integral private finance services ltd

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integral private finance services ltd Company Information

Share INTEGRAL PRIVATE FINANCE SERVICES LTD

Company Number

08064021

Shareholders

bridge uk bidco limited

paul robert smulovitch

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Group Structure

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Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

35 ballards lane, london, N3 1XW

integral private finance services ltd Estimated Valuation

£198.2k

Pomanda estimates the enterprise value of INTEGRAL PRIVATE FINANCE SERVICES LTD at £198.2k based on a Turnover of £254.4k and 0.78x industry multiple (adjusted for size and gross margin).

integral private finance services ltd Estimated Valuation

£480

Pomanda estimates the enterprise value of INTEGRAL PRIVATE FINANCE SERVICES LTD at £480 based on an EBITDA of £178 and a 2.69x industry multiple (adjusted for size and gross margin).

integral private finance services ltd Estimated Valuation

£110.8k

Pomanda estimates the enterprise value of INTEGRAL PRIVATE FINANCE SERVICES LTD at £110.8k based on Net Assets of £84.9k and 1.31x industry multiple (adjusted for liquidity).

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Integral Private Finance Services Ltd Overview

Integral Private Finance Services Ltd is a live company located in london, N3 1XW with a Companies House number of 08064021. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in May 2012, it's largest shareholder is bridge uk bidco limited with a 75.8% stake. Integral Private Finance Services Ltd is a established, micro sized company, Pomanda has estimated its turnover at £254.4k with declining growth in recent years.

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Integral Private Finance Services Ltd Health Check

Pomanda's financial health check has awarded Integral Private Finance Services Ltd a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 8 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating2.5out of 5
positive_score

2 Strong

positive_score

1 Regular

positive_score

8 Weak

size

Size

annual sales of £254.4k, make it smaller than the average company (£5.3m)

£254.4k - Integral Private Finance Services Ltd

£5.3m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -18%, show it is growing at a slower rate (6.7%)

-18% - Integral Private Finance Services Ltd

6.7% - Industry AVG

production

Production

with a gross margin of 14.5%, this company has a higher cost of product (56%)

14.5% - Integral Private Finance Services Ltd

56% - Industry AVG

profitability

Profitability

an operating margin of -0.1% make it less profitable than the average company (9.2%)

-0.1% - Integral Private Finance Services Ltd

9.2% - Industry AVG

employees

Employees

with 3 employees, this is below the industry average (12)

3 - Integral Private Finance Services Ltd

12 - Industry AVG

paystructure

Pay Structure

on an average salary of £79.6k, the company has an equivalent pay structure (£79.6k)

£79.6k - Integral Private Finance Services Ltd

£79.6k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £84.8k, this is less efficient (£216.1k)

£84.8k - Integral Private Finance Services Ltd

£216.1k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 97 days, this is later than average (33 days)

97 days - Integral Private Finance Services Ltd

33 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 1 days, this is quicker than average (41 days)

1 days - Integral Private Finance Services Ltd

41 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Integral Private Finance Services Ltd

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 71 weeks, this is more cash available to meet short term requirements (29 weeks)

71 weeks - Integral Private Finance Services Ltd

29 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 20.8%, this is a lower level of debt than the average (69.5%)

20.8% - Integral Private Finance Services Ltd

69.5% - Industry AVG

INTEGRAL PRIVATE FINANCE SERVICES LTD financials

EXPORTms excel logo

Integral Private Finance Services Ltd's latest turnover from March 2024 is estimated at £254.4 thousand and the company has net assets of £84.9 thousand. According to their latest financial statements, Integral Private Finance Services Ltd has 3 employees and maintains cash reserves of £30.7 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017May 2016May 2015May 2014May 2013
Turnover254,362325,411497,983467,051310,099304,563332,501396,959377,149124,02766,119117,480
Other Income Or Grants
Cost Of Sales217,615269,966405,008376,756246,774245,532260,501301,136258,69186,57648,13783,783
Gross Profit36,74755,44592,97590,29563,32559,03172,00095,823118,45737,45217,98233,697
Admin Expenses37,02764,02258,80359,37142,946110,495112,354103,87848,817-24,6486,50529,045
Operating Profit-280-8,57734,17230,92420,379-51,464-40,354-8,05569,64062,10011,4774,652
Interest Payable
Interest Receivable3,4882,173342419285213368165278
Pre-Tax Profit3,208-6,40434,17230,92720,421-51,045-40,069-7,84270,00962,26511,5044,660
Tax-802-6,493-5,876-3,880-14,002-12,453-2,416-1,072
Profit After Tax2,406-6,40427,67925,05116,541-51,045-40,069-7,84256,00749,8129,0883,588
Dividends Paid
Retained Profit2,406-6,40427,67925,05116,541-51,045-40,069-7,84256,00749,8129,0883,588
Employee Costs238,797369,874366,563343,269347,126341,921329,458376,253371,10258,97059,97859,215
Number Of Employees355555566111
EBITDA*179-8,57734,17230,92420,943-51,376-39,115-7,08474,05867,54718,17810,152

