lendinvest plc Company Information
Company Number
08146929
Next Accounts
Sep 2025
Industry
Activities of mortgage finance companies
Shareholders
undisclosed
Group Structure
View All
Contact
Registered Address
4-8 maple street, london, W1T 5HD
Website
www.lendinvest.comlendinvest plc Estimated Valuation
Pomanda estimates the enterprise value of LENDINVEST PLC at £224.9m based on a Turnover of £86m and 2.62x industry multiple (adjusted for size and gross margin).
lendinvest plc Estimated Valuation
Pomanda estimates the enterprise value of LENDINVEST PLC at £2b based on an EBITDA of £170.2m and a 11.63x industry multiple (adjusted for size and gross margin).
lendinvest plc Estimated Valuation
Pomanda estimates the enterprise value of LENDINVEST PLC at £190.5m based on Net Assets of £59.3m and 3.21x industry multiple (adjusted for liquidity).
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Lendinvest Plc Overview
Lendinvest Plc is a live company located in london, W1T 5HD with a Companies House number of 08146929. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in July 2012, it's largest shareholder is undisclosed with a 100% stake. Lendinvest Plc is a established, large sized company, Pomanda has estimated its turnover at £86m with high growth in recent years.
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Lendinvest Plc Health Check
Pomanda's financial health check has awarded Lendinvest Plc a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 2 areas for improvement. Company Health Check FAQs
7 Strong
2 Regular
2 Weak
Size
annual sales of £86m, make it larger than the average company (£6.1m)
£86m - Lendinvest Plc
£6.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 20%, show it is growing at a faster rate (9.7%)
20% - Lendinvest Plc
9.7% - Industry AVG
Production
with a gross margin of 28.4%, this company has a higher cost of product (37.7%)
28.4% - Lendinvest Plc
37.7% - Industry AVG
Profitability
an operating margin of 193.3% make it more profitable than the average company (14%)
193.3% - Lendinvest Plc
14% - Industry AVG
Employees
with 198 employees, this is above the industry average (7)
198 - Lendinvest Plc
7 - Industry AVG
Pay Structure
on an average salary of £123.7k, the company has a higher pay structure (£53.7k)
£123.7k - Lendinvest Plc
£53.7k - Industry AVG
Efficiency
resulting in sales per employee of £434.3k, this is more efficient (£242.1k)
£434.3k - Lendinvest Plc
£242.1k - Industry AVG
Debtor Days
it gets paid by customers after 22 days, this is near the average (22 days)
22 days - Lendinvest Plc
22 days - Industry AVG
Creditor Days
its suppliers are paid after 83 days, this is slower than average (16 days)
83 days - Lendinvest Plc
16 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Lendinvest Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 123 weeks, this is more cash available to meet short term requirements (22 weeks)
123 weeks - Lendinvest Plc
22 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 90.1%, this is a similar level of debt than the average (93.9%)
90.1% - Lendinvest Plc
93.9% - Industry AVG
LENDINVEST PLC financials
