ppro financial ltd
ppro financial ltd Company Information
Company Number
07653641
Next Accounts
Sep 2025
Shareholders
ppro holding gmbh
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
20 midtown 20 procter street, london, WC1V 6NX
Website
www.ppro.comppro financial ltd Estimated Valuation
Pomanda estimates the enterprise value of PPRO FINANCIAL LTD at £147.7m based on a Turnover of £53.1m and 2.78x industry multiple (adjusted for size and gross margin).
ppro financial ltd Estimated Valuation
Pomanda estimates the enterprise value of PPRO FINANCIAL LTD at £0 based on an EBITDA of £-6.5m and a 9.6x industry multiple (adjusted for size and gross margin).
ppro financial ltd Estimated Valuation
Pomanda estimates the enterprise value of PPRO FINANCIAL LTD at £0 based on Net Assets of £-550.3k and 1.31x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Ppro Financial Ltd Overview
Ppro Financial Ltd is a live company located in london, WC1V 6NX with a Companies House number of 07653641. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in June 2011, it's largest shareholder is ppro holding gmbh with a 100% stake. Ppro Financial Ltd is a established, large sized company, Pomanda has estimated its turnover at £53.1m with healthy growth in recent years.
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Ppro Financial Ltd Health Check
Pomanda's financial health check has awarded Ppro Financial Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
5 Weak
Size
annual sales of £53.1m, make it larger than the average company (£5.5m)
£53.1m - Ppro Financial Ltd
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 12%, show it is growing at a faster rate (4.9%)
12% - Ppro Financial Ltd
4.9% - Industry AVG
Production
with a gross margin of 56.3%, this company has a comparable cost of product (53.8%)
56.3% - Ppro Financial Ltd
53.8% - Industry AVG
Profitability
an operating margin of -15.3% make it less profitable than the average company (9%)
-15.3% - Ppro Financial Ltd
9% - Industry AVG
Employees
with 117 employees, this is above the industry average (14)
117 - Ppro Financial Ltd
14 - Industry AVG
Pay Structure
on an average salary of £148.8k, the company has a higher pay structure (£82.6k)
£148.8k - Ppro Financial Ltd
£82.6k - Industry AVG
Efficiency
resulting in sales per employee of £454k, this is more efficient (£223.8k)
£454k - Ppro Financial Ltd
£223.8k - Industry AVG
Debtor Days
it gets paid by customers after 39 days, this is near the average (33 days)
39 days - Ppro Financial Ltd
33 days - Industry AVG
Creditor Days
its suppliers are paid after 12 days, this is quicker than average (46 days)
12 days - Ppro Financial Ltd
46 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ppro Financial Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (29 weeks)
0 weeks - Ppro Financial Ltd
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 100.3%, this is a higher level of debt than the average (71.4%)
100.3% - Ppro Financial Ltd
71.4% - Industry AVG
PPRO FINANCIAL LTD financials
Ppro Financial Ltd's latest turnover from December 2023 is £53.1 million and the company has net assets of -£550.3 thousand. According to their latest financial statements, Ppro Financial Ltd has 117 employees and maintains cash reserves of £2.8 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 53,120,026 | 47,843,376 | 48,765,052 | 37,367,460 | 31,340,242 | 31,938,778 | 26,149,625 | 20,118,478 | 12,763,161 | 6,750,717 | 3,584,844 | 526,503 | |
