wealthcare pensions and investments ltd
wealthcare pensions and investments ltd Company Information
Company Number
08866434
Website
-Registered Address
4 castlecroft court, castlecroft road, bury, lancashire, BL9 0LN
Industry
Activities of insurance agents and brokers
Telephone
01613487100
Next Accounts Due
October 2024
Group Structure
View All
Shareholders
stephen lawrence cainer 25%
shelley harris 25%
View Allwealthcare pensions and investments ltd Estimated Valuation
Pomanda estimates the enterprise value of WEALTHCARE PENSIONS AND INVESTMENTS LTD at £105.6k based on a Turnover of £91.9k and 1.15x industry multiple (adjusted for size and gross margin).
wealthcare pensions and investments ltd Estimated Valuation
Pomanda estimates the enterprise value of WEALTHCARE PENSIONS AND INVESTMENTS LTD at £3.8k based on an EBITDA of £817 and a 4.69x industry multiple (adjusted for size and gross margin).
wealthcare pensions and investments ltd Estimated Valuation
Pomanda estimates the enterprise value of WEALTHCARE PENSIONS AND INVESTMENTS LTD at £1.3k based on Net Assets of £760 and 1.67x industry multiple (adjusted for liquidity).
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Wealthcare Pensions And Investments Ltd Overview
Wealthcare Pensions And Investments Ltd is a live company located in bury, BL9 0LN with a Companies House number of 08866434. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in January 2014, it's largest shareholder is stephen lawrence cainer with a 25% stake. Wealthcare Pensions And Investments Ltd is a established, micro sized company, Pomanda has estimated its turnover at £91.9k with low growth in recent years.
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Wealthcare Pensions And Investments Ltd Health Check
Pomanda's financial health check has awarded Wealthcare Pensions And Investments Ltd a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £91.9k, make it smaller than the average company (£2.7m)
- Wealthcare Pensions And Investments Ltd
£2.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (5.3%)
- Wealthcare Pensions And Investments Ltd
5.3% - Industry AVG
Production
with a gross margin of 60.5%, this company has a higher cost of product (94.2%)
- Wealthcare Pensions And Investments Ltd
94.2% - Industry AVG
Profitability
an operating margin of 0.9% make it less profitable than the average company (20.5%)
- Wealthcare Pensions And Investments Ltd
20.5% - Industry AVG
Employees
with 2 employees, this is below the industry average (18)
2 - Wealthcare Pensions And Investments Ltd
18 - Industry AVG
Pay Structure
on an average salary of £48.7k, the company has an equivalent pay structure (£48.7k)
- Wealthcare Pensions And Investments Ltd
£48.7k - Industry AVG
Efficiency
resulting in sales per employee of £46k, this is less efficient (£111.3k)
- Wealthcare Pensions And Investments Ltd
£111.3k - Industry AVG
Debtor Days
it gets paid by customers after 30 days, this is earlier than average (70 days)
- Wealthcare Pensions And Investments Ltd
70 days - Industry AVG
Creditor Days
its suppliers are paid after 66 days, this is quicker than average (98 days)
- Wealthcare Pensions And Investments Ltd
98 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Wealthcare Pensions And Investments Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Wealthcare Pensions And Investments Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 90.1%, this is a higher level of debt than the average (58.4%)
90.1% - Wealthcare Pensions And Investments Ltd
58.4% - Industry AVG
WEALTHCARE PENSIONS AND INVESTMENTS LTD financials
Wealthcare Pensions And Investments Ltd's latest turnover from January 2023 is estimated at £91.9 thousand and the company has net assets of £760. According to their latest financial statements, Wealthcare Pensions And Investments Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | |||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 7,715 | 398 | 5,073 | 4,785 | 3,195 | 2,256 | 7,360 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 961 | 954 | 29,686 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 7,715 | 398 | 5,073 | 4,785 | 3,195 | 3,217 | 8,314 | 29,686 | 0 |
| total assets | 7,715 | 398 | 5,073 | 4,785 | 3,195 | 3,217 | 8,314 | 29,686 | 0 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 6,655 | 0 | 4,676 | 4,338 | 363 | 0 | 4,881 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 181 | 485 | 28,037 | 0 |
| total current liabilities | 6,655 | 0 | 4,676 | 4,338 | 363 | 181 | 5,366 | 28,037 | 0 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 300 | 300 | 300 | 428 | 250 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 300 | 300 | 300 | 428 | 250 | 0 | 0 | 0 | 0 |
| total liabilities | 6,955 | 300 | 4,976 | 4,766 | 613 | 181 | 5,366 | 28,037 | 0 |
| net assets | 760 | 98 | 97 | 19 | 2,582 | 3,036 | 2,948 | 1,649 | 0 |
| total shareholders funds | 760 | 98 | 97 | 19 | 2,582 | 3,036 | 2,948 | 1,649 | 0 |
| Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Tax | |||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 7,317 | -4,675 | 288 | 1,590 | 939 | -5,104 | 7,360 | 0 | 0 |
| Creditors | 6,655 | -4,676 | 338 | 3,975 | 363 | -4,881 | 4,881 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | -128 | 178 | 69 | -304 | -27,552 | 28,037 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | 0 | 0 | 0 | 0 | -961 | 7 | -28,732 | 29,686 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | -961 | 7 | -28,732 | 29,686 | 0 |
wealthcare pensions and investments ltd Credit Report and Business Information
Wealthcare Pensions And Investments Ltd Competitor Analysis
Perform a competitor analysis for wealthcare pensions and investments ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BL9 area or any other competitors across 12 key performance metrics.
wealthcare pensions and investments ltd Ownership
WEALTHCARE PENSIONS AND INVESTMENTS LTD group structure
Wealthcare Pensions And Investments Ltd has no subsidiary companies.
Ultimate parent company
WEALTHCARE PENSIONS AND INVESTMENTS LTD
08866434
wealthcare pensions and investments ltd directors
Wealthcare Pensions And Investments Ltd currently has 2 directors. The longest serving directors include Mr Stephen Cainer (Mar 2014) and Mr Richard Harris (Mar 2014).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stephen Cainer | England | 58 years | Mar 2014 | - | Director |
| Mr Richard Harris | England | 57 years | Mar 2014 | - | Director |
P&L
January 2023turnover
91.9k
+2%
operating profit
817.3
0%
gross margin
60.6%
-2.14%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2023net assets
760
+6.76%
total assets
7.7k
+18.38%
cash
0
0%
net assets
Total assets minus all liabilities
wealthcare pensions and investments ltd company details
company number
08866434
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
January 2014
age
10
incorporated
UK
accounts
Micro-Entity Accounts
ultimate parent company
previous names
N/A
last accounts submitted
January 2023
address
4 castlecroft court, castlecroft road, bury, lancashire, BL9 0LN
accountant
-
auditor
-
wealthcare pensions and investments ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to wealthcare pensions and investments ltd.
wealthcare pensions and investments ltd Companies House Filings - See Documents
| date | description | view/download |
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