Lendinvest Plc's latest turnover from March 2024 is £86 million and the company has net assets of £59.3 million. According to their latest financial statements, Lendinvest Plc has 198 employees and maintains cash reserves of £55.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Jul 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 86,000,000 | 86,700,000 | 82,500,000 | 50,000,000 | 44,876,000 | 46,825,000 | 35,617,000 | 22,111,000 | 18,691,000 | 7,233,000 | 42,000 | |
Other Income Or Grants | 0 | 0 | 0 | 22,400,000 | 20,601,000 | 0 | 0 | 0 | 0 | 0 | 0 | |
Cost Of Sales | 61,600,000 | 37,100,000 | 38,300,000 | 34,800,000 | 35,226,000 | 20,369,000 | 17,162,000 | 8,685,000 | 6,812,000 | 2,574,000 | 0 | |
Gross Profit | 24,400,000 | 49,600,000 | 44,200,000 | 37,600,000 | 30,251,000 | 26,456,000 | 18,455,000 | 13,426,000 | 11,879,000 | 4,659,000 | 42,000 | |
Admin Expenses | 30,500,000 | 29,626,000 | 23,175,000 | 18,267,000 | 8,485,000 | 1,387,000 | 167,000 | |||||
Operating Profit | 7,100,000 | 625,000 | 3,281,000 | 188,000 | 3,394,000 | 3,272,000 | -125,000 | |||||
Interest Payable | 0 | 0 | 0 | 2,200,000 | 1,751,000 | 0 | 0 | 0 | 932,000 | 0 | 0 | |
Interest Receivable | 0 | 0 | 0 | 0 | 77,000 | 34,000 | 20,000 | 35,000 | 12,000 | 1,000 | 0 | |
Pre-Tax Profit | -27,300,000 | 14,300,000 | 14,200,000 | 4,900,000 | -3,228,000 | 543,000 | 1,809,000 | -1,015,000 | 2,474,000 | 3,273,000 | -125,000 | |
Tax | 7,200,000 | -2,900,000 | -3,300,000 | -1,100,000 | 1,020,000 | 73,000 | -159,000 | -45,000 | -479,000 | -470,000 | 0 | |
Profit After Tax | -20,100,000 | 11,400,000 | 10,900,000 | 3,800,000 | -2,208,000 | 616,000 | 1,650,000 | -1,060,000 | 1,995,000 | 2,803,000 | -125,000 | |
Dividends Paid | 4,400,000 | 7,900,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,224,000 | 0 | |
Retained Profit | -24,500,000 | 3,500,000 | 10,900,000 | 3,800,000 | -2,208,000 | 616,000 | 1,650,000 | -1,060,000 | 1,995,000 | 1,579,000 | -125,000 | |
Employee Costs | 24,500,000 | 22,700,000 | 19,200,000 | 15,600,000 | 16,727,000 | 12,536,000 | 8,910,000 | 7,240,000 | 4,063,000 | 640,000 | 41,000 | |
Number Of Employees | 198 | 229 | 187 | 181 | 210 | 155 | 128 | 102 | 57 | 13 | 5 | |
EBITDA* | 9,500,000 | 2,935,000 | 3,997,000 | 521,000 | 3,568,000 | 3,280,000 | -125,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Jul 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 4,100,000 | 52,800,000 | 37,700,000 | 12,400,000 | 800,002,000 | 2,115,000 | 2,173,000 | 2,249,000 | 94,704,000 | 46,214,000 | 0 | 0 |
Intangible Assets | 11,800,000 | 10,500,000 | 6,100,000 | 5,500,000 | 5,357,000 | 3,179,000 | 752,000 | 20,000 | 0 | 0 | 0 | 0 |
Investments & Other | 600,000 | 48,200,000 | 33,700,000 | 1,900,000 | 786,348,000 | 0 | 0 | 0 | 93,724,000 | 46,199,000 | 0 | 0 |
Debtors (Due After 1 year) | 3,300,000 | 2,400,000 | 1,200,000 | 4,800,000 | 8,039,000 | 1,235,000 | 1,235,000 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 15,900,000 | 63,300,000 | 43,800,000 | 16,800,000 | 805,359,000 | 5,294,000 | 2,925,000 | 2,269,000 | 94,704,000 | 46,214,000 | 0 | 0 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 5,200,000 | 500,000 | 1,300,000 | 2,300,000 | 1,941,000 | 1,405,000 | 3,172,000 | 1,336,000 | 1,128,000 | 1,840,000 | 53,000 | 0 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 3,500,000 | 4,400,000 | 3,800,000 | 2,900,000 | 9,362,000 | 7,203,000 | 1,573,000 | 1,994,000 | 3,176,000 | 308,000 | 0 | 0 |
Cash | 55,700,000 | 46,700,000 | 118,200,000 | 62,200,000 | 91,609,000 | 40,081,000 | 30,266,000 | 12,714,000 | 17,447,000 | 3,257,000 | 176,000 | 0 |
