praetura asset finance (sb) limited Company Information
Company Number
08766580
Next Accounts
Sep 2025
Shareholders
praetura asset finance limited
Group Structure
View All
Industry
Financial leasing
Registered Address
ewood house walker park, guide, blackburn, BB1 2QE
Website
www.praeturaaf.compraetura asset finance (sb) limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA ASSET FINANCE (SB) LIMITED at £31k based on a Turnover of £24.3k and 1.28x industry multiple (adjusted for size and gross margin).
praetura asset finance (sb) limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA ASSET FINANCE (SB) LIMITED at £109.9k based on an EBITDA of £21.7k and a 5.05x industry multiple (adjusted for size and gross margin).
praetura asset finance (sb) limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA ASSET FINANCE (SB) LIMITED at £0 based on Net Assets of £-822.3k and 2x industry multiple (adjusted for liquidity).
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Praetura Asset Finance (sb) Limited Overview
Praetura Asset Finance (sb) Limited is a live company located in blackburn, BB1 2QE with a Companies House number of 08766580. It operates in the financial leasing sector, SIC Code 64910. Founded in November 2013, it's largest shareholder is praetura asset finance limited with a 100% stake. Praetura Asset Finance (sb) Limited is a established, micro sized company, Pomanda has estimated its turnover at £24.3k with declining growth in recent years.
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Praetura Asset Finance (sb) Limited Health Check
Pomanda's financial health check has awarded Praetura Asset Finance (Sb) Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 4 areas for improvement. Company Health Check FAQs


1 Strong

1 Regular

4 Weak

Size
annual sales of £24.3k, make it smaller than the average company (£2.9m)
£24.3k - Praetura Asset Finance (sb) Limited
£2.9m - Industry AVG

Growth
3 year (CAGR) sales growth of -59%, show it is growing at a slower rate (-0.2%)
-59% - Praetura Asset Finance (sb) Limited
-0.2% - Industry AVG

Production
with a gross margin of 45.6%, this company has a comparable cost of product (49.3%)
45.6% - Praetura Asset Finance (sb) Limited
49.3% - Industry AVG

Profitability
an operating margin of 89.7% make it more profitable than the average company (39.8%)
89.7% - Praetura Asset Finance (sb) Limited
39.8% - Industry AVG

Employees
with 3 employees, this is below the industry average (8)
3 - Praetura Asset Finance (sb) Limited
8 - Industry AVG

Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Praetura Asset Finance (sb) Limited
- - Industry AVG

Efficiency
resulting in sales per employee of £8.1k, this is less efficient (£548k)
£8.1k - Praetura Asset Finance (sb) Limited
£548k - Industry AVG

Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Asset Finance (sb) Limited
- - Industry AVG

Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Asset Finance (sb) Limited
- - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Asset Finance (sb) Limited
- - Industry AVG

Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Praetura Asset Finance (sb) Limited
- - Industry AVG

Debt Level
There is insufficient data available for this Key Performance Indicator!
- - Praetura Asset Finance (sb) Limited
- - Industry AVG
PRAETURA ASSET FINANCE (SB) LIMITED financials

