gdfc services plc
gdfc services plc Company Information
Company Number
08271985
Next Accounts
Jun 2025
Shareholders
allium lending group limited
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
viscount court, sir frank whittle way, blackpool, FY4 2FB
Website
www.gdfc.co.ukgdfc services plc Estimated Valuation
Pomanda estimates the enterprise value of GDFC SERVICES PLC at £1.4m based on a Turnover of £1.8m and 0.78x industry multiple (adjusted for size and gross margin).
gdfc services plc Estimated Valuation
Pomanda estimates the enterprise value of GDFC SERVICES PLC at £647.9k based on an EBITDA of £181.1k and a 3.58x industry multiple (adjusted for size and gross margin).
gdfc services plc Estimated Valuation
Pomanda estimates the enterprise value of GDFC SERVICES PLC at £168.3k based on Net Assets of £75.7k and 2.22x industry multiple (adjusted for liquidity).
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Gdfc Services Plc Overview
Gdfc Services Plc is a live company located in blackpool, FY4 2FB with a Companies House number of 08271985. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in October 2012, it's largest shareholder is allium lending group limited with a 100% stake. Gdfc Services Plc is a established, small sized company, Pomanda has estimated its turnover at £1.8m with rapid growth in recent years.
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Gdfc Services Plc Health Check
Pomanda's financial health check has awarded Gdfc Services Plc a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
4 Weak
Size
annual sales of £1.8m, make it smaller than the average company (£4.1m)
£1.8m - Gdfc Services Plc
£4.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 2599%, show it is growing at a faster rate (9.4%)
2599% - Gdfc Services Plc
9.4% - Industry AVG
Production
with a gross margin of 70%, this company has a comparable cost of product (70%)
70% - Gdfc Services Plc
70% - Industry AVG
Profitability
an operating margin of 0.8% make it less profitable than the average company (8.8%)
0.8% - Gdfc Services Plc
8.8% - Industry AVG
Employees
with 11 employees, this is above the industry average (9)
- Gdfc Services Plc
9 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Gdfc Services Plc
- - Industry AVG
Efficiency
resulting in sales per employee of £166.2k, this is equally as efficient (£182.4k)
- Gdfc Services Plc
£182.4k - Industry AVG
Debtor Days
it gets paid by customers after 40 days, this is near the average (34 days)
40 days - Gdfc Services Plc
34 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Gdfc Services Plc
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Gdfc Services Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 12 weeks, this is less cash available to meet short term requirements (28 weeks)
12 weeks - Gdfc Services Plc
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 86.3%, this is a higher level of debt than the average (73.9%)
86.3% - Gdfc Services Plc
73.9% - Industry AVG
GDFC SERVICES PLC financials
Gdfc Services Plc's latest turnover from December 2023 is £1.8 million and the company has net assets of £75.7 thousand. According to their latest financial statements, we estimate that Gdfc Services Plc has 11 employees and maintains cash reserves of £117.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,827,752 | 4,094,336 | 4,614,684 | 93 | 1,323 | 79,693 | 140,631 | 3,770,177 | 3,464,074 | 2,444,513 | 1,355,828 |
| Other Income Or Grants | |||||||||||
| Cost Of Sales | 442,094 | 632,598 | 711,938 | 11,614,823 | 10,115,632 | 7,228,012 | 4,684,342 | ||||
| Gross Profit | 93 | -440,771 | -552,905 | -571,307 | -7,844,646 | -6,651,558 | -4,783,499 | -3,328,514 | |||
| Admin Expenses | 27,495,824 | 4,247,270 | 3,148,996 | ||||||||
