financial options wealth management limited
financial options wealth management limited Company Information
Company Number
07654078
Next Accounts
Mar 2026
Shareholders
christian john pepper
sarah lloyd
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
70 market street, tottington, bury, BL8 3LJ
Website
www.financialopts.co.ukfinancial options wealth management limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCIAL OPTIONS WEALTH MANAGEMENT LIMITED at £650k based on a Turnover of £837.4k and 0.78x industry multiple (adjusted for size and gross margin).
financial options wealth management limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCIAL OPTIONS WEALTH MANAGEMENT LIMITED at £358.7k based on an EBITDA of £133.9k and a 2.68x industry multiple (adjusted for size and gross margin).
financial options wealth management limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCIAL OPTIONS WEALTH MANAGEMENT LIMITED at £914.2k based on Net Assets of £700.5k and 1.31x industry multiple (adjusted for liquidity).
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Financial Options Wealth Management Limited Overview
Financial Options Wealth Management Limited is a live company located in bury, BL8 3LJ with a Companies House number of 07654078. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in June 2011, it's largest shareholder is christian john pepper with a 60% stake. Financial Options Wealth Management Limited is a established, small sized company, Pomanda has estimated its turnover at £837.4k with high growth in recent years.
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Financial Options Wealth Management Limited Health Check
Pomanda's financial health check has awarded Financial Options Wealth Management Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
4 Strong
1 Regular
5 Weak
Size
annual sales of £837.4k, make it smaller than the average company (£5.5m)
- Financial Options Wealth Management Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 26%, show it is growing at a faster rate (7.5%)
- Financial Options Wealth Management Limited
7.5% - Industry AVG
Production
with a gross margin of 12.4%, this company has a higher cost of product (53.7%)
- Financial Options Wealth Management Limited
53.7% - Industry AVG
Profitability
an operating margin of 16% make it more profitable than the average company (8.9%)
- Financial Options Wealth Management Limited
8.9% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Financial Options Wealth Management Limited
12 - Industry AVG
Pay Structure
on an average salary of £81.8k, the company has an equivalent pay structure (£81.8k)
- Financial Options Wealth Management Limited
£81.8k - Industry AVG
Efficiency
resulting in sales per employee of £418.7k, this is more efficient (£220.3k)
- Financial Options Wealth Management Limited
£220.3k - Industry AVG
Debtor Days
it gets paid by customers after 204 days, this is later than average (33 days)
- Financial Options Wealth Management Limited
33 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (40 days)
- Financial Options Wealth Management Limited
40 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Financial Options Wealth Management Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Financial Options Wealth Management Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 0.3%, this is a lower level of debt than the average (70.4%)
0.3% - Financial Options Wealth Management Limited
70.4% - Industry AVG
FINANCIAL OPTIONS WEALTH MANAGEMENT LIMITED financials
Financial Options Wealth Management Limited's latest turnover from June 2024 is estimated at £837.4 thousand and the company has net assets of £700.5 thousand. According to their latest financial statements, Financial Options Wealth Management Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||
| Other Income Or Grants | |||||||||||||
| Cost Of Sales | |||||||||||||
| Gross Profit | |||||||||||||
| Admin Expenses | |||||||||||||
| Operating Profit | |||||||||||||
| Interest Payable | |||||||||||||
| Interest Receivable | |||||||||||||
| Pre-Tax Profit | |||||||||||||
| Tax | |||||||||||||
| Profit After Tax | |||||||||||||
| Dividends Paid | |||||||||||||
| Retained Profit | |||||||||||||
| Employee Costs | |||||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 233,299 | 228,787 | 201,531 | 171,595 | 81,474 | 160 | 160 | 160 | |||||
| Intangible Assets | 160 | ||||||||||||
| Investments & Other | 160 | 160 | 40 | ||||||||||
| Debtors (Due After 1 year) | |||||||||||||
| Total Fixed Assets | 233,299 | 228,787 | 201,531 | 171,595 | 81,474 | 160 | 160 | 160 | 160 | 160 | 160 | 40 | |
| Stock & work in progress | |||||||||||||
| Trade Debtors | 468,967 | 372,786 | 299,244 | 230,544 | 253,285 | 258,547 | 190,810 | 87,846 | 285 | ||||
| Group Debtors | |||||||||||||
| Misc Debtors | |||||||||||||