| Other Income Or Grants | |||||||||||||
| Cost Of Sales | 23,199,767 | 19,807,453 | 20,211,942 | 13,547,433 | 10,696,702 | 11,665,167 | 11,636,464 | 8,597,394 | 5,615,211 | 2,285,716 | 1,583,604 | 434,211 | |
| Gross Profit | 29,920,259 | 28,035,923 | 28,553,110 | 23,820,027 | 20,643,539 | 20,273,611 | 14,513,161 | 11,521,085 | 7,147,950 | 4,465,001 | 2,001,240 | 92,292 | |
| Admin Expenses | 38,060,628 | 46,284,118 | 38,247,396 | 32,107,000 | 30,864,176 | 20,197,269 | 13,892,977 | 11,009,595 | 6,408,255 | 3,656,654 | 1,501,478 | 42,111 | |
| Operating Profit | -8,140,369 | -18,248,195 | -9,694,286 | -8,286,973 | -10,220,637 | 76,342 | 620,184 | 511,490 | 739,695 | 808,347 | 499,762 | 50,181 | |
| Interest Payable | 7,545,140 | 2,493,606 | 122,151 | 127,622 | 26,583 | 14,466 | 7,998 | 1,510 | 7,334 | 6,134 | 2,024 | 33 | |
| Interest Receivable | 1,000,568 | 4,302,995 | 5,677 | 8,852 | 11,314 | 1,769 | 31,858 | 40,541 | 35,642 | 16,478 | 1,104 | ||
| Pre-Tax Profit | -14,684,940 | -16,438,806 | -9,810,759 | -8,405,743 | -10,235,905 | 63,645 | 644,046 | 550,522 | 768,004 | 843,285 | 498,842 | 50,148 | |
| Tax | 443,857 | -108,419 | -1,303,811 | 322,799 | 946,700 | 435,246 | -297,918 | -20,146 | -282,554 | -171,925 | -108,065 | -9,582 | |
| Profit After Tax | -14,241,083 | -16,547,225 | -11,114,570 | -8,082,944 | -9,289,205 | 498,891 | 346,128 | 530,376 | 485,450 | 671,360 | 390,777 | 40,566 | |
| Dividends Paid | |||||||||||||
| Retained Profit | -14,241,083 | -16,547,225 | -11,114,570 | -8,082,944 | -9,289,205 | 498,891 | 346,128 | 530,376 | 485,450 | 671,360 | 390,777 | 40,566 | |
| Employee Costs | 17,413,623 | 18,963,568 | 16,915,897 | 9,483,686 | 9,808,285 | 9,325,025 | 9,129,381 | 6,498,254 | 4,230,766 | 1,822,850 | 1,212,898 | 115,499 | |
| Number Of Employees | 117 | 219 | 197 | 129 | 129 | 128 | 124 | 96 | 80 | 51 | 27 | 3 | |
| EBITDA* | -6,547,045 | -16,880,365 | -8,547,381 | -7,388,676 | -595,055 | 3,539,557 | 2,967,031 | 2,073,399 | 1,402,269 | 1,112,691 | 545,345 | 50,181 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,095,436 | 1,069,627 | 1,717,414 | 4,110,830 | 3,164,466 | 564,403 | 539,854 | 375,361 | 15,755 | 16,319 | 12,269 | 13,216 | |
| Intangible Assets | 9,797,308 | 9,154,893 | 7,009,077 | 5,457,838 | 4,543,960 | 11,806,021 | 10,377,060 | 8,365,831 | 5,190,759 | 1,593,998 | 618,073 | ||
| Investments & Other | 897,303 | 740,597 | 761,952 | 710,707 | 682,776 | 488,475 | |||||||
| Debtors (Due After 1 year) | 1,193,706 | 1,193,706 | |||||||||||
| Total Fixed Assets | 10,892,743 | 10,224,519 | 8,726,491 | 8,374,961 | 6,514,719 | 12,370,424 | 10,916,913 | 8,741,192 | 5,206,513 | 1,610,316 | 630,342 | 13,216 | |
| Stock & work in progress | 141,086 | 305,693 | 169,841 | 329,739 | 108,505 | 60,252 | 32,905 | ||||||
| Trade Debtors | 5,716,979 | 2,134,995 | 98,822,713 | 3,541,152 | 2,937,160 | 2,924,117 | 1,991,572 | 1,079,335 | 1,595,165 | 4,371,637 | 47,615 | 113,386 | 10,100 |
| Group Debtors | 10,009,217 | 9,756,274 | 197,738 | 2,349,689 | 2,240,511 | 3,561,832 | 237,702 | 476,197 | |||||
| Misc Debtors | 156,129,267 | 133,582,042 | 1,833,607 | 684,258 | 2,597,242 | 570,311 | 554,003 | 1,183,507 | 94,815 | 427,735 | |||
| Cash | 2,766,921 | 689,860 | 6,417,979 | 267,076 | 509,860 | 350,282 | 328,036 | 2,727,217 | 1,174,603 | 438,777 | 223,207 | 53,699 | |
