the payment systems regulator limited Company Information
Company Number
08970864
Next Accounts
Dec 2025
Industry
Regulation of and contribution to more efficient operation of businesses
General public administration activities
Shareholders
financial conduct authority
Group Structure
View All
Contact
Registered Address
12 endeavour square, london, E20 1JN
Website
https://www.fca.org.ukthe payment systems regulator limited Estimated Valuation
Pomanda estimates the enterprise value of THE PAYMENT SYSTEMS REGULATOR LIMITED at £33m based on a Turnover of £26.7m and 1.24x industry multiple (adjusted for size and gross margin).
the payment systems regulator limited Estimated Valuation
Pomanda estimates the enterprise value of THE PAYMENT SYSTEMS REGULATOR LIMITED at £37.1m based on an EBITDA of £4.6m and a 8.12x industry multiple (adjusted for size and gross margin).
the payment systems regulator limited Estimated Valuation
Pomanda estimates the enterprise value of THE PAYMENT SYSTEMS REGULATOR LIMITED at £23.7m based on Net Assets of £6.9m and 3.43x industry multiple (adjusted for liquidity).
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The Payment Systems Regulator Limited Overview
The Payment Systems Regulator Limited is a live company located in london, E20 1JN with a Companies House number of 08970864. It operates in the general public administration activities sector, SIC Code 84110. Founded in April 2014, it's largest shareholder is financial conduct authority with a 100% stake. The Payment Systems Regulator Limited is a established, large sized company, Pomanda has estimated its turnover at £26.7m with high growth in recent years.
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The Payment Systems Regulator Limited Health Check
Pomanda's financial health check has awarded The Payment Systems Regulator Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 3 areas for improvement. Company Health Check FAQs
5 Strong
2 Regular
3 Weak
Size
annual sales of £26.7m, make it larger than the average company (£1.1m)
£26.7m - The Payment Systems Regulator Limited
£1.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (5.4%)
16% - The Payment Systems Regulator Limited
5.4% - Industry AVG
Production
with a gross margin of 64.5%, this company has a comparable cost of product (64.5%)
64.5% - The Payment Systems Regulator Limited
64.5% - Industry AVG
Profitability
an operating margin of 17.1% make it more profitable than the average company (3.1%)
17.1% - The Payment Systems Regulator Limited
3.1% - Industry AVG
Employees
with 148 employees, this is above the industry average (21)
148 - The Payment Systems Regulator Limited
21 - Industry AVG
Pay Structure
on an average salary of £105k, the company has a higher pay structure (£38.5k)
£105k - The Payment Systems Regulator Limited
£38.5k - Industry AVG
Efficiency
resulting in sales per employee of £180.5k, this is more efficient (£82.1k)
£180.5k - The Payment Systems Regulator Limited
£82.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - The Payment Systems Regulator Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 32 days, this is close to average (30 days)
32 days - The Payment Systems Regulator Limited
30 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - The Payment Systems Regulator Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 60 weeks, this is less cash available to meet short term requirements (82 weeks)
60 weeks - The Payment Systems Regulator Limited
82 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 64.7%, this is a higher level of debt than the average (38.1%)
64.7% - The Payment Systems Regulator Limited
38.1% - Industry AVG
THE PAYMENT SYSTEMS REGULATOR LIMITED financials
The Payment Systems Regulator Limited's latest turnover from March 2024 is £26.7 million and the company has net assets of £6.9 million. According to their latest financial statements, The Payment Systems Regulator Limited has 148 employees and maintains cash reserves of £14.6 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Turnover | 26,718,000 | 18,048,000 | 17,232,000 | 16,936,000 | 15,688,000 | 14,086,000 | 7,883,000 | 10,256,000 | 28,111,000 | 0 |
Other Income Or Grants | ||||||||||
Cost Of Sales | ||||||||||
Gross Profit | ||||||||||
Admin Expenses | ||||||||||
Operating Profit | 4,569,000 | -2,821,000 | 509,000 | -11,533,000 | ||||||
Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Pre-Tax Profit | 4,569,000 | -2,821,000 | 509,000 | 1,104,000 | -443,000 | 1,585,000 | -3,005,000 | -626,000 | 17,550,000 | -11,533,000 |
Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit After Tax | 4,569,000 | -2,821,000 | 509,000 | 1,104,000 | -443,000 | 1,585,000 | -3,005,000 | -626,000 | 17,550,000 | -11,533,000 |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Profit | 4,569,000 | -2,821,000 | 509,000 | 1,104,000 | -443,000 | 1,585,000 | -3,005,000 | -626,000 | 17,550,000 | -11,533,000 |
Employee Costs | 15,533,000 | 12,112,000 | 10,842,000 | 11,208,000 | 10,410,000 | 8,102,000 | 7,196,000 | 7,087,000 | 6,601,000 | 4,249,000 |
Number Of Employees | 148 | 111 | 104 | 107 | 97 | 81 | 70 | 69 | 63 | 43 |
EBITDA* | 4,569,000 | -2,821,000 | 509,000 | -11,533,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 0 | 1,000 | 64,000 | 58,000 | 0 | 41,000 | 11,000 | 0 | 10,000 | 0 |
Group Debtors | 4,807,000 | 2,923,000 | 0 | 0 | 0 | 1,658,000 | 0 | 0 | 0 | 0 |
Misc Debtors | 50,000 | 79,000 | 0 | 0 | 36,000 | 0 | 35,000 | 25,000 | 0 | 0 |
Cash | 14,641,000 | 9,104,000 | 10,752,000 | 11,910,000 | 9,587,000 | 8,350,000 | 9,561,000 | 13,280,000 | 7,539,000 | 1,000 |