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017May 2016May 2015May 2014May 2013
Tangible Assets9451,4047491,0911,5947013061,18568320,68525,94231,350
Intangible Assets
Investments & Other
Debtors (Due After 1 year)2,0002,0002,000
Total Fixed Assets9451,4047491,0911,5947012,3063,1852,68320,68525,94231,350
Stock & work in progress
Trade Debtors67,93458,299180,799161,26158,99559,34073,33295,70980,38447,34824,32344,073
Group Debtors
Misc Debtors7,7268,69917,38321,8505,6982,5162,6801,549
Cash30,655102,2396,03578,87932,97680,99389,27458,0707,7903,055
misc current assets
total current assets106,315169,237180,799161,26182,413160,069112,006179,218172,338106,96732,11347,128
total assets107,260170,641181,548162,35284,007160,770114,312182,403175,021127,65258,05578,478
Bank overdraft
Bank loan
Trade Creditors 63240592,738101,2214,2904,3862,42257711,27649,54723,61448,083
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities21,71687,73043,537136,74541,20671,07345,150
total current liabilities22,34888,13592,738101,22147,827141,13143,62871,65056,42649,54723,61448,083
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities15,51721,66526,707
provisions
total long term liabilities15,51721,66526,707
total liabilities22,34888,13592,738101,22147,827141,13143,62871,65056,42665,06445,27974,790
net assets84,91282,50688,81061,13136,18019,63970,684110,753118,59562,58812,7763,688
total shareholders funds84,91282,50688,81061,13136,18019,63970,684110,753118,59562,58812,7763,688
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017May 2016May 2015May 2014May 2013
Operating Activities
Operating Profit-280-8,57734,17230,92420,379-51,464-40,354-8,05569,64062,10011,4774,652
Depreciation459564881,2399714,4185,4476,7015,500
Amortisation
Tax-802-6,493-5,876-3,880-14,002-12,453-2,416-1,072
Stock
Debtors8,662-113,80119,53884,883-4,812160-19,19515,16136,16724,574-19,75044,073
Creditors227-92,333-8,48396,931-961,9641,845-10,699-38,27125,933-24,46948,083
Accruals and Deferred Income-66,01487,730-43,537-93,20895,539-29,86725,92345,150
Deferred Taxes & Provisions
Cash flow from operations-75,072100,621-342-6,441-71,42945,967-47,942-7,02130,76856,45311,04313,090
Investing Activities
capital expenditure-655342503-1,457-483-360-1,47315,584-190-1,293-36,850
Change in Investments
cash flow from investments-655342503-1,457-483-360-1,47315,584-190-1,293-36,850
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities-15,517-6,148-5,04226,707
share issue100-100100
interest3,4882,173342419285213368165278
cash flow from financing3,4882,273-9742419285213-15,149-5,983-5,01526,815
cash and cash equivalents
cash-71,584102,239-6,035-72,84445,903-48,017-8,28131,20450,2804,7353,055
overdraft
change in cash-71,584102,239-6,035-72,84445,903-48,017-8,28131,20450,2804,7353,055

integral private finance services ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Integral Private Finance Services Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for integral private finance services ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in N 3 area or any other competitors across 12 key performance metrics.

integral private finance services ltd Ownership

INTEGRAL PRIVATE FINANCE SERVICES LTD group structure

Integral Private Finance Services Ltd has no subsidiary companies.

Ultimate parent company

BRIDGE HOLDCO LTD

#0146697

2 parents

INTEGRAL PRIVATE FINANCE SERVICES LTD

08064021

INTEGRAL PRIVATE FINANCE SERVICES LTD Shareholders

bridge uk bidco limited 75.76%
paul robert smulovitch 15.15%
anthony press 9.09%

integral private finance services ltd directors

Integral Private Finance Services Ltd currently has 3 directors. The longest serving directors include Mr Steven Hocking-Robinson (May 2012) and Mr Paul Smulovitch (May 2012).

officercountryagestartendrole
Mr Steven Hocking-RobinsonUnited Kingdom56 years May 2012- Director
Mr Paul Smulovitch47 years May 2012- Director
Mr Neil Graham68 years Oct 2013- Director

P&L

March 2024

turnover

254.4k

-22%

operating profit

-280.5

0%

gross margin

14.5%

-15.21%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

84.9k

+0.03%

total assets

107.3k

-0.37%

cash

30.7k

-0.7%

net assets

Total assets minus all liabilities

integral private finance services ltd company details

company number

08064021

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

May 2012

age

13

incorporated

UK

ultimate parent company

BRIDGE HOLDCO LTD

accounts

Audit Exemption Subsidiary

last accounts submitted

March 2024

previous names

N/A

accountant

-

auditor

-

address

35 ballards lane, london, N3 1XW

Bank

-

Legal Advisor

-

integral private finance services ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to integral private finance services ltd.

integral private finance services ltd Capital Raised & Share Issues BETA

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integral private finance services ltd Companies House Filings - See Documents

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