the property box loan company plc
the property box loan company plc Company Information
Company Number
08534871
Next Accounts
Nov 2025
Shareholders
michael john chicken
barry bernard tansey
View AllGroup Structure
View All
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Registered Address
4 newburgh street, london, W1F 7RF
Website
propertyboxloan.co.ukthe property box loan company plc Estimated Valuation
Pomanda estimates the enterprise value of THE PROPERTY BOX LOAN COMPANY PLC at £1.5m based on a Turnover of £1.2m and 1.23x industry multiple (adjusted for size and gross margin).
the property box loan company plc Estimated Valuation
Pomanda estimates the enterprise value of THE PROPERTY BOX LOAN COMPANY PLC at £954.7k based on an EBITDA of £224.9k and a 4.24x industry multiple (adjusted for size and gross margin).
the property box loan company plc Estimated Valuation
Pomanda estimates the enterprise value of THE PROPERTY BOX LOAN COMPANY PLC at £7.7m based on Net Assets of £4m and 1.92x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
The Property Box Loan Company Plc Overview
The Property Box Loan Company Plc is a live company located in london, W1F 7RF with a Companies House number of 08534871. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in May 2013, it's largest shareholder is michael john chicken with a 93.3% stake. The Property Box Loan Company Plc is a established, small sized company, Pomanda has estimated its turnover at £1.2m with declining growth in recent years.
Upgrade for unlimited company reports & a free credit check
The Property Box Loan Company Plc Health Check
Pomanda's financial health check has awarded The Property Box Loan Company Plc a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
6 Weak
Size
annual sales of £1.2m, make it smaller than the average company (£5.7m)
£1.2m - The Property Box Loan Company Plc
£5.7m - Industry AVG
Growth
3 year (CAGR) sales growth of -6%, show it is growing at a slower rate (11.4%)
-6% - The Property Box Loan Company Plc
11.4% - Industry AVG
Production
with a gross margin of 51.5%, this company has a comparable cost of product (58.5%)
51.5% - The Property Box Loan Company Plc
58.5% - Industry AVG
Profitability
an operating margin of 17.8% make it as profitable than the average company (18%)
17.8% - The Property Box Loan Company Plc
18% - Industry AVG
Employees
with 5 employees, this is similar to the industry average (5)
5 - The Property Box Loan Company Plc
5 - Industry AVG
Pay Structure
on an average salary of £45.5k, the company has a lower pay structure (£65.8k)
£45.5k - The Property Box Loan Company Plc
£65.8k - Industry AVG
Efficiency
resulting in sales per employee of £249.6k, this is less efficient (£397.4k)
£249.6k - The Property Box Loan Company Plc
£397.4k - Industry AVG
Debtor Days
it gets paid by customers after 1790 days, this is later than average (240 days)
1790 days - The Property Box Loan Company Plc
240 days - Industry AVG
Creditor Days
its suppliers are paid after 2 days, this is quicker than average (20 days)
2 days - The Property Box Loan Company Plc
20 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - The Property Box Loan Company Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (9 weeks)
1 weeks - The Property Box Loan Company Plc
9 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 50.3%, this is a lower level of debt than the average (88.4%)
50.3% - The Property Box Loan Company Plc
88.4% - Industry AVG
THE PROPERTY BOX LOAN COMPANY PLC financials
The Property Box Loan Company Plc's latest turnover from May 2024 is £1.2 million and the company has net assets of £4 million. According to their latest financial statements, The Property Box Loan Company Plc has 5 employees and maintains cash reserves of £48.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,247,993 | 1,406,955 | 1,847,844 | 1,484,252 | 1,756,080 | 1,806,188 | 2,064,466 | 1,491,397 | 1,264,600 | 646,695 | 290,358 |
| Other Income Or Grants | |||||||||||
| Cost Of Sales | 605,922 | 466,266 | 395,136 | 522,961 | 968,667 | 808,790 | 1,162,112 | 754,040 | 823,508 | 363,695 | 148,510 |
| Gross Profit | 642,071 | 940,689 | 1,452,708 | 961,291 | 787,413 | 997,398 | 902,354 | 737,357 | 441,092 | 283,000 | 141,848 |
