ebury mass payments limited
ebury mass payments limited Company Information
Company Number
07061945
Next Accounts
Jan 2026
Shareholders
ebury mass payments holdco limited
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
fourth floor, 80-100, victoria street, london, SW1E 5JL
Website
http://thefxfirm.comebury mass payments limited Estimated Valuation
Pomanda estimates the enterprise value of EBURY MASS PAYMENTS LIMITED at £44.4m based on a Turnover of £26.8m and 1.66x industry multiple (adjusted for size and gross margin).
ebury mass payments limited Estimated Valuation
Pomanda estimates the enterprise value of EBURY MASS PAYMENTS LIMITED at £24.1m based on an EBITDA of £4.2m and a 5.72x industry multiple (adjusted for size and gross margin).
ebury mass payments limited Estimated Valuation
Pomanda estimates the enterprise value of EBURY MASS PAYMENTS LIMITED at £6.6m based on Net Assets of £5.1m and 1.31x industry multiple (adjusted for liquidity).
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Ebury Mass Payments Limited Overview
Ebury Mass Payments Limited is a live company located in london, SW1E 5JL with a Companies House number of 07061945. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2009, it's largest shareholder is ebury mass payments holdco limited with a 100% stake. Ebury Mass Payments Limited is a established, large sized company, Pomanda has estimated its turnover at £26.8m with rapid growth in recent years.
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Ebury Mass Payments Limited Health Check
Pomanda's financial health check has awarded Ebury Mass Payments Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 3 areas for improvement. Company Health Check FAQs
7 Strong
1 Regular
3 Weak
Size
annual sales of £26.8m, make it larger than the average company (£5.5m)
£26.8m - Ebury Mass Payments Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 47%, show it is growing at a faster rate (7.2%)
47% - Ebury Mass Payments Limited
7.2% - Industry AVG
Production
with a gross margin of 33.8%, this company has a higher cost of product (53.3%)
33.8% - Ebury Mass Payments Limited
53.3% - Industry AVG
Profitability
an operating margin of 15.3% make it more profitable than the average company (8.9%)
15.3% - Ebury Mass Payments Limited
8.9% - Industry AVG
Employees
with 45 employees, this is above the industry average (12)
45 - Ebury Mass Payments Limited
12 - Industry AVG
Pay Structure
on an average salary of £67.4k, the company has an equivalent pay structure (£80.5k)
£67.4k - Ebury Mass Payments Limited
£80.5k - Industry AVG
Efficiency
resulting in sales per employee of £595.4k, this is more efficient (£219.1k)
£595.4k - Ebury Mass Payments Limited
£219.1k - Industry AVG
Debtor Days
it gets paid by customers after 185 days, this is later than average (32 days)
185 days - Ebury Mass Payments Limited
32 days - Industry AVG
Creditor Days
its suppliers are paid after 2249 days, this is slower than average (40 days)
2249 days - Ebury Mass Payments Limited
40 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ebury Mass Payments Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 47 weeks, this is more cash available to meet short term requirements (28 weeks)
47 weeks - Ebury Mass Payments Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 95.6%, this is a higher level of debt than the average (70.2%)
95.6% - Ebury Mass Payments Limited
70.2% - Industry AVG
EBURY MASS PAYMENTS LIMITED financials
Ebury Mass Payments Limited's latest turnover from April 2024 is £26.8 million and the company has net assets of £5.1 million. According to their latest financial statements, Ebury Mass Payments Limited has 45 employees and maintains cash reserves of £100.2 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Oct 2011 | Oct 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 26,794,000 | 17,732,000 | 12,179,617 | 8,372,520 | ||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | 17,734,000 | 11,666,000 | 6,334,738 | 3,734,100 | ||||||||||
