cpadjusting limited
cpadjusting limited Company Information
Company Number
06802650
Next Accounts
Mar 2025
Shareholders
questgates limited
Group Structure
View All
Industry
Other activities auxiliary to insurance and pension funding
Registered Address
11a the wharf bridge street, birmingham, B1 2JS
Website
www.cpadjusting.comcpadjusting limited Estimated Valuation
Pomanda estimates the enterprise value of CPADJUSTING LIMITED at £1.3m based on a Turnover of £1.7m and 0.77x industry multiple (adjusted for size and gross margin).
cpadjusting limited Estimated Valuation
Pomanda estimates the enterprise value of CPADJUSTING LIMITED at £4.3m based on an EBITDA of £878.5k and a 4.87x industry multiple (adjusted for size and gross margin).
cpadjusting limited Estimated Valuation
Pomanda estimates the enterprise value of CPADJUSTING LIMITED at £6.9m based on Net Assets of £3.4m and 2.06x industry multiple (adjusted for liquidity).
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Cpadjusting Limited Overview
Cpadjusting Limited is a live company located in birmingham, B1 2JS with a Companies House number of 06802650. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in January 2009, it's largest shareholder is questgates limited with a 100% stake. Cpadjusting Limited is a established, small sized company, Pomanda has estimated its turnover at £1.7m with healthy growth in recent years.
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Cpadjusting Limited Health Check
Pomanda's financial health check has awarded Cpadjusting Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs
6 Strong
3 Regular
2 Weak
Size
annual sales of £1.7m, make it in line with the average company (£1.5m)
- Cpadjusting Limited
£1.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 8%, show it is growing at a faster rate (5.9%)
- Cpadjusting Limited
5.9% - Industry AVG
Production
with a gross margin of 89.2%, this company has a comparable cost of product (100%)
- Cpadjusting Limited
100% - Industry AVG
Profitability
an operating margin of 49.9% make it more profitable than the average company (10.6%)
- Cpadjusting Limited
10.6% - Industry AVG
Employees
with 30 employees, this is above the industry average (9)
30 - Cpadjusting Limited
9 - Industry AVG
Pay Structure
on an average salary of £55.9k, the company has an equivalent pay structure (£55.9k)
- Cpadjusting Limited
£55.9k - Industry AVG
Efficiency
resulting in sales per employee of £56.6k, this is less efficient (£120.3k)
- Cpadjusting Limited
£120.3k - Industry AVG
Debtor Days
it gets paid by customers after 90 days, this is later than average (50 days)
- Cpadjusting Limited
50 days - Industry AVG
Creditor Days
its suppliers are paid after 323 days, this is slower than average (70 days)
- Cpadjusting Limited
70 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Cpadjusting Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 98 weeks, this is more cash available to meet short term requirements (46 weeks)
98 weeks - Cpadjusting Limited
46 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 10%, this is a lower level of debt than the average (54.8%)
10% - Cpadjusting Limited
54.8% - Industry AVG
CPADJUSTING LIMITED financials
Cpadjusting Limited's latest turnover from June 2023 is estimated at £1.7 million and the company has net assets of £3.4 million. According to their latest financial statements, Cpadjusting Limited has 30 employees and maintains cash reserves of £705.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | ||||||||||||||
| Tax | ||||||||||||||
| Profit After Tax | ||||||||||||||
| Dividends Paid | ||||||||||||||
