hnw lending limited
hnw lending limited Company Information
Company Number
08739427
Website
www.hnwlending.co.ukRegistered Address
72 charlotte street, london, W1T 4QQ
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
02034880184
Next Accounts Due
December 2025
Group Structure
View All
Shareholders
joabla limited 100%
hnw lending limited Estimated Valuation
Pomanda estimates the enterprise value of HNW LENDING LIMITED at £2.7m based on a Turnover of £2.8m and 0.95x industry multiple (adjusted for size and gross margin).
hnw lending limited Estimated Valuation
Pomanda estimates the enterprise value of HNW LENDING LIMITED at £27.5k based on an EBITDA of £7.5k and a 3.66x industry multiple (adjusted for size and gross margin).
hnw lending limited Estimated Valuation
Pomanda estimates the enterprise value of HNW LENDING LIMITED at £208k based on Net Assets of £103.6k and 2.01x industry multiple (adjusted for liquidity).
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Hnw Lending Limited Overview
Hnw Lending Limited is a live company located in london, W1T 4QQ with a Companies House number of 08739427. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2013, it's largest shareholder is joabla limited with a 100% stake. Hnw Lending Limited is a established, small sized company, Pomanda has estimated its turnover at £2.8m with rapid growth in recent years.
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Hnw Lending Limited Health Check
Pomanda's financial health check has awarded Hnw Lending Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
6 Weak
Size
annual sales of £2.8m, make it smaller than the average company (£5.3m)
- Hnw Lending Limited
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 127%, show it is growing at a faster rate (6.4%)
- Hnw Lending Limited
6.4% - Industry AVG
Production
with a gross margin of 19.7%, this company has a higher cost of product (58.9%)
- Hnw Lending Limited
58.9% - Industry AVG
Profitability
an operating margin of 0.3% make it less profitable than the average company (9.5%)
- Hnw Lending Limited
9.5% - Industry AVG
Employees
with 2 employees, this is below the industry average (13)
2 - Hnw Lending Limited
13 - Industry AVG
Pay Structure
on an average salary of £80.5k, the company has an equivalent pay structure (£80.5k)
- Hnw Lending Limited
£80.5k - Industry AVG
Efficiency
resulting in sales per employee of £1.4m, this is more efficient (£230.1k)
- Hnw Lending Limited
£230.1k - Industry AVG
Debtor Days
it gets paid by customers after 208 days, this is later than average (31 days)
- Hnw Lending Limited
31 days - Industry AVG
Creditor Days
its suppliers are paid after 190 days, this is slower than average (32 days)
- Hnw Lending Limited
32 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Hnw Lending Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Hnw Lending Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 93.6%, this is a higher level of debt than the average (58.1%)
93.6% - Hnw Lending Limited
58.1% - Industry AVG
HNW LENDING LIMITED financials
Hnw Lending Limited's latest turnover from March 2024 is estimated at £2.8 million and the company has net assets of £103.6 thousand. According to their latest financial statements, Hnw Lending Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 1,622,192 | 760,731 | 1,422,717 | 0 | 0 | 0 | 0 | 0 | 15,922 | 15,199 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 22,784 | 13,702 | 658,739 | 242,313 | 0 |
| Cash | 0 | 0 | 0 | 824,172 | 1,728,251 | 2,414,876 | 2,680,462 | 1,036,075 | 23 | 4,812 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 1,622,192 | 760,731 | 1,422,717 | 824,172 | 1,728,251 | 2,437,660 | 2,694,164 | 1,694,814 | 258,258 | 20,011 |
| total assets | 1,622,192 | 760,731 | 1,422,717 | 824,172 | 1,728,251 | 2,437,660 | 2,694,164 | 1,694,814 | 258,258 | 20,011 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 1,190,542 | 573,513 | 950,713 | 534,737 | 0 | 0 | 1,598 | 0 | 0 | 19,375 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 99,830 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 309,866 | 1,332,991 | 1,801,665 | 1,324,994 | 200,997 | 0 |
| total current liabilities | 1,190,542 | 573,513 | 950,713 | 534,737 | 309,866 | 1,472,009 | 1,903,093 | 1,324,994 | 200,997 | 19,375 |
| loans | 0 | 0 | 0 | 0 | 25,000 | 30,000 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 303,020 | 64,233 | 350,872 | 174,501 | 666,854 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 25,000 | 25,000 | 25,000 | 0 | 0 | 37,275 | 25,000 | 25,445 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 650,000 | 800,000 | 651,663 | 251,663 | 0 | 0 |
| total long term liabilities | 328,020 | 89,233 | 375,872 | 174,501 | 1,341,854 | 867,275 | 676,663 | 277,108 | 0 | 0 |
| total liabilities | 1,518,562 | 662,746 | 1,326,585 | 709,238 | 1,651,720 | 2,339,284 | 2,579,756 | 1,602,102 | 200,997 | 19,375 |
| net assets | 103,630 | 97,985 | 96,132 | 114,934 | 76,531 | 98,376 | 114,408 | 92,712 | 57,261 | 636 |
| total shareholders funds | 103,630 | 97,985 | 96,132 | 114,934 | 76,531 | 98,376 | 114,408 | 92,712 | 57,261 | 636 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 861,461 | -661,986 | 1,422,717 | 0 | -22,784 | 9,082 | -645,037 | 400,504 | 243,036 | 15,199 |
| Creditors | 617,029 | -377,200 | 415,976 | 534,737 | 0 | -1,598 | 1,598 | 0 | -19,375 | 19,375 |
| Accruals and Deferred Income | 238,787 | -286,639 | 176,371 | -802,219 | -356,271 | -468,674 | 476,671 | 1,123,997 | 200,997 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | -650,000 | -150,000 | 148,337 | 400,000 | 251,663 | 0 | 0 |
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | -99,830 | 99,830 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | -25,000 | -5,000 | 30,000 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 25,000 | 0 | -37,275 | 12,275 | -445 | 25,445 | 0 | 0 |
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | 0 | 0 | -824,172 | -904,079 | -686,625 | -265,586 | 1,644,387 | 1,036,052 | -4,789 | 4,812 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | -824,172 | -904,079 | -686,625 | -265,586 | 1,644,387 | 1,036,052 | -4,789 | 4,812 |
hnw lending limited Credit Report and Business Information
Hnw Lending Limited Competitor Analysis
Perform a competitor analysis for hnw lending limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in W1T area or any other competitors across 12 key performance metrics.
hnw lending limited Ownership
HNW LENDING LIMITED group structure
Hnw Lending Limited has no subsidiary companies.
hnw lending limited directors
Hnw Lending Limited currently has 2 directors. The longest serving directors include Mrs Louise Shaw (Aug 2015) and Mr Benjamin Shaw (Jan 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Louise Shaw | 56 years | Aug 2015 | - | Director | |
| Mr Benjamin Shaw | England | 51 years | Jan 2017 | - | Director |
P&L
March 2024turnover
2.8m
+113%
operating profit
7.5k
0%
gross margin
19.7%
-13.73%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
103.6k
+0.06%
total assets
1.6m
+1.13%
cash
0
0%
net assets
Total assets minus all liabilities
hnw lending limited company details
company number
08739427
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
October 2013
age
11
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
72 charlotte street, london, W1T 4QQ
Bank
-
Legal Advisor
-
hnw lending limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to hnw lending limited.
hnw lending limited Companies House Filings - See Documents
| date | description | view/download |
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