| Gross Profit | 9,060,000 | 6,066,000 | 5,844,879 | 4,638,420 | ||||||||||
| Admin Expenses | 4,962,000 | 4,078,000 | 3,224,137 | 2,526,678 | ||||||||||
| Operating Profit | 4,098,000 | 1,988,000 | 2,620,742 | 2,111,742 | ||||||||||
| Interest Payable | 35,000 | 33,000 | 44,444 | 13,171 | ||||||||||
| Interest Receivable | 674,000 | 58,000 | 38,029 | 24,000 | ||||||||||
| Pre-Tax Profit | 4,806,000 | 2,013,000 | 2,614,327 | 2,122,571 | ||||||||||
| Tax | -519,000 | -527,000 | ||||||||||||
| Profit After Tax | 4,287,000 | 1,486,000 | 2,614,327 | 2,122,571 | ||||||||||
| Dividends Paid | 7,267,000 | 357,599 | ||||||||||||
| Retained Profit | -2,980,000 | 1,486,000 | 2,256,728 | 2,122,571 | ||||||||||
| Employee Costs | 3,032,000 | 1,829,000 | 1,475,361 | 1,154,841 | ||||||||||
| Number Of Employees | 45 | 38 | 32 | 26 | 31 | 18 | 17 | 17 | ||||||
| EBITDA* | 4,220,000 | 2,113,000 | 2,638,080 | 2,128,118 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Oct 2011 | Oct 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 41,000 | 35,000 | 38,592 | 34,752 | 42,059 | 49,494 | 27,375 | 30,701 | 35,151 | 33,208 | 5,763 | 4,688 | 4,537 | 5,833 |
| Intangible Assets | 975,000 | 546,000 | ||||||||||||
| Investments & Other | ||||||||||||||
| Debtors (Due After 1 year) | ||||||||||||||
| Total Fixed Assets | 1,016,000 | 581,000 | 38,592 | 34,752 | 42,059 | 49,494 | 27,375 | 30,701 | 35,151 | 33,208 | 5,763 | 4,688 | 4,537 | 5,833 |
| Stock & work in progress | ||||||||||||||
| Trade Debtors | 13,624,000 | 5,153,000 | 22,808 | 3,761 | 29,059 | 8,564 | 3,840 | 35,653 | 251,587 | 141,587 | 171,153 | 184,688 | 136,662 | 2,465 |
| Group Debtors | 1,718,389 | 1,838,589 | 1,558,351 | 740,042 | 162,734 | |||||||||
| Misc Debtors | 2,547,804 | 1,277,833 | 1,069,420 | 635,132 | 625,089 | 641,697 | 107,097 | |||||||
| Cash | 100,193,000 | 68,554,000 | 42,772,310 | 25,008,869 | 439,698 | 248,667 | 200,631 | 143,148 | 511,900 | 442,692 | 65,017 | 34,673 | 17,164 | 24,525 |
| misc current assets | ||||||||||||||
| total current assets | 113,817,000 | 73,707,000 | 47,061,311 | 28,129,052 | 3,096,528 | 1,632,405 | 992,294 | 820,498 | 763,487 | 584,279 | 236,170 | 219,361 | 153,826 | 134,087 |
| total assets | 114,833,000 | 74,288,000 | 47,099,903 | 28,163,804 | 3,138,587 | 1,681,899 | 1,019,669 | 851,199 | 798,638 | 617,487 | 241,933 | 224,049 | 158,363 | 139,920 |
| Bank overdraft | 29,073 | 1,120 | ||||||||||||
| Bank loan | ||||||||||||||
| Trade Creditors | 109,283,000 | 65,651,000 | 494,448 | 292,880 | 85,401 | 104,797 | 110,089 | 23,016 | 262,986 | 432,580 | 56,266 | 39,654 | 220,737 | 207,117 |
| Group/Directors Accounts | 2,992,503 | 805,880 | 139,843 | |||||||||||
| other short term finances | ||||||||||||||
| hp & lease commitments | 110,000 | 104,000 | ||||||||||||
| other current liabilities | 36,954,305 | 22,692,198 | 663,068 | 360,034 | 214,821 | 291,161 | ||||||||
| total current liabilities | 109,393,000 | 65,755,000 | 40,470,329 | 23,790,958 | 888,312 | 465,951 | 324,910 | 314,177 | 262,986 | 432,580 | 56,266 | 39,654 | 220,737 | 207,117 |
| loans | 712,000 | 932,000 | ||||||||||||
| hp & lease commitments | 356,000 | 466,000 | ||||||||||||
| Accruals and Deferred Income | ||||||||||||||
| other liabilities | ||||||||||||||
| provisions | ||||||||||||||
| total long term liabilities | 356,000 | 466,000 | ||||||||||||
| total liabilities | 109,749,000 | 66,221,000 | 40,470,329 | 23,790,958 | 888,312 | 465,951 | 324,910 | 314,177 | 262,986 | 432,580 | 56,266 | 39,654 | 220,737 | 207,117 |
| net assets | 5,084,000 | 8,067,000 | 6,629,574 | 4,372,846 | 2,250,275 | 1,215,948 | 694,759 | 537,022 | 535,652 | 184,907 | 185,667 | 184,395 | -62,374 | -67,197 |
| total shareholders funds | 5,084,000 | 8,067,000 | 6,629,574 | 4,372,846 | 2,250,275 | 1,215,948 | 694,759 | 537,022 | 535,652 | 184,907 | 185,667 | 184,395 | -62,374 | -67,197 |
| Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Oct 2011 | Oct 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 4,098,000 | 1,988,000 | 2,620,742 | 2,111,742 | ||||||||||
