allica bank limited
allica bank limited Company Information
Company Number
07706156
Next Accounts
Sep 2025
Shareholders
acm ab equity holdings llc
warwick european opportunities fund inc
View AllGroup Structure
View All
Industry
Banks
Registered Address
4th floor 164 bishopsgate, london, EC2M 4LX
Website
http://civilisedbank.co.ukallica bank limited Estimated Valuation
Pomanda estimates the enterprise value of ALLICA BANK LIMITED at £434m based on a Turnover of £187.6m and 2.31x industry multiple (adjusted for size and gross margin).
allica bank limited Estimated Valuation
Pomanda estimates the enterprise value of ALLICA BANK LIMITED at £277.2m based on an EBITDA of £31.2m and a 8.88x industry multiple (adjusted for size and gross margin).
allica bank limited Estimated Valuation
Pomanda estimates the enterprise value of ALLICA BANK LIMITED at £1.2b based on Net Assets of £279.1m and 4.44x industry multiple (adjusted for liquidity).
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Allica Bank Limited Overview
Allica Bank Limited is a live company located in london, EC2M 4LX with a Companies House number of 07706156. It operates in the banks sector, SIC Code 64191. Founded in July 2011, it's largest shareholder is acm ab equity holdings llc with a 23.3% stake. Allica Bank Limited is a established, mega sized company, Pomanda has estimated its turnover at £187.6m with rapid growth in recent years.
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Allica Bank Limited Health Check
Pomanda's financial health check has awarded Allica Bank Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 0 areas for improvement. Company Health Check FAQs
7 Strong
4 Regular
0 Weak
Size
annual sales of £187.6m, make it larger than the average company (£62.6m)
£187.6m - Allica Bank Limited
£62.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 533%, show it is growing at a faster rate (17.1%)
533% - Allica Bank Limited
17.1% - Industry AVG
Production
with a gross margin of 65.5%, this company has a comparable cost of product (65.5%)
65.5% - Allica Bank Limited
65.5% - Industry AVG
Profitability
an operating margin of 16.2% make it as profitable than the average company (14.4%)
16.2% - Allica Bank Limited
14.4% - Industry AVG
Employees
with 416 employees, this is above the industry average (138)
416 - Allica Bank Limited
138 - Industry AVG
Pay Structure
on an average salary of £79.4k, the company has an equivalent pay structure (£99.1k)
£79.4k - Allica Bank Limited
£99.1k - Industry AVG
Efficiency
resulting in sales per employee of £450.9k, this is more efficient (£377k)
£450.9k - Allica Bank Limited
£377k - Industry AVG
Debtor Days
it gets paid by customers after 4109 days, this is earlier than average (5182 days)
4109 days - Allica Bank Limited
5182 days - Industry AVG
Creditor Days
its suppliers are paid after 14996 days, this is slower than average (79 days)
14996 days - Allica Bank Limited
79 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Allica Bank Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 15 weeks, this is more cash available to meet short term requirements (11 weeks)
15 weeks - Allica Bank Limited
11 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 90.6%, this is a similar level of debt than the average (90.1%)
90.6% - Allica Bank Limited
90.1% - Industry AVG
ALLICA BANK LIMITED financials
Allica Bank Limited's latest turnover from December 2023 is £187.6 million and the company has net assets of £279.1 million. According to their latest financial statements, Allica Bank Limited has 416 employees and maintains cash reserves of £806.6 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 187,586,000 | 72,906,000 | 11,498,000 | 739,000 | 78,000 | |||||||
