st matthews finance limited
st matthews finance limited Company Information
Company Number
08237639
Next Accounts
232 days late
Directors
Shareholders
nikhilrai acharya
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
grove house, third floor, 55 lowlands road, harrow, HA1 3AW
Website
http://smfinance.cost matthews finance limited Estimated Valuation
Pomanda estimates the enterprise value of ST MATTHEWS FINANCE LIMITED at £223.8k based on a Turnover of £273.6k and 0.82x industry multiple (adjusted for size and gross margin).
st matthews finance limited Estimated Valuation
Pomanda estimates the enterprise value of ST MATTHEWS FINANCE LIMITED at £238.4k based on an EBITDA of £84.5k and a 2.82x industry multiple (adjusted for size and gross margin).
st matthews finance limited Estimated Valuation
Pomanda estimates the enterprise value of ST MATTHEWS FINANCE LIMITED at £1.4k based on Net Assets of £1.1k and 1.31x industry multiple (adjusted for liquidity).
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St Matthews Finance Limited Overview
St Matthews Finance Limited is a live company located in harrow, HA1 3AW with a Companies House number of 08237639. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2012, it's largest shareholder is nikhilrai acharya with a 100% stake. St Matthews Finance Limited is a established, micro sized company, Pomanda has estimated its turnover at £273.6k with declining growth in recent years.
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St Matthews Finance Limited Health Check
Pomanda's financial health check has awarded St Matthews Finance Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £273.6k, make it smaller than the average company (£4.3m)
- St Matthews Finance Limited
£4.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -9%, show it is growing at a slower rate (2.8%)
- St Matthews Finance Limited
2.8% - Industry AVG
Production
with a gross margin of 17%, this company has a higher cost of product (57.6%)
- St Matthews Finance Limited
57.6% - Industry AVG
Profitability
an operating margin of 30.9% make it more profitable than the average company (12.1%)
- St Matthews Finance Limited
12.1% - Industry AVG
Employees
with 4 employees, this is below the industry average (12)
4 - St Matthews Finance Limited
12 - Industry AVG
Pay Structure
on an average salary of £73.5k, the company has an equivalent pay structure (£73.5k)
- St Matthews Finance Limited
£73.5k - Industry AVG
Efficiency
resulting in sales per employee of £68.4k, this is less efficient (£210.7k)
- St Matthews Finance Limited
£210.7k - Industry AVG
Debtor Days
it gets paid by customers after 82 days, this is later than average (34 days)
- St Matthews Finance Limited
34 days - Industry AVG
Creditor Days
its suppliers are paid after 16 days, this is quicker than average (43 days)
- St Matthews Finance Limited
43 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- St Matthews Finance Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - St Matthews Finance Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98.3%, this is a higher level of debt than the average (68%)
98.3% - St Matthews Finance Limited
68% - Industry AVG
ST MATTHEWS FINANCE LIMITED financials
St Matthews Finance Limited's latest turnover from October 2022 is estimated at £273.6 thousand and the company has net assets of £1.1 thousand. According to their latest financial statements, St Matthews Finance Limited has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | Oct 2015 | Oct 2014 | Oct 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 4 | 4 | 4 | 4 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | Oct 2015 | Oct 2014 | Oct 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 4,207 | 5,260 | 6,575 | 5,550 | 5,528 | 6,797 | 4,764 | 559 | ||
| Intangible Assets | 7,725 | |||||||||
| Investments & Other | 9,166 | 9,086 | ||||||||
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | 4,207 | 5,260 | 6,575 | 14,716 | 14,614 | 6,797 | 7,725 | 4,764 | 559 | |
| Stock & work in progress | ||||||||||
| Trade Debtors | 62,066 | 49,156 | 18,167 | 10,000 | 1,995 | |||||
