pension-able limited
pension-able limited Company Information
Company Number
08640097
Next Accounts
May 2025
Shareholders
corbett finance limited
soflo limited
Group Structure
View All
Industry
Other business support service activities n.e.c.
Registered Address
the oakley kidderminster road, droitwich, worcestershire, WR9 9AY
Website
-pension-able limited Estimated Valuation
Pomanda estimates the enterprise value of PENSION-ABLE LIMITED at £169.8k based on a Turnover of £305.6k and 0.56x industry multiple (adjusted for size and gross margin).
pension-able limited Estimated Valuation
Pomanda estimates the enterprise value of PENSION-ABLE LIMITED at £0 based on an EBITDA of £-68.8k and a 4x industry multiple (adjusted for size and gross margin).
pension-able limited Estimated Valuation
Pomanda estimates the enterprise value of PENSION-ABLE LIMITED at £22 based on Net Assets of £10 and 2.3x industry multiple (adjusted for liquidity).
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Pension-able Limited Overview
Pension-able Limited is a live company located in worcestershire, WR9 9AY with a Companies House number of 08640097. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in August 2013, it's largest shareholder is corbett finance limited with a 55.6% stake. Pension-able Limited is a established, micro sized company, Pomanda has estimated its turnover at £305.6k with healthy growth in recent years.
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Pension-able Limited Health Check
Pomanda's financial health check has awarded Pension-Able Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 4 areas for improvement. Company Health Check FAQs
1 Strong
4 Regular
4 Weak
Size
annual sales of £305.6k, make it smaller than the average company (£3.8m)
- Pension-able Limited
£3.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a similar rate (5.1%)
- Pension-able Limited
5.1% - Industry AVG
Production
with a gross margin of 37.9%, this company has a comparable cost of product (37.9%)
- Pension-able Limited
37.9% - Industry AVG
Profitability
an operating margin of -22.5% make it less profitable than the average company (6.1%)
- Pension-able Limited
6.1% - Industry AVG
Employees
with 2 employees, this is below the industry average (23)
2 - Pension-able Limited
23 - Industry AVG
Pay Structure
on an average salary of £48.2k, the company has an equivalent pay structure (£48.2k)
- Pension-able Limited
£48.2k - Industry AVG
Efficiency
resulting in sales per employee of £152.8k, this is equally as efficient (£152.8k)
- Pension-able Limited
£152.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Pension-able Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Pension-able Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Pension-able Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 52 weeks, this is more cash available to meet short term requirements (25 weeks)
52 weeks - Pension-able Limited
25 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98.3%, this is a higher level of debt than the average (61.4%)
98.3% - Pension-able Limited
61.4% - Industry AVG
PENSION-ABLE LIMITED financials
Pension-Able Limited's latest turnover from August 2023 is estimated at £305.6 thousand and the company has net assets of £10. According to their latest financial statements, Pension-Able Limited has 2 employees and maintains cash reserves of £589 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Aug 2023 | Aug 2022 | Aug 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | ||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Aug 2023 | Aug 2022 | Aug 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | ||||||||||
| Intangible Assets | ||||||||||
| Investments & Other | ||||||||||
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | ||||||||||
| Stock & work in progress | ||||||||||
| Trade Debtors | 46,401 | 44,624 | 39,013 | 51,585 | 40,790 | 46,206 | 19,756 | |||
| Group Debtors | ||||||||||
| Misc Debtors | 503 | 563 | 619 | 57 | 1,047 | 671 | 1,261 | |||
| Cash | 589 | 43,932 | 60,187 | 43,303 | 66,341 | 41,463 | 39,792 | 3,813 | 8 | |
