incepta risk management ltd

incepta risk management ltd Company Information

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Company Number

07285254

Industry

Non-life insurance

 

Directors

James Hancock

Ian Jacob

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Shareholders

howden uk&i holdings limited

Group Structure

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Contact

Registered Address

one creechurch place, london, EC3A 5AF

incepta risk management ltd Estimated Valuation

£1.5m

Pomanda estimates the enterprise value of INCEPTA RISK MANAGEMENT LTD at £1.5m based on a Turnover of £2.7m and 0.57x industry multiple (adjusted for size and gross margin).

incepta risk management ltd Estimated Valuation

£11.3m

Pomanda estimates the enterprise value of INCEPTA RISK MANAGEMENT LTD at £11.3m based on an EBITDA of £1.5m and a 7.64x industry multiple (adjusted for size and gross margin).

incepta risk management ltd Estimated Valuation

£6.9m

Pomanda estimates the enterprise value of INCEPTA RISK MANAGEMENT LTD at £6.9m based on Net Assets of £4.1m and 1.7x industry multiple (adjusted for liquidity).

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Incepta Risk Management Ltd Overview

Incepta Risk Management Ltd is a live company located in london, EC3A 5AF with a Companies House number of 07285254. It operates in the non-life insurance sector, SIC Code 65120. Founded in June 2010, it's largest shareholder is howden uk&i holdings limited with a 100% stake. Incepta Risk Management Ltd is a established, small sized company, Pomanda has estimated its turnover at £2.7m with rapid growth in recent years.

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Incepta Risk Management Ltd Health Check

Pomanda's financial health check has awarded Incepta Risk Management Ltd a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating5out of 5
positive_score

6 Strong

positive_score

1 Regular

positive_score

3 Weak

size

Size

annual sales of £2.7m, make it larger than the average company (£2m)

£2.7m - Incepta Risk Management Ltd

£2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 51%, show it is growing at a faster rate (7%)

51% - Incepta Risk Management Ltd

7% - Industry AVG

production

Production

with a gross margin of 77.7%, this company has a higher cost of product (100%)

77.7% - Incepta Risk Management Ltd

100% - Industry AVG

profitability

Profitability

an operating margin of 55.4% make it more profitable than the average company (18%)

55.4% - Incepta Risk Management Ltd

18% - Industry AVG

employees

Employees

with 14 employees, this is below the industry average (25)

14 - Incepta Risk Management Ltd

25 - Industry AVG

paystructure

Pay Structure

on an average salary of £62.1k, the company has an equivalent pay structure (£62.1k)

£62.1k - Incepta Risk Management Ltd

£62.1k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £191.7k, this is more efficient (£151k)

£191.7k - Incepta Risk Management Ltd

£151k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 118 days, this is earlier than average (212 days)

118 days - Incepta Risk Management Ltd

212 days - Industry AVG

creditordays

Creditor Days

There is insufficient data available for this Key Performance Indicator!

- - Incepta Risk Management Ltd

- - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Incepta Risk Management Ltd

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 5 weeks, this is less cash available to meet short term requirements (20 weeks)

5 weeks - Incepta Risk Management Ltd

20 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 8.1%, this is a lower level of debt than the average (81.7%)