| Other Income Or Grants | ||||||||||||
| Cost Of Sales | ||||||||||||
| Gross Profit | ||||||||||||
| Admin Expenses | ||||||||||||
| Operating Profit | 30,370,000 | 6,886,000 | -23,981,000 | -21,646,000 | -31,168,000 | -8,904,096 | -2,229,572 | -1,240,440 | ||||
| Interest Payable | 7,539 | 35,305 | 13,150 | |||||||||
| Interest Receivable | 174 | 178 | 34 | |||||||||
| Pre-Tax Profit | 16,091,000 | -1,587,000 | -25,058,000 | -21,714,000 | -31,168,000 | -8,494,617 | -2,264,699 | -1,253,556 | ||||
| Tax | 3,059,000 | 7,210,000 | ||||||||||
| Profit After Tax | 19,150,000 | 5,623,000 | -25,058,000 | -21,714,000 | -31,168,000 | -8,494,617 | -2,264,699 | -1,253,556 | ||||
| Dividends Paid | ||||||||||||
| Retained Profit | 19,150,000 | 5,623,000 | -25,058,000 | -21,714,000 | -31,168,000 | -8,494,617 | -2,264,699 | -1,253,556 | ||||
| Employee Costs | 33,028,000 | 23,823,000 | 14,472,000 | 11,751,000 | 9,424,000 | 3,798,757 | 685,798 | |||||
| Number Of Employees | 416 | 269 | 153 | 110 | 41 | 16 | 3 | |||||
| EBITDA* | 31,219,000 | 7,377,000 | -23,669,000 | -21,341,000 | -30,810,000 | -8,904,096 | -2,229,572 | -1,240,440 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 14,707,000 | 3,814,000 | 395,000 | 553,000 | 733,000 | 115,791 | ||||||
| Intangible Assets | 19,262,000 | 14,190,000 | 8,178,000 | 14,092,000 | 10,494,000 | |||||||
| Investments & Other | ||||||||||||
| Debtors (Due After 1 year) | ||||||||||||
| Total Fixed Assets | 33,969,000 | 18,004,000 | 8,573,000 | 14,645,000 | 11,227,000 | 115,791 | ||||||
| Stock & work in progress | ||||||||||||
| Trade Debtors | 2,112,170,000 | 1,441,564,000 | 606,504,000 | 45,044,000 | 29,458,000 | |||||||
| Group Debtors | 901 | |||||||||||
| Misc Debtors | 350,429 | 172,673 | 2,924 | |||||||||
| Cash | 806,568,000 | 294,243,000 | 312,581,000 | 103,263,000 | 2,816,000 | 2,066,301 | 3,503,273 | 5,027 | 7,535 | |||
| misc current assets | ||||||||||||
| total current assets | 2,925,010,000 | 1,744,466,000 | 941,634,000 | 150,098,000 | 33,314,000 | 2,416,730 | 3,676,847 | 7,951 | 7,535 | |||
| total assets | 2,958,979,000 | 1,762,470,000 | 950,207,000 | 164,743,000 | 44,541,000 | 2,532,521 | 3,676,847 | 7,951 | 7,535 | |||
| Bank overdraft | ||||||||||||
| Bank loan | ||||||||||||
| Trade Creditors | 2,659,250,000 | 1,534,862,000 | 846,757,000 | 104,323,000 | 582,950 | 288,785 | 327,235 | 154,726 | ||||
| Group/Directors Accounts | 1,507,539 | 632,500 | ||||||||||
| other short term finances | 7,500,000 | 7,500,000 | 7,500,000 | 203,150 | ||||||||
| hp & lease commitments | ||||||||||||
| other current liabilities | 917,750 | 779,370 | 86,812 | |||||||||
| total current liabilities | 2,676,630,000 | 1,551,302,000 | 859,470,000 | 107,855,000 | 1,756,000 | 3,008,239 | 1,068,155 | 1,249,697 | 154,726 | |||
| loans | ||||||||||||
| hp & lease commitments | ||||||||||||
| Accruals and Deferred Income | ||||||||||||
| other liabilities | ||||||||||||
| provisions | ||||||||||||
| total long term liabilities | 3,207,000 | 1,897,000 | 854,000 | 400,000 | 1,107,000 | |||||||
| total liabilities | 2,679,837,000 | 1,553,199,000 | 860,324,000 | 108,255,000 | 2,863,000 | 3,008,239 | 1,068,155 | 1,249,697 | 154,726 | |||
| net assets | 279,142,000 | 209,271,000 | 89,883,000 | 56,488,000 | 41,678,000 | -475,718 | 2,608,692 | -1,241,746 | -147,191 | |||
| total shareholders funds | 279,142,000 | 209,271,000 | 89,883,000 | 56,488,000 | 41,678,000 | -475,718 | 2,608,692 | -1,241,746 | -147,191 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||
| Operating Profit | 30,370,000 | 6,886,000 | -23,981,000 | -21,646,000 | -31,168,000 | -8,904,096 | -2,229,572 | -1,240,440 | ||||
| Depreciation | 849,000 | 491,000 | 312,000 | 305,000 | 358,000 | |||||||
