retirement line limited
retirement line limited Company Information
Company Number
06976976
Next Accounts
Dec 2025
Industry
Other activities auxiliary to insurance and pension funding
Shareholders
david norman slater
carol slater
Group Structure
View All
Contact
Registered Address
52 forder way, hampton, peterborough, PE7 8JB
Website
www.retirementline.co.ukretirement line limited Estimated Valuation
Pomanda estimates the enterprise value of RETIREMENT LINE LIMITED at £7.1m based on a Turnover of £9.2m and 0.77x industry multiple (adjusted for size and gross margin).
retirement line limited Estimated Valuation
Pomanda estimates the enterprise value of RETIREMENT LINE LIMITED at £13.1m based on an EBITDA of £2.6m and a 4.96x industry multiple (adjusted for size and gross margin).
retirement line limited Estimated Valuation
Pomanda estimates the enterprise value of RETIREMENT LINE LIMITED at £10.8m based on Net Assets of £5.5m and 1.98x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Retirement Line Limited Overview
Retirement Line Limited is a live company located in peterborough, PE7 8JB with a Companies House number of 06976976. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in July 2009, it's largest shareholder is david norman slater with a 53.7% stake. Retirement Line Limited is a established, mid sized company, Pomanda has estimated its turnover at £9.2m with high growth in recent years.
Upgrade for unlimited company reports & a free credit check
Retirement Line Limited Health Check
Pomanda's financial health check has awarded Retirement Line Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 8 measures and has 2 areas for improvement. Company Health Check FAQs
8 Strong
1 Regular
2 Weak
Size
annual sales of £9.2m, make it larger than the average company (£1.5m)
£9.2m - Retirement Line Limited
£1.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 27%, show it is growing at a faster rate (7.6%)
- Retirement Line Limited
7.6% - Industry AVG
Production
with a gross margin of 39%, this company has a higher cost of product (100%)
39% - Retirement Line Limited
100% - Industry AVG
Profitability
an operating margin of 27.7% make it more profitable than the average company (10.4%)
27.7% - Retirement Line Limited
10.4% - Industry AVG
Employees
with 60 employees, this is above the industry average (8)
60 - Retirement Line Limited
8 - Industry AVG
Pay Structure
on an average salary of £70.5k, the company has an equivalent pay structure (£58.8k)
£70.5k - Retirement Line Limited
£58.8k - Industry AVG
Efficiency
resulting in sales per employee of £154.1k, this is more efficient (£121.1k)
£154.1k - Retirement Line Limited
£121.1k - Industry AVG
Debtor Days
it gets paid by customers after 2 days, this is earlier than average (46 days)
2 days - Retirement Line Limited
46 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (53 days)
0 days - Retirement Line Limited
53 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Retirement Line Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 189 weeks, this is more cash available to meet short term requirements (45 weeks)
189 weeks - Retirement Line Limited
45 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 21.8%, this is a lower level of debt than the average (53.2%)
21.8% - Retirement Line Limited
53.2% - Industry AVG
RETIREMENT LINE LIMITED financials
Retirement Line Limited's latest turnover from March 2024 is £9.2 million and the company has net assets of £5.5 million. According to their latest financial statements, Retirement Line Limited has 60 employees and maintains cash reserves of £5.4 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 9,246,298 | 6,176,202 | |||||||||||||
| Other Income Or Grants | 0 | 0 | |||||||||||||
