clv finance uk limited
clv finance uk limited Company Information
Company Number
07085766
Next Accounts
Mar 2025
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Shareholders
clv uk accommodation holdings pty limited a/c 133 253 228
Group Structure
View All
Contact
Registered Address
7th floor digital world centre, 1 lowry plaza, manchester, M50 3UB
Website
-clv finance uk limited Estimated Valuation
Pomanda estimates the enterprise value of CLV FINANCE UK LIMITED at £12.2m based on a Turnover of £7.5m and 1.62x industry multiple (adjusted for size and gross margin).
clv finance uk limited Estimated Valuation
Pomanda estimates the enterprise value of CLV FINANCE UK LIMITED at £41.4m based on an EBITDA of £7.5m and a 5.5x industry multiple (adjusted for size and gross margin).
clv finance uk limited Estimated Valuation
Pomanda estimates the enterprise value of CLV FINANCE UK LIMITED at £158.8m based on Net Assets of £86.9m and 1.83x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Clv Finance Uk Limited Overview
Clv Finance Uk Limited is a live company located in manchester, M50 3UB with a Companies House number of 07085766. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in November 2009, it's largest shareholder is clv uk accommodation holdings pty limited a/c 133 253 228 with a 100% stake. Clv Finance Uk Limited is a established, mid sized company, Pomanda has estimated its turnover at £7.5m with high growth in recent years.
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Clv Finance Uk Limited Health Check
Pomanda's financial health check has awarded Clv Finance Uk Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 1 areas for improvement. Company Health Check FAQs
6 Strong
2 Regular
1 Weak
Size
annual sales of £7.5m, make it larger than the average company (£3.4m)
£7.5m - Clv Finance Uk Limited
£3.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 21%, show it is growing at a faster rate (4%)
21% - Clv Finance Uk Limited
4% - Industry AVG
Production
with a gross margin of 65%, this company has a comparable cost of product (65%)
65% - Clv Finance Uk Limited
65% - Industry AVG
Profitability
an operating margin of 99.8% make it more profitable than the average company (19.3%)
99.8% - Clv Finance Uk Limited
19.3% - Industry AVG
Employees
with 22 employees, this is above the industry average (6)
- Clv Finance Uk Limited
6 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Clv Finance Uk Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £343.1k, this is equally as efficient (£353.4k)
- Clv Finance Uk Limited
£353.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Clv Finance Uk Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 1 days, this is quicker than average (27 days)
1 days - Clv Finance Uk Limited
27 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Clv Finance Uk Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 16 weeks, this is more cash available to meet short term requirements (10 weeks)
16 weeks - Clv Finance Uk Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 10.4%, this is a lower level of debt than the average (89.5%)
10.4% - Clv Finance Uk Limited
89.5% - Industry AVG
CLV FINANCE UK LIMITED financials
Clv Finance Uk Limited's latest turnover from June 2023 is £7.5 million and the company has net assets of £86.9 million. According to their latest financial statements, we estimate that Clv Finance Uk Limited has 22 employees and maintains cash reserves of £3.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 7,548,000 | 4,528,000 | 3,744,000 | 4,245,000 | 2,922,000 | 2,640,000 | 2,708,000 | 2,746,000 | 2,417,000 | 1,960,152 | 1,407,282 | 1,344,343 | 974,614 | 198,480 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | |||||||||
| Cost Of Sales | 4,000 | 0 | 442 | 410 | 3 | |||||||||
| Gross Profit | 2,413,000 | 1,407,282 | 1,343,901 | 974,204 | 198,477 | |||||||||
| Admin Expenses | 14,599 | 3,602 | 317,929 | 47,162 | ||||||||||
| Operating Profit | 7,533,000 | 4,528,000 | 3,730,000 | 4,229,000 | 2,901,000 | 2,631,000 | -1,000 | -14,000 | 1,392,683 | 1,340,299 | 656,275 | 151,315 | ||
| Interest Payable | 482,000 | 233,000 | 177,000 | 89,000 | 428,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 312,921 | 48,051 |