Praetura Asset Finance (Sb) Limited's latest turnover from December 2023 is £24.3 thousand and the company has net assets of -£822.3 thousand. According to their latest financial statements, Praetura Asset Finance (Sb) Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
---|---|---|---|---|---|---|---|---|---|---|
Turnover | 24,252 | 99,330 | 276,090 | 348,417 | 405,455 | 935,186 | 728,672 | 910,686 | 1,039,395 | 331,005 |
Other Income Or Grants | ||||||||||
Cost Of Sales | 13,186 | 42,820 | 53,305 | 212,417 | 176,792 | 365,641 | 276,457 | 357,473 | 391,270 | 131,807 |
Gross Profit | 11,066 | 56,510 | 222,785 | 136,000 | 228,663 | 569,545 | 452,215 | 553,213 | 648,125 | 199,198 |
Admin Expenses | 200,000 | 100,000 | 473,158 | 511,162 | 200,000 | 711,705 | 785,097 | 868,490 | ||
Operating Profit | 22,785 | 36,000 | -244,495 | 58,383 | 252,215 | -158,492 | -136,972 | -669,292 | ||
Interest Payable | ||||||||||
Interest Receivable | ||||||||||
Pre-Tax Profit | 11,066 | 6,510 | 22,785 | 36,000 | -244,495 | 58,383 | 252,215 | -158,492 | -136,972 | -669,292 |
Tax | ||||||||||
Profit After Tax | 11,066 | 6,510 | 22,785 | 36,000 | -244,495 | 58,383 | 252,215 | -158,492 | -136,972 | -669,292 |
Dividends Paid | ||||||||||
Retained Profit | 11,066 | 6,510 | 22,785 | 36,000 | -244,495 | 58,383 | 252,215 | -158,492 | -136,972 | -669,292 |
Employee Costs | ||||||||||
Number Of Employees | 3 | 5 | 5 | 5 | ||||||
EBITDA* | 22,785 | 36,000 | -244,495 | 58,383 | 252,215 | -158,492 | -136,972 | -669,292 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | ||||||||||
Intangible Assets | ||||||||||
Investments & Other | ||||||||||
Debtors (Due After 1 year) | 210,210 | 716,029 | 1,423,848 | 3,123,679 | 4,151,017 | 5,251,928 | 3,383,730 | 4,696,243 | 3,681,281 | |
Total Fixed Assets | 210,210 | 716,029 | 1,423,848 | 3,123,679 | 4,151,017 | 5,251,928 | 3,383,730 | 4,696,243 | 3,681,281 | |
Stock & work in progress | ||||||||||
Trade Debtors | 1,047,078 | |||||||||
Group Debtors | 35,404 | 5,805,709 | ||||||||
Misc Debtors | 423,699 | 425,358 | 928,337 | 3,626,920 | 3,857,335 | 2,598,987 | 3,239,127 | 1,859,746 | ||
Cash | ||||||||||
misc current assets | ||||||||||
total current assets | 423,699 | 460,762 | 928,337 | 1,047,078 | 3,626,920 | 3,857,335 | 2,598,987 | 3,239,127 | 7,665,455 | |
total assets | 633,909 | 1,176,791 | 2,352,185 | 4,170,757 | 7,777,937 | 9,109,263 | 5,982,717 | 7,935,370 | 11,346,736 | |
Bank overdraft | ||||||||||
Bank loan | 321,779 | 960,819 | 2,745,846 | 2,835,439 | 2,457,027 | 2,808,336 | 1,755,504 | |||
Trade Creditors | 1,342,939 | |||||||||
Group/Directors Accounts | 822,291 | 1,080,476 | 1,188,726 | 1,248,958 | 1,856,004 | 2,328,350 | 2,368,261 | 2,226,477 | 7,493,689 | |
other short term finances | ||||||||||
hp & lease commitments | ||||||||||
other current liabilities | 1,108 | 742,639 | ||||||||
total current liabilities | 822,291 | 1,342,939 | 1,403,363 | 1,931,365 | 2,209,777 | 4,601,850 | 5,163,789 | 4,825,288 | 5,034,813 | 9,249,193 |
loans | 124,327 | 613,295 | 1,283,472 | 2,859,632 | 3,830,244 | 4,658,014 | 2,122,184 | 3,706,820 | 2,766,834 | |
hp & lease commitments | ||||||||||
Accruals and Deferred Income | ||||||||||
other liabilities | ||||||||||
provisions | ||||||||||
total long term liabilities | 124,327 | 613,295 | 1,283,472 | 2,859,632 | 3,830,244 | 4,658,014 | 2,122,184 | 3,706,820 | 2,766,834 | |
total liabilities | 822,291 | 1,467,266 | 2,016,658 | 3,214,837 | 5,069,409 | 8,432,094 | 9,821,803 | 6,947,472 | 8,741,633 | 12,016,027 |
net assets | -822,291 | -833,357 | -839,867 | -862,652 | -898,652 | -654,157 | -712,540 | -964,755 | -806,263 | -669,291 |
total shareholders funds | -822,291 | -833,357 | -839,867 | -862,652 | -898,652 | -654,157 | -712,540 | -964,755 | -806,263 | -669,291 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||
Operating Profit | 22,785 | 36,000 | -244,495 | 58,383 | 252,215 | -158,492 | -136,972 | -669,292 | ||
Depreciation | ||||||||||
Amortisation | ||||||||||
Tax | ||||||||||
Stock | ||||||||||
Debtors | -633,909 | -542,882 | -1,175,394 | -1,818,572 | -3,607,180 | -1,331,326 | 3,126,546 | -1,952,653 | -3,411,366 | 11,346,736 |
Creditors | -1,342,939 | 1,342,939 | ||||||||
Accruals and Deferred Income | -1,108 | -741,531 | 742,639 | |||||||
Deferred Taxes & Provisions | ||||||||||
Cash flow from operations | 456,648 | 2,597,211 | 3,362,685 | 1,389,709 | -2,874,331 | 3,274,394 | -12,016,028 | |||
Investing Activities | ||||||||||
capital expenditure | ||||||||||
Change in Investments | ||||||||||
cash flow from investments | ||||||||||
Financing Activities | ||||||||||
Bank loans | -321,779 | 321,779 | -960,819 | -1,785,027 | -89,593 | 378,412 | -351,309 | 1,052,832 | 1,755,504 | |
Group/Directors Accounts | 822,291 | -1,080,476 | -108,250 | -60,232 | -607,046 | -472,346 | -39,911 | 141,784 | -5,267,212 | 7,493,689 |
Other Short Term Loans | ||||||||||
Long term loans | -124,327 | -488,968 | -670,177 | -1,576,160 | -970,612 | -827,770 | 2,535,830 | -1,584,636 | 939,986 | 2,766,834 |
Hire Purchase and Lease Commitments | ||||||||||
other long term liabilities | ||||||||||
share issue | ||||||||||
interest | ||||||||||
cash flow from financing | 697,964 | -1,891,223 | -456,648 | -2,597,211 | -3,362,685 | -1,389,709 | 2,874,331 | -1,794,161 | 12,016,028 | |
cash and cash equivalents | ||||||||||
cash | ||||||||||
overdraft | ||||||||||
change in cash |
praetura asset finance (sb) limited Credit Report and Business Information
Praetura Asset Finance (sb) Limited Competitor Analysis

