
Company Number
08920730
Next Accounts
Dec 2025
Directors
Shareholders
paul anthony blake
marta maillo
Group Structure
View All
Industry
Activities of mortgage finance companies
Registered Address
c/o kingsley mayrbook ltd, unitec house, london, N3 1QB
Website
www.mandls.netPomanda estimates the enterprise value of MORTGAGE & LENDING SOLUTIONS (UK) LIMITED at £1.1m based on a Turnover of £726.2k and 1.53x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of MORTGAGE & LENDING SOLUTIONS (UK) LIMITED at £0 based on an EBITDA of £-15.9k and a 6.45x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of MORTGAGE & LENDING SOLUTIONS (UK) LIMITED at £87.4k based on Net Assets of £24.3k and 3.6x industry multiple (adjusted for liquidity).
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Mortgage & Lending Solutions (uk) Limited is a live company located in london, N3 1QB with a Companies House number of 08920730. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in March 2014, it's largest shareholder is paul anthony blake with a 67% stake. Mortgage & Lending Solutions (uk) Limited is a established, small sized company, Pomanda has estimated its turnover at £726.2k with rapid growth in recent years.
Pomanda's financial health check has awarded Mortgage & Lending Solutions (Uk) Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
3 Weak
Size
annual sales of £726.2k, make it smaller than the average company (£6.1m)
- Mortgage & Lending Solutions (uk) Limited
£6.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 65%, show it is growing at a faster rate (8.8%)
- Mortgage & Lending Solutions (uk) Limited
8.8% - Industry AVG
Production
with a gross margin of 29.2%, this company has a comparable cost of product (29.2%)
- Mortgage & Lending Solutions (uk) Limited
29.2% - Industry AVG
Profitability
an operating margin of -2.3% make it less profitable than the average company (11.8%)
- Mortgage & Lending Solutions (uk) Limited
11.8% - Industry AVG
Employees
with 3 employees, this is below the industry average (5)
3 - Mortgage & Lending Solutions (uk) Limited
5 - Industry AVG
Pay Structure
on an average salary of £53.7k, the company has an equivalent pay structure (£53.7k)
- Mortgage & Lending Solutions (uk) Limited
£53.7k - Industry AVG
Efficiency
resulting in sales per employee of £242.1k, this is equally as efficient (£242.1k)
- Mortgage & Lending Solutions (uk) Limited
£242.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Mortgage & Lending Solutions (uk) Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Mortgage & Lending Solutions (uk) Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Mortgage & Lending Solutions (uk) Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 143 weeks, this is more cash available to meet short term requirements (20 weeks)
143 weeks - Mortgage & Lending Solutions (uk) Limited
20 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 49.6%, this is a lower level of debt than the average (93.9%)
49.6% - Mortgage & Lending Solutions (uk) Limited
93.9% - Industry AVG
Mortgage & Lending Solutions (Uk) Limited's latest turnover from March 2024 is estimated at £726.2 thousand and the company has net assets of £24.3 thousand. According to their latest financial statements, Mortgage & Lending Solutions (Uk) Limited has 3 employees and maintains cash reserves of £47.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||
Other Income Or Grants | ||||||||||
Cost Of Sales | ||||||||||
Gross Profit | ||||||||||
Admin Expenses | ||||||||||
Operating Profit | ||||||||||
Interest Payable | ||||||||||
Interest Receivable | ||||||||||
Pre-Tax Profit | ||||||||||
Tax | ||||||||||
Profit After Tax | ||||||||||
Dividends Paid | ||||||||||
Retained Profit | ||||||||||
Employee Costs | ||||||||||
Number Of Employees | 3 | 2 | 2 | 1 | 1 | 1 | 1 | |||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 768 | 1,471 | 1,376 | 538 | 265 | 398 | 4,530 | 6,879 | 508 | |
Intangible Assets | 2,180 | 8,720 | ||||||||
Investments & Other | ||||||||||
Debtors (Due After 1 year) | ||||||||||
Total Fixed Assets | 768 | 1,471 | 1,376 | 538 | 265 | 398 | 2,180 | 4,530 | 6,879 | 9,228 |
