions-4463,495811,068-96-6395,202
Cash flow from operations-64,294-46,440425,30213,86492,397-43,675-180,40082,31026,692134,968107,944-11,1674,64925,56754,231
Investing Activities
capital expenditure-12,673-25,208-15,231-18,695-7,532-9,171-26,591-6,714-2,225-141,951-3,136-345-2,308-1,639-79,187
Change in Investments100
cash flow from investments-12,673-25,208-15,231-18,695-7,532-9,171-26,591-6,814-2,225-141,951-3,136-345-2,308-1,639-79,187
Financing Activities
Bank loans
Group/Directors Accounts-62,119-82,157-26,050-9,981180,28423
Other Short Term Loans
Long term loans-10,000-10,000-9,16643,333
Hire Purchase and Lease Commitments
other long term liabilities-75,000-10,00085,000
share issue131,2202,088100
interest23,25516,229-1,862-1,2432,0272,0271,5667191,184994600359405362151
cash flow from financing13,2556,229-73,147-40,067-24,023-7,954181,8507421,18457,2142,688359-9,59536285,251
cash and cash equivalents
cash-63,712-65,418340,257-38,23160,842-60,800-25,14076,23825,65150,231107,496-11,153-7,25424,29060,295
overdraft3,3336,667
change in cash-63,712-65,418336,924-44,89860,842-60,800-25,14076,23825,65150,231107,496-11,153-7,25424,29060,295

integrated financial solutions limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for integrated financial solutions limited. Get real-time insights into integrated financial solutions limited's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Integrated Financial Solutions Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for integrated financial solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in SN13 area or any other competitors across 12 key performance metrics.

integrated financial solutions limited Ownership

INTEGRATED FINANCIAL SOLUTIONS LIMITED group structure

Integrated Financial Solutions Limited has 1 subsidiary company.

Ultimate parent company

INTEGRATED FINANCIAL SOLUTIONS LIMITED

06747582

1 subsidiary

INTEGRATED FINANCIAL SOLUTIONS LIMITED Shareholders

shaun chisholme 23.75%
shaun miller 23.75%
michael alderson 20.01%
georgina chisholme 7.92%
deborah miller 7.92%
vivienne alderson 6.65%
alexander alderson 5%
jonathan cox 3.8%
lynn cox 1.2%

integrated financial solutions limited directors

Integrated Financial Solutions Limited currently has 3 directors. The longest serving directors include Mr Michael Alderson (Nov 2008) and Mr Shaun Miller (Jan 2014).

officercountryagestartendrole
Mr Michael Alderson63 years Nov 2008- Director
Mr Shaun MillerEngland54 years Jan 2014- Director
Mr Shaun ChisholmeEngland53 years Jan 2014- Director

P&L

December 2023

turnover

2m

+7%

operating profit

-166.1k

0%

gross margin

54%

-3.64%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

578.2k

-0.2%

total assets

884.1k

-0.1%

cash

473.6k

-0.12%

net assets

Total assets minus all liabilities

integrated financial solutions limited company details

company number

06747582

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

November 2008

age

17

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

December 2023

previous names

N/A

accountant

HAINES WATTS

auditor

-

address

the hayloft 1-2 pickwick park, park lane, corsham, SN13 0HN

Bank

-

Legal Advisor

-

integrated financial solutions limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to integrated financial solutions limited.

integrated financial solutions limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for INTEGRATED FINANCIAL SOLUTIONS LIMITED. This can take several minutes, an email will notify you when this has completed.

integrated financial solutions limited Companies House Filings - See Documents

datedescriptionview/download