| Retained Profit | ||||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 30 | 25 | 31 | 30 | 29 | 25 | 25 | 26 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 30,216 | 50,645 | 69,861 | 60,562 | 44,942 | 68,970 | 44,659 | 55,759 | 73,361 | 32,969 | 41,452 | 37,524 | 62,598 | 52,431 |
| Intangible Assets | 3,398 | 6,794 | 10,190 | 13,586 | 16,982 | 20,378 | 23,774 | 27,170 | 24,037 | |||||
| Investments & Other | 76 | 76 | 76 | 76 | 101 | 101 | 100 | 100 | ||||||
| Debtors (Due After 1 year) | ||||||||||||||
| Total Fixed Assets | 30,216 | 50,721 | 69,937 | 60,638 | 45,018 | 72,469 | 51,554 | 66,049 | 87,047 | 49,951 | 61,830 | 61,298 | 89,768 | 76,468 |
| Stock & work in progress | 987,008 | 749,178 | 434,967 | 438,038 | 438,230 | 473,637 | 390,488 | 373,313 | 352,726 | 337,482 | 309,553 | 286,311 | ||
| Trade Debtors | 419,788 | 356,440 | 347,123 | 282,605 | 263,378 | 187,244 | 134,867 | 217,416 | 246,410 | 256,594 | 328,084 | 319,717 | 284,706 | 273,243 |
| Group Debtors | 2,496,555 | 642,403 | ||||||||||||
| Misc Debtors | 92,776 | 384,996 | 163,253 | 217,519 | 276,476 | 254,723 | 195,616 | 50,657 | ||||||
| Cash | 705,487 | 1,953,987 | 1,300,380 | 692,475 | 644,162 | 530,650 | 432,042 | 303,889 | 279,053 | 131,402 | 93,305 | 83,053 | 137,775 | 67,559 |
| misc current assets | ||||||||||||||
| total current assets | 3,714,606 | 3,337,826 | 2,797,764 | 1,941,777 | 1,618,983 | 1,410,655 | 1,200,755 | 1,045,599 | 915,951 | 761,309 | 774,115 | 740,252 | 732,034 | 627,113 |
| total assets | 3,744,822 | 3,388,547 | 2,867,701 | 2,002,415 | 1,664,001 | 1,483,124 | 1,252,309 | 1,111,648 | 1,002,998 | 811,260 | 835,945 | 801,550 | 821,802 | 703,581 |
| Bank overdraft | 52,064 | 18,668 | 76,165 | |||||||||||
| Bank loan | 75,000 | 56,250 | 12,742 | |||||||||||
| Trade Creditors | 162,745 | 80,235 | 147,058 | 69,229 | 41,589 | 45,381 | 14,965 | 36,851 | 383,411 | 455,379 | 575,908 | 562,811 | 660,046 | 526,199 |
| Group/Directors Accounts | 35,908 | 41,211 | 38,758 | 38,758 | 46,139 | 125,118 | 197,337 | |||||||
| other short term finances | 89,367 | 74,187 | 73,498 | 85,772 | ||||||||||
| hp & lease commitments | 5,444 | 13,147 | 13,599 | |||||||||||
| other current liabilities | 172,680 | 517,229 | 331,557 | 273,989 | 238,264 | 214,680 | 199,192 | 155,910 | ||||||
| total current liabilities | 371,333 | 672,464 | 717,507 | 480,275 | 481,421 | 405,571 | 339,275 | 402,840 | 383,411 | 455,379 | 575,908 | 562,811 | 660,046 | 526,199 |
| loans | 18,750 | 93,750 | ||||||||||||
| hp & lease commitments | 5,444 | 18,591 | ||||||||||||
| Accruals and Deferred Income | ||||||||||||||
| other liabilities | 12,753 | 1,293 | 3,406 | 35,150 | 72,887 | 104,583 | ||||||||
| provisions | 4,812 | 10,332 | 11,379 | 7,443 | 3,441 | 6,755 | 4,494 | 6,078 | 8,791 | 387 | 3,482 | 10,387 | 9,669 | |
| total long term liabilities | 4,812 | 29,082 | 105,129 | 7,443 | 8,885 | 25,346 | 4,494 | 6,078 | 21,544 | 1,293 | 3,793 | 38,632 | 83,274 | 114,252 |
| total liabilities | 376,145 | 701,546 | 822,636 | 487,718 | 490,306 | 430,917 | 343,769 | 408,918 | 404,955 | 456,672 | 579,701 | 601,443 | 743,320 | 640,451 |
| net assets | 3,368,677 | 2,687,001 | 2,045,065 | 1,514,697 | 1,173,695 | 1,052,207 | 908,540 | 702,730 | 598,043 | 354,588 | 256,244 | 200,107 | 78,482 | 63,130 |
| total shareholders funds | 3,368,677 | 2,687,001 | 2,045,065 | 1,514,697 | 1,173,695 | 1,052,207 | 908,540 | 702,730 | 598,043 | 354,588 | 256,244 | 200,107 | 78,482 | 63,130 |
| Jun 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 30,890 | 34,614 | 33,292 | 29,932 | 31,997 | 22,610 | 20,013 | 20,398 | 18,417 | 16,469 | 24,868 | 31,083 | 25,544 | 12,214 |
| Amortisation | 3,398 | 3,396 | 3,396 | 3,396 | 3,396 | 3,396 | 3,396 | 3,396 | 3,396 | 2,671 | ||||