| Amortisation | ||||||||||||
| Tax | 3,059,000 | 7,210,000 | ||||||||||
| Stock | ||||||||||||
| Debtors | 670,606,000 | 835,060,000 | 561,460,000 | 15,586,000 | 29,107,571 | 176,855 | 170,650 | 2,924 | ||||
| Creditors | 1,124,388,000 | 688,105,000 | 742,434,000 | 104,323,000 | -582,950 | 294,165 | -38,450 | 172,509 | 154,726 | |||
| Accruals and Deferred Income | -917,750 | 138,380 | 692,558 | 86,812 | ||||||||
| Deferred Taxes & Provisions | ||||||||||||
| Cash flow from operations | -8,648,406 | -1,746,114 | -984,043 | |||||||||
| Investing Activities | ||||||||||||
| capital expenditure | -126,500 | |||||||||||
| Change in Investments | ||||||||||||
| cash flow from investments | -126,500 | |||||||||||
| Financing Activities | ||||||||||||
| Bank loans | ||||||||||||
| Group/Directors Accounts | -1,507,539 | 1,507,539 | -632,500 | 632,500 | ||||||||
| Other Short Term Loans | 7,500,000 | -203,150 | 203,150 | |||||||||
| Long term loans | ||||||||||||
| Hire Purchase and Lease Commitments | ||||||||||||
| other long term liabilities | ||||||||||||
| share issue | ||||||||||||
| interest | -7,365 | -35,127 | -13,116 | |||||||||
| cash flow from financing | 6,910,381 | 5,244,360 | 981,535 | |||||||||
| cash and cash equivalents | ||||||||||||
| cash | 512,325,000 | -18,338,000 | 209,318,000 | 100,447,000 | 749,699 | -1,436,972 | 3,498,246 | -2,508 | 7,535 | |||
| overdraft | ||||||||||||
| change in cash | 512,325,000 | -18,338,000 | 209,318,000 | 100,447,000 | 749,699 | -1,436,972 | 3,498,246 | -2,508 | 7,535 |
allica bank limited Credit Report and Business Information
Allica Bank Limited Competitor Analysis
Perform a competitor analysis for allica bank limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in EC2M area or any other competitors across 12 key performance metrics.
allica bank limited Ownership
ALLICA BANK LIMITED group structure
Allica Bank Limited has no subsidiary companies.
allica bank limited directors
Allica Bank Limited currently has 8 directors. The longest serving directors include Ms Patrice McDonald Pryer (May 2017) and Mr James Heath (Oct 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Patrice McDonald Pryer | England | 56 years | May 2017 | - | Director |
| Mr James Heath | England | 53 years | Oct 2017 | - | Director |
| Mr Paul Marston | England | 53 years | Aug 2018 | - | Director |
| Mr Rajan Kapoor | England | 73 years | Nov 2018 | - | Director |
| Mr John Maltby | England | 63 years | Sep 2019 | - | Director |
| Mr Richard Davies | England | 45 years | Sep 2020 | - | Director |
| Mr Patrick Magee | 55 years | May 2023 | - | Director | |
| Ms Tracy Dunley-Owen | United Kingdom | 53 years | Nov 2024 | - | Director |
P&L
December 2023turnover
187.6m
+157%
operating profit
30.4m
+341%
gross margin
65.5%
-14.39%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
279.1m
+0.33%
total assets
3b
+0.68%
cash
806.6m
+1.74%
net assets
Total assets minus all liabilities
allica bank limited company details
company number
07706156
Type
Private limited with Share Capital
industry
64191 - Banks
incorporation date
July 2011
age
14
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
allica limited (September 2019)
civilised bank limited (December 2018)
accountant
-
auditor
ERNST & YOUNG LLP
address
4th floor 164 bishopsgate, london, EC2M 4LX
Bank
LLOYDS TSB BANK PLC
Legal Advisor
-
allica bank limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to allica bank limited.
allica bank limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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allica bank limited Companies House Filings - See Documents
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