lendinvest plc

lendinvest plc Company Information

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EstablishedLargeHigh

Company Number

08146929

Industry

Activities of mortgage finance companies

 

Directors

Christian Faes

Ian Thomas

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Shareholders

undisclosed

Group Structure

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Contact

Registered Address

4-8 maple street, london, W1T 5HD

lendinvest plc Estimated Valuation

£224.9m

Pomanda estimates the enterprise value of LENDINVEST PLC at £224.9m based on a Turnover of £86m and 2.62x industry multiple (adjusted for size and gross margin).

lendinvest plc Estimated Valuation

£2b

Pomanda estimates the enterprise value of LENDINVEST PLC at £2b based on an EBITDA of £170.2m and a 11.63x industry multiple (adjusted for size and gross margin).

lendinvest plc Estimated Valuation

£190.5m

Pomanda estimates the enterprise value of LENDINVEST PLC at £190.5m based on Net Assets of £59.3m and 3.21x industry multiple (adjusted for liquidity).

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Lendinvest Plc Overview

Lendinvest Plc is a live company located in london, W1T 5HD with a Companies House number of 08146929. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in July 2012, it's largest shareholder is undisclosed with a 100% stake. Lendinvest Plc is a established, large sized company, Pomanda has estimated its turnover at £86m with high growth in recent years.

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Lendinvest Plc Health Check

Pomanda's financial health check has awarded Lendinvest Plc a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 2 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating5out of 5
positive_score

7 Strong

positive_score

2 Regular

positive_score

2 Weak

size

Size

annual sales of £86m, make it larger than the average company (£6.1m)

£86m - Lendinvest Plc

£6.1m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 20%, show it is growing at a faster rate (9.7%)

20% - Lendinvest Plc

9.7% - Industry AVG

production

Production

with a gross margin of 28.4%, this company has a higher cost of product (37.7%)

28.4% - Lendinvest Plc

37.7% - Industry AVG

profitability

Profitability

an operating margin of 193.3% make it more profitable than the average company (14%)

193.3% - Lendinvest Plc

14% - Industry AVG

employees

Employees

with 198 employees, this is above the industry average (7)

198 - Lendinvest Plc

7 - Industry AVG

paystructure

Pay Structure

on an average salary of £123.7k, the company has a higher pay structure (£53.7k)

£123.7k - Lendinvest Plc

£53.7k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £434.3k, this is more efficient (£242.1k)

£434.3k - Lendinvest Plc

£242.1k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 22 days, this is near the average (22 days)

22 days - Lendinvest Plc

22 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 83 days, this is slower than average (16 days)

83 days - Lendinvest Plc

16 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Lendinvest Plc

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 123 weeks, this is more cash available to meet short term requirements (22 weeks)

123 weeks - Lendinvest Plc

22 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 90.1%, this is a similar level of debt than the average (93.9%)

90.1% - Lendinvest Plc

93.9% - Industry AVG

LENDINVEST PLC financials

EXPORTms excel logo

Lendinvest Plc's latest turnover from March 2024 is £86 million and the company has net assets of £59.3 million. According to their latest financial statements, Lendinvest Plc has 198 employees and maintains cash reserves of £55.7 million as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Jul 2013
Turnover86,000,00086,700,00082,500,00050,000,00044,876,00046,825,00035,617,00022,111,00018,691,0007,233,00042,0000
Other Income Or Grants00022,400,00020,601,0000000000
Cost Of Sales61,600,00037,100,00038,300,00034,800,00035,226,00020,369,00017,162,0008,685,0006,812,0002,574,00000
Gross Profit24,400,00049,600,00044,200,00037,600,00030,251,00026,456,00018,455,00013,426,00011,879,0004,659,00042,0000
Admin Expenses-141,868,250-205,001,949-86,209,16530,500,00029,626,00023,175,00018,267,0008,750,0768,485,0001,387,000167,0000
Operating Profit166,268,250254,601,949130,409,1657,100,000625,0003,281,000188,0004,675,9243,394,0003,272,000-125,0000
Interest Payable0002,200,0001,751,000000932,000000
Interest Receivable000077,00034,00020,00035,00012,0001,00000
Pre-Tax Profit-27,300,00014,300,00014,200,0004,900,000-3,228,000543,0001,809,000-1,015,0002,474,0003,273,000-125,0000
Tax7,200,000-2,900,000-3,300,000-1,100,0001,020,00073,000-159,000-45,000-479,000-470,00000
Profit After Tax-20,100,00011,400,00010,900,0003,800,000-2,208,000616,0001,650,000-1,060,0001,995,0002,803,000-125,0000
Dividends Paid4,400,0007,900,00000000001,224,00000
Retained Profit-24,500,0003,500,00010,900,0003,800,000-2,208,000616,0001,650,000-1,060,0001,995,0001,579,000-125,0000
Employee Costs24,500,00022,700,00019,200,00015,600,00016,727,00012,536,0008,910,0007,240,0004,063,000640,00041,0000
Number Of Employees198229187181210155128102571350
EBITDA*170,168,250257,401,949133,209,1659,500,0002,935,0003,997,000521,0004,809,9243,568,0003,280,000-125,0000