misc current assets | 518,100,000 | 1,147,900,000 | 1,209,100,000 | 1,056,600,000 | 4,000 | 388,402,000 | 204,293,000 | 94,648,000 | 0 | 0 | 0 | 0 |
total current assets | 585,700,000 | 1,199,500,000 | 1,332,400,000 | 1,124,000,000 | 102,916,000 | 437,091,000 | 239,304,000 | 110,692,000 | 21,751,000 | 5,405,000 | 229,000 | 0 |
total assets | 601,600,000 | 1,262,800,000 | 1,376,200,000 | 1,140,800,000 | 908,275,000 | 442,385,000 | 242,229,000 | 112,961,000 | 116,455,000 | 51,619,000 | 229,000 | 0 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 14,100,000 | 15,100,000 | 26,400,000 | 17,000,000 | 16,797,000 | 19,305,000 | 13,569,000 | 14,123,000 | 7,120,000 | 2,227,000 | 190,000 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 1,048,900,000 | 859,157,000 | 391,018,000 | 214,531,000 | 86,982,000 | 97,774,000 | 47,691,000 | 0 | 0 |
hp & lease commitments | 200,000 | 200,000 | 0 | 5,000,000 | 5,717,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 9,100,000 | 8,400,000 | 19,800,000 | 13,100,000 | 16,103,000 | 11,448,000 | 4,236,000 | 3,479,000 | 2,121,000 | 597,000 | 164,000 | 0 |
total current liabilities | 23,400,000 | 23,700,000 | 46,200,000 | 1,084,000,000 | 897,774,000 | 421,771,000 | 232,336,000 | 104,584,000 | 107,015,000 | 50,515,000 | 354,000 | 0 |
loans | 1,035,800,000 | 2,325,200,000 | 2,436,400,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 2,300,000 | 3,300,000 | 4,100,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 17,000,000 | 13,800,000 | 746,000 | 0 | 0 | 0 | 72,000 | 0 | 0 | 0 |
total long term liabilities | 518,900,000 | 1,162,600,000 | 1,226,700,000 | 6,900,000 | 373,000 | 0 | 0 | 0 | 36,000 | 0 | 0 | 0 |
total liabilities | 542,300,000 | 1,186,300,000 | 1,272,900,000 | 1,090,900,000 | 898,147,000 | 421,771,000 | 232,336,000 | 104,584,000 | 107,051,000 | 50,515,000 | 354,000 | 0 |
net assets | 59,300,000 | 76,500,000 | 103,300,000 | 49,900,000 | 10,128,000 | 20,614,000 | 9,893,000 | 8,377,000 | 9,404,000 | 1,104,000 | -125,000 | 0 |
total shareholders funds | 59,300,000 | 76,500,000 | 103,300,000 | 49,900,000 | 10,128,000 | 20,614,000 | 9,893,000 | 8,377,000 | 9,404,000 | 1,104,000 | -125,000 | 0 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Jul 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||
Operating Profit | 7,100,000 | 625,000 | 3,281,000 | 188,000 | 3,394,000 | 3,272,000 | -125,000 | |||||
Depreciation | 200,000 | 200,000 | 2,800,000 | 200,000 | 1,132,000 | 716,000 | 333,000 | 134,000 | 174,000 | 8,000 | 0 | |
Amortisation | 3,700,000 | 2,600,000 | 0 | 2,200,000 | 1,178,000 | 0 | 0 | 0 | 0 | 0 | 0 | |
Tax | 7,200,000 | -2,900,000 | -3,300,000 | -1,100,000 | 1,020,000 | 73,000 | -159,000 | -45,000 | -479,000 | -470,000 | 0 | |
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 4,700,000 | 1,000,000 | -3,700,000 | -9,342,000 | 9,499,000 | 3,863,000 | 2,650,000 | -974,000 | 2,156,000 | 2,095,000 | 53,000 | 0 |
Creditors | -1,000,000 | -11,300,000 | 9,400,000 | 203,000 | -2,508,000 | 5,736,000 | -554,000 | 7,003,000 | 4,893,000 | 2,037,000 | 190,000 | 0 |
Accruals and Deferred Income | 700,000 | -11,400,000 | 6,700,000 | -3,003,000 | 4,655,000 | 7,212,000 | 757,000 | 1,358,000 | 1,524,000 | 433,000 | 164,000 | 0 |
Deferred Taxes & Provisions | 0 | -17,000,000 | 3,200,000 | 13,054,000 | 746,000 | 0 | 0 | -72,000 | 72,000 | 0 | 0 | 0 |
