Pomanda estimates the enterprise value of PERSPECTIVE (GOULD FINANCIAL PLANNING) LIMITED at £729.2k based on a Turnover of £930.3k and 0.78x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of PERSPECTIVE (GOULD FINANCIAL PLANNING) LIMITED at £0 based on an EBITDA of £-234k and a 2.7x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of PERSPECTIVE (GOULD FINANCIAL PLANNING) LIMITED at £907.6k based on Net Assets of £695.5k and 1.31x industry multiple (adjusted for liquidity).
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Perspective (gould Financial Planning) Limited is a live company located in chorley, PR7 1NY with a Companies House number of 07257829. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in May 2010, it's largest shareholder is
pfm group limited
with a 100% stake. Perspective (gould Financial Planning) Limited is a established,
small sized company, Pomanda has estimated its turnover at
£930.3k with
declining
growth in recent years.
Perspective (gould Financial Planning) Limited Health Check
Pomanda's financial health check has awarded Perspective (Gould Financial Planning) Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
Health Rating2.5out of 5
2 Strong
2 Regular
7 Weak
Size
annual sales of £930.3k, make it smaller than the average company (£5.6m)
Perspective (Gould Financial Planning) Limited's latest turnover from December 2023 is estimated at £930.3 thousand and the company has net assets of £695.5 thousand. According to their latest financial statements, Perspective (Gould Financial Planning) Limited has 12 employees and maintains cash reserves of £229.6 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Turnover
930,325
1,087,319
1,156,489
1,182,101
1,199,995
972,055
830,295
1,172,651
1,019,390
517,191
446,595
586,302
506,558
Other Income Or Grants
Cost Of Sales
803,467
916,759
968,789
980,004
996,961
804,602
672,089
888,757
705,328
372,143
325,039
432,078
382,895
Gross Profit
126,858
170,560
187,700
202,097
203,034
167,453
158,206
283,894
314,063
145,048
121,556
154,224
123,663
Admin Expenses
364,452
33,719
-12,029
64,301
113,083
38,811
135,317
232,510
227,629
-22,809
108,626
128,701
69,626
Operating Profit
-237,594
136,841
199,729
137,796
89,951
128,642
22,889
51,384
86,434
167,857
12,930
25,523
54,037
Interest Payable
2,200
9,677
17,544
20,403
10,079
29,250
29,250
Interest Receivable
18,334
14,272
641
133
584
351
184
114
302
430
825
1,081
520
Pre-Tax Profit
-219,260
151,112
200,370
135,728
80,858
111,448
2,670
41,419
86,736
168,286
13,755
-2,646
25,307
Tax
-28,711
-38,070
-25,788
-15,363
-21,175
-507
-8,284
-17,347
-35,340
-3,164
-6,580
Profit After Tax
-219,260
122,401
162,300
109,940
65,495
90,273
2,163
33,135
69,389
132,946
10,591
-2,646
18,727
Dividends Paid
Retained Profit
-219,260
122,401
162,300
109,940
65,495
90,273
2,163
33,135
69,389
132,946
10,591
-2,646
18,727
Employee Costs
992,243
1,268,719
1,158,333
1,194,609
1,179,981
1,157,156
962,780
1,058,326
833,832
123,494
125,912
120,059
121,245
Number Of Employees
12
16
15
16
16
16
14
16
13
2
2
2
2
EBITDA*
-234,023
187,341
250,806
189,505
140,349
184,758
82,892
106,563
135,959
217,349
62,110
73,408
100,082
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Tangible Assets
6,862
8,643
12,959
16,534
15,435
24,739
27,051
28,122
11,466
7,999
6,838
6,338
6,668
Intangible Assets
360,000
405,000
450,000
495,000
540,000
585,000
630,000
675,000
720,000
765,000
810,000
855,000
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
6,862
368,643
417,959
466,534
510,435
564,739
612,051
658,122
686,466
727,999
771,838
816,338
861,668
Stock & work in progress
Trade Debtors
208,899
204,681
161,976
131,479
195,600
173,494
204,146
195,236
Group Debtors
418,239
Misc Debtors
29,530
28,983
233,103
208,073
234,433
43,625
37,227
216,705
231,533
Cash
229,551
468,897
346,636
166,438
99,113
56,665
36,809
36,896
54,425
66,470
105,348
224,465
208,084
misc current assets
total current assets
