certa life limited
certa life limited Company Information
Company Number
07943061
Website
http://allaboutw8.co.ukRegistered Address
claydon house simpson road, fenny stratford, milton keynes, MK2 2DD
Industry
Retail sale via mail order houses or via Internet
Telephone
-
Next Accounts Due
850 days late
Group Structure
View All
Directors
Charles Howson12 Years
Shareholders
charles howson 65%
tracy howson 20.7%
View Allcerta life limited Estimated Valuation
Pomanda estimates the enterprise value of CERTA LIFE LIMITED at £65.3k based on a Turnover of £223.9k and 0.29x industry multiple (adjusted for size and gross margin).
certa life limited Estimated Valuation
Pomanda estimates the enterprise value of CERTA LIFE LIMITED at £0 based on an EBITDA of £-11k and a 3.98x industry multiple (adjusted for size and gross margin).
certa life limited Estimated Valuation
Pomanda estimates the enterprise value of CERTA LIFE LIMITED at £0 based on Net Assets of £-918.8k and 2.07x industry multiple (adjusted for liquidity).
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Certa Life Limited Overview
Certa Life Limited is a live company located in milton keynes, MK2 2DD with a Companies House number of 07943061. It operates in the retail sale via mail order houses or via internet sector, SIC Code 47910. Founded in February 2012, it's largest shareholder is charles howson with a 65% stake. Certa Life Limited is a established, micro sized company, Pomanda has estimated its turnover at £223.9k with declining growth in recent years.
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Certa Life Limited Health Check
Pomanda's financial health check has awarded Certa Life Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
6 Weak
Size
annual sales of £223.9k, make it smaller than the average company (£464.7k)
- Certa Life Limited
£464.7k - Industry AVG
Growth
3 year (CAGR) sales growth of -22%, show it is growing at a slower rate (6.5%)
- Certa Life Limited
6.5% - Industry AVG
Production
with a gross margin of 34.6%, this company has a comparable cost of product (34.6%)
- Certa Life Limited
34.6% - Industry AVG
Profitability
an operating margin of -9.8% make it less profitable than the average company (4.6%)
- Certa Life Limited
4.6% - Industry AVG
Employees
with 2 employees, this is below the industry average (8)
2 - Certa Life Limited
8 - Industry AVG
Pay Structure
on an average salary of £25.5k, the company has an equivalent pay structure (£25.5k)
- Certa Life Limited
£25.5k - Industry AVG
Efficiency
resulting in sales per employee of £111.9k, this is less efficient (£168.4k)
- Certa Life Limited
£168.4k - Industry AVG
Debtor Days
it gets paid by customers after 3 days, this is earlier than average (24 days)
- Certa Life Limited
24 days - Industry AVG
Creditor Days
its suppliers are paid after 197 days, this is slower than average (37 days)
- Certa Life Limited
37 days - Industry AVG
Stock Days
it holds stock equivalent to 23 days, this is less than average (71 days)
- Certa Life Limited
71 days - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Certa Life Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1691.7%, this is a higher level of debt than the average (71%)
1691.7% - Certa Life Limited
71% - Industry AVG
CERTA LIFE LIMITED financials
Certa Life Limited's latest turnover from August 2020 is estimated at £223.9 thousand and the company has net assets of -£918.8 thousand. According to their latest financial statements, Certa Life Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 2 | 2 | 2 | 3 | 4 | |||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 36,565 | 13,117 | 26,215 | 92,347 | 154,532 | 171,458 | 158,879 | 108,101 |
| Intangible Assets | 8,609 | 13,150 | 40,777 | 37,056 | 56,034 | 225,217 | 323,918 | 61,387 |
| Investments & Other | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 46,174 | 27,267 | 67,992 | 130,403 | 211,566 | 397,675 | 483,797 | 170,488 |
| Stock & work in progress | 9,270 | 9,606 | 11,871 | 24,337 | 34,743 | 168,212 | 103,220 | 127,283 |
| Trade Debtors | 2,035 | 1,314 | 9,769 | 5,104 | 3,251 | 67,770 | 101,864 | 88,767 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 244 | 6,993 | 51,946 | 21,405 | 70,955 | 0 | 0 | 0 |
| Cash | 0 | 953 | 30,126 | 31,442 | 22,774 | 7,296 | 21,840 | 64,049 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 11,549 | 18,866 | 103,712 | 82,288 | 131,723 | 243,278 | 226,924 | 280,099 |