| Cost Of Sales | 5,641,517 | 4,139,805 | |||||||||||||
| Gross Profit | 3,604,781 | 2,036,397 | |||||||||||||
| Admin Expenses | 1,041,744 | 801,006 | |||||||||||||
| Operating Profit | 2,563,037 | 1,235,391 | |||||||||||||
| Interest Payable | 382 | 0 | |||||||||||||
| Interest Receivable | 34,498 | 9,608 | |||||||||||||
| Pre-Tax Profit | 2,145,869 | 1,244,999 | |||||||||||||
| Tax | -645,740 | -209,790 | |||||||||||||
| Profit After Tax | 1,500,129 | 1,035,209 | |||||||||||||
| Dividends Paid | 599,450 | 44,650 | |||||||||||||
| Retained Profit | 900,679 | 990,559 | |||||||||||||
| Employee Costs | 4,228,178 | 2,592,877 | |||||||||||||
| Number Of Employees | 60 | 51 | 49 | 45 | 47 | 45 | 43 | 42 | 32 | ||||||
| EBITDA* | 2,636,083 | 1,294,320 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 234,785 | 192,610 | 231,382 | 105,588 | 108,141 | 38,528 | 25,981 | 24,803 | 24,991 | 28,769 | 44,895 | 45,657 | 10,400 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 9,500 | 19,000 | 28,500 | 38,000 | 47,500 | 57,000 | 66,500 | 76,000 | 85,500 | 95,000 |
| Investments & Other | 9,489 | 60,773 | 60,773 | 60,773 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 244,274 | 253,383 | 292,155 | 166,361 | 108,141 | 48,028 | 44,981 | 53,303 | 62,991 | 76,269 | 101,897 | 112,159 | 86,402 | 85,500 | 95,000 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 70,150 | 70,150 | 0 | 0 | 0 | 5,854 | 2,297 | 1,326 | 2,923 | 205,881 | 386,241 | 87,559 | 19,245 | 28,818 | 1,000 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 1,302,943 | 518,860 | 698,868 | 398,279 | 456,247 | 451,658 | 313,101 | 380,245 | 136,451 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 5,386,685 | 4,628,444 | 3,410,901 | 2,636,347 | 2,228,851 | 1,966,387 | 1,001,073 | 463,662 | 276,487 | 131,212 | 402,937 | 110,584 | 67,161 | 15,825 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 6,759,778 | 5,217,454 | 4,109,769 | 3,034,626 | 2,685,098 | 2,423,899 | 1,316,471 | 845,233 | 415,861 | 337,093 | 789,178 | 198,143 | 86,406 | 44,643 | 1,000 |
| total assets | 7,004,052 | 5,470,837 | 4,401,924 | 3,200,987 | 2,793,239 | 2,471,927 | 1,361,452 | 898,536 | 478,852 | 413,362 | 891,075 | 310,302 | 172,808 | 130,143 | 96,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 4,099 | 14,160 | 18,675 | 19,553 | 22,508 | 48,254 | 16,929 | 61,492 | 85,380 | 219,296 | 512,707 | 224,224 | 205,983 | 100,894 | 95,000 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 1,472,840 | 842,624 | 763,199 | 512,442 | 423,303 | 751,348 | 334,850 | 381,351 | 105,133 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 1,476,939 | 856,784 | 781,874 | 531,995 | 445,811 | 799,602 | 351,779 | 442,843 | 190,513 | 219,296 | 512,707 | 224,224 | 205,983 | 100,894 | 95,000 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 80,000 | 80,000 | 0 |
| provisions | 50,327 | 37,946 | 34,502 | 8,525 | 6,478 | 6,841 | 4,352 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 50,327 | 37,946 | 34,502 | 8,525 | 6,478 | 6,841 | 4,352 | 0 | 0 | 0 | 0 | 0 | 80,000 | 80,000 | 0 |
| total liabilities | 1,527,266 | 894,730 | 816,376 | 540,520 | 452,289 | 806,443 | 356,131 | 442,843 | 190,513 | 219,296 | 512,707 | 224,224 | 285,983 | 180,894 | 95,000 |
| net assets | 5,476,786 | 4,576,107 | 3,585,548 | 2,660,467 | 2,340,950 | 1,665,484 | 1,005,321 | 455,693 | 288,339 | 194,066 | 378,368 | 86,078 | -113,175 | -50,751 | 1,000 |
| total shareholders funds | 5,476,786 | 4,576,107 | 3,585,548 | 2,660,467 | 2,340,950 | 1,665,484 | 1,005,321 | 455,693 | 288,339 | 194,066 | 378,368 | 86,078 | -113,175 | -50,751 | 1,000 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 2,563,037 | 1,235,391 | |||||||||||||
