pay cloud limited
pay cloud limited Company Information
Company Number
08485124
Next Accounts
Feb 2025
Industry
Other human resources provision
Shareholders
cowgills limited
Group Structure
View All
Contact
Registered Address
fourth floor, unit 5b the parklands, bolton, BL6 4SD
Website
www.payclouduk.compay cloud limited Estimated Valuation
Pomanda estimates the enterprise value of PAY CLOUD LIMITED at £70.7k based on a Turnover of £307.7k and 0.23x industry multiple (adjusted for size and gross margin).
pay cloud limited Estimated Valuation
Pomanda estimates the enterprise value of PAY CLOUD LIMITED at £87k based on an EBITDA of £25.6k and a 3.4x industry multiple (adjusted for size and gross margin).
pay cloud limited Estimated Valuation
Pomanda estimates the enterprise value of PAY CLOUD LIMITED at £109.9k based on Net Assets of £68.2k and 1.61x industry multiple (adjusted for liquidity).
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Pay Cloud Limited Overview
Pay Cloud Limited is a live company located in bolton, BL6 4SD with a Companies House number of 08485124. It operates in the human resources provision and management of human resources functions sector, SIC Code 78300. Founded in April 2013, it's largest shareholder is cowgills limited with a 100% stake. Pay Cloud Limited is a established, micro sized company, Pomanda has estimated its turnover at £307.7k with declining growth in recent years.
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Pay Cloud Limited Health Check
Pomanda's financial health check has awarded Pay Cloud Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
5 Weak
Size
annual sales of £307.7k, make it smaller than the average company (£5.5m)
- Pay Cloud Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of -3%, show it is growing at a slower rate (4.1%)
- Pay Cloud Limited
4.1% - Industry AVG
Production
with a gross margin of 22%, this company has a comparable cost of product (22%)
- Pay Cloud Limited
22% - Industry AVG
Profitability
an operating margin of 8.3% make it more profitable than the average company (3.4%)
- Pay Cloud Limited
3.4% - Industry AVG
Employees
with 5 employees, this is below the industry average (36)
5 - Pay Cloud Limited
36 - Industry AVG
Pay Structure
on an average salary of £52k, the company has an equivalent pay structure (£52k)
- Pay Cloud Limited
£52k - Industry AVG
Efficiency
resulting in sales per employee of £61.5k, this is less efficient (£100.1k)
- Pay Cloud Limited
£100.1k - Industry AVG
Debtor Days
it gets paid by customers after 60 days, this is near the average (55 days)
- Pay Cloud Limited
55 days - Industry AVG
Creditor Days
its suppliers are paid after 1 days, this is quicker than average (10 days)
- Pay Cloud Limited
10 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Pay Cloud Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 48 weeks, this is more cash available to meet short term requirements (11 weeks)
48 weeks - Pay Cloud Limited
11 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 36.5%, this is a lower level of debt than the average (76.8%)
36.5% - Pay Cloud Limited
76.8% - Industry AVG
PAY CLOUD LIMITED financials
Pay Cloud Limited's latest turnover from May 2023 is estimated at £307.7 thousand and the company has net assets of £68.2 thousand. According to their latest financial statements, Pay Cloud Limited has 5 employees and maintains cash reserves of £36.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | Mar 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 5 | 6 | 5 | 7 | 8 | 11 | 8 | 9 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | Mar 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 1,720 | 5,721 | 9,137 | 47,431 | 67,309 | 40,200 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 3,486 | 7,446 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 3,486 | 9,166 | 5,721 | 9,137 | 47,431 | 67,309 | 40,200 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 51,148 | 45,925 | 41,278 | 42,893 | 34,652 | 66,495 | 48,151 | 44,334 | 61,580 | 41,083 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 20,031 | 18,617 | 14,465 | 15,094 | 11,700 | 12,315 | 11,521 | 7,560 | 0 | 0 |
