loveday & partners limited
loveday & partners limited Company Information
Company Number
08478415
Next Accounts
Sep 2025
Shareholders
alexander cutts
simon loveday
View AllGroup Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
101 wigmore street, london, W1U 1QU
Website
www.lovedayandpartners.comloveday & partners limited Estimated Valuation
Pomanda estimates the enterprise value of LOVEDAY & PARTNERS LIMITED at £4.3m based on a Turnover of £4.1m and 1.06x industry multiple (adjusted for size and gross margin).
loveday & partners limited Estimated Valuation
Pomanda estimates the enterprise value of LOVEDAY & PARTNERS LIMITED at £0 based on an EBITDA of £-47.8k and a 6.45x industry multiple (adjusted for size and gross margin).
loveday & partners limited Estimated Valuation
Pomanda estimates the enterprise value of LOVEDAY & PARTNERS LIMITED at £1.3m based on Net Assets of £669.4k and 1.9x industry multiple (adjusted for liquidity).
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Loveday & Partners Limited Overview
Loveday & Partners Limited is a live company located in london, W1U 1QU with a Companies House number of 08478415. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in April 2013, it's largest shareholder is alexander cutts with a 16.7% stake. Loveday & Partners Limited is a established, small sized company, Pomanda has estimated its turnover at £4.1m with high growth in recent years.
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Loveday & Partners Limited Health Check
Pomanda's financial health check has awarded Loveday & Partners Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 2 areas for improvement. Company Health Check FAQs
5 Strong
3 Regular
2 Weak
Size
annual sales of £4.1m, make it larger than the average company (£2.9m)
- Loveday & Partners Limited
£2.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (6.7%)
- Loveday & Partners Limited
6.7% - Industry AVG
Production
with a gross margin of 94.6%, this company has a comparable cost of product (94.6%)
- Loveday & Partners Limited
94.6% - Industry AVG
Profitability
an operating margin of -1.5% make it less profitable than the average company (19.6%)
- Loveday & Partners Limited
19.6% - Industry AVG
Employees
with 37 employees, this is above the industry average (18)
37 - Loveday & Partners Limited
18 - Industry AVG
Pay Structure
on an average salary of £52.4k, the company has an equivalent pay structure (£52.4k)
- Loveday & Partners Limited
£52.4k - Industry AVG
Efficiency
resulting in sales per employee of £110.7k, this is equally as efficient (£126.4k)
- Loveday & Partners Limited
£126.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Loveday & Partners Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 77 days, this is quicker than average (150 days)
- Loveday & Partners Limited
150 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Loveday & Partners Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 72 weeks, this is more cash available to meet short term requirements (33 weeks)
72 weeks - Loveday & Partners Limited
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 22.8%, this is a lower level of debt than the average (58%)
22.8% - Loveday & Partners Limited
58% - Industry AVG
LOVEDAY & PARTNERS LIMITED financials
Loveday & Partners Limited's latest turnover from December 2023 is estimated at £4.1 million and the company has net assets of £669.4 thousand. According to their latest financial statements, Loveday & Partners Limited has 37 employees and maintains cash reserves of £245.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | |||||||||||
| Gross Profit | |||||||||||
| Admin Expenses | |||||||||||
| Operating Profit | |||||||||||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | |||||||||||
| Tax | |||||||||||
| Profit After Tax | |||||||||||
| Dividends Paid | |||||||||||
| Retained Profit | |||||||||||
| Employee Costs | |||||||||||
| Number Of Employees | 37 | 30 | 27 | 27 | 25 | 24 | 17 | 13 | |||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 46,833 | 58,791 | 21,817 | 43,634 | 65,451 | 87,267 | |||||
| Intangible Assets | |||||||||||
| Investments & Other | |||||||||||
| Debtors (Due After 1 year) | |||||||||||
| Total Fixed Assets | 46,833 | 58,791 | 21,817 | 43,634 | 65,451 | 87,267 | |||||
| Stock & work in progress | |||||||||||
| Trade Debtors | 19 | 1,301 | 38,156 | 29,275 | |||||||
| Group Debtors | |||||||||||
| Misc Debtors | 221,793 | 248,587 | 196,224 | 188,855 | 150,929 | 129,648 | 91,279 | 93,590 | 60,191 | ||
| Cash | 245,735 | 249,566 | 348,105 | 231,720 | 109,090 | 259,782 | 189,017 | 84,310 | 75,787 | 36,470 | 72,768 |
| misc current assets | 352,827 | 327,993 | 252,701 | 228,653 | |||||||
| total current assets | 820,355 | 826,146 | 797,030 | 649,228 | 475,724 | 389,449 | 281,597 | 177,900 | 135,978 | 74,626 | 102,043 |
