guardian ib limited
guardian ib limited Company Information
Company Number
08048912
Next Accounts
Sep 2025
Industry
Activities of insurance agents and brokers
Directors
Shareholders
cicg limited
Group Structure
View All
Contact
Registered Address
7th floor corn exchange, 55 mark lane, london, EC3R 7NE
Website
www.guardianib.co.ukguardian ib limited Estimated Valuation
Pomanda estimates the enterprise value of GUARDIAN IB LIMITED at £506.4k based on a Turnover of £574.9k and 0.88x industry multiple (adjusted for size and gross margin).
guardian ib limited Estimated Valuation
Pomanda estimates the enterprise value of GUARDIAN IB LIMITED at £1.7m based on an EBITDA of £330.6k and a 5.26x industry multiple (adjusted for size and gross margin).
guardian ib limited Estimated Valuation
Pomanda estimates the enterprise value of GUARDIAN IB LIMITED at £2.9m based on Net Assets of £1.6m and 1.83x industry multiple (adjusted for liquidity).
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Guardian Ib Limited Overview
Guardian Ib Limited is a live company located in london, EC3R 7NE with a Companies House number of 08048912. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in April 2012, it's largest shareholder is cicg limited with a 100% stake. Guardian Ib Limited is a established, small sized company, Pomanda has estimated its turnover at £574.9k with declining growth in recent years.
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Guardian Ib Limited Health Check
Pomanda's financial health check has awarded Guardian Ib Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
1 Regular
6 Weak
Size
annual sales of £574.9k, make it smaller than the average company (£3m)
£574.9k - Guardian Ib Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of -39%, show it is growing at a slower rate (6.8%)
-39% - Guardian Ib Limited
6.8% - Industry AVG
Production
with a gross margin of 58.8%, this company has a higher cost of product (94.7%)
58.8% - Guardian Ib Limited
94.7% - Industry AVG
Profitability
an operating margin of 53.4% make it more profitable than the average company (18.7%)
53.4% - Guardian Ib Limited
18.7% - Industry AVG
Employees
with 4 employees, this is below the industry average (19)
4 - Guardian Ib Limited
19 - Industry AVG
Pay Structure
on an average salary of £66.8k, the company has a higher pay structure (£52.7k)
£66.8k - Guardian Ib Limited
£52.7k - Industry AVG
Efficiency
resulting in sales per employee of £143.7k, this is equally as efficient (£126.1k)
£143.7k - Guardian Ib Limited
£126.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Guardian Ib Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Guardian Ib Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Guardian Ib Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (33 weeks)
0 weeks - Guardian Ib Limited
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 21.2%, this is a lower level of debt than the average (57.3%)
21.2% - Guardian Ib Limited
57.3% - Industry AVG
GUARDIAN IB LIMITED financials
Guardian Ib Limited's latest turnover from December 2023 is £574.9 thousand and the company has net assets of £1.6 million. According to their latest financial statements, Guardian Ib Limited has 4 employees and maintains cash reserves of £7 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 574,917 | 2,058,344 | 2,744,903 | 2,493,893 | 2,545,252 | 2,028,332 | 2,089,278 | |||||
| Other Income Or Grants | ||||||||||||
| Cost Of Sales | ||||||||||||
| Gross Profit | ||||||||||||
| Admin Expenses | ||||||||||||
| Operating Profit | 856,181 | 1,221,627 | 1,249,708 | 1,117,113 | 912,541 | 1,003,918 | ||||||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 188 | 13,784 | |||||