| total assets | 57,723 | 46,133 | 171,704 | 212,691 | 343,289 | 640,953 | 710,721 | 450,587 |
| Bank overdraft | 27,458 | 18,706 | 12,670 | 8,961 | 75,000 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 79,220 | 114,626 | 173,822 | 215,859 | 307,819 | 1,477,136 | 802,983 | 132,589 |
| Group/Directors Accounts | 0 | 1,200 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 11,405 | 6,275 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 222,190 | 200,435 | 241,260 | 285,396 | 702,838 | 0 | 0 | 0 |
| total current liabilities | 340,273 | 341,242 | 427,752 | 510,216 | 1,085,657 | 1,477,136 | 802,983 | 132,589 |
| loans | 41,331 | 0 | 422,000 | 0 | 71,672 | 0 | 0 | 0 |
| hp & lease commitments | 15,023 | 5,977 | 18,873 | 25,521 | 31,232 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 579,849 | 632,999 | 215,099 | 622,049 | 648,547 | 43,333 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 636,203 | 638,976 | 655,972 | 647,570 | 751,451 | 43,333 | 0 | 0 |
| total liabilities | 976,476 | 980,218 | 1,083,724 | 1,157,786 | 1,837,108 | 1,520,469 | 802,983 | 132,589 |
| net assets | -918,753 | -934,085 | -912,020 | -945,095 | -1,493,819 | -879,516 | -92,262 | 317,998 |
| total shareholders funds | -918,753 | -934,085 | -912,020 | -945,095 | -1,493,819 | -879,516 | -92,262 | 317,998 |
| Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | Feb 2013 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 10,984 | 13,618 | 66,641 | 81,234 | 63,364 | 59,126 | 48,866 | 10,814 |
| Amortisation | 0 | 18,566 | 14,409 | 56,670 | 169,183 | 113,881 | 61,831 | 51,942 |
| Tax | ||||||||
| Stock | -336 | -2,265 | -12,466 | -10,406 | -133,469 | 64,992 | -24,063 | 127,283 |
| Debtors | -6,028 | -53,408 | 35,206 | -47,697 | 6,436 | -34,094 | 13,097 | 88,767 |
| Creditors | -35,406 | -59,196 | -42,037 | -91,960 | -1,169,317 | 674,153 | 670,394 | 132,589 |
| Accruals and Deferred Income | 21,755 | -40,825 | -44,136 | -417,442 | 702,838 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,000 |
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -1,200 | 1,200 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 41,331 | -422,000 | 422,000 | -71,672 | 71,672 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 14,176 | -6,621 | -6,648 | -5,711 | 31,232 | 0 | 0 | 0 |
| other long term liabilities | -53,150 | 417,900 | -406,950 | -26,498 | 605,214 | 43,333 | 0 | 0 |
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | -953 | -29,173 | -1,316 | 8,668 | 15,478 | -14,544 | -42,209 | 64,049 |
| overdraft | 8,752 | 6,036 | 3,709 | -66,039 | 75,000 | 0 | 0 | 0 |
| change in cash | -9,705 | -35,209 | -5,025 | 74,707 | -59,522 | -14,544 | -42,209 | 64,049 |
certa life limited Credit Report and Business Information
Certa Life Limited Competitor Analysis
Perform a competitor analysis for certa life limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other micro companies, companies in MK2 area or any other competitors across 12 key performance metrics.
certa life limited Ownership
CERTA LIFE LIMITED group structure
Certa Life Limited has 1 subsidiary company.
Ultimate parent company
CERTA LIFE LIMITED
07943061
1 subsidiary
certa life limited directors
Certa Life Limited currently has 1 director, Mr Charles Howson serving since Mar 2012.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Charles Howson | 58 years | Mar 2012 | - | Director |
P&L
August 2020turnover
223.9k
-10%
operating profit
-22k
0%
gross margin
34.7%
-11.45%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
August 2020net assets
-918.8k
-0.02%
total assets
57.7k
+0.25%
cash
0
-1%
net assets
Total assets minus all liabilities
Similar Companies
certa life limited company details
company number
07943061
Type
Private limited with Share Capital
industry
47910 - Retail sale via mail order houses or via Internet
incorporation date
February 2012
age
12
incorporated
UK
accounts
Total Exemption Full
ultimate parent company
previous names
lifestyle nutrition limited (January 2015)
sevco 5085 limited (March 2012)
last accounts submitted
August 2020
address
claydon house simpson road, fenny stratford, milton keynes, MK2 2DD
accountant
CONNOLLY ACCOUNTANTS & BUSINESS ADVISORS LTD
auditor
-
certa life limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to certa life limited.
certa life limited Companies House Filings - See Documents
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