| Cash | 36,297 | 102,014 | 61,086 | 12,896 | 40,887 | 17,878 | 30,854 | 8,734 | 5,530 | 4,697 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 107,476 | 166,556 | 116,829 | 70,883 | 87,239 | 96,688 | 90,526 | 60,628 | 67,110 | 45,780 |
| total assets | 107,476 | 166,556 | 116,829 | 74,369 | 96,405 | 102,409 | 99,663 | 108,059 | 134,419 | 85,980 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 1,027 | 1,753 | 1,720 | 796 | 1,966 | 6,197 | 19,997 | 19,021 | 130,339 | 54,956 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 38,213 | 118,093 | 102,776 | 90,208 | 127,955 | 206,208 | 200,879 | 144,221 | 0 | 0 |
| total current liabilities | 39,240 | 119,846 | 104,496 | 91,004 | 129,921 | 212,405 | 220,876 | 163,242 | 130,339 | 54,956 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,204 |
| provisions | 0 | 0 | 0 | 0 | 0 | 816 | 816 | 816 | 816 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 816 | 816 | 816 | 816 | 6,204 |
| total liabilities | 39,240 | 119,846 | 104,496 | 91,004 | 129,921 | 213,221 | 221,692 | 164,058 | 131,155 | 61,160 |
| net assets | 68,236 | 46,710 | 12,333 | -16,635 | -33,516 | -110,812 | -122,029 | -55,999 | 3,264 | 24,820 |
| total shareholders funds | 68,236 | 46,710 | 12,333 | -16,635 | -33,516 | -110,812 | -122,029 | -55,999 | 3,264 | 24,820 |
| May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | Mar 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 0 | 0 | 0 | 3,056 | 4,136 | 6,146 | 40,159 | 42,906 | 19,480 | 9,980 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 6,637 | 8,799 | -2,244 | 11,635 | -32,458 | 19,138 | 7,778 | -9,686 | 20,497 | 41,083 |
| Creditors | -726 | 33 | 924 | -1,170 | -4,231 | -13,800 | 976 | -111,318 | 75,383 | 54,956 |
| Accruals and Deferred Income | -79,880 | 15,317 | 12,568 | -37,747 | -78,253 | 5,329 | 56,658 | 144,221 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | -816 | 0 | 0 | 0 | 816 | 0 |
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | 0 | 0 | -3,486 | -3,960 | 7,446 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6,204 | 6,204 |
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | -65,717 | 40,928 | 48,190 | -27,991 | 23,009 | -12,976 | 22,120 | 3,204 | 833 | 4,697 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -65,717 | 40,928 | 48,190 | -27,991 | 23,009 | -12,976 | 22,120 | 3,204 | 833 | 4,697 |
pay cloud limited Credit Report and Business Information
Pay Cloud Limited Competitor Analysis
Perform a competitor analysis for pay cloud limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other micro companies, companies in BL6 area or any other competitors across 12 key performance metrics.
pay cloud limited Ownership
PAY CLOUD LIMITED group structure
Pay Cloud Limited has no subsidiary companies.
Ultimate parent company
2 parents
PAY CLOUD LIMITED
08485124
pay cloud limited directors
Pay Cloud Limited currently has 4 directors. The longest serving directors include Mr Paul Stringer (Apr 2013) and Mr Paul Stansfield (Apr 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Stringer | United Kingdom | 55 years | Apr 2013 | - | Director |
| Mr Paul Stansfield | United Kingdom | 61 years | Apr 2013 | - | Director |
| Mr Ian Johnson | United Kingdom | 57 years | Apr 2013 | - | Director |
| Mr Stuart Stead | United Kingdom | 51 years | Jan 2020 | - | Director |
P&L
May 2023turnover
307.7k
-8%
operating profit
25.6k
0%
gross margin
22%
-2.43%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2023net assets
68.2k
+0.46%
total assets
107.5k
-0.35%
cash
36.3k
-0.64%
net assets
Total assets minus all liabilities
pay cloud limited company details
company number
08485124
Type
Private limited with Share Capital
industry
78300 - Other human resources provision
incorporation date
April 2013
age
11
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
May 2023
previous names
N/A
accountant
CHAMPION ACCOUNTANTS LLP
auditor
-
address
fourth floor, unit 5b the parklands, bolton, BL6 4SD
Bank
-
Legal Advisor
-
pay cloud limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to pay cloud limited. Currently there are 0 open charges and 1 have been satisfied in the past.
pay cloud limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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pay cloud limited Companies House Filings - See Documents
| date | description | view/download |
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