gulf central merchant bank ltd
gulf central merchant bank ltd Company Information
Company Number
07815981
Next Accounts
Nov 2025
Directors
Shareholders
hakim azaiez
hannah field-azaiez
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
22a st. james's square, london, SW1Y 4LB
Website
www.gulfcentralagency.comgulf central merchant bank ltd Estimated Valuation
Pomanda estimates the enterprise value of GULF CENTRAL MERCHANT BANK LTD at £3.1m based on a Turnover of £2.8m and 1.09x industry multiple (adjusted for size and gross margin).
gulf central merchant bank ltd Estimated Valuation
Pomanda estimates the enterprise value of GULF CENTRAL MERCHANT BANK LTD at £1.8m based on an EBITDA of £457k and a 3.84x industry multiple (adjusted for size and gross margin).
gulf central merchant bank ltd Estimated Valuation
Pomanda estimates the enterprise value of GULF CENTRAL MERCHANT BANK LTD at £834.7k based on Net Assets of £648.5k and 1.29x industry multiple (adjusted for liquidity).
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Gulf Central Merchant Bank Ltd Overview
Gulf Central Merchant Bank Ltd is a live company located in london, SW1Y 4LB with a Companies House number of 07815981. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2011, it's largest shareholder is hakim azaiez with a 51% stake. Gulf Central Merchant Bank Ltd is a established, small sized company, Pomanda has estimated its turnover at £2.8m with rapid growth in recent years.
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Gulf Central Merchant Bank Ltd Health Check
Pomanda's financial health check has awarded Gulf Central Merchant Bank Ltd a 5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 3 areas for improvement. Company Health Check FAQs
5 Strong
1 Regular
3 Weak
Size
annual sales of £2.8m, make it smaller than the average company (£5.3m)
£2.8m - Gulf Central Merchant Bank Ltd
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 52%, show it is growing at a faster rate (6.3%)
- Gulf Central Merchant Bank Ltd
6.3% - Industry AVG
Production
with a gross margin of 29%, this company has a higher cost of product (54.8%)
29% - Gulf Central Merchant Bank Ltd
54.8% - Industry AVG
Profitability
an operating margin of 16.3% make it more profitable than the average company (9.3%)
16.3% - Gulf Central Merchant Bank Ltd
9.3% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - Gulf Central Merchant Bank Ltd
12 - Industry AVG
Pay Structure
on an average salary of £68.8k, the company has an equivalent pay structure (£79.7k)
£68.8k - Gulf Central Merchant Bank Ltd
£79.7k - Industry AVG
Efficiency
resulting in sales per employee of £933.8k, this is more efficient (£217.1k)
£933.8k - Gulf Central Merchant Bank Ltd
£217.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Gulf Central Merchant Bank Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Gulf Central Merchant Bank Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Gulf Central Merchant Bank Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 128 weeks, this is more cash available to meet short term requirements (28 weeks)
128 weeks - Gulf Central Merchant Bank Ltd
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 36.6%, this is a lower level of debt than the average (69.5%)
36.6% - Gulf Central Merchant Bank Ltd
69.5% - Industry AVG
GULF CENTRAL MERCHANT BANK LTD financials
Gulf Central Merchant Bank Ltd's latest turnover from February 2024 is £2.8 million and the company has net assets of £648.5 thousand. According to their latest financial statements, Gulf Central Merchant Bank Ltd has 3 employees and maintains cash reserves of £925.2 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 2,801,343 | 3,523,883 | 3,056,230 | 5,594,271 | 45,448,977 | 968,946 | ||||||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Cost Of Sales | 1,988,150 | 3,119,589 | 2,744,920 | 5,019,742 | 45,228,783 | 832,380 | ||||||
| Gross Profit | 813,193 | 404,294 | 311,310 | 574,529 | 220,194 | 136,566 | ||||||
| Admin Expenses | 356,215 | 249,105 | 279,281 | 187,588 | 174,653 | |||||||
| Operating Profit | 456,978 | 155,189 | 32,029 | 386,941 | 45,541 | |||||||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Interest Receivable | 6 | 15 | 7 | 121 | 0 | 0 | ||||||
| Pre-Tax Profit | 456,984 | 155,204 | 32,036 | 387,062 | 45,541 | 65,785 | ||||||
| Tax | -111,922 | -29,489 | -6,087 | -73,542 | -8,653 | -12,555 | ||||||
| Profit After Tax | 345,062 | 125,715 | 25,949 | 313,520 | 36,888 | 53,230 | ||||||
| Dividends Paid | 78,000 | 69,000 | 50,000 | 126,000 | 32,000 | 53,000 | ||||||
| Retained Profit | 267,062 | 56,715 | -24,051 | 187,520 | 4,888 | 230 | ||||||
| Employee Costs | 206,466 | 146,393 | 131,783 | 87,210 | 75,592 | |||||||
| Number Of Employees | 3 | 3 | 1 | 3 | 1 | 1 | ||||||