| Tax | ||||||||||||||
| Stock | -987,008 | 237,830 | 314,211 | -3,071 | -192 | -35,407 | 83,149 | 17,175 | 20,587 | 15,244 | 27,929 | 23,242 | 286,311 | |
| Debtors | 1,625,280 | 873,463 | 10,252 | -39,730 | 97,887 | 111,484 | 62,410 | 21,663 | -10,184 | -71,490 | 8,367 | 35,011 | 11,463 | 273,243 |
| Creditors | 82,510 | -66,823 | 77,829 | 27,640 | -3,792 | 30,416 | -21,886 | -346,560 | -71,968 | -120,529 | 13,097 | -97,235 | 133,847 | 526,199 |
| Accruals and Deferred Income | -344,549 | 185,672 | 57,568 | 35,725 | 23,584 | 15,488 | 43,282 | 155,910 | ||||||
| Deferred Taxes & Provisions | -5,520 | -1,047 | 3,936 | 4,002 | -3,314 | 2,261 | -1,584 | -2,713 | 8,791 | -387 | -3,095 | -6,905 | 718 | 9,669 |
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | -76 | -25 | 1 | 100 | ||||||||||
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | -75,000 | 18,750 | 56,250 | -12,742 | 12,742 | |||||||||
| Group/Directors Accounts | 35,908 | -41,211 | 2,453 | -7,381 | -78,979 | -72,219 | 197,337 | |||||||
| Other Short Term Loans | -89,367 | 15,180 | 689 | -12,274 | 85,772 | |||||||||
| Long term loans | -18,750 | -75,000 | 93,750 | |||||||||||
| Hire Purchase and Lease Commitments | -5,444 | -13,147 | -13,599 | 32,190 | ||||||||||
| other long term liabilities | -12,753 | 11,460 | -2,113 | -31,744 | -37,737 | -31,696 | 104,583 | |||||||
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | -1,248,500 | 653,607 | 607,905 | 48,313 | 113,512 | 98,608 | 128,153 | 24,836 | 147,651 | 38,097 | 10,252 | -54,722 | 70,216 | 67,559 |
| overdraft | -52,064 | 33,396 | -57,497 | 76,165 | ||||||||||
| change in cash | -1,248,500 | 705,671 | 574,509 | 105,810 | 37,347 | 98,608 | 128,153 | 24,836 | 147,651 | 38,097 | 10,252 | -54,722 | 70,216 | 67,559 |
cpadjusting limited Credit Report and Business Information
Cpadjusting Limited Competitor Analysis
Perform a competitor analysis for cpadjusting limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in B 1 area or any other competitors across 12 key performance metrics.
cpadjusting limited Ownership
CPADJUSTING LIMITED group structure
Cpadjusting Limited has 1 subsidiary company.
Ultimate parent company
2 parents
CPADJUSTING LIMITED
06802650
1 subsidiary
cpadjusting limited directors
Cpadjusting Limited currently has 3 directors. The longest serving directors include Mr Stephen Maer (Oct 2022) and Mr Christopher Hall (Oct 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stephen Maer | England | 52 years | Oct 2022 | - | Director |
| Mr Christopher Hall | United Kingdom | 66 years | Oct 2022 | - | Director |
| Mr Gregory Laker | England | 55 years | Oct 2022 | - | Director |
P&L
June 2023turnover
1.7m
+30%
operating profit
847.6k
0%
gross margin
89.2%
-1.83%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2023net assets
3.4m
+0.25%
total assets
3.7m
+0.11%
cash
705.5k
-0.64%
net assets
Total assets minus all liabilities
cpadjusting limited company details
company number
06802650
Type
Private limited with Share Capital
industry
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
January 2009
age
16
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
June 2023
previous names
croston whyte limited (May 2009)
accountant
-
auditor
-
address
11a the wharf bridge street, birmingham, B1 2JS
Bank
-
Legal Advisor
-
cpadjusting limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to cpadjusting limited. Currently there are 1 open charges and 0 have been satisfied in the past.
cpadjusting limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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cpadjusting limited Companies House Filings - See Documents
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