| Interest Receivable | 13,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 252 | 8,903 | 0 |
| Pre-Tax Profit | 7,064,000 | 4,295,000 | 3,553,000 | 4,140,000 | 2,473,000 | 2,631,000 | 3,826,000 | 2,732,000 | 2,413,000 | 1,959,927 | 1,392,683 | 1,552,841 | 438,160 | 151,315 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -56,710 | 56,710 | 0 |
| Profit After Tax | 7,064,000 | 4,295,000 | 3,553,000 | 4,140,000 | 2,473,000 | 2,631,000 | 3,826,000 | 2,732,000 | 2,413,000 | 1,959,927 | 1,392,683 | 1,496,131 | 494,870 | 151,315 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 4,643,000 | 1,900,000 | 1,928,000 | 2,012,000 | 2,178,907 | 0 | 0 | 0 | 0 |
| Retained Profit | 7,064,000 | 4,295,000 | 3,553,000 | 4,140,000 | 2,473,000 | -2,012,000 | 1,926,000 | 804,000 | 401,000 | -218,980 | 1,392,683 | -13,442 | 494,870 | 151,315 |
| Employee Costs | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||
| Number Of Employees | ||||||||||||||
| EBITDA* | 7,533,000 | 4,528,000 | 3,730,000 | 4,229,000 | 2,901,000 | 2,631,000 | -1,000 | -14,000 | 1,392,683 | 1,340,299 | 656,275 | 151,315 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25,404,338 | 25,574,982 | 20,152,847 | 8,281,486 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 90,374,000 | 83,450,000 | 72,270,000 | 65,206,000 | 56,971,000 | 49,762,000 | 51,268,000 | 0 | 0 | 60,807,810 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 2,774,000 | 2,594,000 | 2,594,000 | 2,103,000 | 2,450,000 | 3,256,000 | 0 | 52,374,000 | 50,474,000 | 0 | 25,404,338 | 25,574,982 | 20,096,137 | 8,281,486 |
| Total Fixed Assets | 93,148,000 | 86,044,000 | 74,864,000 | 67,309,000 | 59,421,000 | 53,018,000 | 51,268,000 | 52,374,000 | 50,474,000 | 60,807,810 | 25,404,338 | 25,574,982 | 20,152,847 | 8,281,486 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 1,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 636 | 0 | 0 | 0 | 0 |
| Group Debtors | 428,000 | 428,000 | 0 | 171,000 | 0 | 1,643,000 | 1,411,000 | 0 | 0 | 1,251,840 | 0 | 0 | 0 | 0 |
| Misc Debtors | 156,000 | 0 | 0 | 0 | 0 | 1,000 | 1,000 | 1,000 | 1,000 | 0 | 634 | 529 | 674 | 442 |
| Cash | 3,268,000 | 1,260,000 | 431,000 | 864,000 | 1,613,000 | 21,000 | 563,000 | 935,000 | 899,000 | 2,196,720 | 143,959 | 385,485 | 1,633,530 | 10,676,298 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 3,852,000 | 1,689,000 | 431,000 | 1,035,000 | 1,613,000 | 1,665,000 | 1,975,000 | 936,000 | 900,000 | 3,449,196 | 144,593 | 386,014 | 1,634,204 | 10,676,740 |
| total assets | 97,000,000 | 87,733,000 | 75,295,000 | 68,344,000 | 61,034,000 | 54,683,000 | 53,243,000 | 53,310,000 | 51,374,000 | 64,257,006 | 25,548,931 | 25,960,996 | 21,787,051 | 18,958,226 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 11,000 | 15,000 | 11,000 | 12,000 | 14,000 | 15,000 | 0 | 0 | 0 | 0 | 0 | 288 | 0 | 0 |
| Group/Directors Accounts | 10,079,000 | 7,872,000 | 7,986,000 | 4,587,000 | 0 | 1,354,000 | 1,356,000 | 2,000 | 7,000 | 3,793 | 0 | 0 | 63,345 | 10,723,463 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 14,000 | 14,000 | 6,000 | 6,000 | 0 | 0 | 0 | 0 | 19,967 | 17,981 | 6,363 | 0 |
| total current liabilities | 10,090,000 | 7,887,000 | 8,011,000 | 4,613,000 | 20,000 | 1,375,000 | 1,356,000 | 2,000 | 7,000 | 3,793 | 19,967 | 18,269 | 69,708 | 10,723,463 |
| loans | 0 | 0 | 0 | 0 | 4,319,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 436,230 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 4,319,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 218,115 | 0 |
| total liabilities | 10,090,000 | 7,887,000 | 8,011,000 | 4,613,000 | 4,339,000 | 1,375,000 | 1,356,000 | 2,000 | 7,000 | 3,793 | 19,967 | 18,269 | 287,823 | 10,723,463 |
| net assets | 86,910,000 | 79,846,000 | 67,284,000 | 63,731,000 | 56,695,000 | 53,308,000 | 51,887,000 | 53,308,000 | 51,367,000 | 64,253,213 | 25,528,964 | 25,942,727 | 21,499,228 | 8,234,763 |
| total shareholders funds | 86,910,000 | 79,846,000 | 67,284,000 | 63,731,000 | 56,695,000 | 53,308,000 | 51,887,000 | 53,308,000 | 51,367,000 | 64,253,213 | 25,528,964 | 25,942,727 | 21,499,228 | 8,234,763 |