| misc current assets | ||||||||||
| total current assets | 589 | 90,836 | 105,374 | 82,935 | 117,983 | 83,300 | 86,669 | 24,830 | 8 | |
| total assets | 589 | 90,836 | 105,374 | 82,935 | 117,983 | 83,300 | 86,669 | 24,830 | 8 | |
| Bank overdraft | ||||||||||
| Bank loan | ||||||||||
| Trade Creditors | 15,441 | 19,962 | 21,980 | 7,917 | 1,688 | 5,460 | 15,121 | 3,466 | 3,475 | |
| Group/Directors Accounts | ||||||||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 579 | 7,727 | 40,349 | 52,568 | 101,300 | 80,792 | 80,262 | 9,344 | ||
| total current liabilities | 579 | 23,168 | 60,311 | 74,548 | 109,217 | 82,480 | 85,722 | 24,465 | 3,466 | 3,475 |
| loans | ||||||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | ||||||||||
| provisions | ||||||||||
| total long term liabilities | ||||||||||
| total liabilities | 579 | 23,168 | 60,311 | 74,548 | 109,217 | 82,480 | 85,722 | 24,465 | 3,466 | 3,475 |
| net assets | 10 | 67,668 | 45,063 | 8,387 | 8,766 | 820 | 947 | 365 | -3,466 | -3,467 |
| total shareholders funds | 10 | 67,668 | 45,063 | 8,387 | 8,766 | 820 | 947 | 365 | -3,466 | -3,467 |
| Aug 2023 | Aug 2022 | Aug 2021 | Aug 2020 | Aug 2019 | Aug 2018 | Aug 2017 | Aug 2016 | Aug 2015 | Aug 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | ||||||||||
| Amortisation | ||||||||||
| Tax | ||||||||||
| Stock | ||||||||||
| Debtors | -46,904 | 1,717 | 5,555 | -12,010 | 9,805 | -5,040 | 25,860 | 21,017 | ||
| Creditors | -15,441 | -4,521 | -2,018 | 14,063 | 6,229 | -3,772 | -9,661 | 11,655 | -9 | 3,475 |
| Accruals and Deferred Income | -7,148 | -32,622 | -12,219 | -48,732 | 20,508 | 530 | 70,918 | 9,344 | ||
| Deferred Taxes & Provisions | ||||||||||
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | ||||||||||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | ||||||||||
| Other Short Term Loans | ||||||||||
| Long term loans | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | ||||||||||
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | -43,343 | -16,255 | 16,884 | -23,038 | 24,878 | 1,671 | 35,979 | 3,813 | -8 | 8 |
| overdraft | ||||||||||
| change in cash | -43,343 | -16,255 | 16,884 | -23,038 | 24,878 | 1,671 | 35,979 | 3,813 | -8 | 8 |
pension-able limited Credit Report and Business Information
Pension-able Limited Competitor Analysis
Perform a competitor analysis for pension-able limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other micro companies, companies in WR9 area or any other competitors across 12 key performance metrics.
pension-able limited Ownership
PENSION-ABLE LIMITED group structure
Pension-Able Limited has no subsidiary companies.
Ultimate parent company
PENSION-ABLE LIMITED
08640097
pension-able limited directors
Pension-Able Limited currently has 2 directors. The longest serving directors include Mr Peter Ormerod (Apr 2015) and Mr Julian Dyer (Apr 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Peter Ormerod | United Kingdom | 67 years | Apr 2015 | - | Director |
| Mr Julian Dyer | 53 years | Apr 2015 | - | Director |
P&L
August 2023turnover
305.6k
-3%
operating profit
-68.8k
0%
gross margin
38%
-0.47%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
August 2023net assets
10
-1%
total assets
589
-0.99%
cash
589
-0.99%
net assets
Total assets minus all liabilities
Similar Companies
pension-able limited company details
company number
08640097
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
August 2013
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
August 2023
previous names
N/A
accountant
ORMEROD RUTTER LIMITED
auditor
-
address
the oakley kidderminster road, droitwich, worcestershire, WR9 9AY
Bank
ROYAL BANK OF SCOTLAND(IOM)LTD
Legal Advisor
-
pension-able limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pension-able limited.
pension-able limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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pension-able limited Companies House Filings - See Documents
| date | description | view/download |
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