| misc current assets | 671,934 | 407 | |||||||||||
| total current assets | 174,622,386 | 146,163,172 | 105,240,692 | 5,839,575 | 4,131,279 | 6,012,728 | 5,545,303 | 6,770,910 | 8,516,783 | 4,919,327 | 663,591 | 1,103,922 | 10,100 |
| total assets | 185,515,129 | 156,387,691 | 113,967,183 | 14,214,536 | 10,645,998 | 18,383,152 | 16,462,216 | 15,512,102 | 13,723,296 | 6,529,643 | 1,293,933 | 1,117,138 | 10,100 |
| Bank overdraft | |||||||||||||
| Bank loan | |||||||||||||
| Trade Creditors | 804,140 | 1,553,831 | 93,628,138 | 11,932,463 | 1,518,023 | 1,591,552 | 5,423,997 | 4,813,827 | 851,842 | 630,612 | 101,810 | 511,994 | 10,000 |
| Group/Directors Accounts | 1 | 1 | 1 | 147,377 | |||||||||
| other short term finances | |||||||||||||
| hp & lease commitments | 235,411 | 288,285 | 24,191 | ||||||||||
| other current liabilities | 184,429,945 | 148,409,933 | 3,051,479 | 4,370,693 | 2,669,979 | 386,148 | 205,273 | 165,155 | |||||
| total current liabilities | 185,469,498 | 150,252,053 | 93,628,139 | 11,932,463 | 4,569,504 | 5,986,437 | 5,423,997 | 4,813,827 | 3,521,822 | 1,016,761 | 454,460 | 677,149 | 10,000 |
| loans | 41,590 | 323,576 | 1,247,588 | 1,540,464 | |||||||||
| hp & lease commitments | 20,795 | 161,788 | 623,794 | 770,232 | |||||||||
| Accruals and Deferred Income | |||||||||||||
| other liabilities | 1,535,312 | 1,557,767 | |||||||||||
| provisions | 1,150,334 | 987,142 | 1,078,562 | 759,764 | 647,192 | 1,058,390 | 150,964 | 514,200 | |||||
| total long term liabilities | 595,962 | 2,190,672 | 2,720,843 | 1,150,114 | 323,596 | 529,195 | 75,482 | 257,100 | |||||
| total liabilities | 186,065,460 | 152,442,725 | 96,348,982 | 13,082,577 | 4,893,100 | 6,515,632 | 5,499,479 | 4,813,827 | 3,778,922 | 1,016,761 | 454,460 | 677,149 | 10,000 |
| net assets | -550,332 | 3,944,966 | 17,618,201 | 1,131,960 | 5,752,899 | 11,867,520 | 10,962,737 | 10,698,275 | 9,944,374 | 5,512,882 | 839,473 | 439,989 | 100 |
| total shareholders funds | -550,332 | 3,944,967 | 17,618,201 | 1,131,960 | 5,752,899 | 11,867,519 | 10,962,738 | 10,698,275 | 9,944,374 | 5,512,882 | 839,473 | 439,989 | 100 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Operating Profit | -8,140,369 | -18,248,195 | -9,694,286 | -8,286,973 | -10,220,637 | 76,342 | 620,184 | 511,490 | 739,695 | 808,347 | 499,762 | 50,181 | |
| Depreciation | 282,554 | 245,037 | 266,692 | 230,905 | 27,733 | 28,368 | 27,835 | 8,559 | 6,175 | 4,401 | 3,067 | ||
| Amortisation | 1,310,771 | 1,122,793 | 880,212 | 667,392 | 9,597,850 | 3,434,847 | 2,319,012 | 1,553,349 | 656,398 | 299,944 | 42,516 | ||
| Tax | 443,857 | -108,419 | -1,303,811 | 322,799 | 946,700 | 435,246 | -297,918 | -20,146 | -282,554 | -171,925 | -108,065 | -9,582 | |
| Stock | -141,086 | -164,607 | 135,852 | -159,898 | 221,234 | 48,253 | 27,347 | 32,905 | |||||
| Debtors | 26,382,152 | 46,650,599 | 92,056,509 | 1,951,080 | -706,235 | 609,787 | 1,037,722 | -2,466,655 | 1,968,869 | 3,991,504 | -637,186 | 1,007,218 | 10,100 |
| Creditors | -749,691 | -92,074,307 | 81,695,676 | 10,414,439 | -73,529 | -3,832,444 | 610,170 | 3,961,985 | 221,230 | 528,802 | -410,184 | 501,994 | 10,000 |
| Accruals and Deferred Income | 36,020,012 | 148,409,933 | -3,051,479 | -1,319,214 | 4,370,693 | -2,669,979 | 2,283,831 | 180,875 | 40,118 | 165,155 | |||
| Deferred Taxes & Provisions | 163,192 | -91,420 | 318,798 | 112,572 | -411,198 | 907,426 | 150,964 | -514,200 | 514,200 | ||||
