the payment systems regulator limited

the payment systems regulator limited Company Information

Share THE PAYMENT SYSTEMS REGULATOR LIMITED
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Company Number

08970864

Industry

Regulation of and contribution to more efficient operation of businesses

 

General public administration activities

 
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Shareholders

financial conduct authority

Group Structure

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Contact

Registered Address

12 endeavour square, london, E20 1JN

the payment systems regulator limited Estimated Valuation

£33m

Pomanda estimates the enterprise value of THE PAYMENT SYSTEMS REGULATOR LIMITED at £33m based on a Turnover of £26.7m and 1.24x industry multiple (adjusted for size and gross margin).

the payment systems regulator limited Estimated Valuation

£37.1m

Pomanda estimates the enterprise value of THE PAYMENT SYSTEMS REGULATOR LIMITED at £37.1m based on an EBITDA of £4.6m and a 8.12x industry multiple (adjusted for size and gross margin).

the payment systems regulator limited Estimated Valuation

£23.7m

Pomanda estimates the enterprise value of THE PAYMENT SYSTEMS REGULATOR LIMITED at £23.7m based on Net Assets of £6.9m and 3.43x industry multiple (adjusted for liquidity).

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The Payment Systems Regulator Limited Overview

The Payment Systems Regulator Limited is a live company located in london, E20 1JN with a Companies House number of 08970864. It operates in the general public administration activities sector, SIC Code 84110. Founded in April 2014, it's largest shareholder is financial conduct authority with a 100% stake. The Payment Systems Regulator Limited is a established, large sized company, Pomanda has estimated its turnover at £26.7m with high growth in recent years.

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The Payment Systems Regulator Limited Health Check

Pomanda's financial health check has awarded The Payment Systems Regulator Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4out of 5
positive_score

5 Strong

positive_score

2 Regular

positive_score

3 Weak

size

Size

annual sales of £26.7m, make it larger than the average company (£1.1m)

£26.7m - The Payment Systems Regulator Limited

£1.1m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (5.4%)

16% - The Payment Systems Regulator Limited

5.4% - Industry AVG

production

Production

with a gross margin of 64.5%, this company has a comparable cost of product (64.5%)

64.5% - The Payment Systems Regulator Limited

64.5% - Industry AVG

profitability

Profitability

an operating margin of 17.1% make it more profitable than the average company (3.1%)

17.1% - The Payment Systems Regulator Limited

3.1% - Industry AVG

employees

Employees

with 148 employees, this is above the industry average (21)

148 - The Payment Systems Regulator Limited

21 - Industry AVG

paystructure

Pay Structure

on an average salary of £105k, the company has a higher pay structure (£38.5k)

£105k - The Payment Systems Regulator Limited

£38.5k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £180.5k, this is more efficient (£82.1k)

£180.5k - The Payment Systems Regulator Limited

£82.1k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - The Payment Systems Regulator Limited

- - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 32 days, this is close to average (30 days)

32 days - The Payment Systems Regulator Limited

30 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - The Payment Systems Regulator Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 60 weeks, this is less cash available to meet short term requirements (82 weeks)

60 weeks - The Payment Systems Regulator Limited

82 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 64.7%, this is a higher level of debt than the average (38.1%)

64.7% - The Payment Systems Regulator Limited

38.1% - Industry AVG

THE PAYMENT SYSTEMS REGULATOR LIMITED financials

EXPORTms excel logo

The Payment Systems Regulator Limited's latest turnover from March 2024 is £26.7 million and the company has net assets of £6.9 million. According to their latest financial statements, The Payment Systems Regulator Limited has 148 employees and maintains cash reserves of £14.6 million as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Turnover26,718,00018,048,00017,232,00016,936,00015,688,00014,086,0007,883,00010,256,00028,111,0000
Other Income Or Grants0000000000
Cost Of Sales9,486,4916,182,7345,204,6815,967,3975,232,9414,314,9872,143,4792,727,03410,126,3110
Gross Profit17,231,50911,865,26612,027,31910,968,60310,455,0599,771,0135,739,5217,528,96617,984,6890
Admin Expenses12,662,50914,686,26611,518,3199,616,38910,907,0277,881,3898,801,6238,180,990-3,933,96111,533,000
Operating Profit4,569,000-2,821,000509,0001,352,214-451,9681,889,624-3,062,102-652,02421,918,650-11,533,000
Interest Payable0000000000
Interest Receivable0000000000
Pre-Tax Profit4,569,000-2,821,000509,0001,104,000-443,0001,585,000-3,005,000-626,00017,550,000-11,533,000
Tax0000000000
Profit After Tax4,569,000-2,821,000509,0001,104,000-443,0001,585,000-3,005,000-626,00017,550,000-11,533,000
Dividends Paid0000000000
Retained Profit4,569,000-2,821,000509,0001,104,000-443,0001,585,000-3,005,000-626,00017,550,000-11,533,000
Employee Costs15,533,00012,112,00010,842,00011,208,00010,410,0008,102,0007,196,0007,087,0006,601,0004,249,000
Number Of Employees148111104107978170696343
EBITDA*4,569,000-2,821,000509,0001,352,214-451,9681,889,624-3,062,102-652,02421,918,650-11,533,000