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
| Pre-Tax Profit | 309,852 | 856,120 | 1,221,627 | 1,249,708 | 1,105,113 | 912,353 | 990,134 | |||||
| Tax | -60,291 | -176,083 | -276,280 | -236,621 | -211,204 | -182,341 | -197,134 | |||||
| Profit After Tax | 249,561 | 680,037 | 945,347 | 1,013,087 | 893,909 | 730,012 | 793,000 | |||||
| Dividends Paid | 0 | 0 | 800,000 | 1,000,000 | 1,000,000 | 128,014 | 1,582,700 | |||||
| Retained Profit | 249,561 | 680,037 | 145,347 | 13,087 | -106,091 | 601,998 | -789,700 | |||||
| Employee Costs | 267,083 | 919,729 | 1,112,056 | 956,715 | 1,070,553 | 852,310 | 738,372 | |||||
| Number Of Employees | 4 | 16 | 16 | 15 | 17 | 16 | 16 | 16 | 14 | |||
| EBITDA* | 888,401 | 1,258,826 | 1,283,664 | 1,169,432 | 946,254 | 1,046,100 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 19,915 | 27,726 | 7,039 | 4,130 | 22,798 | 43,875 | 55,302 | 26,091 | 29,483 | 20,487 | 21,017 |
| Intangible Assets | 0 | -15,783 | 7,280 | 38,030 | 68,780 | 99,532 | 128,119 | 158,875 | 189,625 | 220,375 | 251,125 | 281,875 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 315,779 | 300,000 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 4,132 | 35,006 | 45,069 | 72,910 | 122,330 | 487,773 | 514,177 | 215,716 | 249,858 | 271,612 | 302,892 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 125,883 | 276,374 | 274,579 | 193,154 | 98,885 | 253,771 | 0 | 0 | 4,639 | 4,491 | 1,224 |
| Group Debtors | 1,985,231 | 6,820,525 | 4,922,841 | 3,303,949 | 1,984,949 | 267,300 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 2,866 | 105,277 | 122,751 | 57,333 | 136,004 | 104,874 | 110,264 | 9,246 | 4,625 | 0 | 0 | 0 |
| Cash | 7 | 986,258 | 780,657 | 392,102 | 709,418 | 1,151,405 | 1,409,091 | 668,880 | 850,111 | 574,992 | 363,331 | 249,025 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 1,988,104 | 8,037,943 | 6,102,623 | 4,027,963 | 3,023,525 | 1,622,464 | 1,773,126 | 678,126 | 854,736 | 579,631 | 367,822 | 250,249 |
| total assets | 1,988,104 | 8,042,075 | 6,137,629 | 4,073,032 | 3,096,435 | 1,744,794 | 2,260,899 | 1,192,303 | 1,070,452 | 829,489 | 639,434 | 553,141 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 828,210 | 376,121 | 232,240 | 510,825 | 634,318 | 550,793 | 10,533 | 12,882 | 333,893 | 142,177 | 73,042 |
| Group/Directors Accounts | 143,551 | 5,441,854 | 4,795,104 | 3,138,402 | 1,666,643 | 192,369 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 277,702 | 455,583 | 330,074 | 211,406 | 441,070 | 334,118 | 269,222 | 554,243 | 461,746 | 0 | 0 | 0 |
| total current liabilities | 421,253 | 6,725,647 | 5,501,299 | 3,582,048 | 2,618,538 | 1,160,805 | 820,015 | 564,776 | 474,628 | 333,893 | 142,177 | 73,042 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 112,500 | 174,000 | 307,500 | 415,500 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20,295 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 4,207 | 5,761 | 5,103 | 5,912 | 4,103 | 3,995 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 4,207 | 26,056 | 117,603 | 179,912 | 311,603 | 419,495 |
| total liabilities | 421,253 | 6,725,647 | 5,501,299 | 3,582,048 | 2,618,538 | 1,160,805 | 824,222 | 590,832 | 592,231 | 513,805 | 453,780 | 492,537 |
| net assets | 1,566,851 | 1,316,428 | 636,330 | 490,984 | 477,897 | 583,989 | 1,436,677 | 601,471 | 478,221 | 315,684 | 185,654 | 60,604 |
| total shareholders funds | 1,566,851 | 1,316,428 | 636,330 | 490,984 | 477,897 | 583,989 | 1,436,677 | 601,471 | 478,221 | 315,684 | 185,654 | 60,604 |
| Dec 2023 | Dec 2022 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||
| Operating Profit | 856,181 | 1,221,627 | 1,249,708 | 1,117,113 | 912,541 | 1,003,918 | ||||||