Stock & work in progress | ||||||||||
Trade Debtors | 21,764 | 89,067 | ||||||||
Group Debtors | ||||||||||
Misc Debtors | ||||||||||
Cash | 47,453 | 70,626 | 94,125 | 56,688 | 19,858 | 13,338 | 9,233 | 52,043 | ||
misc current assets | 1 | |||||||||
total current assets | 47,453 | 70,626 | 94,125 | 56,688 | 19,859 | 13,338 | 9,233 | 21,764 | 89,067 | 52,043 |
total assets | 48,221 | 72,097 | 95,501 | 57,226 | 20,124 | 13,736 | 11,413 | 26,294 | 95,946 | 61,271 |
Bank overdraft | 5,324 | 4,955 | ||||||||
Bank loan | ||||||||||
Trade Creditors | 1 | 1 | 15,210 | 24,011 | 26,715 | |||||
Group/Directors Accounts | ||||||||||
other short term finances | ||||||||||
hp & lease commitments | ||||||||||
other current liabilities | 11,881 | 15,621 | 26,847 | 13,576 | 16,650 | 17,191 | 17,369 | |||
total current liabilities | 17,205 | 20,577 | 26,847 | 13,576 | 16,650 | 17,192 | 17,369 | 15,210 | 24,011 | 26,715 |
loans | 6,731 | 12,056 | 22,242 | 25,000 | ||||||
hp & lease commitments | ||||||||||
Accruals and Deferred Income | ||||||||||
other liabilities | ||||||||||
provisions | ||||||||||
total long term liabilities | 6,731 | 12,056 | 22,242 | 25,000 | ||||||
total liabilities | 23,936 | 32,633 | 49,089 | 38,576 | 16,650 | 17,192 | 17,369 | 15,210 | 24,011 | 26,715 |
net assets | 24,285 | 39,464 | 46,412 | 18,650 | 3,474 | -3,456 | -5,956 | 11,084 | 71,935 | 34,556 |
total shareholders funds | 24,285 | 39,464 | 46,412 | 18,650 | 3,474 | -3,456 | -5,956 | 11,084 | 71,935 | 34,556 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||
Operating Profit | ||||||||||
Depreciation | 703 | 704 | 636 | 267 | 133 | 132 | 169 | |||
Amortisation | 2,180 | 2,180 | ||||||||
Tax | ||||||||||
Stock | ||||||||||
Debtors | -21,764 | -67,303 | 89,067 | |||||||
Creditors | -1 | 1 | -1 | 1 | -15,210 | -8,801 | -2,704 | 26,715 | ||
Accruals and Deferred Income | -3,740 | -11,226 | 13,271 | -3,074 | -541 | -178 | 17,369 | |||
Deferred Taxes & Provisions | ||||||||||
Cash flow from operations | ||||||||||
Investing Activities | ||||||||||
capital expenditure | ||||||||||
Change in Investments | ||||||||||
cash flow from investments | ||||||||||
Financing Activities | ||||||||||
Bank loans | ||||||||||
Group/Directors Accounts | ||||||||||
Other Short Term Loans | ||||||||||
Long term loans | -5,325 | -10,186 | -2,758 | 25,000 | ||||||
Hire Purchase and Lease Commitments | ||||||||||
other long term liabilities | ||||||||||
share issue | ||||||||||
interest | ||||||||||
cash flow from financing | ||||||||||
cash and cash equivalents | ||||||||||
cash | -23,173 | -23,499 | 37,437 | 36,830 | 6,520 | 4,105 | 9,233 | -52,043 | 52,043 | |
overdraft | 369 | 4,955 | ||||||||
change in cash | -23,542 | -28,454 | 37,437 | 36,830 | 6,520 | 4,105 | 9,233 | -52,043 | 52,043 |
Perform a competitor analysis for mortgage & lending solutions (uk) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in N 3 area or any other competitors across 12 key performance metrics.
MORTGAGE & LENDING SOLUTIONS (UK) LIMITED group structure
Mortgage & Lending Solutions (Uk) Limited has no subsidiary companies.
Ultimate parent company
MORTGAGE & LENDING SOLUTIONS (UK) LIMITED
08920730
Mortgage & Lending Solutions (Uk) Limited currently has 1 director, Mr Paul Blake serving since Mar 2014.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Paul Blake | 56 years | Mar 2014 | - | Director |
P&L
March 2024turnover
726.2k
+202%
operating profit
-16.6k
0%
gross margin
29.3%
-6.66%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
24.3k
-0.38%
total assets
48.2k
-0.33%
cash
47.5k
-0.33%
net assets
Total assets minus all liabilities
company number
08920730
Type
Private limited with Share Capital
industry
64922 - Activities of mortgage finance companies
incorporation date
March 2014
age
11
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
mortgage & lending (uk) solutions limited (March 2014)
accountant
-
auditor
-
address
c/o kingsley mayrbook ltd, unitec house, london, N3 1QB
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to mortgage & lending solutions (uk) limited.
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