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Tangible Assets0000000000
Intangible Assets0000000000
Investments & Other0000000000
Debtors (Due After 1 year)0000000000
Total Fixed Assets0000000000
Stock & work in progress0000000000
Trade Debtors01,00064,00058,000041,00011,000010,0000
Group Debtors4,807,0002,923,0000001,658,0000000
Misc Debtors50,00079,0000036,000035,00025,00000
Cash14,641,0009,104,00010,752,00011,910,0009,587,0008,350,0009,561,00013,280,0007,539,0001,000
misc current assets0034,657,0000747,00000000
total current assets19,498,00012,107,00045,473,00011,968,00010,370,00010,049,0009,607,00013,305,0007,549,0001,000
total assets19,498,00012,107,00045,473,00011,968,00010,370,00010,049,0009,607,00013,305,0007,549,0001,000
Bank overdraft0000000000
Bank loan0000000000
Trade Creditors 854,000449,0001,053,0001,214,0001,424,0001,184,0001,136,0001,002,000865,000502,000
Group/Directors Accounts1,630,0001,206,0001,129,0000000000
other short term finances0000000000
hp & lease commitments0000000000
other current liabilities10,125,0008,132,00038,150,0006,122,0005,418,0004,894,0006,085,0006,912,000667,00011,032,000
total current liabilities12,609,0009,787,00040,332,0007,336,0006,842,0006,078,0007,221,0007,914,0001,532,00011,534,000
loans0000000000
hp & lease commitments0000000000
Accruals and Deferred Income0000000000
other liabilities0000000000
provisions0000000000
total long term liabilities0000000000
total liabilities12,609,0009,787,00040,332,0007,336,0006,842,0006,078,0007,221,0007,914,0001,532,00011,534,000
net assets6,889,0002,320,0005,141,0004,632,0003,528,0003,971,0002,386,0005,391,0006,017,000-11,533,000
total shareholders funds6,889,0002,320,0005,141,0004,632,0003,528,0003,971,0002,386,0005,391,0006,017,000-11,533,000
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Operating Activities
Operating Profit4,569,000-2,821,000509,0001,352,214-451,9681,889,624-3,062,102-652,02421,918,650-11,533,000
Depreciation0000000000
Amortisation0000000000
Tax0000000000
Stock0000000000
Debtors1,854,0002,939,0006,00022,000-1,663,0001,653,00021,00015,00010,0000
Creditors405,000-604,000-161,000-210,000240,00048,000134,000137,000363,000502,000
Accruals and Deferred Income1,993,000-30,018,00032,028,000704,000524,000-1,191,000-827,0006,245,000-10,365,00011,032,000
Deferred Taxes & Provisions0000000000
Cash flow from operations5,113,000-36,382,00032,370,0001,824,2141,975,032-906,376-3,776,1025,714,97611,906,6501,000
Investing Activities
capital expenditure0000000000
Change in Investments0000000000
cash flow from investments0000000000
Financing Activities
Bank loans0000000000
Group/Directors Accounts424,00077,0001,129,0000000000
Other Short Term Loans 0000000000
Long term loans0000000000
Hire Purchase and Lease Commitments0000000000
other long term liabilities0000000000
share issue0000000000
interest0000000000
cash flow from financing424,00077,0001,129,0000000000
cash and cash equivalents
cash5,537,000-1,648,000-1,158,0002,323,0001,237,000-1,211,000-3,719,0005,741,0007,538,0001,000
overdraft0000000000
change in cash5,537,000-1,648,000-1,158,0002,323,0001,237,000-1,211,000-3,719,0005,741,0007,538,0001,000

the payment systems regulator limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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The Payment Systems Regulator Limited Competitor Analysis

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Perform a competitor analysis for the payment systems regulator limited by selecting its closest rivals, whether from the PUBLIC ADMINISTRATION AND DEFENCE; COMPULSORY SOCIAL SECURITY sector, other large companies, companies in E20 area or any other competitors across 12 key performance metrics.

the payment systems regulator limited Ownership

THE PAYMENT SYSTEMS REGULATOR LIMITED group structure

The Payment Systems Regulator Limited has no subsidiary companies.

Ultimate parent company

1 parent

THE PAYMENT SYSTEMS REGULATOR LIMITED

08970864

THE PAYMENT SYSTEMS REGULATOR LIMITED Shareholders

financial conduct authority 100%

the payment systems regulator limited directors

The Payment Systems Regulator Limited currently has 9 directors. The longest serving directors include Mr David Geale (Feb 2020) and Professor Tommaso Valletti (Apr 2020).

officercountryagestartendrole
Mr David GealeEngland53 years Feb 2020- Director
Professor Tommaso VallettiEngland57 years Apr 2020- Director
Mrs Aidene WalshUnited Kingdom57 years Jun 2020- Director
Ms Joanna WhittingtonEngland58 years Sep 2023- Director
Mr Edward Knapp41 years Sep 2023- Director
Dr Lara StoimenovaEngland52 years Mar 2024- Director
Mr Sheldon MillsEngland48 years Jun 2024- Director
Dr Andrew Buckley59 years Sep 2024- Director
Ms Jessica RusuEngland44 years Nov 2024- Director

P&L

March 2024

turnover

26.7m

+48%

operating profit

4.6m

-262%

gross margin

64.5%

-1.9%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

6.9m

+1.97%

total assets

19.5m

+0.61%

cash

14.6m

+0.61%

net assets

Total assets minus all liabilities

the payment systems regulator limited company details

company number

08970864

Type

Private limited with Share Capital

industry

84120 - Regulation of the activities of providing health care, education, cultural services and other social services, excluding social security

84130 - Regulation of and contribution to more efficient operation of businesses

84110 - General public administration activities

incorporation date

April 2014

age

10

incorporated

UK

ultimate parent company

accounts

Full Accounts

last accounts submitted

March 2024

previous names

N/A

accountant

-

auditor

COMPTROLLER AND AUDITOR GENERAL

address

12 endeavour square, london, E20 1JN

Bank

-

Legal Advisor

-

the payment systems regulator limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to the payment systems regulator limited.

the payment systems regulator limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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the payment systems regulator limited Companies House Filings - See Documents

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