| Depreciation | 7,972 | 9,157 | 6,449 | 3,206 | 21,567 | 5,126 | 11,432 | 18,443 | 6,120 | 6,222 | 4,378 | 5,254 |
| Amortisation | 15,783 | 23,063 | 30,750 | 30,750 | 30,752 | 28,587 | 30,750 | 30,750 | 30,750 | 30,750 | 30,750 | 25,625 |
| Tax | -60,291 | -176,083 | -276,280 | -236,621 | -211,204 | -182,341 | -197,134 | |||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -5,063,588 | 3,415,824 | 1,686,105 | 1,321,754 | 1,843,048 | 107,024 | 354,789 | 4,621 | -14 | 148 | 3,267 | 1,224 |
| Creditors | -828,210 | 595,970 | 143,881 | -278,585 | -123,493 | 83,525 | 540,260 | -2,349 | -321,011 | 191,716 | 69,135 | 73,042 |
| Accruals and Deferred Income | -177,881 | 244,177 | 118,668 | -229,664 | 106,952 | 64,896 | -285,021 | 92,497 | 461,746 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | -4,207 | -1,554 | 658 | -809 | 1,809 | 108 | 3,995 |
| Cash flow from operations | -1,863,359 | -441,010 | -782,960 | -901,361 | 801,103 | 747,862 | ||||||
| Investing Activities | ||||||||||||
| capital expenditure | ||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | -315,779 | 15,779 | 300,000 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||
| Financing Activities | ||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -5,298,303 | 2,303,452 | 1,656,702 | 1,471,759 | 1,474,274 | 192,369 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -112,500 | -61,500 | -133,500 | -108,000 | 415,500 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | -20,295 | 20,295 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||
| interest | 0 | 0 | 0 | 0 | 0 | -188 | -13,784 | |||||
| cash flow from financing | -5,297,441 | 2,448,859 | 1,656,701 | 1,471,759 | 1,474,273 | -1,262,505 | 1,590,827 | |||||
| cash and cash equivalents | ||||||||||||
| cash | -986,251 | 594,156 | 388,555 | -317,316 | -441,987 | -257,686 | 740,211 | -181,231 | 275,119 | 211,661 | 114,306 | 249,025 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -986,251 | 594,156 | 388,555 | -317,316 | -441,987 | -257,686 | 740,211 | -181,231 | 275,119 | 211,661 | 114,306 | 249,025 |
guardian ib limited Credit Report and Business Information
Guardian Ib Limited Competitor Analysis
Perform a competitor analysis for guardian ib limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in EC3R area or any other competitors across 12 key performance metrics.
guardian ib limited Ownership
GUARDIAN IB LIMITED group structure
Guardian Ib Limited has no subsidiary companies.
Ultimate parent company
2 parents
GUARDIAN IB LIMITED
08048912
guardian ib limited directors
Guardian Ib Limited currently has 1 director, Mr Alastair Christopherson serving since Aug 2018.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Alastair Christopherson | England | 56 years | Aug 2018 | - | Director |
P&L
December 2023turnover
574.9k
-72%
operating profit
306.9k
0%
gross margin
58.8%
-2.9%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
1.6m
+0.19%
total assets
2m
-0.75%
cash
7
-1%
net assets
Total assets minus all liabilities
guardian ib limited company details
company number
08048912
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
April 2012
age
12
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
-
address
7th floor corn exchange, 55 mark lane, london, EC3R 7NE
Bank
-
Legal Advisor
-
guardian ib limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to guardian ib limited.
guardian ib limited Capital Raised & Share Issues BETA
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guardian ib limited Companies House Filings - See Documents
| date | description | view/download |
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