Perform a competitor analysis for praetura asset finance (sb) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BB1 area or any other competitors across 12 key performance metrics.
praetura asset finance (sb) limited Ownership
PRAETURA ASSET FINANCE (SB) LIMITED group structure
Praetura Asset Finance (Sb) Limited has no subsidiary companies.
Ultimate parent company
2 parents
PRAETURA ASSET FINANCE (SB) LIMITED
08766580
praetura asset finance (sb) limited directors
Praetura Asset Finance (Sb) Limited currently has 3 directors. The longest serving directors include Mr Michael Dalzell (Oct 2016) and Mr Jack Summers (Nov 2017).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Michael Dalzell | England | 63 years | Oct 2016 | - | Director |
Mr Jack Summers | England | 40 years | Nov 2017 | - | Director |
Mr Peadar O'Reilly | England | 48 years | Feb 2019 | - | Director |
P&L
December 2023turnover
24.3k
-76%
operating profit
21.7k
0%
gross margin
45.7%
-19.8%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-822.3k
-0.01%
total assets
0
-1%
cash
0
0%
net assets
Total assets minus all liabilities
praetura asset finance (sb) limited company details
company number
08766580
Type
Private limited with Share Capital
industry
64910 - Financial leasing
incorporation date
November 2013
age
12
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
MHA
address
ewood house walker park, guide, blackburn, BB1 2QE
Bank
-
Legal Advisor
-
praetura asset finance (sb) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to praetura asset finance (sb) limited. Currently there are 4 open charges and 2 have been satisfied in the past.
praetura asset finance (sb) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PRAETURA ASSET FINANCE (SB) LIMITED. This can take several minutes, an email will notify you when this has completed.
praetura asset finance (sb) limited Companies House Filings - See Documents
date | description | view/download |
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