| Depreciation | 73,046 | 58,929 | 72,213 | 115,835 | 35,522 | 9,632 | 6,496 | 6,201 | 6,247 | 7,191 | 12,396 | 12,977 | 2,600 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 9,500 | 9,500 | 9,500 | 9,500 | 9,500 | 9,500 | 9,500 | 9,500 | 9,500 | 9,500 | 0 |
| Tax | -645,740 | -209,790 | |||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 784,083 | -109,858 | 300,589 | -57,968 | -1,265 | 142,114 | -66,173 | 242,197 | -66,507 | -180,360 | 298,682 | 68,314 | -9,573 | 27,818 | 1,000 |
| Creditors | -10,061 | -4,515 | -878 | -2,955 | -25,746 | 31,325 | -44,563 | -23,888 | -133,916 | -293,411 | 288,483 | 18,241 | 105,089 | 5,894 | 95,000 |
| Accruals and Deferred Income | 630,216 | 79,425 | 250,757 | 89,139 | -328,045 | 416,498 | -46,501 | 276,218 | 105,133 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 12,381 | 3,444 | 25,977 | 2,047 | -363 | 2,489 | 4,352 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 1,838,796 | 1,272,742 | |||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | 0 | 0 | |||||||||||||
| Change in Investments | -51,284 | 0 | 0 | 60,773 | 0 | 0 | 0 | 0 | 0 | -2 | 0 | 0 | 2 | 0 | 0 |
| cash flow from investments | 51,284 | 0 | |||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -80,000 | 0 | 80,000 | 0 |
| share issue | |||||||||||||||
| interest | 34,116 | 9,608 | |||||||||||||
| cash flow from financing | 34,116 | 9,608 | |||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 758,241 | 1,217,543 | 774,554 | 407,496 | 262,464 | 965,314 | 537,411 | 187,175 | 145,275 | -271,725 | 292,353 | 43,423 | 51,336 | 15,825 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 758,241 | 1,217,543 | 774,554 | 407,496 | 262,464 | 965,314 | 537,411 | 187,175 | 145,275 | -271,725 | 292,353 | 43,423 | 51,336 | 15,825 | 0 |
retirement line limited Credit Report and Business Information
Retirement Line Limited Competitor Analysis
Perform a competitor analysis for retirement line limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in PE7 area or any other competitors across 12 key performance metrics.
retirement line limited Ownership
RETIREMENT LINE LIMITED group structure
Retirement Line Limited has no subsidiary companies.
Ultimate parent company
RETIREMENT LINE LIMITED
06976976
retirement line limited directors
Retirement Line Limited currently has 3 directors. The longest serving directors include Mr David Slater (Feb 2012) and Mr Craig Slater (Apr 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr David Slater | 84 years | Feb 2012 | - | Director | |
| Mr Craig Slater | England | 42 years | Apr 2015 | - | Director |
| Mrs Hayley Tattersall | 44 years | Feb 2022 | - | Director |
P&L
March 2024turnover
9.2m
+50%
operating profit
2.6m
+107%
gross margin
39%
+18.24%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
5.5m
+0.2%
total assets
7m
+0.28%
cash
5.4m
+0.16%
net assets
Total assets minus all liabilities
retirement line limited company details
company number
06976976
Type
Private limited with Share Capital
industry
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
July 2009
age
15
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2024
previous names
annuity line limited (September 2015)
the annuity clearing house limited (January 2013)
accountant
-
auditor
PRICE BAILEY LLP
address
52 forder way, hampton, peterborough, PE7 8JB
Bank
-
Legal Advisor
-
retirement line limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to retirement line limited.
retirement line limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for RETIREMENT LINE LIMITED. This can take several minutes, an email will notify you when this has completed.
retirement line limited Companies House Filings - See Documents
| date | description | view/download |
|---|
