fs fermaine limited
fs fermaine limited Company Information
Company Number
07939103
Next Accounts
Nov 2025
Industry
Construction of domestic buildings
Shareholders
neil guy
aileen guy
Group Structure
View All
Contact
Registered Address
the old bank 2 coventry street, stourbridge, west midlands, DY8 1EP
Website
fermaine.co.ukfs fermaine limited Estimated Valuation
Pomanda estimates the enterprise value of FS FERMAINE LIMITED at £1.6m based on a Turnover of £3.1m and 0.5x industry multiple (adjusted for size and gross margin).
fs fermaine limited Estimated Valuation
Pomanda estimates the enterprise value of FS FERMAINE LIMITED at £148.5k based on an EBITDA of £36k and a 4.13x industry multiple (adjusted for size and gross margin).
fs fermaine limited Estimated Valuation
Pomanda estimates the enterprise value of FS FERMAINE LIMITED at £1.5m based on Net Assets of £1m and 1.47x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Fs Fermaine Limited Overview
Fs Fermaine Limited is a live company located in west midlands, DY8 1EP with a Companies House number of 07939103. It operates in the construction of domestic buildings sector, SIC Code 41202. Founded in February 2012, it's largest shareholder is neil guy with a 66.7% stake. Fs Fermaine Limited is a established, small sized company, Pomanda has estimated its turnover at £3.1m with high growth in recent years.
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Fs Fermaine Limited Health Check
Pomanda's financial health check has awarded Fs Fermaine Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £3.1m, make it larger than the average company (£380.3k)
- Fs Fermaine Limited
£380.3k - Industry AVG
Growth
3 year (CAGR) sales growth of 27%, show it is growing at a faster rate (10%)
- Fs Fermaine Limited
10% - Industry AVG
Production
with a gross margin of 21%, this company has a comparable cost of product (21%)
- Fs Fermaine Limited
21% - Industry AVG
Profitability
an operating margin of 1.1% make it less profitable than the average company (5.3%)
- Fs Fermaine Limited
5.3% - Industry AVG
Employees
with 2 employees, this is below the industry average (3)
2 - Fs Fermaine Limited
3 - Industry AVG
Pay Structure
on an average salary of £40.3k, the company has an equivalent pay structure (£40.3k)
- Fs Fermaine Limited
£40.3k - Industry AVG
Efficiency
resulting in sales per employee of £1.6m, this is more efficient (£177.6k)
- Fs Fermaine Limited
£177.6k - Industry AVG
Debtor Days
it gets paid by customers after 42 days, this is later than average (25 days)
- Fs Fermaine Limited
25 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Fs Fermaine Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Fs Fermaine Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (14 weeks)
0 weeks - Fs Fermaine Limited
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 53.9%, this is a lower level of debt than the average (71%)
53.9% - Fs Fermaine Limited
71% - Industry AVG
FS FERMAINE LIMITED financials
Fs Fermaine Limited's latest turnover from February 2024 is estimated at £3.1 million and the company has net assets of £1 million. According to their latest financial statements, Fs Fermaine Limited has 2 employees and maintains cash reserves of £15.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 11,033 | 1,504,338 | 1,547,710 | 914,515 | 579,738 | 909,227 | 1,830,684 | 751,297 | 53,633 | 499,404 | ||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Cost Of Sales | 39,857 | 1,485,696 | 1,172,391 | 787,937 | 600,244 | 717,215 | 1,519,081 | 597,126 | 19,241 | 431,968 | ||
| Gross Profit | -28,824 | 18,642 | 375,319 | 126,578 | -20,506 | 192,012 | 311,603 | 154,171 | 34,392 | 67,436 | ||
| Admin Expenses | 31,844 | 18,852 | 47,803 | 47,731 | 44,745 | 33,392 | 20,374 | 14,904 | ||||