| total assets | 867,188 | 884,937 | 797,030 | 671,045 | 519,358 | 454,900 | 368,864 | 177,900 | 135,978 | 74,626 | 102,043 |
| Bank overdraft | |||||||||||
| Bank loan | |||||||||||
| Trade Creditors | 46,634 | 33,039 | 18,412 | 9,758 | 10,772 | 15,566 | 16,334 | 28,115 | 23,225 | 28,101 | 39,903 |
| Group/Directors Accounts | |||||||||||
| other short term finances | |||||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 129,249 | 119,312 | 136,163 | 138,174 | 132,546 | 126,295 | 128,359 | 29,175 | 23,833 | ||
| total current liabilities | 175,883 | 152,351 | 154,575 | 147,932 | 143,318 | 141,861 | 144,693 | 57,290 | 47,058 | 28,101 | 39,903 |
| loans | |||||||||||
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | 21,925 | 16,489 | 10,013 | 9,589 | 11,274 | 12,436 | 16,581 | ||||
| total long term liabilities | 21,925 | 16,489 | 10,013 | 9,589 | 11,274 | 12,436 | 16,581 | ||||
| total liabilities | 197,808 | 168,840 | 164,588 | 157,521 | 154,592 | 154,297 | 161,274 | 57,290 | 47,058 | 28,101 | 39,903 |
| net assets | 669,380 | 716,097 | 632,442 | 513,524 | 364,766 | 300,603 | 207,590 | 120,610 | 88,920 | 46,525 | 62,140 |
| total shareholders funds | 669,380 | 716,097 | 632,442 | 513,524 | 364,766 | 300,603 | 207,590 | 120,610 | 88,920 | 46,525 | 62,140 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | |||||||||||
| Depreciation | 11,958 | 996 | 21,817 | 21,817 | 21,817 | 21,816 | 21,817 | ||||
| Amortisation | |||||||||||
| Tax | |||||||||||
| Stock | |||||||||||
| Debtors | -26,794 | 52,363 | 7,369 | 37,926 | 21,262 | 37,087 | -1,010 | 33,399 | 22,035 | 8,881 | 29,275 |
| Creditors | 13,595 | 14,627 | 8,654 | -1,014 | -4,794 | -768 | -11,781 | 4,890 | -4,876 | -11,802 | 39,903 |
| Accruals and Deferred Income | 9,937 | -16,851 | -2,011 | 5,628 | 6,251 | -2,064 | 99,184 | 5,342 | 23,833 | ||
| Deferred Taxes & Provisions | 5,436 | 6,476 | 424 | -1,685 | -1,162 | -4,145 | 16,581 | ||||
| Cash flow from operations | |||||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | |||||||||||
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | |||||||||||
| Group/Directors Accounts | |||||||||||
| Other Short Term Loans | |||||||||||
| Long term loans | |||||||||||
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | |||||||||||
| cash and cash equivalents | |||||||||||
| cash | -3,831 | -98,539 | 116,385 | 122,630 | -150,692 | 70,765 | 104,707 | 8,523 | 39,317 | -36,298 | 72,768 |
| overdraft | |||||||||||
| change in cash | -3,831 | -98,539 | 116,385 | 122,630 | -150,692 | 70,765 | 104,707 | 8,523 | 39,317 | -36,298 | 72,768 |
loveday & partners limited Credit Report and Business Information
Loveday & Partners Limited Competitor Analysis
Perform a competitor analysis for loveday & partners limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in W1U area or any other competitors across 12 key performance metrics.
loveday & partners limited Ownership
LOVEDAY & PARTNERS LIMITED group structure
Loveday & Partners Limited has no subsidiary companies.
Ultimate parent company
LOVEDAY & PARTNERS LIMITED
08478415
loveday & partners limited directors
Loveday & Partners Limited currently has 8 directors. The longest serving directors include Mr Alexander Cutts (Apr 2013) and Mrs Deborah Bourassa (Apr 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Alexander Cutts | England | 49 years | Apr 2013 | - | Director |
| Mrs Deborah Bourassa | England | 66 years | Apr 2013 | - | Director |
| Mr Rafael Bravo-French | England | 47 years | Apr 2013 | - | Director |
| Mr Mark Loveday | England | 49 years | Apr 2013 | - | Director |
| Mr Jonathan Briggs | England | 52 years | Dec 2019 | - | Director |
| Mr Jonathan Briggs | 52 years | Dec 2019 | - | Director | |
| Mr Andrew Fearon | United Kingdom | 55 years | May 2024 | - | Director |
| Mr Mark Livesey | England | 39 years | May 2024 | - | Director |
P&L
December 2023turnover
4.1m
+34%
operating profit
-59.7k
0%
gross margin
94.7%
+0.31%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
669.4k
-0.07%
total assets
867.2k
-0.02%
cash
245.7k
-0.02%
net assets
Total assets minus all liabilities
loveday & partners limited company details
company number
08478415
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
April 2013
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
N/A
accountant
MONICO TUNLEY LIMITED
auditor
-
address
101 wigmore street, london, W1U 1QU
Bank
-
Legal Advisor
-
loveday & partners limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to loveday & partners limited.
loveday & partners limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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loveday & partners limited Companies House Filings - See Documents
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