Cash flow from operations | 27,996,000 | -2,651,000 | 13,155,000 | -2,085,000 | 7,422,000 | 3,185,000 | 176,000 | |||||
Investing Activities | ||||||||||||
capital expenditure | ||||||||||||
Change in Investments | -47,600,000 | 14,500,000 | 31,800,000 | -784,448,000 | 786,348,000 | 0 | 0 | -93,724,000 | 47,525,000 | 46,199,000 | 0 | 0 |
cash flow from investments | ||||||||||||
Financing Activities | ||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | -1,048,900,000 | 189,743,000 | 468,139,000 | 176,487,000 | 127,549,000 | -10,792,000 | 50,083,000 | 47,691,000 | 0 | 0 |
Long term loans | -1,289,400,000 | -111,200,000 | 2,436,400,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | -1,000,000 | -600,000 | -900,000 | -717,000 | 5,717,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | ||||||||||||
interest | 0 | 0 | 0 | -2,200,000 | -1,674,000 | 34,000 | 20,000 | 35,000 | -920,000 | 1,000 | 0 | |
cash flow from financing | -1,283,100,000 | -142,100,000 | 1,429,100,000 | 222,798,000 | 463,904,000 | 186,626,000 | 127,435,000 | -10,724,000 | 55,468,000 | 47,342,000 | 0 | |
cash and cash equivalents | ||||||||||||
cash | 9,000,000 | -71,500,000 | 56,000,000 | -29,409,000 | 51,528,000 | 9,815,000 | 17,552,000 | -4,733,000 | 14,190,000 | 3,081,000 | 176,000 | 0 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 9,000,000 | -71,500,000 | 56,000,000 | -29,409,000 | 51,528,000 | 9,815,000 | 17,552,000 | -4,733,000 | 14,190,000 | 3,081,000 | 176,000 | 0 |
lendinvest plc Credit Report and Business Information
Lendinvest Plc Competitor Analysis
Perform a competitor analysis for lendinvest plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in W1T area or any other competitors across 12 key performance metrics.
lendinvest plc Ownership
LENDINVEST PLC group structure
Lendinvest Plc has 9 subsidiary companies.
Ultimate parent company
LENDINVEST PLC
08146929
9 subsidiaries
lendinvest plc directors
Lendinvest Plc currently has 5 directors. The longest serving directors include Mr Christian Faes (Jul 2012) and Mr Ian Thomas (Jul 2012).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Christian Faes | United Kingdom | 47 years | Jul 2012 | - | Director |
Mr Ian Thomas | United Kingdom | 43 years | Jul 2012 | - | Director |
Mr Roderick Lockhart | United Kingdom | 44 years | Jan 2020 | - | Director |
Mr Stephan Wilcke | United Kingdom | 54 years | Jun 2021 | - | Director |
Ms Maeve Byrne | Uk | 58 years | Jun 2024 | - | Director |
P&L
March 2024turnover
86m
-1%
operating profit
166.3m
0%
gross margin
28.4%
-50.41%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
59.3m
-0.22%
total assets
601.6m
-0.52%
cash
55.7m
+0.19%
net assets
Total assets minus all liabilities
lendinvest plc company details
company number
08146929
Type
Public limited with Share Capital
industry
64922 - Activities of mortgage finance companies
incorporation date
July 2012
age
12
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
BDO LLP
address
4-8 maple street, london, W1T 5HD
Bank
BARCLAYS BANK PLC
Legal Advisor
-
lendinvest plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to lendinvest plc.
lendinvest plc Capital Raised & Share Issues BETA
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lendinvest plc Companies House Filings - See Documents
date | description | view/download |
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