| Operating Profit | -28,067,131 | -12,091,916 | -9,800,554 | ||||||||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | -18,056 | 131,087 | 226,037 | -2,563,067 | 34,780 | -4,922,517 | 50,141,189 | -12,091,916 | -9,800,554 | -9,286,551 | -19,061,983 |
| Tax | 39,905 | -913 | |||||||||
| Profit After Tax | 21,849 | 131,087 | 226,037 | -2,563,067 | 34,780 | -4,923,430 | 50,141,189 | -12,091,916 | -9,800,554 | -9,286,551 | -19,061,983 |
| Dividends Paid | |||||||||||
| Retained Profit | 21,849 | 131,087 | 226,037 | -2,563,067 | 34,780 | -4,923,430 | 50,141,189 | -12,091,916 | -9,800,554 | -9,286,551 | -19,061,983 |
| Employee Costs | 1,833,516 | 2,938,889 | 2,315,990 | 1,543,363 | 1,386,233 | 1,427,151 | 556,416 | 1,468,466 | 1,313,148 | 1,251,266 | |
| Number Of Employees | 34 | 53 | 42 | 26 | 12 | 12 | 5 | 15 | 13 | 10 | |
| EBITDA* | -28,061,094 | -11,644,417 | -9,367,457 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 7,269 | 15,928 | 25,039 | 27,996 | 178,643 | 261,140 | 93,135 | 6,780 | 12,817 | 15,574 | 19,152 |
| Intangible Assets | 97,682 | 285,125 | 442,344 | 495,667 | 93,535 | 1,145,209 | 1,426,469 | 1,556,344 | |||
| Investments & Other | 1,925,363 | 2,316,787 | 1 | 1 | 1 | 1 | |||||
| Debtors (Due After 1 year) | 39,902,655 | 36,988,160 | 33,607,857 | 19,346,767 | |||||||
| Total Fixed Assets | 104,951 | 301,053 | 467,383 | 523,663 | 178,643 | 2,186,503 | 2,503,457 | 39,909,436 | 38,146,187 | 35,049,901 | 20,922,264 |
| Stock & work in progress | |||||||||||
| Trade Debtors | 204,155 | 37,975 | 37,975 | 99,038 | 160,809 | 137,517 | 33,935 | 63,826 | 443,031 | 167,118 | 65,916 |
| Group Debtors | 111,278 | 532,825 | 4,212,715 | 4,725,639 | 2,116,414 | 2,028,716 | 133,628 | 161,350 | |||
| Misc Debtors | 14,724 | 32,432 | 41,224 | 445,374 | 371,294 | 397,957 | 653,873 | 112,017 | 815,476 | 634,573 | |
| Cash | 117,285 | 411,299 | 116,635 | 81,465 | 25,386 | 290,329 | 2,006,487 | 1,949,939 | 3,714,170 | 5,922,358 | 3,996,800 |
| misc current assets | |||||||||||
| total current assets | 447,442 | 1,014,531 | 195,834 | 4,838,592 | 5,283,128 | 2,942,217 | 4,723,011 | 2,125,782 | 4,157,201 | 7,038,580 | 4,858,639 |
| total assets | 552,393 | 1,315,584 | 663,217 | 5,362,255 | 5,461,771 | 5,128,720 | 7,226,468 | 42,035,218 | 42,303,388 | 42,088,481 | 25,780,903 |
| Bank overdraft | |||||||||||
| Bank loan | |||||||||||
| Trade Creditors | 9,229 | 83,400 | 481,743 | 177,147 | 46,884 | 200,514 | 282,022 | 202,716 | 384,663 | 420,729 | |
| Group/Directors Accounts | 350,783 | 918,012 | 378,000 | 302,127 | 196,127 | 2,940,853 | 14,500 | ||||
| other short term finances | 50,000 | 242,636 | |||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 125,919 | 334,501 | 279,062 | 4,831,667 | 2,828,712 | 148,717 | 322,863 | 441,051 | 337,570 | 253,948 | 306,349 |
| total current liabilities | 476,702 | 1,261,742 | 740,462 | 5,665,537 | 3,201,986 | 3,136,454 | 537,877 | 723,073 | 540,286 | 638,611 | 969,714 |
| loans | 4,309,353 | 4,082,248 | 91,553,148 | 79,912,189 | 69,798,403 | 43,873,171 | |||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | |||||||||||
| total long term liabilities | 4,309,353 | 4,082,248 | 91,553,148 | 79,912,189 | 69,798,403 | 43,873,171 | |||||
| total liabilities | 476,702 | 1,261,742 | 740,462 | 5,665,537 | 3,201,986 | 7,445,807 | 4,620,125 | 92,276,221 | 80,452,475 | 70,437,014 | 44,842,885 |
| net assets | 75,691 | 53,842 | -77,245 | -303,282 | 2,259,785 | -2,317,087 | 2,606,343 | -50,241,003 | -38,149,087 | -28,348,533 | -19,061,982 |
| total shareholders funds | 75,691 | 53,842 | -77,245 | -303,282 | 2,259,785 | -2,317,087 | 2,606,343 | -50,241,003 | -38,149,087 | -28,348,533 | -19,061,982 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | -28,067,131 | -12,091,916 | -9,800,554 | ||||||||
