mason owen (specialist risks) limited
mason owen (specialist risks) limited Company Information
Company Number
08821076
Next Accounts
Sep 2025
Directors
Shareholders
mason owen financial services limited
Group Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
20 chapel street, liverpool, L3 9AG
mason owen (specialist risks) limited Estimated Valuation
Pomanda estimates the enterprise value of MASON OWEN (SPECIALIST RISKS) LIMITED at £697.5k based on a Turnover of £754.4k and 0.92x industry multiple (adjusted for size and gross margin).
mason owen (specialist risks) limited Estimated Valuation
Pomanda estimates the enterprise value of MASON OWEN (SPECIALIST RISKS) LIMITED at £0 based on an EBITDA of £-142.7k and a 5.17x industry multiple (adjusted for size and gross margin).
mason owen (specialist risks) limited Estimated Valuation
Pomanda estimates the enterprise value of MASON OWEN (SPECIALIST RISKS) LIMITED at £182 based on Net Assets of £106 and 1.72x industry multiple (adjusted for liquidity).
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Mason Owen (specialist Risks) Limited Overview
Mason Owen (specialist Risks) Limited is a live company located in liverpool, L3 9AG with a Companies House number of 08821076. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in December 2013, it's largest shareholder is mason owen financial services limited with a 100% stake. Mason Owen (specialist Risks) Limited is a established, small sized company, Pomanda has estimated its turnover at £754.4k with high growth in recent years.
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Mason Owen (specialist Risks) Limited Health Check
Pomanda's financial health check has awarded Mason Owen (Specialist Risks) Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
3 Regular
5 Weak
Size
annual sales of £754.4k, make it smaller than the average company (£3m)
- Mason Owen (specialist Risks) Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 24%, show it is growing at a faster rate (6.9%)
- Mason Owen (specialist Risks) Limited
6.9% - Industry AVG
Production
with a gross margin of 95.3%, this company has a comparable cost of product (95.3%)
- Mason Owen (specialist Risks) Limited
95.3% - Industry AVG
Profitability
an operating margin of -19.1% make it less profitable than the average company (19.3%)
- Mason Owen (specialist Risks) Limited
19.3% - Industry AVG
Employees
with 6 employees, this is below the industry average (19)
6 - Mason Owen (specialist Risks) Limited
19 - Industry AVG
Pay Structure
on an average salary of £52.3k, the company has an equivalent pay structure (£52.3k)
- Mason Owen (specialist Risks) Limited
£52.3k - Industry AVG
Efficiency
resulting in sales per employee of £125.7k, this is equally as efficient (£125.7k)
- Mason Owen (specialist Risks) Limited
£125.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Mason Owen (specialist Risks) Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Mason Owen (specialist Risks) Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Mason Owen (specialist Risks) Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (33 weeks)
0 weeks - Mason Owen (specialist Risks) Limited
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99.9%, this is a higher level of debt than the average (58.1%)
99.9% - Mason Owen (specialist Risks) Limited
58.1% - Industry AVG
MASON OWEN (SPECIALIST RISKS) LIMITED financials
Mason Owen (Specialist Risks) Limited's latest turnover from December 2023 is estimated at £754.4 thousand and the company has net assets of £106. According to their latest financial statements, Mason Owen (Specialist Risks) Limited has 6 employees and maintains cash reserves of £1.2 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 475,439 | 494,099 | 397,245 | 402,070 | 163,306 | 182,387 | 121,940 | 88,307 | 32,991 | |
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | 163,306 | 182,387 | 121,940 | 88,307 | ||||||
| Admin Expenses | 115,175 | 130,756 | 96,781 | 122,266 | ||||||
| Operating Profit | 152,191 | 191,980 | 97,926 | 48,131 | 51,631 | 25,159 | -33,959 | -27,428 | ||
| Interest Payable | 240 | 2,400 | 6,400 | 8,000 | 8,025 | 8,028 | 4,000 | |||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | 151,951 | 191,980 | 113,335 | 95,526 | 41,731 | 43,631 | 17,134 | -41,987 | -31,428 | |
| Tax | 7,740 | -37,134 | -16,126 | -19,838 | -7,891 | -5,623 | ||||
| Profit After Tax | 159,691 | 154,846 | 97,209 | 75,688 | 33,840 | 38,008 | 17,134 | -41,987 | -31,428 | |
| Dividends Paid | 100,000 | 140,000 | 120,000 | |||||||
| Retained Profit | 59,691 | 14,846 | -22,791 | 75,688 | 33,840 | 38,008 | 17,134 | -41,987 | -31,428 | |
| Employee Costs | 276,573 | 268,226 | 252,813 | 258,537 | 76,008 | 109,581 | 73,670 | 80,071 | 35,334 | |
| Number Of Employees | 6 | 5 | 4 | 4 | 1 | 1 | 3 | 3 | 3 | 3 |
| EBITDA* | 152,947 | 192,688 | 98,635 | 48,281 | 51,733 | 33,261 | -25,844 | -27,394 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,981 | 746 | 1,454 | 2,028 | 2,737 | 54 | 156 | 258 | 373 | |
| Intangible Assets | 8,000 | 16,000 | ||||||||
| Investments & Other | ||||||||||
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | 1,981 | 746 | 1,454 | 2,028 | 2,737 | 54 | 156 | 8,258 | 16,373 | |
| Stock & work in progress | ||||||||||
