incepta risk management ltd Company Information
Company Number
07285254
Next Accounts
Jun 2025
Industry
Non-life insurance
Shareholders
howden uk&i holdings limited
Group Structure
View All
Contact
Registered Address
one creechurch place, london, EC3A 5AF
Website
www.inceptagroup.comincepta risk management ltd Estimated Valuation
Pomanda estimates the enterprise value of INCEPTA RISK MANAGEMENT LTD at £1.5m based on a Turnover of £2.7m and 0.57x industry multiple (adjusted for size and gross margin).
incepta risk management ltd Estimated Valuation
Pomanda estimates the enterprise value of INCEPTA RISK MANAGEMENT LTD at £11.3m based on an EBITDA of £1.5m and a 7.64x industry multiple (adjusted for size and gross margin).
incepta risk management ltd Estimated Valuation
Pomanda estimates the enterprise value of INCEPTA RISK MANAGEMENT LTD at £6.9m based on Net Assets of £4.1m and 1.7x industry multiple (adjusted for liquidity).
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Incepta Risk Management Ltd Overview
Incepta Risk Management Ltd is a live company located in london, EC3A 5AF with a Companies House number of 07285254. It operates in the non-life insurance sector, SIC Code 65120. Founded in June 2010, it's largest shareholder is howden uk&i holdings limited with a 100% stake. Incepta Risk Management Ltd is a established, small sized company, Pomanda has estimated its turnover at £2.7m with rapid growth in recent years.
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Incepta Risk Management Ltd Health Check
Pomanda's financial health check has awarded Incepta Risk Management Ltd a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs
6 Strong
1 Regular
3 Weak
Size
annual sales of £2.7m, make it larger than the average company (£2m)
£2.7m - Incepta Risk Management Ltd
£2m - Industry AVG
Growth
3 year (CAGR) sales growth of 51%, show it is growing at a faster rate (7%)
- Incepta Risk Management Ltd
7% - Industry AVG
Production
with a gross margin of 77.7%, this company has a higher cost of product (100%)
77.7% - Incepta Risk Management Ltd
100% - Industry AVG
Profitability
an operating margin of 55.4% make it more profitable than the average company (18%)
55.4% - Incepta Risk Management Ltd
18% - Industry AVG
Employees
with 14 employees, this is below the industry average (25)
14 - Incepta Risk Management Ltd
25 - Industry AVG
Pay Structure
on an average salary of £62.1k, the company has an equivalent pay structure (£62.1k)
- Incepta Risk Management Ltd
£62.1k - Industry AVG
Efficiency
resulting in sales per employee of £191.7k, this is more efficient (£151k)
£191.7k - Incepta Risk Management Ltd
£151k - Industry AVG
Debtor Days
it gets paid by customers after 118 days, this is earlier than average (212 days)
118 days - Incepta Risk Management Ltd
212 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Incepta Risk Management Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Incepta Risk Management Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 5 weeks, this is less cash available to meet short term requirements (20 weeks)
5 weeks - Incepta Risk Management Ltd
20 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 8.1%, this is a lower level of debt than the average (81.7%)
8.1% - Incepta Risk Management Ltd
81.7% - Industry AVG
INCEPTA RISK MANAGEMENT LTD financials
Incepta Risk Management Ltd's latest turnover from September 2023 is £2.7 million and the company has net assets of £4.1 million. According to their latest financial statements, Incepta Risk Management Ltd has 14 employees and maintains cash reserves of £37.2 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Sep 2023 | Sep 2022 | Dec 2021 | Dec 2020 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 2,684,105 | 1,660,353 | 1,681,415 | 798,321 | 696,777 | 117,846 | ||||||||