8.1% - Incepta Risk Management Ltd

81.7% - Industry AVG

INCEPTA RISK MANAGEMENT LTD financials

EXPORTms excel logo

Incepta Risk Management Ltd's latest turnover from September 2023 is £2.7 million and the company has net assets of £4.1 million. According to their latest financial statements, Incepta Risk Management Ltd has 14 employees and maintains cash reserves of £37.2 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Sep 2023Sep 2022Dec 2021Dec 2020Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011
Turnover2,684,1051,660,3531,681,415779,207696,727706,603596,814798,321696,77764,27680,395112,49949,238117,846
Other Income Or Grants00000000000000
Cost Of Sales597,693393,275401,342192,278195,439202,542177,737278,048340,29134,56348,82066,23828,5431,458
Gross Profit2,086,4121,267,0781,280,073586,929501,288504,061419,077520,273356,48629,71331,57546,26120,695116,388
Admin Expenses600,273482,7071,136,126-467,747-101,695437,963269,308316,706141,383-65,907-26,818-30,32611,21386,198
Operating Profit1,486,139784,371143,9471,054,676602,98366,098149,769203,567215,10395,62058,39376,5879,48230,190
Interest Payable0011700000000000
Interest Receivable03519,9246379245,9983,875002,5512,3442,3841,3570
Pre-Tax Profit1,486,139784,406163,7541,055,312603,90672,096153,644209,083220,14898,17160,73678,97110,83927,334
Tax-401,836-85,6460-200,509-114,742-13,698-29,192-44,771-45,670-20,616-13,969-18,953-2,818-5,500
Profit After Tax1,084,303698,760163,754854,803489,16458,398124,452164,312174,47877,55546,76760,0188,02121,834
Dividends Paid00000000000000
Retained Profit1,084,303698,760163,754854,803489,16458,398124,452164,312174,47877,55546,76760,0188,02121,834
Employee Costs868,893713,819720,875505,141451,742460,452412,586373,511187,55548,26247,83346,05844,94144,217
Number Of Employees14121299988311111
EBITDA*1,486,200784,385143,9721,054,699603,10366,218149,889203,567215,103101,19763,97182,16515,06035,768

* Earnings Before Interest, Tax, Depreciation and Amortisation

Sep 2023Sep 2022Dec 2021Dec 2020Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011
Tangible Assets061751001232433632221,9323,8625,7927,722
Intangible Assets00001111113,6487,29610,94414,592
Investments & Other00000000000000
Debtors (Due After 1 year)00000000000000
Total Fixed Assets061751001242443643335,58011,15816,73622,314
Stock & work in progress00000000000000
Trade Debtors867,971671,855524,0570000042,75547,61154,82076,07030,98023,190
Group Debtors3,479,022905,484904,951885,0270000000000
Misc Debtors38,75400376,784268,6616,6954,9683,586000000
Cash37,2381,662,0561,018,890415,519989,099857,994741,474808,618650,168547,776472,497464,948488,56454,177
misc current assets00000000000000
total current assets4,422,9853,239,3952,447,8981,677,3301,257,760864,689746,442812,204692,923595,387527,317541,018519,54477,367
total assets4,422,9853,239,4562,447,9731,677,4301,257,884864,933746,806812,207692,926595,390532,897552,176536,28099,681
Bank overdraft00000000000000
Bank loan00000000000000
Trade Creditors 00000000378,253371,195386,257452,303496,4250
Group/Directors Accounts023,2955,260002,0482,0488,048000000
other short term finances00000000000000
hp & lease commitments00000000000000
other current liabilities357,149262,727212,734224,030170,123358,250298,521482,3740000067,847
total current liabilities357,149286,022217,994224,030170,123360,298300,569490,422378,253371,195386,257452,303496,42567,847
loans00000000000000
hp & lease commitments00000000000000
Accruals and Deferred Income00000000000000
other liabilities00000000000000
provisions006,0006,0006,000000000000
total long term liabilities006,0006,0006,000000000000
total liabilities357,149286,022223,994230,030176,123360,298300,569490,422378,253371,195386,257452,303496,42567,847
net assets4,065,8362,953,4342,223,9791,447,4001,081,761504,635446,237321,785314,673224,195146,64099,87339,85531,834
total shareholders funds4,065,8362,953,4342,223,9791,447,4001,081,761504,635446,237321,785314,673224,195146,64099,87339,85531,834
Sep 2023Sep 2022Dec 2021Dec 2020Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011
Operating Activities
Operating Profit1,486,139784,371143,9471,054,676602,98366,098149,769203,567215,10395,62058,39376,5879,48230,190
Depreciation61142523120120120001,9301,9301,9301,9301,930
Amortisation0000000003,6473,6483,6483,6483,648
Tax-401,836-85,6460-200,509-114,742-13,698-29,192-44,771-45,670-20,616-13,969-18,953-2,818-5,500
Stock00000000000000
Debtors2,808,408148,331167,1971,255,116261,9661,7271,382-39,169-4,856-7,209-21,25045,0907,79023,190
Creditors0000000-378,2537,058-15,062-66,046-44,122496,4250
Accruals and Deferred Income94,42249,993-11,296-134,220-188,12759,729-183,853482,3740000-67,84767,847
Deferred Taxes & Provisions0-6,00006,0006,000000000000
Cash flow from operations-1,629,622594,401-34,521-529,14644,268110,522-64,538302,086181,34772,7285,206-26,000433,03074,925
Investing Activities
capital expenditure00012100-481000000-27,892
Change in Investments00000000000000
cash flow from investments00012100-481000000-27,892
Financing Activities
Bank loans00000000000000
Group/Directors Accounts-23,29518,0355,260-2,048-2,0480-6,0008,048000000
Other Short Term Loans 00000000000000
Long term loans00000000000000
Hire Purchase and Lease Commitments00000000000000
other long term liabilities00000000000000
share issue28,09930,695612,82587,96287,96200-157,200-84,000000010,000
interest03519,8076379245,9983,875002,5512,3442,3841,3570
cash flow from financing4,80448,765637,89286,55186,8385,998-2,125-149,152-84,0002,5512,3442,3841,35710,000
cash and cash equivalents
cash-1,624,818643,166603,371-442,475131,105116,520-67,144158,450102,39275,2797,549-23,616434,38754,177
overdraft00000000000000
change in cash-1,624,818643,166603,371-442,475131,105116,520-67,144158,450102,39275,2797,549-23,616434,38754,177