| EBITDA* | 456,978 | 155,189 | 32,029 | 386,941 | 45,541 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 1,060,702 | 99,950 | 88,859 | 112,093 | 73,524 | 96,226 | 85,715 | 62,463 | 11,411 | 31,336 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 97,257 | 84,612 | 106,328 | 0 | 43,739 | 53,208 | 90,578 | 0 | 0 | 0 | 0 | 0 |
| Cash | 925,236 | 555,875 | 417,174 | 560,322 | 364,953 | 48,908 | 42,426 | 0 | 44,763 | 46,133 | 95,048 | 82,050 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 1,022,493 | 640,487 | 1,584,204 | 660,272 | 497,551 | 214,209 | 206,528 | 96,226 | 130,478 | 108,596 | 106,459 | 113,386 |
| total assets | 1,022,493 | 640,487 | 1,584,204 | 660,272 | 497,551 | 214,209 | 206,528 | 96,226 | 130,478 | 108,596 | 106,459 | 113,386 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 2,285 | 311,454 | 0 | 0 | 0 | 24,401 | 51,122 | 15,571 | 19,559 | 43,845 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 373,949 | 259,005 | 1,257,152 | 0 | 259,913 | 164,091 | 161,298 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 373,949 | 259,005 | 1,259,437 | 311,454 | 259,913 | 164,091 | 161,298 | 24,401 | 51,122 | 15,571 | 19,559 | 43,845 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 373,949 | 259,005 | 1,259,437 | 311,454 | 259,913 | 164,091 | 161,298 | 24,401 | 51,122 | 15,571 | 19,559 | 43,845 |
| net assets | 648,544 | 381,482 | 324,767 | 348,818 | 237,638 | 50,118 | 45,230 | 71,825 | 79,356 | 93,025 | 86,900 | 69,541 |
| total shareholders funds | 648,544 | 381,482 | 324,767 | 348,818 | 237,638 | 50,118 | 45,230 | 71,825 | 79,356 | 93,025 | 86,900 | 69,541 |
| Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||
| Operating Profit | 456,978 | 155,189 | 32,029 | 386,941 | 45,541 | |||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -111,922 | -29,489 | -6,087 | -73,542 | -8,653 | -12,555 | ||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 12,645 | -1,082,418 | 1,067,080 | -32,648 | -32,703 | 1,199 | 67,876 | 10,511 | 23,252 | 51,052 | -19,925 | 31,336 |
| Creditors | 0 | -2,285 | -309,169 | 311,454 | 0 | 0 | -24,401 | -26,721 | 35,551 | -3,988 | -24,286 | 43,845 |
| Accruals and Deferred Income | 114,944 | -998,147 | 1,257,152 | -259,913 | 95,822 | 2,793 | 161,298 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 447,355 | 207,686 | -93,155 | 441,924 | 38,482 | |||||||
| Investing Activities | ||||||||||||
| capital expenditure | 0 | 0 | 0 | 15,478 | 31,955 | -80,213 | ||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | 0 | 0 | 0 | 15,478 | 31,955 | -80,213 | ||||||
| Financing Activities | ||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||
| interest | 6 | 15 | 7 | 121 | 0 | 0 | ||||||
| cash flow from financing | 6 | 15 | 7 | 121 | 0 | -26,825 | ||||||
| cash and cash equivalents | ||||||||||||
| cash | 369,361 | 138,701 | -143,148 | 195,369 | 316,045 | 6,482 | 42,426 | -44,763 | -1,370 | -48,915 | 12,998 | 82,050 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 369,361 | 138,701 | -143,148 | 195,369 | 316,045 | 6,482 | 42,426 | -44,763 | -1,370 | -48,915 | 12,998 | 82,050 |
gulf central merchant bank ltd Credit Report and Business Information
Gulf Central Merchant Bank Ltd Competitor Analysis
Perform a competitor analysis for gulf central merchant bank ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in SW1Y area or any other competitors across 12 key performance metrics.
gulf central merchant bank ltd Ownership
GULF CENTRAL MERCHANT BANK LTD group structure
Gulf Central Merchant Bank Ltd has no subsidiary companies.
Ultimate parent company
GULF CENTRAL MERCHANT BANK LTD
07815981
gulf central merchant bank ltd directors
Gulf Central Merchant Bank Ltd currently has 1 director, Mr Hakim Azaiez serving since Oct 2011.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Hakim Azaiez | England | 39 years | Oct 2011 | - | Director |
P&L
February 2024turnover
2.8m
-21%
operating profit
457k
+194%
gross margin
29.1%
+153.02%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
February 2024net assets
648.5k
+0.7%
total assets
1m
+0.6%
cash
925.2k
+0.66%
net assets
Total assets minus all liabilities
gulf central merchant bank ltd company details
company number
07815981
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
October 2011
age
14
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
February 2024
previous names
gulf central agency asset management ltd (May 2017)
gulf central agency ltd (July 2012)
accountant
-
auditor
FISHER SASSOON & MARKS
address
22a st. james's square, london, SW1Y 4LB
Bank
-
Legal Advisor
-
gulf central merchant bank ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to gulf central merchant bank ltd.
gulf central merchant bank ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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gulf central merchant bank ltd Companies House Filings - See Documents
| date | description | view/download |
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