| Admin Expenses | 419,458 | 429,577 | 401,022 | 366,838 | 425,070 | 393,471 | 220,570 | 205,216 | 193,990 | 215,324 | 68,952 |
| Operating Profit | 222,613 | 511,112 | 1,051,686 | 594,453 | 362,343 | 603,927 | 681,784 | 532,141 | 247,102 | 67,676 | 72,896 |
| Interest Payable | 915 | 44 | 363 | 75 | |||||||
| Interest Receivable | 2,156 | 122 | 2 | 80 | 35 | 30 | |||||
| Pre-Tax Profit | 224,769 | 510,319 | 1,051,686 | 594,409 | 362,345 | 604,007 | 681,784 | 532,176 | 247,132 | 67,313 | 72,821 |
| Tax | -56,689 | -103,633 | -194,133 | -113,360 | -68,843 | -116,999 | -129,539 | -105,531 | -49,426 | -13,463 | -14,923 |
| Profit After Tax | 168,080 | 406,686 | 857,553 | 481,049 | 293,502 | 487,008 | 552,245 | 426,645 | 197,706 | 53,850 | 57,898 |
| Dividends Paid | |||||||||||
| Retained Profit | 168,080 | 406,686 | 857,553 | 481,049 | 293,502 | 487,008 | 552,245 | 426,645 | 197,706 | 53,850 | 57,898 |
| Employee Costs | 227,307 | 223,604 | 212,085 | 192,256 | 231,522 | 195,228 | 106,488 | 93,722 | 78,955 | 21,835 | 11,475 |
| Number Of Employees | 5 | 5 | 5 | 5 | 6 | 6 | 4 | 5 | 4 | 3 | |
| EBITDA* | 224,920 | 513,852 | 1,055,339 | 598,346 | 366,977 | 606,148 | 681,784 | 532,141 | 247,102 | 67,676 | 72,896 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 6,921 | 8,218 | 10,958 | 11,679 | 13,903 | 6,663 | |||||
| Intangible Assets | |||||||||||
| Investments & Other | 75 | 75 | |||||||||
| Debtors (Due After 1 year) | 1,897,679 | 1,369,053 | 2,384,295 | 6,395,564 | 3,050,200 | 325,553 | 477,742 | 3,400,329 | 4,881,186 | 5,654,039 | 1,374,162 |
| Total Fixed Assets | 1,904,675 | 1,377,346 | 2,395,253 | 6,407,243 | 3,064,103 | 332,216 | 477,742 | 3,400,329 | 4,881,186 | 5,654,039 | 1,374,162 |
| Stock & work in progress | |||||||||||
| Trade Debtors | 6,123,027 | 6,558,082 | 3,786,566 | 1,513,889 | 4,679,879 | 6,480,863 | 11,006,218 | 4,362,573 | 1,527,407 | 1,620,885 | 747,822 |
| Group Debtors | |||||||||||
| Misc Debtors | 37,500 | 48,118 | 42,775 | 44,780 | 68,851 | 66,907 | 37,458 | 37,458 | 37,458 | 37,542 | |
| Cash | 48,746 | 12,785 | 2,387,143 | 137,232 | 303,252 | 180,554 | 1,900,533 | 30,349 | 170,812 | 459,261 | 2,816 |
| misc current assets | |||||||||||
| total current assets | 6,209,273 | 6,618,985 | 6,216,484 | 1,695,901 | 5,051,982 | 6,728,324 | 12,944,209 | 4,430,380 | 1,735,677 | 2,117,688 | 750,638 |
| total assets | 8,113,948 | 7,996,331 | 8,611,737 | 8,103,144 | 8,116,085 | 7,060,540 | 13,421,951 | 7,830,709 | 6,616,863 | 7,771,727 | 2,124,800 |
| Bank overdraft | 2,360,445 | 1,346,637 | 1,481,732 | 850,000 | |||||||
| Bank loan | 2,348,757 | 5,030,422 | |||||||||
| Trade Creditors | 4,620 | 10,586 | 7,326 | 3,885 | 26,800 | 22,116 | 13,844 | 17,967 | 22,768 | 44,540 | |
| Group/Directors Accounts | |||||||||||
| other short term finances | 5,544,719 | 10,150,658 | 1,581,323 | ||||||||
| hp & lease commitments | |||||||||||
| other current liabilities | 81,561 | 125,911 | 222,136 | 146,967 | 97,481 | 182,550 | 142,840 | 144,698 | 95,042 | 37,723 | 185,440 |
| total current liabilities | 2,446,626 | 1,483,134 | 1,711,194 | 2,499,609 | 5,669,000 | 5,235,088 | 10,307,342 | 1,743,988 | 967,810 | 82,263 | 185,440 |
| loans | 1,635,000 | 2,648,955 | 3,442,987 | 3,003,532 | 328,131 | 1,776,165 | 5,300,580 | 5,289,557 | 7,527,674 | 1,868,920 | |
| hp & lease commitments | |||||||||||
| Accruals and Deferred Income | |||||||||||
| other liabilities | |||||||||||
| provisions | |||||||||||
| total long term liabilities | 1,635,000 | 2,648,955 | 3,442,987 | 3,003,532 | 328,131 | 1,776,165 | 5,300,580 | 5,289,557 | 7,527,674 | 1,868,920 | |
| total liabilities | 4,081,626 | 4,132,089 | 5,154,181 | 5,503,141 | 5,997,131 | 5,235,088 | 12,083,507 | 7,044,568 | 6,257,367 | 7,609,937 | 2,054,360 |
| net assets | 4,032,322 | 3,864,242 | 3,457,556 | 2,600,003 | 2,118,954 | 1,825,452 | 1,338,444 | 786,141 | 359,496 | 161,790 | 70,440 |
| total shareholders funds | 4,032,322 | 3,864,242 | 3,457,556 | 2,600,003 | 2,118,954 | 1,825,452 | 1,338,444 | 786,141 | 359,496 | 161,790 | 70,440 |
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | 222,613 | 511,112 | 1,051,686 | 594,453 | 362,343 | 603,927 | 681,784 | 532,141 | 247,102 | 67,676 | 72,896 |
