monteros finance limited
monteros finance limited Company Information
Company Number
08787181
Next Accounts
Dec 2025
Shareholders
brendan elwood
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
11 broomgrove road, sheffield, S10 2LW
Website
www.westonespace.commonteros finance limited Estimated Valuation
Pomanda estimates the enterprise value of MONTEROS FINANCE LIMITED at £87.3m based on a Turnover of £37.5m and 2.33x industry multiple (adjusted for size and gross margin).
monteros finance limited Estimated Valuation
Pomanda estimates the enterprise value of MONTEROS FINANCE LIMITED at £0 based on an EBITDA of £-967.6k and a 8.03x industry multiple (adjusted for size and gross margin).
monteros finance limited Estimated Valuation
Pomanda estimates the enterprise value of MONTEROS FINANCE LIMITED at £28.4m based on Net Assets of £21.8m and 1.31x industry multiple (adjusted for liquidity).
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Monteros Finance Limited Overview
Monteros Finance Limited is a live company located in sheffield, S10 2LW with a Companies House number of 08787181. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2013, it's largest shareholder is brendan elwood with a 100% stake. Monteros Finance Limited is a established, large sized company, Pomanda has estimated its turnover at £37.5m with declining growth in recent years.
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Monteros Finance Limited Health Check
Pomanda's financial health check has awarded Monteros Finance Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
5 Weak
Size
annual sales of £37.5m, make it larger than the average company (£5.3m)
- Monteros Finance Limited
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -18%, show it is growing at a slower rate (6.7%)
- Monteros Finance Limited
6.7% - Industry AVG
Production
with a gross margin of 56%, this company has a comparable cost of product (56%)
- Monteros Finance Limited
56% - Industry AVG
Profitability
an operating margin of -2.6% make it less profitable than the average company (9.2%)
- Monteros Finance Limited
9.2% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - Monteros Finance Limited
12 - Industry AVG
Pay Structure
on an average salary of £79.6k, the company has an equivalent pay structure (£79.6k)
- Monteros Finance Limited
£79.6k - Industry AVG
Efficiency
resulting in sales per employee of £12.5m, this is more efficient (£216.1k)
- Monteros Finance Limited
£216.1k - Industry AVG
Debtor Days
it gets paid by customers after 84 days, this is later than average (33 days)
- Monteros Finance Limited
33 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (41 days)
- Monteros Finance Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Monteros Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 8712 weeks, this is more cash available to meet short term requirements (29 weeks)
8712 weeks - Monteros Finance Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 0.4%, this is a lower level of debt than the average (69.5%)
0.4% - Monteros Finance Limited
69.5% - Industry AVG
MONTEROS FINANCE LIMITED financials
Monteros Finance Limited's latest turnover from March 2024 is estimated at £37.5 million and the company has net assets of £21.8 million. According to their latest financial statements, Monteros Finance Limited has 3 employees and maintains cash reserves of £12.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 3,315,000 | |||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | 964,000 | |||||||||
| Gross Profit | 2,351,000 | |||||||||
| Admin Expenses | 2,898,000 | |||||||||
| Operating Profit | -547,000 | |||||||||
| Interest Payable | 563,000 | |||||||||
| Interest Receivable | 14,000 | |||||||||
| Pre-Tax Profit | -1,096,000 | |||||||||
| Tax | -128,000 | |||||||||
| Profit After Tax | -1,224,000 | |||||||||
| Dividends Paid | ||||||||||
| Retained Profit | -1,224,000 | |||||||||
| Employee Costs | 185,000 | |||||||||
| Number Of Employees | 3 | 3 | 3 | 3 | 7 | 27 | 28 | 17 | ||
| EBITDA* | -524,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 3,686 | 7,374 | 11,000 | 7,000 | 20,894,000 | 21,474,000 | 48,000 | |||
| Intangible Assets | 5,500,000 | |||||||||
| Investments & Other | 11,221 | 11,221 | 1,378,288 | 7,500,002 | 7,500,012 | 2,076,000 | 26,141,000 | 4,500,000 | 29,285,000 | |
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | 11,221 | 11,221 | 1,378,288 | 7,503,688 | 7,507,386 | 2,087,000 | 26,148,000 | 26,394,000 | 25,974,000 | 29,333,000 |
| Stock & work in progress | ||||||||||
| Trade Debtors | 8,639,566 | 18,186,070 | 18,930,076 | 17,370,923 | 716,000 | 6,288,000 | 111,000 | 137,000 | 1,898,000 | |
| Group Debtors | 4,888 | 12,105,542 | 3,827,000 | 4,176,000 | ||||||
| Misc Debtors | 470,285 | 2,654,485 | 1,473,011 | 1,225,260 | 2,467,473 | 8,391,000 | 3,936,000 | 3,413,000 | 3,201,000 | 7,037,000 |
| Cash | 12,722,541 | 6,250,570 | 4,721,208 | 2,432,981 | 2,730,696 | 14,368,000 | 2,972,000 | 3,672,000 | 935,000 | 309,000 |
| misc current assets | ||||||||||
| total current assets | 21,837,280 | 27,091,125 | 25,124,295 | 21,029,164 | 17,303,711 | 23,475,000 | 13,196,000 | 11,023,000 | 8,449,000 | 9,244,000 |