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 7,533,000 | 4,528,000 | 3,730,000 | 4,229,000 | 2,901,000 | 2,631,000 | -1,000 | -14,000 | 1,392,683 | 1,340,299 | 656,275 | 151,315 | ||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -56,710 | 56,710 | 0 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 335,000 | 429,000 | 320,000 | -176,000 | -2,450,000 | 3,488,000 | -50,963,000 | 1,900,000 | 49,222,524 | -24,152,496 | -170,539 | 5,478,700 | 11,814,883 | 8,281,928 |
| Creditors | -4,000 | 4,000 | -1,000 | -2,000 | -1,000 | 15,000 | 0 | 0 | 0 | 0 | -288 | 288 | 0 | 0 |
| Accruals and Deferred Income | 0 | -14,000 | 0 | 8,000 | 0 | 6,000 | 0 | 0 | 0 | -19,967 | 1,986 | 11,618 | 6,363 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 7,194,000 | 4,089,000 | 3,409,000 | 4,411,000 | 5,350,000 | -836,000 | 50,962,000 | -1,914,000 | 1,564,920 | -4,183,205 | -11,095,535 | -8,130,613 | ||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 6,924,000 | 11,180,000 | 7,064,000 | 8,235,000 | 7,209,000 | -1,506,000 | 51,268,000 | 0 | -60,807,810 | 60,807,810 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 2,207,000 | -114,000 | 3,399,000 | 4,587,000 | -1,354,000 | -2,000 | 1,354,000 | -5,000 | 3,207 | 3,793 | 0 | -63,345 | -10,660,118 | 10,723,463 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | -4,319,000 | 4,319,000 | 0 | 0 | 0 | 0 | 0 | 0 | -436,230 | 436,230 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | -469,000 | -233,000 | -177,000 | -89,000 | -428,000 | 0 | 0 | 0 | 0 | 0 | 0 | 252 | -304,018 | -48,051 |
| cash flow from financing | 1,738,000 | 7,920,000 | 3,222,000 | 3,075,000 | 3,451,000 | 3,431,000 | -1,993,000 | 1,132,000 | -13,284,006 | 38,947,022 | -1,806,446 | 3,957,618 | 2,241,689 | 18,758,860 |
| cash and cash equivalents | ||||||||||||||
| cash | 2,008,000 | 829,000 | -433,000 | -749,000 | 1,592,000 | -542,000 | -372,000 | 36,000 | -1,297,720 | 2,052,761 | -241,526 | -1,248,045 | -9,042,768 | 10,676,298 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 2,008,000 | 829,000 | -433,000 | -749,000 | 1,592,000 | -542,000 | -372,000 | 36,000 | -1,297,720 | 2,052,761 | -241,526 | -1,248,045 | -9,042,768 | 10,676,298 |
clv finance uk limited Credit Report and Business Information
Clv Finance Uk Limited Competitor Analysis
Perform a competitor analysis for clv finance uk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in M50 area or any other competitors across 12 key performance metrics.
clv finance uk limited Ownership
CLV FINANCE UK LIMITED group structure
Clv Finance Uk Limited has no subsidiary companies.
Ultimate parent company
CAMPUS LIVING UK TRUST
#0074432
CLV UK ACCOMMODATION HOLDINGS PTY LTD AC
#0033667
2 parents
CLV FINANCE UK LIMITED
07085766
clv finance uk limited directors
Clv Finance Uk Limited currently has 2 directors. The longest serving directors include Mr Lee McLean (Mar 2019) and Mr Paul Hicken (May 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Lee McLean | 49 years | Mar 2019 | - | Director | |
| Mr Paul Hicken | United Kingdom | 39 years | May 2021 | - | Director |
P&L
June 2023turnover
7.5m
+67%
operating profit
7.5m
+66%
gross margin
65%
-4.72%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2023net assets
86.9m
+0.09%
total assets
97m
+0.11%
cash
3.3m
+1.59%
net assets
Total assets minus all liabilities
clv finance uk limited company details
company number
07085766
Type
Private limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
November 2009
age
16
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
June 2023
previous names
N/A
accountant
-
auditor
CROWE U.K. LLP
address
7th floor digital world centre, 1 lowry plaza, manchester, M50 3UB
Bank
BARCLAYS BANK PLC
Legal Advisor
-
clv finance uk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to clv finance uk limited. Currently there are 2 open charges and 0 have been satisfied in the past.
clv finance uk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CLV FINANCE UK LIMITED. This can take several minutes, an email will notify you when this has completed.
clv finance uk limited Companies House Filings - See Documents
| date | description | view/download |
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