Other Income Or Grants | 0 | |||||||||||||
Cost Of Sales | 1,458 | |||||||||||||
Gross Profit | 116,388 | |||||||||||||
Admin Expenses | ||||||||||||||
Operating Profit | 1,486,139 | 784,371 | 143,947 | |||||||||||
Interest Payable | 0 | 0 | 117 | 0 | 0 | 0 | ||||||||
Interest Receivable | 0 | 35 | 19,924 | 0 | 0 | 0 | ||||||||
Pre-Tax Profit | 1,486,139 | 784,406 | 163,754 | 209,083 | 220,148 | 27,334 | ||||||||
Tax | -401,836 | -85,646 | 0 | -44,771 | -45,670 | -5,500 | ||||||||
Profit After Tax | 1,084,303 | 698,760 | 163,754 | 164,312 | 174,478 | 21,834 | ||||||||
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
Retained Profit | 1,084,303 | 698,760 | 163,754 | 164,312 | 174,478 | 21,834 | ||||||||
Employee Costs | 373,511 | 187,555 | ||||||||||||
Number Of Employees | 14 | 12 | 12 | 9 | 9 | 9 | 8 | 8 | ||||||
EBITDA* | 1,486,200 | 784,385 | 143,972 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2023 | Sep 2022 | Dec 2021 | Dec 2020 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 0 | 61 | 75 | 100 | 123 | 243 | 363 | 2 | 2 | 2 | 1,932 | 3,862 | 5,792 | 7,722 |
Intangible Assets | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 3,648 | 7,296 | 10,944 | 14,592 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 0 | 61 | 75 | 100 | 124 | 244 | 364 | 3 | 3 | 3 | 5,580 | 11,158 | 16,736 | 22,314 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 867,971 | 671,855 | 524,057 | 0 | 0 | 0 | 0 | 0 | 42,755 | 47,611 | 54,820 | 76,070 | 30,980 | 23,190 |
Group Debtors | 3,479,022 | 905,484 | 904,951 | 885,027 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 38,754 | 0 | 0 | 376,784 | 268,661 | 6,695 | 4,968 | 3,586 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 37,238 | 1,662,056 | 1,018,890 | 415,519 | 989,099 | 857,994 | 741,474 | 808,618 | 650,168 | 547,776 | 472,497 | 464,948 | 488,564 | 54,177 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 4,422,985 | 3,239,395 | 2,447,898 | 1,677,330 | 1,257,760 | 864,689 | 746,442 | 812,204 | 692,923 | 595,387 | 527,317 | 541,018 | 519,544 | 77,367 |
total assets | 4,422,985 | 3,239,456 | 2,447,973 | 1,677,430 | 1,257,884 | 864,933 | 746,806 | 812,207 | 692,926 | 595,390 | 532,897 | 552,176 | 536,280 | 99,681 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 378,253 | 371,195 | 386,257 | 452,303 | 496,425 | 0 |
Group/Directors Accounts | 0 | 23,295 | 5,260 | 0 | 0 | 2,048 | 2,048 | 8,048 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 357,149 | 262,727 | 212,734 | 224,030 | 170,123 | 358,250 | 298,521 | 482,374 | 0 | 0 | 0 | 0 | 0 | 67,847 |
total current liabilities | 357,149 | 286,022 | 217,994 | 224,030 | 170,123 | 360,298 | 300,569 | 490,422 | 378,253 | 371,195 | 386,257 | 452,303 | 496,425 | 67,847 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 6,000 | 6,000 | 6,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 6,000 | 6,000 | 6,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 357,149 | 286,022 | 223,994 | 230,030 | 176,123 | 360,298 | 300,569 | 490,422 | 378,253 | 371,195 | 386,257 | 452,303 | 496,425 | 67,847 |
net assets | 4,065,836 | 2,953,434 | 2,223,979 | 1,447,400 | 1,081,761 | 504,635 | 446,237 | 321,785 | 314,673 | 224,195 | 146,640 | 99,873 | 39,855 | 31,834 |
total shareholders funds | 4,065,836 | 2,953,434 | 2,223,979 | 1,447,400 | 1,081,761 | 504,635 | 446,237 | 321,785 | 314,673 | 224,195 | 146,640 | 99,873 | 39,855 | 31,834 |
Sep 2023 | Sep 2022 | Dec 2021 | Dec 2020 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||
Operating Profit | 1,486,139 | 784,371 | 143,947 | |||||||||||