886,219
702,561
579,739
374,511
333,546
262,266
205,515
253,601
285,958
262,070
278,842
428,611
403,320
total assets
893,081
1,071,204
997,698
841,045
843,981
827,005
817,566
911,723
972,424
990,069
1,050,680
1,244,949
1,264,988
Bank overdraft
Bank loan
Trade Creditors
8,434
3,121
1,823
2,373
2,881
1,956
6,085
1,744
13,632
219,269
242,640
384,481
245,390
Group/Directors Accounts
37,429
37,429
37,429
other short term finances
hp & lease commitments
other current liabilities
188,993
151,209
200,323
205,533
246,838
114,817
100,189
182,840
244,926
total current liabilities
197,427
154,330
202,146
207,906
249,719
154,202
143,703
222,013
258,558
219,269
242,640
384,481
245,390
loans
72,132
214,586
305,238
322,536
900,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
382,566
509,582
680,000
743,119
provisions
200
2,160
3,239
3,126
2,057
3,639
4,320
5,032
2,293
1,600
1,368
1,268
871
total long term liabilities
200
2,160
3,239
3,126
74,189
218,225
309,558
327,568
384,859
511,182
681,368
744,387
900,871
total liabilities
197,627
156,490
205,385
211,032
323,908
372,427
453,261
549,581
643,417
730,451
924,008
1,128,868
1,146,261
net assets
695,454
914,714
792,313
630,013
520,073
454,578
364,305
362,142
329,007
259,618
126,672
116,081
118,727
total shareholders funds
695,454
914,714
792,313
630,013
520,073
454,578
364,305
362,142
329,007
259,618
126,672
116,081
118,727
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Operating Activities
Operating Profit
-237,594
136,841
199,729
137,796
89,951
128,642
22,889
51,384
86,434
167,857
12,930
25,523
54,037
Depreciation
3,571
5,500
6,077
6,709
5,398
11,116
15,003
10,179
4,525
4,492
4,180
2,885
1,045
Amortisation
45,000
45,000
45,000
45,000
45,000
45,000
45,000
45,000
45,000
45,000
45,000
45,000
Tax
-28,711
-38,070
-25,788
-15,363
-21,175
-507
-8,284
-17,347
-35,340
-3,164
-6,580
Stock
Debtors
423,004
561
25,030
-26,360
28,832
36,895
-47,999
-14,828
35,933
22,106
-30,652
8,910
195,236
Creditors
5,313
1,298
-550
-508
925
-4,129
4,341
-11,888
-205,637
-23,371
-141,841
139,091
245,390
Accruals and Deferred Income
37,784
-49,114
-5,210
-41,305
132,021
14,628
-82,651
-62,086
244,926
Deferred Taxes & Provisions
-1,960
-1,079
113
1,069
-1,582
-681
-712
2,739
693
232
100
397
871
Cash flow from operations
-615,890
109,174
182,059
149,333
227,518
136,506
51,362
41,872
122,661
136,764
-52,143
203,986
144,527
Investing Activities
capital expenditure
358,210
-1,184
-2,502
-7,808
3,906
-8,804
-13,932
-26,835
-7,992
-5,653
-4,680
-2,555
-907,713
Change in Investments
cash flow from investments
358,210
-1,184
-2,502
-7,808
3,906
-8,804
-13,932
-26,835
-7,992
-5,653
-4,680
-2,555
-907,713
Financing Activities
Bank loans
Group/Directors Accounts
-37,429
37,429
Other Short Term Loans
Long term loans
-72,132
-142,454
-90,652
-17,298
322,536
-900,000
900,000
Hire Purchase and Lease Commitments
other long term liabilities
-382,566
-127,016
-170,418
-63,119
743,119
share issue
100,000
interest
18,334
14,272
641
-2,067
-9,093
-17,193
-20,219
-9,965
302
430
825
-28,169
-28,730
cash flow from financing
18,334
14,272
641
-74,199
-188,976
-107,845
-37,517
-32,566
-126,714
-169,988
-62,294
-185,050
971,270
cash and cash equivalents
cash
-239,346
122,261
180,198
67,325
42,448
19,856
-87
-17,529
-12,045
-38,878
-119,117
16,381
208,084
overdraft
change in cash
-239,346
122,261
180,198
67,325
42,448
19,856
-87
-17,529
-12,045
-38,878
-119,117
16,381
208,084
perspective (gould financial planning) limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Perspective (Gould Financial Planning) Limited currently has 5 directors.
The longest serving directors include
Mr Andrew Gait (May 2010) and
Hollie Coomer (Jan 2019).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to perspective (gould financial planning) limited.
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perspective (gould financial planning) limitedCompanies House Filings - See Documents