| Depreciation | 15,000 | 15,000 | 17,338 | 16,376 | 17,933 | 22,320 | 17,884 | 10,234 | 9,617 | 5,499 | 1,454 | 2,175 | 1,512 | 1,945 |
| Amortisation | 107,000 | 110,000 | ||||||||||||
| Tax | -519,000 | -527,000 | ||||||||||||
| Stock | ||||||||||||||
| Debtors | 8,471,000 | 863,999 | 1,168,818 | 463,353 | 1,273,092 | 592,075 | 114,313 | 425,763 | 110,000 | -29,566 | -13,535 | 184,688 | 27,100 | 109,562 |
| Creditors | 43,632,000 | 65,156,552 | 201,568 | 207,479 | -19,396 | -5,292 | 87,073 | -239,970 | -169,594 | 376,314 | 16,612 | 39,654 | 13,620 | 207,117 |
| Accruals and Deferred Income | -36,954,305 | 14,262,107 | 22,029,130 | 303,034 | 145,213 | -76,340 | 291,161 | |||||||
| Deferred Taxes & Provisions | ||||||||||||||
| Cash flow from operations | 38,862,000 | 28,924,248 | 15,932,937 | 23,901,374 | ||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | ||||||||||||||
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | ||||||||||||||
| Group/Directors Accounts | -2,992,503 | 2,186,623 | 666,037 | 139,843 | ||||||||||
| Other Short Term Loans | ||||||||||||||
| Long term loans | -220,000 | 932,000 | ||||||||||||
| Hire Purchase and Lease Commitments | -104,000 | 570,000 | ||||||||||||
| other long term liabilities | ||||||||||||||
| share issue | ||||||||||||||
| interest | 639,000 | 25,000 | -6,415 | 10,829 | ||||||||||
| cash flow from financing | 312,000 | -1,514,077 | 2,180,208 | 676,866 | ||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | 31,639,000 | 25,781,690 | 17,763,441 | 24,569,171 | 191,031 | 48,036 | 57,483 | -368,752 | 69,208 | 377,675 | 30,344 | 34,673 | -7,361 | 24,525 |
| overdraft | -29,073 | 29,073 | -1,120 | 1,120 | ||||||||||
| change in cash | 31,639,000 | 25,810,763 | 17,734,368 | 24,569,171 | 192,151 | 46,916 | 57,483 | -368,752 | 69,208 | 377,675 | 30,344 | 34,673 | -7,361 | 24,525 |
ebury mass payments limited Credit Report and Business Information
Ebury Mass Payments Limited Competitor Analysis
Perform a competitor analysis for ebury mass payments limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in SW1E area or any other competitors across 12 key performance metrics.
ebury mass payments limited Ownership
EBURY MASS PAYMENTS LIMITED group structure
Ebury Mass Payments Limited has no subsidiary companies.
Ultimate parent company
PAGONXT SL
#0166461
2 parents
EBURY MASS PAYMENTS LIMITED
07061945
ebury mass payments limited directors
Ebury Mass Payments Limited currently has 3 directors. The longest serving directors include Mr Owain Walters (Oct 2009) and Mr Juan Fernandez Lobato (Aug 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Owain Walters | England | 47 years | Oct 2009 | - | Director |
| Mr Juan Fernandez Lobato | United Kingdom | 52 years | Aug 2022 | - | Director |
| Mr Sam Bennett | England | 37 years | Oct 2022 | - | Director |
P&L
April 2024turnover
26.8m
+51%
operating profit
4.1m
+106%
gross margin
33.9%
-1.16%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2024net assets
5.1m
-0.37%
total assets
114.8m
+0.55%
cash
100.2m
+0.46%
net assets
Total assets minus all liabilities
ebury mass payments limited company details
company number
07061945
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
October 2009
age
16
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
April 2024
previous names
frontierpay limited (May 2020)
the fx firm limited (January 2017)
accountant
-
auditor
BARNES ROFFE LLP
address
fourth floor, 80-100, victoria street, london, SW1E 5JL
Bank
-
Legal Advisor
-
ebury mass payments limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to ebury mass payments limited. Currently there are 1 open charges and 2 have been satisfied in the past.
ebury mass payments limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for EBURY MASS PAYMENTS LIMITED. This can take several minutes, an email will notify you when this has completed.
ebury mass payments limited Companies House Filings - See Documents
| date | description | view/download |
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