| total assets | 21,848,501 | 27,102,346 | 26,502,583 | 28,532,852 | 24,811,097 | 25,562,000 | 39,344,000 | 37,417,000 | 34,423,000 | 38,577,000 |
| Bank overdraft | 288,000 | 300,000 | 10,245,000 | 970,000 | ||||||
| Bank loan | 200,000 | |||||||||
| Trade Creditors | 3,869 | 3,084 | 8,335 | 3,864 | 17,696 | 52,000 | 171,000 | 114,000 | 159,000 | 793,000 |
| Group/Directors Accounts | 213 | 5,016,117 | 680,790 | 423,000 | 415,000 | |||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 71,852 | 170,918 | 101,485 | 29,113 | 564,364 | 362,000 | 707,000 | 596,000 | 790,000 | 1,115,000 |
| total current liabilities | 75,934 | 174,002 | 109,820 | 5,049,094 | 1,262,850 | 414,000 | 1,166,000 | 1,433,000 | 11,609,000 | 3,078,000 |
| loans | 12,207,000 | 12,488,000 | 12,600,000 | |||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | ||||||||||
| provisions | 77,000 | |||||||||
| total long term liabilities | 12,284,000 | 12,488,000 | 12,600,000 | |||||||
| total liabilities | 75,934 | 174,002 | 109,820 | 5,049,094 | 1,262,850 | 414,000 | 13,450,000 | 13,921,000 | 11,609,000 | 15,678,000 |
| net assets | 21,772,567 | 26,928,344 | 26,392,763 | 23,483,758 | 23,548,247 | 25,148,000 | 25,894,000 | 23,496,000 | 22,814,000 | 22,899,000 |
| total shareholders funds | 21,772,567 | 26,928,344 | 26,392,763 | 23,483,758 | 23,548,247 | 25,148,000 | 25,894,000 | 23,496,000 | 22,814,000 | 22,899,000 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | -547,000 | |||||||||
| Depreciation | 3,688 | 3,688 | 11,000 | 14,000 | 25,000 | 25,000 | 23,000 | |||
| Amortisation | ||||||||||
| Tax | -128,000 | |||||||||
| Stock | ||||||||||
| Debtors | -11,725,816 | 437,468 | 1,806,904 | 4,023,168 | 5,466,015 | -1,117,000 | 2,873,000 | -163,000 | -1,421,000 | 8,935,000 |
| Creditors | 785 | -5,251 | 4,471 | -13,832 | -34,304 | -119,000 | 57,000 | -45,000 | -634,000 | 793,000 |
| Accruals and Deferred Income | -99,066 | 69,433 | 72,372 | -535,251 | 202,364 | -345,000 | 111,000 | -194,000 | -325,000 | 1,115,000 |
| Deferred Taxes & Provisions | -77,000 | 77,000 | ||||||||
| Cash flow from operations | -7,679,000 | |||||||||
| Investing Activities | ||||||||||
| capital expenditure | 4,951,000 | |||||||||
| Change in Investments | -1,367,067 | -6,121,714 | -10 | 5,424,012 | -24,065,000 | 26,141,000 | -4,500,000 | -24,785,000 | 29,285,000 | |
| cash flow from investments | -24,334,000 | |||||||||
| Financing Activities | ||||||||||
| Bank loans | -200,000 | 200,000 | ||||||||
| Group/Directors Accounts | 213 | -5,016,117 | 4,335,327 | 680,790 | -423,000 | 8,000 | 415,000 | |||
| Other Short Term Loans | ||||||||||
| Long term loans | -12,207,000 | -281,000 | 12,488,000 | -12,600,000 | 12,600,000 | |||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | ||||||||||
| share issue | ||||||||||
| interest | -549,000 | |||||||||
| cash flow from financing | 36,374,000 | |||||||||
| cash and cash equivalents | ||||||||||
| cash | 6,471,971 | 1,529,362 | 2,288,227 | -297,715 | -11,637,304 | 11,396,000 | -700,000 | 2,737,000 | 626,000 | 309,000 |
| overdraft | -288,000 | -12,000 | -9,945,000 | 9,275,000 | 970,000 | |||||
| change in cash | 6,471,971 | 1,529,362 | 2,288,227 | -297,715 | -11,637,304 | 11,684,000 | -688,000 | 12,682,000 | -8,649,000 | -661,000 |
monteros finance limited Credit Report and Business Information
Monteros Finance Limited Competitor Analysis
Perform a competitor analysis for monteros finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in S10 area or any other competitors across 12 key performance metrics.
monteros finance limited Ownership
MONTEROS FINANCE LIMITED group structure
Monteros Finance Limited has 3 subsidiary companies.
Ultimate parent company
MONTEROS FINANCE LIMITED
08787181
3 subsidiaries
monteros finance limited directors
Monteros Finance Limited currently has 3 directors. The longest serving directors include Mr Martin Elwood (Nov 2013) and Mr Brendan Elwood (Nov 2013).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Martin Elwood | England | 56 years | Nov 2013 | - | Director |
| Mr Brendan Elwood | England | 81 years | Nov 2013 | - | Director |
| Mr Dale Fixter | England | 58 years | Nov 2013 | - | Director |
P&L
March 2024turnover
37.5m
-53%
operating profit
-967.6k
0%
gross margin
56.1%
-3.51%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
21.8m
-0.19%
total assets
21.8m
-0.19%
cash
12.7m
+1.04%
net assets
Total assets minus all liabilities
monteros finance limited company details
company number
08787181
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 2013
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
monteros holdings limited (August 2021)
city estates (uk) limited (July 2019)
accountant
-
auditor
-
address
11 broomgrove road, sheffield, S10 2LW
Bank
LLOYDS TSB BANK PLC
Legal Advisor
-
monteros finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to monteros finance limited. Currently there are 0 open charges and 6 have been satisfied in the past.
monteros finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for MONTEROS FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
monteros finance limited Companies House Filings - See Documents
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