| Depreciation | 8,659 | 9,111 | 7,560 | 59,468 | 96,031 | 41,847 | 6,037 | 6,037 | 5,902 | 5,343 | 3,402 |
| Amortisation | 157,218 | 157,219 | 141,203 | 58,333 | 441,462 | 427,195 | 384,836 | 252,795 | |||
| Tax | 39,905 | -913 | |||||||||
| Stock | |||||||||||
| Debtors | -273,075 | 524,033 | -4,677,928 | -500,615 | 2,605,854 | -64,636 | -37,361,974 | 2,647,307 | 2,707,112 | 14,515,473 | 20,208,606 |
| Creditors | -9,229 | -74,171 | -398,343 | 304,596 | 130,263 | -153,630 | -81,508 | 79,306 | -181,947 | -36,066 | 420,729 |
| Accruals and Deferred Income | -208,582 | 55,439 | -4,552,605 | 2,002,955 | 2,679,995 | -174,146 | -118,188 | 103,481 | 83,622 | -52,401 | 306,349 |
| Deferred Taxes & Provisions | |||||||||||
| Cash flow from operations | 9,101,184 | -14,108,937 | -12,172,894 | ||||||||
| Investing Activities | |||||||||||
| capital expenditure | 2,672,343 | -1,284,215 | -149,081 | ||||||||
| Change in Investments | -1,925,363 | -391,424 | 2,316,786 | 1 | |||||||
| cash flow from investments | 1,925,363 | 3,063,767 | -3,601,001 | -149,081 | |||||||
| Financing Activities | |||||||||||
| Bank loans | |||||||||||
| Group/Directors Accounts | -567,229 | 540,012 | 75,873 | 106,000 | -2,744,726 | 2,926,353 | 14,500 | ||||
| Other Short Term Loans | -50,000 | 50,000 | -242,636 | 242,636 | |||||||
| Long term loans | -4,309,353 | 227,105 | -87,470,900 | 11,640,959 | 10,113,786 | 25,925,232 | 43,873,171 | ||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | -567,229 | 540,012 | 25,873 | 156,000 | -2,511,987 | 3,153,458 | -84,750,243 | 11,640,959 | 10,113,786 | 25,682,596 | 44,115,808 |
| cash and cash equivalents | |||||||||||
| cash | -294,014 | 294,664 | 35,170 | 56,079 | -264,943 | -1,716,158 | 56,548 | -1,764,231 | -2,208,188 | 1,925,558 | 3,996,800 |
| overdraft | |||||||||||
| change in cash | -294,014 | 294,664 | 35,170 | 56,079 | -264,943 | -1,716,158 | 56,548 | -1,764,231 | -2,208,188 | 1,925,558 | 3,996,800 |
gdfc services plc Credit Report and Business Information
Gdfc Services Plc Competitor Analysis
Perform a competitor analysis for gdfc services plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in FY4 area or any other competitors across 12 key performance metrics.
gdfc services plc Ownership
GDFC SERVICES PLC group structure
Gdfc Services Plc has 1 subsidiary company.
Ultimate parent company
2 parents
GDFC SERVICES PLC
08271985
1 subsidiary
gdfc services plc directors
Gdfc Services Plc currently has 3 directors. The longest serving directors include Mrs Paul McGarrigle (Jun 2019) and Mr Paul Noble (Jan 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Paul McGarrigle | England | 50 years | Jun 2019 | - | Director |
| Mr Paul Noble | Wales | 51 years | Jan 2020 | - | Director |
| Mr Alexander Mollart | England | 49 years | May 2022 | - | Director |
P&L
December 2023turnover
1.8m
-55%
operating profit
15.3k
0%
gross margin
70.1%
-1.31%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
75.7k
+0.41%
total assets
552.4k
-0.58%
cash
117.3k
-0.71%
net assets
Total assets minus all liabilities
gdfc services plc company details
company number
08271985
Type
Public limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
October 2012
age
13
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
gdfc services limited (January 2018)
accountant
-
auditor
PRICEWATERHOUSECOOPERS LLP
address
viscount court, sir frank whittle way, blackpool, FY4 2FB
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
gdfc services plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to gdfc services plc.
gdfc services plc Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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gdfc services plc Companies House Filings - See Documents
| date | description | view/download |
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