Depreciation | 61 | 14 | 25 | 23 | 120 | 120 | 120 | 0 | 0 | 1,930 | 1,930 | 1,930 | 1,930 | 1,930 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,647 | 3,648 | 3,648 | 3,648 | 3,648 |
Tax | -401,836 | -85,646 | 0 | -44,771 | -45,670 | -5,500 | ||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 2,808,408 | 148,331 | 167,197 | 1,255,116 | 261,966 | 1,727 | 1,382 | -39,169 | -4,856 | -7,209 | -21,250 | 45,090 | 7,790 | 23,190 |
Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -378,253 | 7,058 | -15,062 | -66,046 | -44,122 | 496,425 | 0 |
Accruals and Deferred Income | 94,422 | 49,993 | -11,296 | -134,220 | -188,127 | 59,729 | -183,853 | 482,374 | 0 | 0 | 0 | 0 | -67,847 | 67,847 |
Deferred Taxes & Provisions | 0 | -6,000 | 0 | 6,000 | 6,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | -1,629,622 | 594,401 | -34,521 | |||||||||||
Investing Activities | ||||||||||||||
capital expenditure | ||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | ||||||||||||||
Financing Activities | ||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | -23,295 | 18,035 | 5,260 | -2,048 | -2,048 | 0 | -6,000 | 8,048 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | ||||||||||||||
interest | 0 | 35 | 19,807 | 0 | 0 | 0 | ||||||||
cash flow from financing | 4,804 | 48,765 | 637,892 | -149,152 | -84,000 | 10,000 | ||||||||
cash and cash equivalents | ||||||||||||||
cash | -1,624,818 | 643,166 | 603,371 | -442,475 | 131,105 | 116,520 | -67,144 | 158,450 | 102,392 | 75,279 | 7,549 | -23,616 | 434,387 | 54,177 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -1,624,818 | 643,166 | 603,371 | -442,475 | 131,105 | 116,520 | -67,144 | 158,450 | 102,392 | 75,279 | 7,549 | -23,616 | 434,387 | 54,177 |
incepta risk management ltd Credit Report and Business Information
Incepta Risk Management Ltd Competitor Analysis
Perform a competitor analysis for incepta risk management ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in EC3A area or any other competitors across 12 key performance metrics.
incepta risk management ltd Ownership
INCEPTA RISK MANAGEMENT LTD group structure
Incepta Risk Management Ltd has no subsidiary companies.
Ultimate parent company
2 parents
INCEPTA RISK MANAGEMENT LTD
07285254
incepta risk management ltd directors
Incepta Risk Management Ltd currently has 4 directors. The longest serving directors include Mr James Hancock (May 2019) and Mr Ian Jacob (Jul 2021).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr James Hancock | England | 47 years | May 2019 | - | Director |
Mr Ian Jacob | United Kingdom | 41 years | Jul 2021 | - | Director |
Mr Michael Millar | 36 years | Jan 2023 | - | Director | |
Mr Warren Dickson | United Kingdom | 53 years | Dec 2024 | - | Director |
P&L
September 2023turnover
2.7m
+62%
operating profit
1.5m
+89%
gross margin
77.8%
+1.86%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
4.1m
+0.38%
total assets
4.4m
+0.37%
cash
37.2k
-0.98%
net assets
Total assets minus all liabilities
incepta risk management ltd company details
company number
07285254
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
June 2010
age
15
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
September 2023
previous names
incepta x group limited (July 2010)
accountant
-
auditor
-
address
one creechurch place, london, EC3A 5AF
Bank
-
Legal Advisor
-
incepta risk management ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to incepta risk management ltd. Currently there are 3 open charges and 0 have been satisfied in the past.
incepta risk management ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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incepta risk management ltd Companies House Filings - See Documents
date | description | view/download |
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