integral private finance services ltd Company Information
Company Number
08064021
Next Accounts
Dec 2025
Shareholders
bridge uk bidco limited
paul robert smulovitch
View AllGroup Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
35 ballards lane, london, N3 1XW
Website
http://ipfs.co.ukintegral private finance services ltd Estimated Valuation
Pomanda estimates the enterprise value of INTEGRAL PRIVATE FINANCE SERVICES LTD at £198.2k based on a Turnover of £254.4k and 0.78x industry multiple (adjusted for size and gross margin).
integral private finance services ltd Estimated Valuation
Pomanda estimates the enterprise value of INTEGRAL PRIVATE FINANCE SERVICES LTD at £480 based on an EBITDA of £178 and a 2.69x industry multiple (adjusted for size and gross margin).
integral private finance services ltd Estimated Valuation
Pomanda estimates the enterprise value of INTEGRAL PRIVATE FINANCE SERVICES LTD at £110.8k based on Net Assets of £84.9k and 1.31x industry multiple (adjusted for liquidity).
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Integral Private Finance Services Ltd Overview
Integral Private Finance Services Ltd is a live company located in london, N3 1XW with a Companies House number of 08064021. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in May 2012, it's largest shareholder is bridge uk bidco limited with a 75.8% stake. Integral Private Finance Services Ltd is a established, micro sized company, Pomanda has estimated its turnover at £254.4k with declining growth in recent years.
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Integral Private Finance Services Ltd Health Check
Pomanda's financial health check has awarded Integral Private Finance Services Ltd a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 8 areas for improvement. Company Health Check FAQs


2 Strong

1 Regular

8 Weak

Size
annual sales of £254.4k, make it smaller than the average company (£5.3m)
- Integral Private Finance Services Ltd
£5.3m - Industry AVG

Growth
3 year (CAGR) sales growth of -18%, show it is growing at a slower rate (6.7%)
- Integral Private Finance Services Ltd
6.7% - Industry AVG

Production
with a gross margin of 14.5%, this company has a higher cost of product (56%)
- Integral Private Finance Services Ltd
56% - Industry AVG

Profitability
an operating margin of -0.1% make it less profitable than the average company (9.2%)
- Integral Private Finance Services Ltd
9.2% - Industry AVG

Employees
with 3 employees, this is below the industry average (12)
3 - Integral Private Finance Services Ltd
12 - Industry AVG

Pay Structure
on an average salary of £79.6k, the company has an equivalent pay structure (£79.6k)
- Integral Private Finance Services Ltd
£79.6k - Industry AVG

Efficiency
resulting in sales per employee of £84.8k, this is less efficient (£216.1k)
- Integral Private Finance Services Ltd
£216.1k - Industry AVG

Debtor Days
it gets paid by customers after 97 days, this is later than average (33 days)
- Integral Private Finance Services Ltd
33 days - Industry AVG

Creditor Days
its suppliers are paid after 1 days, this is quicker than average (41 days)
- Integral Private Finance Services Ltd
41 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- Integral Private Finance Services Ltd
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 71 weeks, this is more cash available to meet short term requirements (29 weeks)
71 weeks - Integral Private Finance Services Ltd
29 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 20.8%, this is a lower level of debt than the average (69.5%)
20.8% - Integral Private Finance Services Ltd
69.5% - Industry AVG
INTEGRAL PRIVATE FINANCE SERVICES LTD financials