| Group Debtors | ||||||||||
| Misc Debtors | 33,934 | 23,318 | 21,650 | 18,964 | ||||||
| Cash | 500 | 74 | 1,210 | 642 | 1,526 | 2,599 | ||||
| misc current assets | 2,500 | 2,500 | 2,499 | 2,499 | ||||||
| total current assets | 62,066 | 49,156 | 18,167 | 36,934 | 25,892 | 25,359 | 22,105 | 11,526 | 4,594 | |
| total assets | 66,273 | 54,416 | 24,742 | 51,650 | 40,506 | 32,156 | 29,830 | 16,290 | 5,153 | |
| Bank overdraft | 364 | |||||||||
| Bank loan | ||||||||||
| Trade Creditors | 9,959 | 64,013 | 23,880 | 16,190 | 5,231 | |||||
| Group/Directors Accounts | ||||||||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 41,886 | 35,342 | 31,660 | 29,087 | ||||||
| total current liabilities | 9,959 | 64,013 | 23,880 | 41,886 | 35,706 | 31,660 | 29,087 | 16,190 | 5,231 | |
| loans | ||||||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | 22,550 | 18,900 | 15,250 | |||||||
| other liabilities | 32,660 | 38,997 | 38,997 | |||||||
| provisions | ||||||||||
| total long term liabilities | 55,210 | 57,897 | 54,247 | |||||||
| total liabilities | 65,169 | 121,910 | 78,127 | 41,886 | 35,706 | 31,660 | 29,087 | 16,190 | 5,231 | |
| net assets | 1,104 | -67,494 | -53,385 | 9,764 | 4,800 | 496 | 743 | 100 | -78 | |
| total shareholders funds | 1,104 | -67,311 | -53,128 | 9,764 | 4,800 | 496 | 743 | 100 | -78 |
| Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | Oct 2017 | Oct 2016 | Oct 2015 | Oct 2014 | Oct 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 1,643 | 1,388 | 1,699 | 1,004 | 140 | |||||
| Amortisation | 1,181 | |||||||||
| Tax | ||||||||||
| Stock | ||||||||||
| Debtors | 12,910 | 30,989 | -15,767 | 10,616 | 1,668 | 2,686 | 8,964 | 8,005 | 1,995 | |
| Creditors | -54,054 | 40,133 | 23,880 | -16,190 | 10,959 | 5,231 | ||||
| Accruals and Deferred Income | 3,650 | 3,650 | -26,636 | 6,544 | 3,682 | 2,573 | 29,087 | |||
| Deferred Taxes & Provisions | ||||||||||
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | -9,166 | 80 | 9,086 | |||||||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | ||||||||||
| Other Short Term Loans | ||||||||||
| Long term loans | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | -6,337 | 38,997 | ||||||||
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | -500 | 426 | -1,136 | 568 | -884 | -1,073 | 2,599 | |||
| overdraft | -364 | 364 | ||||||||
| change in cash | -500 | 790 | -1,500 | 568 | -884 | -1,073 | 2,599 |
st matthews finance limited Credit Report and Business Information
St Matthews Finance Limited Competitor Analysis
Perform a competitor analysis for st matthews finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in HA1 area or any other competitors across 12 key performance metrics.
st matthews finance limited Ownership
ST MATTHEWS FINANCE LIMITED group structure
St Matthews Finance Limited has no subsidiary companies.
Ultimate parent company
ST MATTHEWS FINANCE LIMITED
08237639
st matthews finance limited directors
St Matthews Finance Limited currently has 1 director, Mr Nikhilrai Acharya serving since Mar 2018.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Nikhilrai Acharya | England | 50 years | Mar 2018 | - | Director |
P&L
October 2022turnover
273.6k
+10%
operating profit
84.5k
0%
gross margin
17.1%
-1.95%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2022net assets
1.1k
-1.02%
total assets
66.3k
+0.22%
cash
0
0%
net assets
Total assets minus all liabilities
st matthews finance limited company details
company number
08237639
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
October 2012
age
13
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
October 2022
previous names
N/A
accountant
-
auditor
-
address
grove house, third floor, 55 lowlands road, harrow, HA1 3AW
Bank
-
Legal Advisor
-
st matthews finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to st matthews finance limited.
st matthews finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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st matthews finance limited Companies House Filings - See Documents
| date | description | view/download |
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