| Cash | 40,392 | 31,780 | 9,678 | 9,184 | 1,413 | ||||||||
| misc current assets | |||||||||||||
| total current assets | 468,967 | 372,786 | 299,244 | 230,544 | 253,285 | 258,547 | 190,810 | 87,846 | 40,392 | 31,780 | 9,678 | 9,469 | 1,413 |
| total assets | 702,266 | 601,573 | 500,775 | 402,139 | 334,759 | 258,707 | 190,970 | 88,006 | 40,552 | 31,940 | 9,838 | 9,509 | 1,413 |
| Bank overdraft | |||||||||||||
| Bank loan | |||||||||||||
| Trade Creditors | 1,740 | 1,500 | 1,440 | 1,200 | 960 | 960 | 960 | 240 | 720 | 10,320 | 16,941 | 10,392 | 10,292 |
| Group/Directors Accounts | |||||||||||||
| other short term finances | |||||||||||||
| hp & lease commitments | |||||||||||||
| other current liabilities | |||||||||||||
| total current liabilities | 1,740 | 1,500 | 1,440 | 1,200 | 960 | 960 | 960 | 240 | 720 | 10,320 | 16,941 | 10,392 | 10,292 |
| loans | |||||||||||||
| hp & lease commitments | |||||||||||||
| Accruals and Deferred Income | 480 | ||||||||||||
| other liabilities | |||||||||||||
| provisions | |||||||||||||
| total long term liabilities | 480 | ||||||||||||
| total liabilities | 1,740 | 1,500 | 1,440 | 1,200 | 960 | 960 | 960 | 720 | 720 | 10,320 | 16,941 | 10,392 | 10,292 |
| net assets | 700,526 | 600,073 | 499,335 | 400,939 | 333,799 | 257,747 | 190,010 | 87,286 | 39,832 | 21,620 | -7,103 | -883 | -8,879 |
| total shareholders funds | 700,526 | 600,073 | 499,335 | 400,939 | 333,799 | 257,747 | 190,010 | 87,286 | 39,832 | 21,620 | -7,103 | -883 | -8,879 |
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Operating Profit | |||||||||||||
| Depreciation | |||||||||||||
| Amortisation | |||||||||||||
| Tax | |||||||||||||
| Stock | |||||||||||||
| Debtors | 96,181 | 73,542 | 68,700 | -22,741 | -5,262 | 67,737 | 102,964 | 87,846 | -285 | 285 | |||
| Creditors | 240 | 60 | 240 | 240 | 720 | -480 | -9,600 | -6,621 | 6,549 | 100 | 10,292 | ||
| Accruals and Deferred Income | -480 | 480 | |||||||||||
| Deferred Taxes & Provisions | |||||||||||||
| Cash flow from operations | |||||||||||||
| Investing Activities | |||||||||||||
| capital expenditure | |||||||||||||
| Change in Investments | -160 | 160 | -40 | 40 | |||||||||
| cash flow from investments | |||||||||||||
| Financing Activities | |||||||||||||
| Bank loans | |||||||||||||
| Group/Directors Accounts | |||||||||||||
| Other Short Term Loans | |||||||||||||
| Long term loans | |||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||
| other long term liabilities | |||||||||||||
| share issue | |||||||||||||
| interest | |||||||||||||
| cash flow from financing | |||||||||||||
| cash and cash equivalents | |||||||||||||
| cash | -40,392 | 8,612 | 22,102 | 494 | 7,771 | 1,413 | |||||||
| overdraft | |||||||||||||
| change in cash | -40,392 | 8,612 | 22,102 | 494 | 7,771 | 1,413 |
financial options wealth management limited Credit Report and Business Information
Financial Options Wealth Management Limited Competitor Analysis
Perform a competitor analysis for financial options wealth management limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BL8 area or any other competitors across 12 key performance metrics.
financial options wealth management limited Ownership
FINANCIAL OPTIONS WEALTH MANAGEMENT LIMITED group structure
Financial Options Wealth Management Limited has no subsidiary companies.
Ultimate parent company
FINANCIAL OPTIONS WEALTH MANAGEMENT LIMITED
07654078
financial options wealth management limited directors
Financial Options Wealth Management Limited currently has 2 directors. The longest serving directors include Mr Christian Pepper (Jun 2011) and Mrs Sarah Lloyd (Aug 2011).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Christian Pepper | England | 52 years | Jun 2011 | - | Director |
| Mrs Sarah Lloyd | England | 48 years | Aug 2011 | - | Director |
P&L
June 2024turnover
837.4k
+30%
operating profit
133.9k
0%
gross margin
12.5%
-22.59%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2024net assets
700.5k
+0.17%
total assets
702.3k
+0.17%
cash
0
0%
net assets
Total assets minus all liabilities
financial options wealth management limited company details
company number
07654078
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
June 2011
age
14
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
June 2024
previous names
N/A
accountant
-
auditor
-
address
70 market street, tottington, bury, BL8 3LJ
Bank
-
Legal Advisor
-
financial options wealth management limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to financial options wealth management limited.
financial options wealth management limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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financial options wealth management limited Companies House Filings - See Documents
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