misc current assets | 0 | 0 | 34,657,000 | 0 | 747,000 | 0 | 0 | 0 | 0 | 0 |
total current assets | 19,498,000 | 12,107,000 | 45,473,000 | 11,968,000 | 10,370,000 | 10,049,000 | 9,607,000 | 13,305,000 | 7,549,000 | 1,000 |
total assets | 19,498,000 | 12,107,000 | 45,473,000 | 11,968,000 | 10,370,000 | 10,049,000 | 9,607,000 | 13,305,000 | 7,549,000 | 1,000 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 854,000 | 449,000 | 1,053,000 | 1,214,000 | 1,424,000 | 1,184,000 | 1,136,000 | 1,002,000 | 865,000 | 502,000 |
Group/Directors Accounts | 1,630,000 | 1,206,000 | 1,129,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 10,125,000 | 8,132,000 | 38,150,000 | 6,122,000 | 5,418,000 | 4,894,000 | 6,085,000 | 6,912,000 | 667,000 | 11,032,000 |
total current liabilities | 12,609,000 | 9,787,000 | 40,332,000 | 7,336,000 | 6,842,000 | 6,078,000 | 7,221,000 | 7,914,000 | 1,532,000 | 11,534,000 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 12,609,000 | 9,787,000 | 40,332,000 | 7,336,000 | 6,842,000 | 6,078,000 | 7,221,000 | 7,914,000 | 1,532,000 | 11,534,000 |
net assets | 6,889,000 | 2,320,000 | 5,141,000 | 4,632,000 | 3,528,000 | 3,971,000 | 2,386,000 | 5,391,000 | 6,017,000 | -11,533,000 |
total shareholders funds | 6,889,000 | 2,320,000 | 5,141,000 | 4,632,000 | 3,528,000 | 3,971,000 | 2,386,000 | 5,391,000 | 6,017,000 | -11,533,000 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||
Operating Profit | 4,569,000 | -2,821,000 | 509,000 | -11,533,000 | ||||||
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 1,854,000 | 2,939,000 | 6,000 | 22,000 | -1,663,000 | 1,653,000 | 21,000 | 15,000 | 10,000 | 0 |
Creditors | 405,000 | -604,000 | -161,000 | -210,000 | 240,000 | 48,000 | 134,000 | 137,000 | 363,000 | 502,000 |
Accruals and Deferred Income | 1,993,000 | -30,018,000 | 32,028,000 | 704,000 | 524,000 | -1,191,000 | -827,000 | 6,245,000 | -10,365,000 | 11,032,000 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | 5,113,000 | -36,382,000 | 32,370,000 | 1,000 | ||||||
Investing Activities | ||||||||||
capital expenditure | ||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | ||||||||||
Financing Activities | ||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 424,000 | 77,000 | 1,129,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | ||||||||||
interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from financing | 424,000 | 77,000 | 1,129,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash and cash equivalents | ||||||||||
cash | 5,537,000 | -1,648,000 | -1,158,000 | 2,323,000 | 1,237,000 | -1,211,000 | -3,719,000 | 5,741,000 | 7,538,000 | 1,000 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 5,537,000 | -1,648,000 | -1,158,000 | 2,323,000 | 1,237,000 | -1,211,000 | -3,719,000 | 5,741,000 | 7,538,000 | 1,000 |
the payment systems regulator limited Credit Report and Business Information
The Payment Systems Regulator Limited Competitor Analysis
Perform a competitor analysis for the payment systems regulator limited by selecting its closest rivals, whether from the PUBLIC ADMINISTRATION AND DEFENCE; COMPULSORY SOCIAL SECURITY sector, other large companies, companies in E20 area or any other competitors across 12 key performance metrics.
the payment systems regulator limited Ownership
THE PAYMENT SYSTEMS REGULATOR LIMITED group structure
The Payment Systems Regulator Limited has no subsidiary companies.
Ultimate parent company
1 parent
THE PAYMENT SYSTEMS REGULATOR LIMITED
08970864
the payment systems regulator limited directors
The Payment Systems Regulator Limited currently has 9 directors. The longest serving directors include Mr David Geale (Feb 2020) and Professor Tommaso Valletti (Apr 2020).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr David Geale | England | 53 years | Feb 2020 | - | Director |
Professor Tommaso Valletti | England | 57 years | Apr 2020 | - | Director |
Mrs Aidene Walsh | United Kingdom | 57 years | Jun 2020 | - | Director |
Ms Joanna Whittington | England | 58 years | Sep 2023 | - | Director |
Mr Edward Knapp | 41 years | Sep 2023 | - | Director | |
Dr Lara Stoimenova | England | 52 years | Mar 2024 | - | Director |
Mr Sheldon Mills | England | 48 years | Jun 2024 | - | Director |
Dr Andrew Buckley | 59 years | Sep 2024 | - | Director | |
Ms Jessica Rusu | England | 44 years | Nov 2024 | - | Director |
P&L
March 2024turnover
26.7m
+48%
operating profit
4.6m
-262%
gross margin
64.5%
-1.9%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
6.9m
+1.97%
total assets
19.5m
+0.61%
cash
14.6m
+0.61%
net assets
Total assets minus all liabilities
the payment systems regulator limited company details
company number
08970864
Type
Private limited with Share Capital
industry
84120 - Regulation of the activities of providing health care, education, cultural services and other social services, excluding social security
84130 - Regulation of and contribution to more efficient operation of businesses
84110 - General public administration activities
incorporation date
April 2014
age
10
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
COMPTROLLER AND AUDITOR GENERAL
address
12 endeavour square, london, E20 1JN
Bank
-
Legal Advisor
-
the payment systems regulator limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to the payment systems regulator limited.
the payment systems regulator limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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the payment systems regulator limited Companies House Filings - See Documents
date | description | view/download |
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