savings 4 u ltd
savings 4 u ltd Company Information
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
98 fleetwood road, dollis hill, london, NW10 1NN
Website
-savings 4 u ltd Estimated Valuation
Pomanda estimates the enterprise value of SAVINGS 4 U LTD at £319.1k based on a Turnover of £376.7k and 0.85x industry multiple (adjusted for size and gross margin).
savings 4 u ltd Estimated Valuation
Pomanda estimates the enterprise value of SAVINGS 4 U LTD at £3 based on an EBITDA of £1 and a 2.92x industry multiple (adjusted for size and gross margin).
savings 4 u ltd Estimated Valuation
Pomanda estimates the enterprise value of SAVINGS 4 U LTD at £0 based on Net Assets of £-28.5k and 1.34x industry multiple (adjusted for liquidity).
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Savings 4 U Ltd Overview
Savings 4 U Ltd is a live company located in london, NW10 1NN with a Companies House number of 07449670. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2010, it's largest shareholder is bikram joshi with a 100% stake. Savings 4 U Ltd is a established, micro sized company, Pomanda has estimated its turnover at £376.7k with rapid growth in recent years.
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Savings 4 U Ltd Health Check
Pomanda's financial health check has awarded Savings 4 U Ltd a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
6 Weak
Size
annual sales of £376.7k, make it smaller than the average company (£4.8m)
- Savings 4 U Ltd
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 47%, show it is growing at a faster rate (4%)
- Savings 4 U Ltd
4% - Industry AVG
Production
with a gross margin of 16%, this company has a higher cost of product (57.1%)
- Savings 4 U Ltd
57.1% - Industry AVG
Profitability
an operating margin of 0% make it less profitable than the average company (9.6%)
- Savings 4 U Ltd
9.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Savings 4 U Ltd
13 - Industry AVG
Pay Structure
on an average salary of £78.6k, the company has an equivalent pay structure (£78.6k)
- Savings 4 U Ltd
£78.6k - Industry AVG
Efficiency
resulting in sales per employee of £376.7k, this is more efficient (£203.5k)
- Savings 4 U Ltd
£203.5k - Industry AVG
Debtor Days
it gets paid by customers after 196 days, this is later than average (33 days)
- Savings 4 U Ltd
33 days - Industry AVG
Creditor Days
its suppliers are paid after 222 days, this is slower than average (48 days)
- Savings 4 U Ltd
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Savings 4 U Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Savings 4 U Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 114.1%, this is a higher level of debt than the average (69%)
114.1% - Savings 4 U Ltd
69% - Industry AVG
SAVINGS 4 U LTD financials
Savings 4 U Ltd's latest turnover from November 2023 is estimated at £376.7 thousand and the company has net assets of -£28.5 thousand. According to their latest financial statements, Savings 4 U Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||
| Other Income Or Grants | |||||||||||||
| Cost Of Sales | |||||||||||||
| Gross Profit | |||||||||||||
| Admin Expenses | |||||||||||||
| Operating Profit | |||||||||||||
| Interest Payable | |||||||||||||
| Interest Receivable | |||||||||||||
| Pre-Tax Profit | |||||||||||||
| Tax | |||||||||||||
| Profit After Tax | |||||||||||||
| Dividends Paid | |||||||||||||
| Retained Profit | |||||||||||||
| Employee Costs | |||||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | 1 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 202,368 | 202,759 | 39,158 | 43,849 | 42,012 | 42,077 | 42,043 | 42,000 | 42,505 | 76,265 | 998 | 0 | 761 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,737 | 4,598 | 6,630 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 58,000 | 58,000 | 38,000 |
| total current assets | 202,368 | 202,759 | 39,158 | 43,849 | 42,012 | 42,077 | 42,043 | 42,000 | 42,505 | 76,265 | 61,735 | 62,598 | 45,391 |
| total assets | 202,368 | 202,759 | 39,158 | 43,849 | 42,012 | 42,077 | 42,043 | 42,000 | 42,505 | 76,265 | 61,735 | 62,598 | 45,391 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 193,244 | 194,236 | 43,239 | 47,707 | 48,233 | 39,207 | 27,980 | 12,265 | 28,039 | 18,948 | 7,797 | 11,750 | 8,709 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 193,244 | 194,236 | 43,239 | 47,707 | 48,233 | 39,207 | 27,980 | 12,265 | 28,039 | 18,948 | 7,797 | 11,750 | 8,709 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 12,600 | 12,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 37,600 | 37,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 |
| total liabilities | 230,844 | 231,236 | 68,239 | 72,707 | 73,233 | 64,207 | 52,980 | 37,265 | 53,039 | 43,948 | 32,797 | 36,750 | 33,709 |
| net assets | -28,476 | -28,477 | -29,081 | -28,858 | -31,221 | -22,130 | -10,937 | 4,735 | -10,534 | 32,317 | 28,938 | 25,848 | 11,682 |
| total shareholders funds | -28,476 | -28,477 | -29,081 | -28,858 | -31,221 | -22,130 | -10,937 | 4,735 | -10,534 | 32,317 | 28,938 | 25,848 | 11,682 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Operating Profit | |||||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | |||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -391 | 163,601 | -4,691 | 1,837 | -65 | 34 | 43 | -505 | -33,760 | 75,267 | 998 | -761 | 761 |
| Creditors | -992 | 150,997 | -4,468 | -526 | 9,026 | 11,227 | 15,715 | -15,774 | 9,091 | 11,151 | -3,953 | 3,041 | 8,709 |
| Accruals and Deferred Income | 600 | 12,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||||
| Investing Activities | |||||||||||||
| capital expenditure | |||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||
| Financing Activities | |||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25,000 |
| share issue | |||||||||||||
| interest | |||||||||||||
| cash flow from financing | |||||||||||||
| cash and cash equivalents | |||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2,737 | -1,861 | -2,032 | 6,630 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2,737 | -1,861 | -2,032 | 6,630 |
savings 4 u ltd Credit Report and Business Information
Savings 4 U Ltd Competitor Analysis
Perform a competitor analysis for savings 4 u ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in NW10 area or any other competitors across 12 key performance metrics.
savings 4 u ltd Ownership
SAVINGS 4 U LTD group structure
Savings 4 U Ltd has no subsidiary companies.
Ultimate parent company
SAVINGS 4 U LTD
07449670
savings 4 u ltd directors
Savings 4 U Ltd currently has 1 director, Mr Bikram Joshi serving since Nov 2013.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Bikram Joshi | United Kingdom | 49 years | Nov 2013 | - | Director |
P&L
November 2023turnover
376.7k
+11%
operating profit
1.3
0%
gross margin
16%
-5.67%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
-28.5k
0%
total assets
202.4k
0%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
savings 4 u ltd company details
company number
07449670
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 2010
age
15
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
November 2023
previous names
N/A
accountant
-
auditor
-
address
98 fleetwood road, dollis hill, london, NW10 1NN
Bank
-
Legal Advisor
-
savings 4 u ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to savings 4 u ltd.
savings 4 u ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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savings 4 u ltd Companies House Filings - See Documents
| date | description | view/download |
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