Integral Private Finance Services Ltd's latest turnover from March 2024 is estimated at £254.4 thousand and the company has net assets of £84.9 thousand. According to their latest financial statements, Integral Private Finance Services Ltd has 3 employees and maintains cash reserves of £30.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | May 2016 | May 2015 | May 2014 | May 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||
Other Income Or Grants | ||||||||||||
Cost Of Sales | ||||||||||||
Gross Profit | ||||||||||||
Admin Expenses | ||||||||||||
Operating Profit | ||||||||||||
Interest Payable | ||||||||||||
Interest Receivable | ||||||||||||
Pre-Tax Profit | ||||||||||||
Tax | ||||||||||||
Profit After Tax | ||||||||||||
Dividends Paid | ||||||||||||
Retained Profit | ||||||||||||
Employee Costs | ||||||||||||
Number Of Employees | 3 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | |||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | May 2016 | May 2015 | May 2014 | May 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 945 | 1,404 | 749 | 1,091 | 1,594 | 701 | 306 | 1,185 | 683 | 20,685 | 25,942 | 31,350 |
Intangible Assets | ||||||||||||
Investments & Other | ||||||||||||
Debtors (Due After 1 year) | 2,000 | 2,000 | 2,000 | |||||||||
Total Fixed Assets | 945 | 1,404 | 749 | 1,091 | 1,594 | 701 | 2,306 | 3,185 | 2,683 | 20,685 | 25,942 | 31,350 |
Stock & work in progress | ||||||||||||
Trade Debtors | 67,934 | 58,299 | 180,799 | 161,261 | 58,995 | 59,340 | 73,332 | 95,709 | 80,384 | 47,348 | 24,323 | 44,073 |
Group Debtors | ||||||||||||
Misc Debtors | 7,726 | 8,699 | 17,383 | 21,850 | 5,698 | 2,516 | 2,680 | 1,549 | ||||
Cash | 30,655 | 102,239 | 6,035 | 78,879 | 32,976 | 80,993 | 89,274 | 58,070 | 7,790 | 3,055 | ||
misc current assets | ||||||||||||
total current assets | 106,315 | 169,237 | 180,799 | 161,261 | 82,413 | 160,069 | 112,006 | 179,218 | 172,338 | 106,967 | 32,113 | 47,128 |
total assets | 107,260 | 170,641 | 181,548 | 162,352 | 84,007 | 160,770 | 114,312 | 182,403 | 175,021 | 127,652 | 58,055 | 78,478 |
Bank overdraft | ||||||||||||
Bank loan | ||||||||||||
Trade Creditors | 632 | 405 | 92,738 | 101,221 | 4,290 | 4,386 | 2,422 | 577 | 11,276 | 49,547 | 23,614 | 48,083 |
Group/Directors Accounts | ||||||||||||
other short term finances | ||||||||||||
hp & lease commitments | ||||||||||||
other current liabilities | 21,716 | 87,730 | 43,537 | 136,745 | 41,206 | 71,073 | 45,150 | |||||
total current liabilities | 22,348 | 88,135 | 92,738 | 101,221 | 47,827 | 141,131 | 43,628 | 71,650 | 56,426 | 49,547 | 23,614 | 48,083 |
loans | ||||||||||||
hp & lease commitments | ||||||||||||
Accruals and Deferred Income | ||||||||||||
other liabilities | 15,517 | 21,665 | 26,707 | |||||||||
provisions | ||||||||||||
total long term liabilities | 15,517 | 21,665 | 26,707 | |||||||||
total liabilities | 22,348 | 88,135 | 92,738 | 101,221 | 47,827 | 141,131 | 43,628 | 71,650 | 56,426 | 65,064 | 45,279 | 74,790 |
net assets | 84,912 | 82,506 | 88,810 | 61,131 | 36,180 | 19,639 | 70,684 | 110,753 | 118,595 | 62,588 | 12,776 | 3,688 |
total shareholders funds | 84,912 | 82,506 | 88,810 | 61,131 | 36,180 | 19,639 | 70,684 | 110,753 | 118,595 | 62,588 | 12,776 | 3,688 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | May 2016 | May 2015 | May 2014 | May 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||
Operating Profit | ||||||||||||
Depreciation | 459 | 564 | 88 | 1,239 | 971 | 4,418 | 5,447 | 6,701 | 5,500 | |||
Amortisation | ||||||||||||
Tax | ||||||||||||
Stock | ||||||||||||
Debtors | 8,662 | -113,801 | 19,538 | 84,883 | -4,812 | 160 | -19,195 | 15,161 | 36,167 | 24,574 | -19,750 | 44,073 |
Creditors | 227 | -92,333 | -8,483 | 96,931 | -96 | 1,964 | 1,845 | -10,699 | -38,271 | 25,933 | -24,469 | 48,083 |
Accruals and Deferred Income | -66,014 | 87,730 | -43,537 | -93,208 | 95,539 | -29,867 | 25,923 | 45,150 | ||||
Deferred Taxes & Provisions | ||||||||||||
Cash flow from operations | ||||||||||||
Investing Activities | ||||||||||||
capital expenditure | ||||||||||||
Change in Investments | ||||||||||||
cash flow from investments | ||||||||||||
Financing Activities | ||||||||||||
Bank loans | ||||||||||||
Group/Directors Accounts | ||||||||||||
Other Short Term Loans | ||||||||||||
Long term loans | ||||||||||||
Hire Purchase and Lease Commitments | ||||||||||||
other long term liabilities | -15,517 | -6,148 | -5,042 | 26,707 | ||||||||
share issue | ||||||||||||
interest | ||||||||||||
cash flow from financing | ||||||||||||
cash and cash equivalents | ||||||||||||
cash | -71,584 | 102,239 | -6,035 | -72,844 | 45,903 | -48,017 | -8,281 | 31,204 | 50,280 | 4,735 | 3,055 | |
overdraft | ||||||||||||
change in cash | -71,584 | 102,239 | -6,035 | -72,844 | 45,903 | -48,017 | -8,281 | 31,204 | 50,280 | 4,735 | 3,055 |
integral private finance services ltd Credit Report and Business Information
Integral Private Finance Services Ltd Competitor Analysis

Perform a competitor analysis for integral private finance services ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in N 3 area or any other competitors across 12 key performance metrics.
integral private finance services ltd Ownership
INTEGRAL PRIVATE FINANCE SERVICES LTD group structure
Integral Private Finance Services Ltd has no subsidiary companies.
Ultimate parent company
BRIDGE HOLDCO LTD
#0146697
2 parents
INTEGRAL PRIVATE FINANCE SERVICES LTD
08064021
integral private finance services ltd directors
Integral Private Finance Services Ltd currently has 3 directors. The longest serving directors include Mr Steven Hocking-Robinson (May 2012) and Mr Paul Smulovitch (May 2012).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Steven Hocking-Robinson | United Kingdom | 56 years | May 2012 | - | Director |
Mr Paul Smulovitch | 47 years | May 2012 | - | Director | |
Mr Neil Graham | 68 years | Oct 2013 | - | Director |
P&L
March 2024turnover
254.4k
-22%
operating profit
-280.5
0%
gross margin
14.5%
-15.21%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
84.9k
+0.03%
total assets
107.3k
-0.37%
cash
30.7k
-0.7%
net assets
Total assets minus all liabilities
integral private finance services ltd company details
company number
08064021
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
May 2012
age
13
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
35 ballards lane, london, N3 1XW
Bank
-
Legal Advisor
-
integral private finance services ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to integral private finance services ltd.
integral private finance services ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for INTEGRAL PRIVATE FINANCE SERVICES LTD. This can take several minutes, an email will notify you when this has completed.
integral private finance services ltd Companies House Filings - See Documents
date | description | view/download |
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