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Jul 2013
Tangible Assets4,100,00052,800,00037,700,00012,400,000800,002,0002,115,0002,173,0002,249,00094,704,00046,214,00000
Intangible Assets11,800,00010,500,0006,100,0005,500,0005,357,0003,179,000752,00020,0000000
Investments & Other600,00048,200,00033,700,0001,900,000786,348,00000093,724,00046,199,00000
Debtors (Due After 1 year)3,300,0002,400,0001,200,0004,800,0008,039,0001,235,0001,235,00000000
Total Fixed Assets15,900,00063,300,00043,800,00016,800,000805,359,0005,294,0002,925,0002,269,00094,704,00046,214,00000
Stock & work in progress000000000000
Trade Debtors5,200,000500,0001,300,0002,300,0001,941,0001,405,0003,172,0001,336,0001,128,0001,840,00053,0000
Group Debtors000000000000
Misc Debtors3,500,0004,400,0003,800,0002,900,0009,362,0007,203,0001,573,0001,994,0003,176,000308,00000
Cash55,700,00046,700,000118,200,00062,200,00091,609,00040,081,00030,266,00012,714,00017,447,0003,257,000176,0000
misc current assets518,100,0001,147,900,0001,209,100,0001,056,600,0004,000388,402,000204,293,00094,648,0000000
total current assets585,700,0001,199,500,0001,332,400,0001,124,000,000102,916,000437,091,000239,304,000110,692,00021,751,0005,405,000229,0000
total assets601,600,0001,262,800,0001,376,200,0001,140,800,000908,275,000442,385,000242,229,000112,961,000116,455,00051,619,000229,0000
Bank overdraft000000000000
Bank loan000000000000
Trade Creditors 14,100,00015,100,00026,400,00017,000,00016,797,00019,305,00013,569,00014,123,0007,120,0002,227,000190,0000
Group/Directors Accounts000000000000
other short term finances0001,048,900,000859,157,000391,018,000214,531,00086,982,00097,774,00047,691,00000
hp & lease commitments200,000200,00005,000,0005,717,0000000000
other current liabilities9,100,0008,400,00019,800,00013,100,00016,103,00011,448,0004,236,0003,479,0002,121,000597,000164,0000
total current liabilities23,400,00023,700,00046,200,0001,084,000,000897,774,000421,771,000232,336,000104,584,000107,015,00050,515,000354,0000
loans1,035,800,0002,325,200,0002,436,400,000000000000
hp & lease commitments2,300,0003,300,0004,100,000000000000
Accruals and Deferred Income000000000000
other liabilities000000000000
provisions0017,000,00013,800,000746,00000072,000000
total long term liabilities518,900,0001,162,600,0001,226,700,0006,900,000373,00000036,000000
total liabilities542,300,0001,186,300,0001,272,900,0001,090,900,000898,147,000421,771,000232,336,000104,584,000107,051,00050,515,000354,0000
net assets59,300,00076,500,000103,300,00049,900,00010,128,00020,614,0009,893,0008,377,0009,404,0001,104,000-125,0000
total shareholders funds59,300,00076,500,000103,300,00049,900,00010,128,00020,614,0009,893,0008,377,0009,404,0001,104,000-125,0000
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Jul 2013
Operating Activities
Operating Profit166,268,250254,601,949130,409,1657,100,000625,0003,281,000188,0004,675,9243,394,0003,272,000-125,0000
Depreciation200,000200,0002,800,000200,0001,132,000716,000333,000134,000174,0008,00000
Amortisation3,700,0002,600,00002,200,0001,178,0000000000
Tax7,200,000-2,900,000-3,300,000-1,100,0001,020,00073,000-159,000-45,000-479,000-470,00000
Stock000000000000
Debtors4,700,0001,000,000-3,700,000-9,342,0009,499,0003,863,0002,650,000-974,0002,156,0002,095,00053,0000
Creditors-1,000,000-11,300,0009,400,000203,000-2,508,0005,736,000-554,0007,003,0004,893,0002,037,000190,0000
Accruals and Deferred Income700,000-11,400,0006,700,000-3,003,0004,655,0007,212,000757,0001,358,0001,524,000433,000164,0000
Deferred Taxes & Provisions0-17,000,0003,200,00013,054,000746,00000-72,00072,000000
Cash flow from operations172,368,250213,801,949152,909,16527,996,000-2,651,00013,155,000-2,085,00014,027,9247,422,0003,185,000176,0000
Investing Activities
capital expenditure43,500,000-22,300,000-28,700,000785,059,000-802,375,000-3,085,000-989,00092,301,000-48,664,000-46,222,00000
Change in Investments-47,600,00014,500,00031,800,000-784,448,000786,348,00000-93,724,00047,525,00046,199,00000
cash flow from investments91,100,000-36,800,000-60,500,0001,569,507,000-1,588,723,000-3,085,000-989,000186,025,000-96,189,000-92,421,00000
Financing Activities
Bank loans000000000000
Group/Directors Accounts000000000000
Other Short Term Loans 00-1,048,900,000189,743,000468,139,000176,487,000127,549,000-10,792,00050,083,00047,691,00000
Long term loans-1,289,400,000-111,200,0002,436,400,000000000000
Hire Purchase and Lease Commitments-1,000,000-600,000-900,000-717,0005,717,0000000000
other long term liabilities000000000000
share issue7,300,000-30,300,00042,500,00035,972,000-8,278,00010,105,000-134,00033,0006,305,000-350,00000
interest000-2,200,000-1,674,00034,00020,00035,000-920,0001,00000
cash flow from financing-1,283,100,000-142,100,0001,429,100,000222,798,000463,904,000186,626,000127,435,000-10,724,00055,468,00047,342,00000
cash and cash equivalents
cash9,000,000-71,500,00056,000,000-29,409,00051,528,0009,815,00017,552,000-4,733,00014,190,0003,081,000176,0000
overdraft000000000000
change in cash9,000,000-71,500,00056,000,000-29,409,00051,528,0009,815,00017,552,000-4,733,00014,190,0003,081,000176,0000