| Trade Debtors | 160,101 | 201,676 | 139,609 | 62,035 | 56,461 | 26,327 | 12,963 | |||
| Group Debtors | 18,022 | |||||||||
| Misc Debtors | 155,000 | 2,692 | 23,206 | |||||||
| Cash | 1,240 | 36,413 | 7,078 | 50,099 | 340,097 | 226,429 | 101,293 | 102,067 | 188,416 | 95,056 |
| misc current assets | ||||||||||
| total current assets | 156,240 | 199,206 | 208,754 | 189,708 | 402,132 | 282,890 | 127,620 | 125,273 | 201,379 | 113,078 |
| total assets | 156,240 | 201,187 | 209,500 | 191,162 | 404,160 | 285,627 | 127,674 | 125,429 | 209,637 | 129,451 |
| Bank overdraft | ||||||||||
| Bank loan | ||||||||||
| Trade Creditors | 1,279 | |||||||||
| Group/Directors Accounts | 152,804 | 7,702 | 110,076 | 72,311 | 292,946 | 206,446 | 80,224 | 111,610 | 192,952 | 70,779 |
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 3,330 | 48,610 | 15,873 | 50,011 | 19,514 | 13,112 | 5,623 | |||
| total current liabilities | 156,134 | 57,591 | 125,949 | 122,322 | 312,460 | 219,558 | 85,847 | 111,610 | 192,952 | 70,779 |
| loans | 50,000 | 60,000 | 70,000 | 90,000 | 90,000 | |||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | ||||||||||
| provisions | 495 | 141 | 276 | 345 | 402 | |||||
| total long term liabilities | 495 | 141 | 276 | 345 | 50,402 | 60,000 | 70,000 | 90,000 | 90,000 | |
| total liabilities | 156,134 | 58,086 | 126,090 | 122,598 | 312,805 | 269,960 | 145,847 | 181,610 | 282,952 | 160,779 |
| net assets | 106 | 143,101 | 83,410 | 68,564 | 91,355 | 15,667 | -18,173 | -56,181 | -73,315 | -31,328 |
| total shareholders funds | 106 | 143,101 | 83,410 | 68,564 | 91,355 | 15,667 | -18,173 | -56,181 | -73,315 | -31,328 |
| Dec 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | 152,191 | 191,980 | 97,926 | 48,131 | 51,631 | 25,159 | -33,959 | -27,428 | ||
| Depreciation | 1,247 | 756 | 708 | 574 | 709 | 150 | 102 | 102 | 115 | 34 |
| Amortisation | 8,000 | 8,000 | ||||||||
| Tax | 7,740 | -37,134 | -16,126 | -19,838 | -7,891 | -5,623 | ||||
| Stock | ||||||||||
| Debtors | -7,793 | -38,883 | 62,067 | 77,574 | 5,574 | 30,134 | 3,121 | 10,243 | -5,059 | 18,022 |
| Creditors | -1,279 | 1,279 | ||||||||
| Accruals and Deferred Income | -45,280 | 32,737 | -34,138 | 30,497 | 6,402 | 7,489 | 5,623 | |||
| Deferred Taxes & Provisions | -495 | 354 | -135 | -69 | -57 | 402 | ||||
| Cash flow from operations | 233,940 | 59,214 | 79,568 | 18,147 | 48,612 | 23,018 | -20,785 | -45,416 | ||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | ||||||||||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | 145,102 | -102,374 | 37,765 | -220,635 | 86,500 | 126,222 | -31,386 | -81,342 | 122,173 | 70,779 |
| Other Short Term Loans | ||||||||||
| Long term loans | -50,000 | -10,000 | -10,000 | -20,000 | 90,000 | |||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | ||||||||||
| share issue | ||||||||||
| interest | -240 | -2,400 | -6,400 | -8,000 | -8,025 | -8,028 | -4,000 | |||
| cash flow from financing | -102,614 | 37,765 | -220,635 | 34,100 | 109,822 | -49,386 | -109,367 | 114,145 | 156,879 | |
| cash and cash equivalents | ||||||||||
| cash | -35,173 | 29,335 | -43,021 | -289,998 | 113,668 | 125,136 | -774 | -86,349 | 93,360 | 95,056 |
| overdraft | ||||||||||
| change in cash | -35,173 | 29,335 | -43,021 | -289,998 | 113,668 | 125,136 | -774 | -86,349 | 93,360 | 95,056 |
mason owen (specialist risks) limited Credit Report and Business Information
Mason Owen (specialist Risks) Limited Competitor Analysis
Perform a competitor analysis for mason owen (specialist risks) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in L 3 area or any other competitors across 12 key performance metrics.
mason owen (specialist risks) limited Ownership
MASON OWEN (SPECIALIST RISKS) LIMITED group structure
Mason Owen (Specialist Risks) Limited has no subsidiary companies.
Ultimate parent company
2 parents
MASON OWEN (SPECIALIST RISKS) LIMITED
08821076
mason owen (specialist risks) limited directors
Mason Owen (Specialist Risks) Limited currently has 1 director, Mr Andrew Gibbons serving since Dec 2013.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Gibbons | 56 years | Dec 2013 | - | Director |
P&L
December 2023turnover
754.4k
+59%
operating profit
-144k
0%
gross margin
95.4%
+2.36%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
106
-1%
total assets
156.2k
-0.22%
cash
1.2k
-0.97%
net assets
Total assets minus all liabilities
mason owen (specialist risks) limited company details
company number
08821076
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
December 2013
age
12
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
N/A
accountant
NRB
auditor
-
address
20 chapel street, liverpool, L3 9AG
Bank
HSBC BANK PLC
Legal Advisor
-
mason owen (specialist risks) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to mason owen (specialist risks) limited. Currently there are 1 open charges and 0 have been satisfied in the past.
mason owen (specialist risks) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for MASON OWEN (SPECIALIST RISKS) LIMITED. This can take several minutes, an email will notify you when this has completed.
mason owen (specialist risks) limited Companies House Filings - See Documents
| date | description | view/download |
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