| Cash flow from operations | 2,948,174 | -7,395,177 | -19,893,228 | -1,541,425 | -604,974 | 4,975,298 | 2,256,673 | 5,457,611 | 1,948,872 | -2,389,313 | 677,053 | -332,375 | |
| Investing Activities | |||||||||||||
| capital expenditure | -632,733 | -13,216 | |||||||||||
| Change in Investments | 156,706 | -21,355 | 51,245 | 27,931 | 194,301 | 488,475 | |||||||
| cash flow from investments | -632,733 | -13,216 | |||||||||||
| Financing Activities | |||||||||||||
| Bank loans | |||||||||||||
| Group/Directors Accounts | -1 | 1 | -1 | -147,377 | 147,377 | ||||||||
| Other Short Term Loans | |||||||||||||
| Long term loans | -281,986 | -924,012 | -292,876 | 1,540,464 | |||||||||
| Hire Purchase and Lease Commitments | -193,867 | -173,721 | -146,438 | 770,232 | -24,191 | 24,191 | |||||||
| other long term liabilities | -1,535,312 | -22,455 | 1,557,767 | ||||||||||
| share issue | |||||||||||||
| interest | -6,544,572 | 1,809,389 | -116,474 | -118,770 | -15,269 | -12,697 | 23,860 | 39,031 | 28,308 | 10,344 | -920 | -33 | |
| cash flow from financing | 1,190,046 | 3,563,192 | 28,602,791 | 5,653,930 | 3,135,124 | 417,384 | -57,805 | 262,556 | 3,974,351 | 3,865,016 | 155,164 | 399,290 | |
| cash and cash equivalents | |||||||||||||
| cash | 2,077,061 | -5,728,119 | 6,150,903 | -242,784 | 159,578 | 22,246 | -2,399,181 | 1,552,614 | 735,826 | 215,570 | 169,508 | 53,699 | |
| overdraft | |||||||||||||
| change in cash | 2,077,061 | -5,728,119 | 6,150,903 | -242,784 | 159,578 | 22,246 | -2,399,181 | 1,552,614 | 735,826 | 215,570 | 169,508 | 53,699 |
ppro financial ltd Credit Report and Business Information
Ppro Financial Ltd Competitor Analysis
Perform a competitor analysis for ppro financial ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in WC1V area or any other competitors across 12 key performance metrics.
ppro financial ltd Ownership
PPRO FINANCIAL LTD group structure
Ppro Financial Ltd has no subsidiary companies.
Ultimate parent company
PPRO HOLDING GMBH
#0084095
1 parent
PPRO FINANCIAL LTD
07653641
ppro financial ltd directors
Ppro Financial Ltd currently has 2 directors. The longest serving directors include Mr Bernard Miles (Feb 2023) and Mr Mordechay Bring (Oct 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Bernard Miles | England | 51 years | Feb 2023 | - | Director |
| Mr Mordechay Bring | 51 years | Oct 2023 | - | Director |
P&L
December 2023turnover
53.1m
+11%
operating profit
-8.1m
-55%
gross margin
56.4%
-3.88%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-550.3k
-1.14%
total assets
185.5m
+0.19%
cash
2.8m
+3.01%
net assets
Total assets minus all liabilities
ppro financial ltd company details
company number
07653641
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
June 2011
age
14
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
KPMG LLP
address
20 midtown 20 procter street, london, WC1V 6NX
Bank
-
Legal Advisor
-
ppro financial ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to ppro financial ltd. Currently there are 0 open charges and 3 have been satisfied in the past.
ppro financial ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PPRO FINANCIAL LTD. This can take several minutes, an email will notify you when this has completed.
ppro financial ltd Companies House Filings - See Documents
| date | description | view/download |
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