lendinvest plc Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Lendinvest Plc Competitor Analysis

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Perform a competitor analysis for lendinvest plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in W1T area or any other competitors across 12 key performance metrics.

lendinvest plc Ownership

lendinvest plc directors

Lendinvest Plc currently has 5 directors. The longest serving directors include Mr Christian Faes (Jul 2012) and Mr Ian Thomas (Jul 2012).

officercountryagestartendrole
Mr Christian FaesUnited Kingdom47 years Jul 2012- Director
Mr Ian ThomasUnited Kingdom43 years Jul 2012- Director
Mr Roderick LockhartUnited Kingdom44 years Jan 2020- Director
Mr Stephan WilckeUnited Kingdom54 years Jun 2021- Director
Ms Maeve ByrneUk58 years Jun 2024- Director

P&L

March 2024

turnover

86m

-1%

operating profit

166.3m

0%

gross margin

28.4%

-50.41%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

59.3m

-0.22%

total assets

601.6m

-0.52%

cash

55.7m

+0.19%

net assets

Total assets minus all liabilities

lendinvest plc company details

company number

08146929

Type

Public limited with Share Capital

industry

64922 - Activities of mortgage finance companies

incorporation date

July 2012

age

12

incorporated

UK

ultimate parent company

None

accounts

Group

last accounts submitted

March 2024

previous names

N/A

accountant

-

auditor

BDO LLP

address

4-8 maple street, london, W1T 5HD

Bank

BARCLAYS BANK PLC

Legal Advisor

-

lendinvest plc Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to lendinvest plc.

lendinvest plc Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for LENDINVEST PLC. This can take several minutes, an email will notify you when this has completed.

lendinvest plc Companies House Filings - See Documents

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