incepta risk management ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Incepta Risk Management Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for incepta risk management ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in EC3A area or any other competitors across 12 key performance metrics.

incepta risk management ltd Ownership

INCEPTA RISK MANAGEMENT LTD group structure

Incepta Risk Management Ltd has no subsidiary companies.

Ultimate parent company

2 parents

INCEPTA RISK MANAGEMENT LTD

07285254

INCEPTA RISK MANAGEMENT LTD Shareholders

howden uk&i holdings limited 100%

incepta risk management ltd directors

Incepta Risk Management Ltd currently has 4 directors. The longest serving directors include Mr James Hancock (May 2019) and Mr Ian Jacob (Jul 2021).

officercountryagestartendrole
Mr James HancockEngland47 years May 2019- Director
Mr Ian JacobUnited Kingdom41 years Jul 2021- Director
Mr Michael Millar36 years Jan 2023- Director
Mr Warren DicksonUnited Kingdom53 years Dec 2024- Director

P&L

September 2023

turnover

2.7m

+62%

operating profit

1.5m

+89%

gross margin

77.8%

+1.86%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

September 2023

net assets

4.1m

+0.38%

total assets

4.4m

+0.37%

cash

37.2k

-0.98%

net assets

Total assets minus all liabilities

incepta risk management ltd company details

company number

07285254

Type

Private limited with Share Capital

industry

65120 - Non-life insurance

incorporation date

June 2010

age

15

incorporated

UK

ultimate parent company

accounts

Audit Exemption Subsidiary

last accounts submitted

September 2023

previous names

incepta x group limited (July 2010)

accountant

-

auditor

-

address

one creechurch place, london, EC3A 5AF

Bank

-

Legal Advisor

-

incepta risk management ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 3 charges/mortgages relating to incepta risk management ltd. Currently there are 3 open charges and 0 have been satisfied in the past.

incepta risk management ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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incepta risk management ltd Companies House Filings - See Documents

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