| Depreciation | 2,307 | 2,740 | 3,653 | 3,893 | 4,634 | 2,221 | |||||
| Amortisation | |||||||||||
| Tax | -56,689 | -103,633 | -194,133 | -113,360 | -68,843 | -116,999 | -129,539 | -105,531 | -49,426 | -13,463 | -14,923 |
| Stock | |||||||||||
| Debtors | 82,953 | 1,761,617 | -1,740,597 | 155,303 | 925,607 | -4,648,095 | 3,721,058 | 1,354,309 | -866,415 | 5,190,482 | 2,121,984 |
| Creditors | -5,966 | 3,260 | 3,441 | -22,915 | 4,684 | 8,272 | -4,123 | -4,801 | -21,772 | 44,540 | |
| Accruals and Deferred Income | -44,350 | -96,225 | 75,169 | 49,486 | -85,069 | 39,710 | -1,858 | 49,656 | 57,319 | -147,717 | 185,440 |
| Deferred Taxes & Provisions | |||||||||||
| Cash flow from operations | 34,962 | -1,444,363 | 2,680,413 | 356,254 | -707,858 | 5,185,226 | -3,174,794 | -882,844 | 1,099,638 | -5,239,446 | -1,878,571 |
| Investing Activities | |||||||||||
| capital expenditure | -8,884 | ||||||||||
| Change in Investments | 75 | ||||||||||
| cash flow from investments | -75 | -8,884 | |||||||||
| Financing Activities | |||||||||||
| Bank loans | -2,348,757 | 2,348,757 | -5,030,422 | 5,030,422 | |||||||
| Group/Directors Accounts | |||||||||||
| Other Short Term Loans | -5,544,719 | 5,544,719 | -10,150,658 | 8,569,335 | 1,581,323 | ||||||
| Long term loans | -1,013,955 | -794,032 | 439,455 | 2,675,401 | 328,131 | -1,776,165 | -3,524,415 | 11,023 | -2,238,117 | 5,658,754 | 1,868,920 |
| Hire Purchase and Lease Commitments | |||||||||||
| other long term liabilities | |||||||||||
| share issue | |||||||||||
| interest | 2,156 | -793 | -44 | 2 | 80 | 35 | 30 | -363 | -75 | ||
| cash flow from financing | -1,011,799 | -794,825 | -1,909,302 | -520,605 | 842,430 | -6,896,321 | 5,044,978 | 1,592,381 | -2,238,087 | 5,695,891 | 1,881,387 |
| cash and cash equivalents | |||||||||||
| cash | 35,961 | -2,374,358 | 2,249,911 | -166,020 | 122,698 | -1,719,979 | 1,870,184 | -140,463 | -288,449 | 456,445 | 2,816 |
| overdraft | 1,013,808 | -135,095 | 1,481,732 | -850,000 | 850,000 | ||||||
| change in cash | -977,847 | -2,239,263 | 768,179 | -166,020 | 122,698 | -1,719,979 | 1,870,184 | 709,537 | -1,138,449 | 456,445 | 2,816 |
the property box loan company plc Credit Report and Business Information
The Property Box Loan Company Plc Competitor Analysis
Perform a competitor analysis for the property box loan company plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in W1F area or any other competitors across 12 key performance metrics.
the property box loan company plc Ownership
THE PROPERTY BOX LOAN COMPANY PLC group structure
The Property Box Loan Company Plc has no subsidiary companies.
Ultimate parent company
THE PROPERTY BOX LOAN COMPANY PLC
08534871
the property box loan company plc directors
The Property Box Loan Company Plc currently has 3 directors. The longest serving directors include Mr Michael Chicken (May 2013) and Mr Sean Ryan (May 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Chicken | 64 years | May 2013 | - | Director | |
| Mr Sean Ryan | United Kingdom | 58 years | May 2013 | - | Director |
| Mr Barry Tansey | England | 55 years | May 2013 | - | Director |
P&L
May 2024turnover
1.2m
-11%
operating profit
222.6k
-56%
gross margin
51.5%
-23.05%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2024net assets
4m
+0.04%
total assets
8.1m
+0.01%
cash
48.7k
+2.81%
net assets
Total assets minus all liabilities
the property box loan company plc company details
company number
08534871
Type
Public limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
May 2013
age
12
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
May 2024
previous names
N/A
accountant
-
auditor
RIORDAN O'SULLIVAN & CO
address
4 newburgh street, london, W1F 7RF
Bank
-
Legal Advisor
-
the property box loan company plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 23 charges/mortgages relating to the property box loan company plc. Currently there are 21 open charges and 2 have been satisfied in the past.
the property box loan company plc Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for THE PROPERTY BOX LOAN COMPANY PLC. This can take several minutes, an email will notify you when this has completed.
the property box loan company plc Companies House Filings - See Documents
| date | description | view/download |
|---|