| Operating Profit | -60,668 | -210 | 327,516 | 78,847 | -65,251 | 158,620 | 291,229 | 139,267 | ||||
| Interest Payable | 232 | 1,432 | 276 | 8,988 | 2,073 | 2,465 | 1,451 | 0 | ||||
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 132 | 118 | 0 | 0 | ||
| Pre-Tax Profit | -60,894 | -1,642 | 327,240 | 82,219 | -66,080 | 156,155 | 289,910 | 139,385 | 22,595 | 63,706 | ||
| Tax | 0 | -9,409 | -55,392 | -4,417 | 0 | -29,535 | -55,351 | -28,644 | 0 | -11,211 | ||
| Profit After Tax | -60,894 | -11,051 | 271,848 | 77,802 | -66,080 | 126,620 | 234,559 | 110,741 | 22,595 | 52,495 | ||
| Dividends Paid | 4,000 | 4,000 | 4,000 | 4,000 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Retained Profit | -64,894 | -15,051 | 267,848 | 73,802 | -66,080 | 126,620 | 234,559 | 110,741 | 22,595 | 52,495 | ||
| Employee Costs | ||||||||||||
| Number Of Employees | 2 | 2 | ||||||||||
| EBITDA* | -40,898 | 12,154 | 360,363 | 94,907 | -53,721 | 169,493 | 298,328 | 144,022 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 6,448 | 8,122 | 25,855 | 35,976 | 86,729 | 49,517 | 44,652 | 52,298 | 40,137 | 26,538 | 30,280 | 7,652 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 6,498 | 8,172 | 25,905 | 36,026 | 86,779 | 49,567 | 44,702 | 52,348 | 40,187 | 26,538 | 30,280 | 7,652 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 500,000 | 650,000 | 978,885 | 210,183 | 179,727 | 913,672 | 352,970 | 0 |
| Trade Debtors | 360,000 | 329,999 | 0 | 0 | 0 | 0 | 1,150 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 1,845,020 | 1,601,918 | 1,690,506 | 1,750,551 | 969,425 | 898,345 | 774,996 | 570,111 | 530,824 | 22,009 | 14,433 | 298,786 |
| Cash | 15,663 | 255,720 | 33,878 | 37,017 | 862,869 | 51,338 | 36,087 | 535,443 | 308,926 | 147,343 | 67,951 | 95,662 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 2,220,683 | 2,187,637 | 1,724,384 | 1,787,568 | 2,332,294 | 1,599,683 | 1,791,118 | 1,315,737 | 1,019,477 | 1,083,024 | 435,354 | 394,448 |
| total assets | 2,227,181 | 2,195,809 | 1,750,289 | 1,823,594 | 2,419,073 | 1,649,250 | 1,835,820 | 1,368,085 | 1,059,664 | 1,109,562 | 465,634 | 402,100 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 10,000 | 10,000 | 46,667 | 50,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 14,218 | 15,839 | 614,555 | 54,220 | 3,930 | 46,558 | 48,562 | 60,611 | 46,595 | 34,587 |
| Group/Directors Accounts | 0 | 0 | 228,188 | 189,409 | 315,079 | 435,972 | 406,867 | 467,988 | 481,909 | 593,909 | 342,584 | 302,568 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 8,230 | 8,230 | 12,781 | 3,948 | 3,948 | 3,948 | 0 | 0 | 0 | 0 |
| other current liabilities | 1,172,932 | 1,159,947 | 676,054 | 710,060 | 595,952 | 588,761 | 924,854 | 283,615 | 108,503 | 268,911 | 1,065 | 12,150 |
| total current liabilities | 1,182,932 | 1,169,947 | 973,357 | 973,538 | 1,538,367 | 1,082,901 | 1,339,599 | 802,109 | 638,974 | 923,431 | 390,244 | 349,305 |
| loans | 16,667 | 26,667 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 33,997 | 42,227 | 57,826 | 11,317 | 14,991 | 18,666 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 16,667 | 26,667 | 33,997 | 42,227 | 57,826 | 11,317 | 14,991 | 18,666 | 0 | 0 | 0 | 0 |
| total liabilities | 1,199,599 | 1,196,614 | 1,007,354 | 1,015,765 | 1,596,193 | 1,094,218 | 1,354,590 | 820,775 | 638,974 | 923,431 | 390,244 | 349,305 |
| net assets | 1,027,582 | 999,195 | 742,935 | 807,829 | 822,880 | 555,032 | 481,230 | 547,310 | 420,690 | 186,131 | 75,390 | 52,795 |
| total shareholders funds | 1,027,582 | 999,195 | 742,935 | 807,829 | 822,880 | 555,032 | 481,230 | 547,310 | 420,690 | 186,131 | 75,390 | 52,795 |
| Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||
| Operating Profit | -60,668 | -210 | 327,516 | 78,847 | -65,251 | 158,620 | 291,229 | 139,267 | ||||
| Depreciation | 1,674 | 1,674 | 19,770 | 12,364 | 32,847 | 16,060 | 11,530 | 10,873 | 7,099 | 4,755 | 4,755 | 2,017 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 0 | -9,409 | -55,392 | -4,417 | 0 | -29,535 | -55,351 | -28,644 | 0 | -11,211 | ||
| Stock | 0 | 0 | 0 | -500,000 | -150,000 | -328,885 | 768,702 | 30,456 | -733,945 | 560,702 | 352,970 | 0 |
| Debtors | 273,103 | 241,411 | -60,045 | 781,126 | 71,080 | 122,199 | 206,035 | 39,287 | 508,815 | 7,576 | -284,353 | 298,786 |
| Creditors | 0 | -14,218 | -1,621 | -598,716 | 560,335 | 50,290 | -42,628 | -2,004 | -12,049 | 14,016 | 12,008 | 34,587 |
| Accruals and Deferred Income | 12,985 | 483,893 | -34,006 | 114,108 | 7,191 | -336,093 | 641,239 | 175,112 | -160,408 | 267,846 | -11,085 | 12,150 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -16,480 | -762,989 | 951,417 | 11,373 | -429,847 | 243,323 | 295,650 | -171,038 | ||||
| Investing Activities | ||||||||||||
| capital expenditure | ||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||
| Financing Activities | ||||||||||||
| Bank loans | 0 | -36,667 | -3,333 | 50,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | -228,188 | 38,779 | -125,670 | -120,893 | 29,105 | -61,121 | -13,921 | -112,000 | 251,325 | 40,016 | 302,568 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | -10,000 | 26,667 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | -42,227 | -8,230 | -20,150 | 55,342 | -3,674 | -3,675 | 22,614 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||
| interest | -232 | -1,432 | -276 | -8,988 | -2,073 | -2,465 | -1,319 | 118 | ||||
| cash flow from financing | 26,984 | -97,252 | -65,827 | 16,443 | -66,869 | 6,228 | -113,319 | 251,443 | ||||
| cash and cash equivalents | ||||||||||||
| cash | -240,057 | 221,842 | -3,139 | -825,852 | 811,531 | 15,251 | -499,356 | 226,517 | 161,583 | 79,392 | -27,711 | 95,662 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -240,057 | 221,842 | -3,139 | -825,852 | 811,531 | 15,251 | -499,356 | 226,517 | 161,583 | 79,392 | -27,711 | 95,662 |
fs fermaine limited Credit Report and Business Information
Fs Fermaine Limited Competitor Analysis
Perform a competitor analysis for fs fermaine limited by selecting its closest rivals, whether from the CONSTRUCTION sector, other small companies, companies in DY8 area or any other competitors across 12 key performance metrics.
fs fermaine limited Ownership
FS FERMAINE LIMITED group structure
Fs Fermaine Limited has 1 subsidiary company.
fs fermaine limited directors
Fs Fermaine Limited currently has 2 directors. The longest serving directors include Mrs Aileen Guy (Feb 2012) and Mr Neil Guy (Feb 2012).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Aileen Guy | England | 57 years | Feb 2012 | - | Director |
| Mr Neil Guy | England | 59 years | Feb 2012 | - | Director |
P&L
February 2024turnover
3.1m
+24%
operating profit
34.3k
0%
gross margin
21%
+1.43%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
February 2024net assets
1m
+0.03%
total assets
2.2m
+0.01%
cash
15.7k
-0.94%
net assets
Total assets minus all liabilities
fs fermaine limited company details
company number
07939103
Type
Private limited with Share Capital
industry
41202 - Construction of domestic buildings
incorporation date
February 2012
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
February 2024
previous names
N/A
accountant
-
auditor
-
address
the old bank 2 coventry street, stourbridge, west midlands, DY8 1EP
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
fs fermaine limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to fs fermaine limited. Currently there are 2 open charges and 0 have been satisfied in the past.
fs fermaine limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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fs fermaine limited Companies House Filings - See Documents
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